Funds in as little as 24 hours!
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First Financial is the nation’s leading source of personal loan offers for people who have bad credit, low credit, no credit or have been turned down in the past due to bankruptcy. First Financial offers fast personal loans online when you need funds in a hurry.
Basic Requirements
To qualify for a First Financial personal loan offer, you must meet the following basic requirements. All borrowers should:
- It’s quick and easy to apply online
- There’s no minimum credit score required
- There’s no collateral or deposit required
- You can have an offer within minutes
- Your funds could be deposited as soon as the next day
*This service is not available in New York or to New York borrowers due to interest rate limits under New York Law
Do You Need Funds Now?
You were doing fine until unexpected medical expenses or emergency home repairs cost you thousands of dollars. Suddenly, you find yourself strapped for cash as bills pile up. Sounds familiar, doesn’t it? Frequently Asked Questions
More than half of Americans need financial assistance when faced with an emergency bill, so you’re not alone. Financial troubles are part of life’s struggles, and everyone experiences them at some point.
Thankfully, First Financial can offer you fast cash in a pinch. It’s quick and easy to apply online. Best of all, there’s no minimum credit score required! A+ Rated Better Business Bureau
Review your loan results within five minutes or less. Just enter your state to see available offers online now.
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Why Choose First Financial for Fast Personal Loans Online?
When you apply for fast cash loans online with First Financial:
- Be 18 years of age or older
- Have at least $800 per month in verifiable income
- Have a bank account
- Provide a valid email address
- Complete the online loan application
Apply Online for Safe and Secure Personal Loans
Step One: Apply Online
Get started by filling out our easy online loan application. We will use this information to verify your identity. It usually takes less than 5 minutes to get a result.
Step Two: Get Your Offer
Next, we’ll send you your personal loan offer. You can review the terms and payback plan, and accept it when you are ready. If we cannot offer you a loan, we may recommend another option for you.
Step Three: Get Your Loan
Finally, once you accept your personal loan offer, the money can be deposited directly into your bank account. Most people get their loan in as little as 24 hours!
Your Safety and Security are Our Top Priority
First Financial will never ask you to send money upfront for any reason. We will never ask for your bank account information or social security number over the phone or by email.
You must complete all of the information on the request form online on our website. We do not offer phone or email applications.
First Financial does use any direct mail, email, text, or phone solicitation for any service that we offer. In addition, we will never offer to deposit money into your bank account, then ask you to take a portion of the money out and send it to us on a prepaid debit card. We do not require insurance, upfront fees, or processing fees of any kind. Common Personal Loan Mistakes
Testimonials
We’re proud to be a top personal loan provider nationwide. See what people are saying about personal loans from First Financial:
“First Financial personal loans are reliable because they give you your funds just as promised the very next day.”
– Jose Saldana, TX
“Luckily, I was able to find First Financial and they were able to deposit the funds into my account the following day. I even had money left over!”
– Mark Porter, OH
Thank you for giving me the loan. I really needed the money. Keep up the good work!
– Draxie McMillin, FL
Apply for a Fast Personal Loan Online Now
Get the funds you need, when you need them. Apply for our fast personal loans online today and get an offer in minutes. Personal Loan Calculator
If you have more questions, feel free to contact us at 1-800-315-7791. We would love to set up a call to discuss a plan of action.
Funds when you need them fast!
Results in 5 minutes or less.
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* This is a no-obligation personal loan offer service. We will present the terms and conditions to you and you will need to accept them to proceed. Not all lenders can provide up to $5,000. More Frequently asked questions
First Financial® | Corporate Headquarters | Mailing Address: First Financial 2305 Historic Decatur Road, Suite 100, San Diego, California 92106
Client Service Center: Main: 1-800-315-7791 Fax: 1-800-215-0217
First Financial® & First Financial Online® are Federally Registered Trademarks
©1996-2023 First Financial®, All Rights Reserved. All other products and company names are trademarks of their respective companies. First Financial® does not provide any investment, financial, tax, legal or other professional advice. We recommend that you consult with financial and tax advisors to understand the risks and consequences of buying, selling and holding Bitcoin.*Not all lenders can provide up to $5,000. Must be 18 or over, outside of New York, South Dakota and Hawaii to sign up for a Bitcoin Savings Account.
FAQs
Personal loans with fast approval by banks
| Bank | Approval Time | Interest Rate |
|---|
| Hong Leong Bank | 2 days | 9.00% - 12.50% p.a. |
| CIMB | 1 day upon complete submission | 4.38% - 19.88% p.a. |
| Maybank | 1 day upon complete submission | 6.50% - 8.00% p.a. |
| RHB | 1 day approval and disbursem*nt | 8.59% - 13.76% p.a. |
1 more rowYou will almost certainly have no problems qualifying for a $5,000 personal loan if you have a strong income and good credit. However, you may struggle to get approved if your income is inconsistent, you have a low credit score, or you have a considerable amount of debt already.
