Our Most Comprehensive Travel Insurance Plan (2024)

Our Most Comprehensive Travel Insurance Plan (1)

Travelex’s Travel Select travel insurance provides comprehensive coverage for most travelers.

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Whether you’re traveling for business, with your family, or for fun, Travelex’s comprehensive travel insurance plan, Travel Select, offers the benefits and upgrades you need to help keep yourself — and your vacation investment — protected.

What does Travel Select travel insurance cover?

Thanks to Travel Select’s variety of benefits and available upgrades, this comprehensive travel insurance plan is perfect for most kinds of trips.

If your trip is delayed, interrupted, or cancelled because of sickness, injury, death, inclement weather, pregnancy, or other covered reasons, Travel Select can provide coverage for incurred expenses. Additionally, with the Travel Select plan you also receive coverage for emergency medical and dental expenses, and medical evacuations.

Travel Select also provides primary coverage with no deductibles, as well as 24/7 access to travel assistance.

How is Travel Select different from other travel insurance plans?

Travel Select contains the same benefits as the Travel Basic plan - plus so much more.

In addition to covering the essentials, Travel Select provides comprehensive travel insurance to all children 17 and under when accompanied by a covered adult. The number of children is unlimited subject to maximum insured limits. Please list the accompanying child when enrolling. If the child’s trip cost exceeds the adult's trip cost, the child will be charged the corresponding plan cost.

Travel Select also offer travelers three "early purchase benefits" when the plan is purchased within 15 days of the initial trip payment, which includes coverage for:

  1. Business travelers who experience unforeseen cancellations or interruptions.
  2. Pre-existing medical condition waivers.
  3. Financial default.

Additionally, Travel Select offers upgrades such as Cancel For Any Reason, Additional Medical Coverage, Adventure Sports Coverage, , and Car Rental Collision if you’re looking for a plan that can be tailored to your vacation.

How do I purchase Travel Select insurance?

Buying Travel Select is quick and easy. Enter your travel details into the quote box - including your state of residence as well as your departure and return dates - and you’ll receive a free, online quote instantly. From here, you have the option of choosing Travel Select as your travel insurance plan. Once Travel Select is selected, you’ll also be able to customize your policy with any upgrades.

By picking the Travel Select plan, you can be confident that you and your trip are well protected.

Travel Select Plan Benefits and Details

Benefit

Travel Select

Trip Cancellation

100% of insured trip cost (up to $50,000)

Trip Interruption

150% of insured trip cost (up to $75,000)

Trip Delay

$2,000 (with a daily sublimit of $200 and with a minimum delay of 5 hours)

Missed Connection

$750 (with a minimum delay of 3 hours)

Emergency Medical Expense

$50,000 (with a dental coverage sublimit of $500)

Emergency Medical Evacuation & Repatriation of Remains

$500,000 (with an escort coverage limit of $25,000)

Baggage & Personal Effects

$1,000 (item sublimits apply)

Baggage Delay

$200 (with a minimum delay of 12 hours)

Sporting Equipment Delay

$200 (with a minimum delay of 24 hours)

Accidental Death & Dismemberment (AD&D)

$25,000

Kids-Included Pricing

Yes

Primary Coverage

Included

24/7 Travel Assistance

Included

Maximum Trip Length

Up to 364 days

Early Purchase Benefit: Financial Default

100% of insured trip cost (up to $50,000)

Early Purchase Benefit: Pre-existing Medical Condition Exclusion Waiver 

Trip Cancellation/Interruption coverage will be limited to 100% of insured trip cost (up to $50,000) 

Early Purchase Benefit: Cancel for Work Reasons 

Included as Unforeseen Covered Event

Upgrade: Cancel for Any Reason

75% of insured trip cost (up to $7,500) with a maximum trip cost of $10,000

Upgrade: Car Rental Collision Coverage 

$35,000 per policy (with a $100 deductible)

Upgrade: Additional Medical Coverage – Additional Emergency Medical Expense

Additional $50,000 ($100,000 benefit total)

Upgrade: Additional Medical Coverage – Additional Emergency Evacuation & Repatriation of Remains

Additional $500,000 ($1,000,000 benefit total)

