Our $200 Grocery Budget: How to Start Building a Grocery Stockpile (2024)

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Learn how to stockpile food on a budget! Stockpiling allows us to have a $200/mo. grocery budget and can save you money too! These tips will help you get started with your own stockpile.


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So, you’re convinced that stockpiling saves money, but now you want to know how to get that stockpile started in the first place, especially if your grocery budget is already so tight you can barely eek by. Well this, my friends, is the million dollar question!

I actually started building my grocery stockpile 6 years ago soon after I first discovered the wonderful world of saving money by couponing. Since it’s been so long ago, my memory is a bit faulty as to just how things went when I first got started. (Can I get by with blaming the poor memory on having 4 children in 6 years?) However, I do know that our grocery budget didn’t have much wiggle room in it at the time and I remember that initially, the savings from stockpiling were quite small.

But based on what I remember and what has worked for friends, here’s what I’d recommend doing if you are wanting to start building a grocery stockpile.

How to Stockpile Food on a Budget

Start Slow & Small
The temptation is to dive in head first and start buying lots of stuff to get your stockpile started. But, especially if your budget is tight already, it’s best to start by setting aside just $5 to $10 a week to buy things for your stockpile. Then, be sure to make that $5 to $10 count and use it to buy only things that are reallygood prices that you also are sure you’ll definitely use. If you don’t see anything that fits the bill that week, then just skip it and save the money to buy extra the next week.

Initially, you likely won’t see much savings at all. But the beauty of stockpiling is that as you continue to slowly do it, you’ll start creating more and more wiggle room in your budget and after several months time, the savings start to really show!

Monica, one of my long time readers, started building a stockpile and had this to say:

My first month only saved me around $50 from our usual grocery bill and I was ready to throw in the towel. What I didn’t understand was that the stockpiling method requires time for a savings snowball effect to take place. Here’s why. Stockpiling saves you money because it enables you to buy items at rock bottom prices and stock up on them. As a result, this saves you from having to pay full price for the item the next time you need it. In turn, this gradually saves you money and as you continue to build your stockpile you’ll find that eventually you rarely have to pay full price for anything because you were able to get it when it was on sale and add it to your stockpile. And so while the initial savings is gradual, as you continue to stockpile, the savings grow considerably. And so I kept at it, and my second month the savings increased to $200-250!

Be Prepared to Invest Some Time
If you don’t mind minimal savings, building a grocery stockpile doesn’t have to take a lot of extra time- you can simply just watch for good deals as you do your regular grocery shopping. But, by doing only that, you won’t save nearly as much as you would if you invest a bit of extra time into researching and planning your trips. I’ll cover the specifics in a future post, but here are a few of the basics.

  • Scan the store’s sales flyer before you go and look for any rock bottom sale prices.
  • Visit a deal blog and see if there are any coupons that you can match-up with the things you want to purchase.
    (To find a deal blog that covers the stores you shop at, Google something like the store name and “coupon match ups”. You should be able to find a blog that will show you what is on sale at the store you shop plus also show you what coupons you can use to get an even better deal! This makes deal shopping super easy and less time-consuming.)
  • Consider shopping at more than one store so that you can get the best deals from each one.

In addition, I love using money saving apps save on groceries and household supplies. Many times they even offer savings on any brand of product such as milk, bread, fruit, diapers and more! Here are my favorites:

  • Ibotta
  • Checkout 51
  • Fetch Rewards
    – This one is the absolute easiest to use. You earn simply by scanning your receipt. Plus, if you purchase qualifying items, you’ll earn an additional amount too.

Designate a Spot for Storing Your Stockpile
Obviously, if you are going to have extra groceries in your house, you are going to need somewhere to put them all! Figure out ahead of time where you will put your stockpile. If you live in a small house it might be easy to get discouraged and think you have no extra room, but most of the time, if you get creative you can come up with something. It may mean putting the extra groceries under the bed or clearing some shelves of things you don’t use to make extra space.

