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You can do some amazing things with a personal loan
See what your payments could be
See what your payments could be
Estimated Monthly Payment
$415
8.99% APR
$24,900 Total Cost
Tab down to learn more on how your inputs affect the payment and APR.
What will my actual payments be?
The APR and monthly payment shown are only estimates based on your selection inputs and are for reference purposes only.
Your actual APR will be between x and x based on creditworthiness at the time of application.
The actual APR will be determined when a credit decision is made and may be higher.
£20,000
$2,500
40000
60 Months
36 Mo
84 Mo
740
660
850
How your details affect the payment and APR
- Higher loan amounts can raise your APR and increase your payment
- Longer loan terms can raise your APR and increase your payment
- Higher credit scores can lower your APR and decrease your payment
Questions? Call us at 1-866-248-1255
Any results are estimates, and we do not guarantee the applicability or accuracy to your specific circ*mstance.
Results are calculated based on Discover application data as of2/12/2024.
Using a loan to consolidate debt? Estimate Savings
What you can count on from Discover
-
Great Rates
Save on interest with a fixed interest rate from x - x APR.
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Flexible Terms
Borrow up to x and repay it over x to x years— it's your choice.
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No Up-Front Fees
Put more of your funds to work with no fees of any kind— as long as you pay on time.
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Funds Sent Fast
Funds can be sent as early as the next business-day after acceptance.
How we calculate our ratings
How we calculate our ratings
We calculate the average product rating based on ratings that customers submit. We exclude some reviews from being displayed for reasons such as the customer including profanity, reviewed the wrong product, submitted inappropriate or irrelevant content, or revealed personally identifying information. Reviews are not filtered, edited, or deleted simply because they are negative or are lower rated. If a review is excluded, the associated rating is not calculated in the average product rating.
See Reviews
See why Discover's a great choice
| Lenders | Discover Personal Loans | Citibank Personal Loan | LendingClub | SoFi | Wells Fargo Personal Loans | Prosper Funding | Upstart |
|---|---|---|---|---|---|---|---|
| APR Range* *Lender origination fees are included in a loan's APR. We are showing the percentage range competitors may charge. | 7.99%-24.99% | 10.49%-19.49% | 9.57%-35.99% | 8.99%-25.81% | 8.99%-29.49% | 6.99%-35.99% | 6.4%-35.99% |
| 36-84 month repayment terms available for all loan amounts Flexible repayment terms for all loan amounts — 36, 48, 60, 72 and 84 months. | yes | no | no | yes | no | no | no |
| No prepayment penalties | yes | yes | yes | yes | yes | yes | yes |
| Option to pay off creditors directly | yes | yes | yes | yes | yes | no | yes |
| FICO® Score and more for free**,† FICO® Score, number of credit inquiries and other credit report information for free**,†. **Compared lenders may provide a FICO® Credit Score or other credit score and other credit information. See lender's website for further details. †FICO®Credit Score Terms: Your FICO®Credit Score, key factors and other credit information are based on data from TransUnion®and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See Discover.com/FICO about the availability of your score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO®Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. | yes | no | no | no | no | yes | yes |
| Online Privacy Protection†† Free help removing your personal information from at least 10 people-search websites. Activate by mobile app.†† ††Online Privacy Protection is offered by Discover Bank at no cost and only available in the mobile app. About every 90 days we will scan at least 10 people-search sites for your online personal information and help you submit opt-out requests. Types of personal information found on these sites will vary. | yes | no | no | no | no | no | no |
Chart comparisons conducted by an independent research firm and based on competitor infothrough 2/8/24.
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Frequently asked personal loan questions
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Know the simple steps to getting a personal loan
1
2
3
1
Check the rates you qualify for with no impact to your credit.
2
Review your loan offer and submit your application.
3
You can have your money sent as soon as the next business day after acceptance.
Application Details
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