''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (2024)

My boyfriend is not financially ready for marriage. We have been dating for some time now and I do not see any sign in his finances that he is ready for us to get married. We both desire to get married but he just does not have enough yet.”

Are you in a similar situation as the one above?

Are you and your boyfriend thinking about getting married, yet your boyfriend is not financially ready for marriage?

This post is for you.

It can be frustrating to be in a situation like this, but it is good to know where you are at the moment to enable you to know how to approach it.

A man not being financially ready for marriage is enough reason for the marriage not to have happened yet.

It may be that he does not have enough money or a stable job.

It can also be that he is not financially wise and lacks financial literacy.

Both of these things show that your boyfriend is not financially ready for marriage; it is essential not to rush into one.

Marriage is beautiful, and getting married to the one you love is one of life’s best experiences.

However, you need to know that marriage is a marathon, not a sprint.

It is not a short-term arrangement that can be rushed into and will be over in a short while.

It is a long-term adventure that comes with new realities and responsibilities.

Starting from the event- the wedding- it doesn’t matter how small a wedding is, it will still cost money.

After moving into the marriage, financial readiness is even more required.

My Boyfriend Is Not Financially Ready For Marriage: 7 Steps To Take

1. Do Not Be Under Pressure

''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (1)

The worst thing you can do for yourself in a situation like this is to succumb to pressure and let it drive you.

It is understandable and okay to desire marriage.

However, it is essential to understand a marriage can quickly change from a beautiful thing that makes you happy to a sad situation.

Being in a financial crisis takes a toll on couples, and you do not want to walk into that knowingly.

So, don’t give in to pressure.

2. Do Not Put Him Under Pressure

''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (2)

Not only must you avoid pressure on yourself, but you must also avoid putting it on your partner.

What your partner needs right now is knowledge and financial help, not pressure for marriage.

It is okay to encourage and motivate your partner to do better but be careful not to put pressure on him.

Putting your partner under pressure is unfair, and it can also hurt your relationship.

Your pressure can scare him away or worse, make him rush into a marriage with you when he is not financially ready; this is dangerous.

4. Look At His Current Efforts

''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (3)

Sometimes, it is okay not to be there yet financially.

But it is unacceptable to be lazyand comfortable with where you are, especially as a man.

If your man is not in a great place financially, it is not an unusual state. But a man who has plans for marriage and wants to be responsible must be putting in the effort.

Observe to see if your boyfriend is working on getting better financially and if he is teachable.

A diligent man who is teachable and willing to be better may not currently have a lot, but he has good potential.

If he lacks all of this, that is a bad sign.

5. Are You Both Ready For Marriage?

''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (4)

Although money is of great importance, it is not all there is to a marriage.

While your boyfriend is getting better financially, ask yourself if you see a husband in him and if he possesses the qualities of a good husband.

To have a wholesome marriage, he must be all-around prepared (financially, emotionally, physically, mentally, spiritually, and so on).

Are you also ready for marriage?

Do you have a career plan?

If not, what money beliefs are you holding on to that prevent you from making money?

Is there any skill you can learn to augment your income?

Educate yourself and be sure you have the maturity and commitment it takes for a marriage to work.

6. Are You Also Financially Ready?

''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (5)

In many homes and cultures, the man is expected to be the greater financial contributor in the home.

But in the season and time we are in, the woman is now expected to be doing well financially too.

Take your eyes off your boyfriend for a minute and ask yourself if you’re financially ready for marriage.

Are you financially literate?

Do you have a stable job or business?

Do you save and know about investments?

At the end of the day, the financial success of your marriage does not depend on one person alone.

It depends on you both.

7. What Are You Both Doing About It?

''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (6)

Now that you know the problem – lack of finance- what are you both doing about it?

The solution to this varies depending on your unique situation.

He may need to get a new job or an extra job.

He may need to enroll in financial literacy classes and learn how to use the money well.

For your situation, it may be that you both only need to save more money.

Whatever it is, find out and begin to take steps toward it.

As we said, a lack of financial preparedness is enough reason for a marriage not to start.

Financial issues stress marriages. They can cause resentment between couples and can even end marriages.

It is good that you are aware of your limitations.

Now, all you both need to do is begin to work to fix it.

You may not fix everything overnight, but with consistent efforts and patience, you will see the result and good progress.

It is okay to not be financially ready for marriage at the moment.

But it is wrong to remain in that state and not put any effort to get out of that situation.

