My Dave Ramsey Meal Plan For A Beans And Rice Budget [Free PDF] (2024)

By Jaime Published in Budgeting Last Updated on January 20, 2021

Welcome to my Dave Ramsey meal plan you can use when you’re on a “beans and rice, rice and beans” budget. Be sure to grab the free printable download at the bottom of this post before you go!

When I wrote 13 Things Dave Ramsey Fans Wish You Knew a couple of years ago, I had no idea how much that post would resonate with people. I received TONS of emails and comments from other families who were working on the baby steps and loved getting some encouragement along the way.

Since then I’ve added several Dave-inspired posts for my readers, including:

• Dave Ramsey Budget Forms For When You’re Struggling To Stay Afloat
• How We Paid For Christmas By Earning Amazon Gift Cards
• We’re Debt Free! Our Story Of How We Paid Off Our House

…and more!

Recently, a friend of mine suggested that I share something along the lines of a Dave Ramsey meal plan to help you keep your grocery bill down while you’re on the “beans and rice, rice and beans” budget during baby steps one and two. (You know, that phase where you sell so much stuff, the kids think they’re next?!)

Another bonus of doing some strict Dave Ramsey menu planning is that it ultimately saves time and money. A simple meal is quick to prepare almost any time, day or night, and going grocery shopping is quicker and easier, too.

Dave Ramsey emeals coupon / special offer

You might also choose to use the meal planning service Dave mentions often on his show, calledemeals(this link takes you to Dave’s free 14-day trial offer; there’s no special Dave Ramsey emeals code needed). There’s a small fee for their service, but they save you money overall, so many people find that it’s worth it to give them a try. Plus, they offer a free for 14 days trial period. You can pick and choose your meals, and they’ll have everything waiting for you at your local WalMart store for pick-up. That’s pretty cool.

The Cheapskate Cook and other frugal cookbooks

Another idea for creating your own Dave Ramsey meal plan is to search out cookbooks about cheap healthy meals. The Cheapskate Cook has one you might like called Dinner for a Dollar: Real Food Recipes for Under $1 a Serving. Also check out The Flat Broke Cookbook. If you don’t want to purchase a new cookbook, you can always ask your local library to order them.

And now, without further ado…

My Dave Ramsey Meal Plan For a Beans and Rice Budget

(To make it easier for you, you can easily download it below)

Rotating Breakfasts

• Eggs with toast
• Toast with peanut butter and banana slices
• Toast with 100% fruit spread
• Oatmeal with raisins

Lunches

• Plan to use make enough dinner so you can use the leftovers for lunch the next day
• Keep one or two salad kits on hand for the days you don’t have leftovers (Aldi has salad kits for $2-$3 and they feed two people easily)

Dinners

Download my PDF for The Beans + Rice Budget Meal Plan. Each day’s recipe is hyperlinked, so once you download it, you can click or tap each day’s dinner to be taken directly to that recipe. Or, if you prefer, you can print it out and hang it on the fridge!

Simply enter your email address and I’ll send it to you right away. It’s free for my email subscribers!

Do you have a Dave Ramsey meal plan you use when your budget is tight? What are your favorite cheap and easy recipes?

New to my web site? I like to write about ways to optimize your life, save money, and cook cheap healthy meals. Here are a few moreways you can save money:

• Cook at home more.We used to waste so much money going out to eat! This is a constant struggle for us as a busy family. Try a program likeemeals (the link takes to you a free 14-day trial) to help you create simple, inexpensive meals at home if you struggle in this area like I do. You’ll save MORE money on your groceries each month than the small amount you pay for their service.
• Earn Amazon gift cards.A simple way to earn a little extra money from home by using the Swagbucks site instead of Google for searching. You can also do surveys and a few other things to earn points, which you redeem to purchase gift cards from them.Swagbucksis what we used toearn Amazon gift cardsand pay for Christmas gifts one year. (Click here to read about how we did it.)
• Create a budget.I’ve created several beautiful budgeting printables for you! Some you can find for free just by browsing this site, and I’ve also assembled this gorgeous printable Budget Planner Toolkit you can use to get started.