What company is best for personal loan? ›
Summary: Best Personal Loans Of June 2024
| Company | Forbes Advisor Rating | LEARN MORE |
|---|
| SoFi® | 5.0 | Compare Rates Via Credible.com's Website |
| Upgrade | 4.8 | Compare Rates Via Credible.com's Website |
| LightStream | 4.6 | Compare Rates Via Credible.com's Website |
| PenFed | 4.1 | Learn More Via Fiona.com's Website |
2 more rowsEasiest-to-get personal loans compared 2024
| Title | APR | Min. credit score |
|---|
| Upstart | 5.2% to 35.99% | 300 |
| Avant | 9.95% to 35.99% | 580 |
| LendingClub | 8.98% to 35.99% | 600 |
| OneMain | 18% to 35.99% | Undisclosed |
6 more rowsMay 7, 2024
The easiest banks to get a personal loan from are USAA and Wells Fargo. USAA does not disclose a minimum credit score requirement, but their website indicates they consider people with scores below 640, so even people with bad credit may be able to qualify.
What is the easiest loan to get immediately? ›
What is the easiest loan to get approved for? The easiest types of loans to get approved for don't require a credit check and include payday loans, car title loans and pawnshop loans — but they're also highly predatory due to outrageously high interest rates and fees.
How much would a $5000 loan cost per month? ›
What is the monthly payment on a $5,000 personal loan?
| Payoff period | APR | Monthly payment |
|---|
| 1 year | 15% | $451 |
| 2 years | 15% | $242 |
| 3 years | 15% | $173 |
| 4 years | 15% | $139 |
3 more rowsA personal loan will cause a slight hit to your credit score in the short term, but making on-time payments will bring it back up and can help improve your credit in the long run. A personal loan calculator can be a big help when it comes to determining the loan repayment term that's right for you.
What credit score do I need for a $10000 personal loan? ›
You generally need a credit score of 580 or higher to qualify for a personal loan. And you'll typically need a score in the 700s to qualify for favorable terms. That said, there's no universal minimum credit score required to get approved for a personal loan.
Is it better to go through a Bank or lender for personal loan? ›
When evaluating personal loan lenders, you can choose from traditional banks and private online lenders. Bank lenders typically offer better rates and the added security of working with a well-established lender, but loans from private online lenders are often quicker and easier to get.
Borrowers with multiple credit cards, a mortgage, or an auto loan showing regular on-time payments may be more likely to qualify. Debt-to-income ratio: Lenders seek borrowers who make enough money to meet their current monthly financial obligations, plus loan payments.
Do personal loans look bad to lenders? ›
If you only have credit cards, a personal loan can add diversity to your credit mix, showing lenders you are financially responsible enough to handle a variety of debt. You want to save money. A personal loan can be used for debt consolidation, among other ways to save money.
What is a hardship loan? ›
What Is A Hardship Loan? A hardship loan is a type of financing that helps people dealing with a financial crisis caused by an emergency expense or an income shortfall. You can use a hardship loan to cover everything from a surprise medical or car repair bill to necessities like food and rent.
Who will give me a loan if no one else will? ›
How Can I Get a Loan If No One Will Approve Me? Specialist lenders offer bad credit loans with more flexible approval criteria. Provide a larger deposit, use a guarantor, or secure the loan against an asset. Shop around and compare lenders.
Who gives cheapest personal loan? ›
What is an EMI?
| PERSONAL LOAN - RATES AND CHARGES |
|---|
| Name of Lender | Interest rate (p.a %) | EMI (Rs) Loan amount- 1 lakh Tenure - 5 years |
|---|
| Kotak Mahindra Bank | 10.99 onwards | 2,174 onwards |
| Bank of India | 10.85-14.85 | 2,167-2,371 |
| Canara Bank | 10.95-16.40 | 2,172-2,453 |
21 more rowsApr 17, 2024
List of Banks Offering Best Personal Loan in India
- HDFC Bank. Max. Loan Amt. Up to ₹40L. Rate of Interest. ...
- Axis Bank. Max. Loan Amt. Up to ₹40L. Rate of Interest. ...
- Kotak Mahindra Bank. Max. Loan Amt. Up to ₹40L. Rate of Interest. ...
- IDFC First Bank. Max. Loan Amt. Up to ₹10L. Rate of Interest. ...
- ICICI Bank. Max. Loan Amt. Up to ₹50L.
What are the easiest bank accounts to open online?
| Bank | Best for | Time to apply |
|---|
| Chime 4 | Bad credit | Under 5 minutes |
| Chase | Higher balances | About 10-15 minutes |
| Current | Debit card rewards | About 5 minutes |
| Ally | Earning interest | About 5 minutes |
12 more rowsSome of the easiest loans to get approved for if you have bad credit include payday loans, no-credit-check loans, and pawnshop loans. Personal loans with essentially no approval requirements typically charge the highest interest rates and loan fees.
What credit score is needed to get a personal loan from a bank? ›
Payment history is weighed the most heavily in determining your credit score, along with your total outstanding debt. Generally, borrowers need a credit score of at least 610 to 640 to even qualify for a personal loan. To qualify for a lender's lowest interest rate, borrowers typically need a score of at least 800.