''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (7)

''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (2024)

FAQs

Should I marry a guy who is not financially stable? ›

But marrying someone for love, while ignoring financial security, results in divorce. Everyone should want stability, first in their own lives, then in a partner. Of course, financial instability is a possibility for couples, but those who work to get it are less likely to experience it and to suffer significantly.

What to do when your partner doesn t contribute financially? ›

One of the best ways to ensure the bills are being paid on time is to allow the more financially responsible partner to take over paying them. Even with this approach, you will still want to include your spouse in what bills are being paid and when, as well as their amount.

How to support your partner when they are struggling financially? ›

How to deal with financial stress in marriage or long-term relationships
  1. Rely on honesty and trust. According to our experts, being open and willing to talk about money problems is an essential first step. ...
  2. Use supportive language. ...
  3. Budget together. ...
  4. Make time for fun. ...
  5. Take one day at a time.
Oct 24, 2022

What to do when your partner is financially irresponsible? ›

Sit down with your husband and talk with him about his attitude toward money, your family's financial situation, and his self-image. Spell out what you need to have happen to keep this marriage alive. For one thing, you are not to be the sole bill payer.

Should a man date if he is not financially stable? ›

No, many people find that money issues are a deal breaker.

It's okay if a guy's money problems give you pause. If he's not financially stable and he shows no signs of changing his habits, take that into account when you're deciding whether or not to pursue a serious relationship with him.

Should I wait for my boyfriend to become financially stable? ›

If you're willing, wait for him- but not forever. If he starts making improvements and is really putting in the effort, THEN go for him. If he loves you back, he will work hard so you two can start a more financially stable life together.

How do I deal with a financially unstable boyfriend? ›

What to Do if Your Partner Is Bad or Struggling with Money
  1. Focus on triggers.
  2. Lead by example.
  3. Accept their money problem and have open communication.
  4. Sit down and create a budget together.
  5. Say something before it's too late.
  6. Be a supportive partner and focus on improvement.
Dec 21, 2023

Can lack of money ruin a relationship? ›

When you consider that about 41% of Americans with families say that money was a big source of tension in their households in 2022, it's no wonder that financial problems are a leading cause of divorce.

How do I ask my boyfriend to help me financially? ›

8 Straightforward Steps to Ask a Guy for Money Through Text
  1. 1 Be upfront about why you're asking.
  2. 2 Specify how much money you need.
  3. 3 Tell them when you need the money.
  4. 4 Suggest how to send you the money.
  5. 5 Note when you'll pay them back.
  6. 6 Put it in writing if you're asking for a large sum.

Is debt a red flag in a relationship? ›

That means it's important to know if your partner is carrying hefty balances and struggling with high credit card debt, especially if you plan to apply for loans or credit cards together.

How to fix financial issues in a relationship? ›

Solution: Communicate regularly.

Different people have different habits and priorities, so it's important that both partners communicate openly and be open to compromise. Be honest, and work through it with your partner. Allow mistakes to happen from time-to-time because old habits are hard to break.

How to deal with a boyfriend who doesn't support you financially? ›

How To Handle Financial Problems in a Relationship
  1. Have an authentic conversation with him.
  2. Break it down for him.
  3. Make it clear that you don't resent him because he makes less than you.

How do you fix financial infidelity? ›

6 practical ways you can address financial infidelity in your relationship:
  1. Acknowledge what's been compromised.
  2. Be honest and come clean.
  3. Understand your value system.
  4. Examine your relationship.
  5. Listen without judgement.
  6. Strive for transparency.

What to do if someone is struggling financially? ›

Make sure you have a clear agreement about the form of help, such as a loan or gift, and any terms for repayment. If you want to give the person something outright, consider giving them cash, paying one of their bills directly, or providing them with non-cash assistance, like gift cards, or certain resources they need.

Is it wrong to marry for financial stability? ›

We may say that although financial stability is linked to emotional wellness, marrying for wealth alone may lead to relationship issues, unhappiness or emotional concerns. In a fortunate living framework, positive emotions are more likely to be generated.

Is it bad to want a partner who is financially stable? ›

Financial stability is a crucial factor in a healthy relationship and having a stable source of income can provide peace of mind and security. Being employed can also indicate a strong work ethic and responsibility, which are important qualities in a partner.

Should you marry a man in debt? ›

Understand how their debt can affect your future

This can also impact you both in case of a divorce down the road. One partner having student loan debt could delay or prevent you both from making life changes like getting a mortgage or starting a family.

Should a man be financially stable? ›

Relationships thrive when both patterns align their aspirations and work toward common goals. Financial stability can indicate a similar mindset and a greater chance of compatibility in terms of long-term financial planning and achieving shared objectives for personal and professional growth.

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