Upgrade: Adventure Sports Exclusion Waiver 

Additional activities coverage 

Upgrade: Flight Accidental Death & Dismemberment (AD&D)

$200,000 

Travel Select PlanBenefits and Details

Benefit

Travel Select

Trip Cancellation

100% of insured trip cost (up to $50,000)

Trip Interruption

150% of insured trip cost (up to $75,000)

Trip Delay

$2,000 (with a daily sublimit of $200 and with a minimum delay of 5 hours)

Missed Connection

$750 (with a minimum delay of 3 hours)

Emergency Medical Expense

$50,000 (with a dental coverage sublimit of $500)

Emergency Medical Evacuation & Repatriation of Remains

$500,000 (with an escort coverage limit of $25,000)

Baggage & Personal Effects

$1,000 (item sublimits apply)

Baggage Delay

$200 (with a minimum delay of 12 hours)

Sporting Equipment Delay

$200 (with a minimum delay of 24 hours)

Accidental Death & Dismemberment (AD&D)

$25,000

Kids-Included Pricing

Yes

Primary Coverage

Included

24/7 Travel Assistance

Included

Maximum Trip Length

Up to 364 days

Early Purchase Benefit: Financial Default

100% of insured trip cost (up to $50,000)

Early Purchase Benefit: Pre-existing Medical Condition Exclusion Waiver

Trip Cancellation/Interruption coverage will be limited to 100% of insured trip cost (up to $50,000)

Early Purchase Benefit: Cancel for Work Reasons

Included as Unforeseen Covered Event

Upgrade: Cancel for Any Reason

75% of insured trip cost (up to $7,500) with a maximum trip cost of $10,000

Upgrade: Car Rental Collision Coverage

$35,000 per policy (with a $100 deductible)

Upgrade: Additional Medical Coverage – Additional Emergency Medical Expense

Additional $50,000 ($100,000 benefit total)

Upgrade: Additional Medical Coverage – Additional Emergency Evacuation & Repatriation of Remains

Additional $500,000 ($1,000,000 benefit total)

Upgrade: Adventure Sports Exclusion Waiver

Additional activities coverage

Upgrade: Flight Accidental Death & Dismemberment (AD&D)

$200,000

Customized Upgrades

Our Most Comprehensive Travel Insurance Plan (6)

Car Rental Collision

Receive additional financial protection if you’re in an accident or collision while driving a rental car.

Our Most Comprehensive Travel Insurance Plan (7)

Protect yourself while flying to and from your vacation destination.

Our Most Comprehensive Travel Insurance Plan (8)

Additional Medical Coverage

Enjoy extra medical expenses coverage in the event of an accident, injury or medical evacuation.

Our Most Comprehensive Travel Insurance Plan (9)

Adventure Sports

Engage in the adventurous activities you love while traveling.

Our Most Comprehensive Travel Insurance Plan (10)

Cancel For Any Reason

Cancel your trip for any reason up to 48 hours prior to your departure.

GET QUOTE

Frequently Asked Questions

Do I have to pay extra to ensure my children also receive travel protection?

As long as your children are 17 and under, traveling with a covered adult, and their trip cost is less than the adult trip cost, your kids will also receive travel protection coverage at no additional cost. The number of children is unlimited subject to maximum insured policy limits.

Please note: If you include any upgrade(s) in your policy, the child(ren) listed on your policy will be charged for the upgrade premium.

If I have an existing medical condition will it be covered by Travel Select?

Yes, coverage for pre-existing medical conditions is available if you purchase the Travel Select plan within 15 days of your initial trip payment. Additional requirements vary per plan.

I’m traveling internationally, will Travel Select cover my trip?

Travel Select is Travelex’s best travel insurance plan for traveling internationally because it features higher benefit amounts that may be needed abroad. With its variety of benefits and upgrades, it provides excellent coverage both stateside and abroad.

What if I would like to upgrade my current travel insurance plan to Travel Select?

If you need to change any details on your Travelex travel insurance policy, please call our friendly Customer Solutions department at 1-800-228-9792, Monday-Friday, 8:00 a.m. to 7:00 p.m. CST.