I’m blessed with a kitchen that has lots of cupboards, which has helped me out immensely when it comes to extra storage. However, we have very little storage space otherwise so it can still be a challenge. A couple of years ago, my husband got the great idea to build a long narrow shelf above the freezer in our basem*nt to put our stockpile on. It made such a big difference in how well I was able to stay organized with my stockpile! Between the kitchen, the basem*nt shelf and a couple of boxes in our basem*nt to store our diaper stockpile, we’ve finally figured out a system that works well for us most of the time.

Know When to Stop
I love stockpiling and am convinced it’s one of the absolute best and easiest ways to save money on groceries. But I also think it’s important to know when to stop buying stuff and when to say no to a deal.

This is going to look different for everyone because every family’s needs and budgets are different. But here are the things I consider when deciding if I should buy an item for my stockpile:

  • Is it free? If so, then I almost always will buy it because even if I don’t use it, I will most likely be able to donate to someone who can.
  • Do I have money in our budget to buy it?
  • Do I have space to store it?
  • Will I be able to use it before it spoils? I’ve learned to not let expiration dates totally determine how much I purchase because for many foods, you can extend the shelf life of by freezing them.
  • Is it something I regularly use? If it is, then I try to buy enough to last me until I estimate the next sale will be. (Sales typically run on a cycle of anywhere from 4 to 8 weeks.) If it’s an item that I am getting cheap with coupons, then I’ll buy as many as I have coupons for.
  • If it’s not something I regularly use, can I find a use for it anyway? Often I’ll take advantage of an awesome deal on something I might not typically purchase just because it will still save us money in the long run. For instance, several months ago I got about 20 Uncle Ben’s rice in microwaveable pouches for about $0.10 each. I never buy rice that way, but I knew it was cheaper than buying it by the bag. Plus, it was a food that I could easily plan my menu around to feed us inexpensively. So to me it made perfect sense and we just enjoyed lost of rice dishes over the next several weeks!

Do you have a grocery stockpile? What tips do you have for building it?

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Our $200 Grocery Budget: How to Start Building a Grocery Stockpile (2024)

FAQs

How do I start a stockpile of groceries? ›

How To Build Your Own Grocery Stockpile
  1. Create a list of items your family uses on a regular basis. ...
  2. Use that list to create a price book. ...
  3. Begin setting $5.00 - $10.00/week (more if you can afford to) aside for a stockpile fund. ...
  4. Watch for sales.

Is $200 a month enough for groceries for one person? ›

* YES! It is possible to eat healthy for $200 a month. 30 Days on $200 shopping list is intended for one person.

How to stockpile food on a budget? ›

Take the amount of food you'd typically need to purchase to feed your family for a day, multiply by seven, and you've got a one-week supply. Each week (or month if you're low on funds), try to buy one extra week's worth of food. Gradually expand and build up to a one month stock, then a three-month supply, etc.

How to spend $200 a month on food? ›

Here are the most important habits that we regularly used to spend no more than $200 a month on food.
  1. Create a weekly perishable food inventory.
  2. Plan a menu each week.
  3. Focus on buying loss leaders.
  4. Find the markdowns.
  5. Buy in Bulk.
  6. Avoid processed foods.
  7. Your Turn.
Feb 21, 2024

What foods are best to stockpile? ›

  • Meats & Beans. Canned meat, chicken, turkey, seafood. and other protein-rich foods, such as. ...
  • Vegetables. Canned vegetables and vegetable juices. ...
  • Fruits. Canned fruits and fruit juices. ...
  • Milk. Canned, boxed or dried milk and shelf- ...
  • Grains. Ready-to-eat cereal, crackers, pretzels, ...
  • Water. Enough for 1 gallon per day.

How do you stock up 3 months of food? ›

The following is an easy approach to long-term food storage:
  1. Buy a supply of the bulk staples listed previously.
  2. Build up your everyday stock of canned goods until you have a two-week to one-month surplus. ...
  3. From a sporting or camping equipment store, buy commercially packaged, freeze-dried or air-dried foods.

What is a realistic grocery budget for one person? ›

Feeding Yourself According To The USDA
Thrifty$241.40 – $309.90
Low-Cost$249.60 – $296.60
Moderate Cost$306.90 – $371.70
Liberal$400.80 – $451.80
Nov 27, 2023

What is the average grocery bill for a family of 4? ›

On average, a family of four can expect to spend anywhere between $500 to $1,000 per month on groceries, depending on factors such as dietary choices, quality of ingredients, and location.

Can I live on 200 a month for groceries? ›

Two meals per person per day, over a 30-day month, is 60 meals per person and 120 meals in total. At $200, that's a total of $1.67 per person per meal. This might seem Spartan, but with a bit of planning and practice, I believe that this is totally doable for most people.

What is the cheapest long-lasting food? ›

10 Cheap (and Healthy) Foods that Last a Long Time
  • Dried Beans and Lentils. Average Price: Under $2 for a 1-pound bag. ...
  • Brown Rice and Other Whole Grains. Average Price: About $2 (depending on where you purchase) for a 1-pound bag. ...
  • Frozen Vegetables. ...
  • Peanut Butter. ...
  • Canned Tuna. ...
  • Eggs. ...
  • Whey Protein. ...
  • Apples.

What foods last a long time without refrigeration? ›

  • Dried and canned beans. With a long shelf life and high nutrient content, dried and canned beans are smart non-perishable food choices. ...
  • Nut butters. Nut butters are creamy, nutrient-dense, and delicious. ...
  • Dried fruits and vegetables. ...
  • Canned fish and poultry. ...
  • Nuts and seeds. ...
  • Grains. ...
  • Canned vegetables and fruits. ...
  • Jerky.
Jan 16, 2020

What should a grocery budget be for 2 people? ›

Average Grocery Costs in Fall 2023

According to a recent GOBankingRates article, average grocery costs range from $250 to $550 per person, per month. The USDA published a food plan, updated for 2023, that shares costs for a “nu*tritious, practical, cost-effective diet” for families of any size.

How much should a single person spend on food per month? ›

Based on nutritional guidelines and cost analysis provided by the USDA, people can get a nutritious diet by spending as little as $200 per month on groceries.

How to spend 150 a month on groceries? ›

I'm a Shopping Expert: How To Cut Your Grocery Spend to $150 a...
  1. Embrace Generics. Most shoppers are loyal to certain name brands. ...
  2. Meal Plan Around Sales. ...
  3. Shop International. ...
  4. Opt for More Meatless Meals. ...
  5. Buy in Bulk (When It Makes Sense) ...
  6. Change Grocery Stores.
Feb 12, 2024

Is stockpiling food worth it? ›

Emergency Preparedness

Whether on a large or small scale, building a stockpile can also cushion the impact of inflation or economic instability. Buying in bulk or large quantities when prices are low can be cost-effective in the long run.

How do I stock my pantry for a month? ›

How to Stock a Pantry
  1. Step 1: Fridge Basics. ∆ Butter / Butter Substitute. ...
  2. Step 2: Freezer Basics. ∆ Frozen vegetables. ...
  3. Step 3: Baking Supplies. ∆ Staples you should absolutely have: ...
  4. Step 4: Herbs, Spices and Seasonings. ...
  5. Step 5: Canned & Jarred Goods. ...
  6. Step 6: Grains and Pasta. ...
  7. Step 7: Produce Basics. ...
  8. Step 8: Oils and Vinegars.

What to stockpile for doomsday? ›

Basic Disaster Supplies Kit
  • Water (one gallon per person per day for several days, for drinking and sanitation)
  • Food (at least a several-day supply of non-perishable food)
  • Battery-powered or hand crank radio and a NOAA Weather Radio with tone alert.
  • Flashlight.
  • First aid kit.
  • Extra batteries.
  • Whistle (to signal for help)
Aug 4, 2023

How do I keep groceries under 100 a week? ›

How to Save on Weekly Groceries
  1. Shop your fridge, pantry, and freezer first. ...
  2. Keep versatile basics in the pantry. ...
  3. Maximize freezer space. ...
  4. Make a meal plan. ...
  5. Buy the ingredients you use the most in bulk, but ONLY if they're non-perishable or have a long shelf life. ...
  6. Repurpose your leftovers.
Jan 25, 2024

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