I can’t decide between the Travel Select plan and Travel Basic — help!

Both plans will provide quality coverage, but differing trip factors might help decide which plan is best suited for you.

For instance, if you are taking a trip with your family, Travel Select offers coverage for children 17 years of age and under at no additional cost when accompanied with an insured adult (terms and conditions apply).

Or if you plan to go mountain climbing on your next vacation, Travel Select provides an optional Adventure Sports upgrade to ensure you’re properly insured.

To learn more about the differences between the Travel Select and Travel Basic plans, check out the plan comparison chart.

Our Most Comprehensive Travel Insurance Plan (2024)

FAQs

What is comprehensive travel insurance? ›

Comprehensive travel insurance is the highest level of cover you can buy. It typically includes cancellation cover, 24/7 medical cover, lost or damaged luggage costs, personal liability, family emergencies, additional cover for travel delays, and alternative transport expenses.

How much medical travel insurance is enough? ›

How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.

What is not covered by Allianz travel insurance? ›

Claims due to known, foreseeable, or expected events, epidemics, government prohibitions, warnings, or travel advisories or fear of travel are generally not covered (coverage can vary by state.)

Does travel insurance usually pay out? ›

If your trip is canceled for a covered reason, a policy will often reimburse airline tickets, hotel rooms, rental cars, tours, cruises and other prepaid, non-refundable expenses.

Does comprehensive insurance worth it? ›

It can be worth it if you live in an area that's prone to higher rates of car theft or vandalism, or natural disasters like tornadoes or severe weather.

What is comprehensive insurance in simple terms? ›

Comprehensive insurance coverage is defined as an optional coverage that protects against damage to your vehicle caused by non-collision events that are outside of your control. This includes theft, vandalism, glass and windshield damage, fire, accidents with animals, weather, or other acts of nature.

Is 100000 medical travel insurance enough? ›

Every plan is different, but the coverage amounts and benefits may vary. Determine how much you really need. For example, SquareMouth recommends international travelers get around $50,000 in Emergency Medical coverage and $100,000 for cruises or travel to remote areas.

Is $250,000 enough for medical travel insurance? ›

If you read any of our other articles, you'll remember that we always offer a simple recommendation for Medical Insurance. Overseas travelers should have these minimum levels of protection: Medical Insurance Coverage - $100,000. Medical Evacuation Coverage - $250,000.

Why is Allianz so cheap? ›

Allianz policies are often significantly less expensive than other policies for trips longer than 30 days, because they have a different pricing structure than most providers. Length of trip is one of the determining factors of a policy's premium. In most cases, the longer the trip, the more expensive the policy.

How reliable is Allianz travel insurance? ›

We at the MarketWatch Guides team awarded Allianz Travel Insurance 4.1 out of 5 stars based on our provider review methodology. Named our pick for concierge services, Allianz offers 24/7 travel assistance through a multilingual team, which can help policyholders with travel and coverage issues while abroad.

Does travel insurance cover 100%? ›

If all conditions are met, most of the policies will reimburse you 50% to 75% of your trip costs, unless otherwise noted.

What is the most common travel insurance claim? ›

By far, the most common and often most significant travel insurance claim is for medical emergencies. A sudden illness or injury during your trip can not only ruin your plans but also cause a severe financial strain.

What is the difference between basic and comprehensive travel insurance? ›

A basic policy may sometimes cover some expenses, but comprehensive cover will grant you greater claim limits. In addition, you can also be covered for property damage or loss, higher levels of medical assistance, personal liability and more.

What are the two 2 basic types of travel insurance? ›

What type of travel insurance do I need? There are two main types of travel insurance: trip protection plans and travel medical plans.

Is comprehensive insurance the same as full coverage? ›

In fact, full coverage auto insurance is not an actual policy, but an industry term that describes an auto insurance package that typically includes a combination of liability, collision, and comprehensive insurance, as well as any other coverages your state may require.

What is the difference between limited and comprehensive travel insurance? ›

A limited plan is only going to cover a predefined amount per incident, while comprehensive will pay a significant percentage of your expenses. To put this into perspective, say you buy a $80 limited plan rather than a $150 comprehensive plan.

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