MsFinancialSavvy Personal Finance Blog (2024)

Sticky Post

Should You Be A Naïve Student Loan Co-Signer For a Child or Relative?

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02 Aug 2023

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Lois Center-Shabazz

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6

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College

There are some student loan co-signers who tell me they did not know exactly what they were doing when they agreed to sign. Co-signing for any loan, including a student loan is a very high-risk venture. There are many reasons why, and this is why some parents in their 70s and 80s are still paying on kids' student loans.0

Sticky Post

How to Sell from Garage Sales and Flea Markets to Consignment Stores

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27 Apr 2023

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Lois Center-Shabazz

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14

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Garage sales are as American as apple pie. Here are a few tips for a successful garage sale. When doing a search on selling household items with little cost, there are several searches to do....

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Top Things To Consider When Choosing A College or University

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08 Jun 2023

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Lois Center-Shabazz

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22

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College

The top colleges and universities recommended by major publications; most American students can’t afford. Therefore you must consider several factors when choosing a college, to make the best choice possible. Those include the availability of...

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How Bad Financial Habits Can be Replaced with Good Financial Habits Easily

There are a few tried and true steps to replace bad financial habits with good financial habits. Some call them bad money habits. Here you go. 1. The first step to replacing bad financial habits...

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Keep Your Finances Safe From Check Washers to Car Thieves

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16 Mar 2023

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Lois Center-Shabazz

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25

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Money

FROM CHECK WASHERS, CAR THIEVES, AND CATALYTIC CONVERTERS Keeping finances safe is getting harder and harder. The bad guys are working overtime at destroying great finances. The good news is there are many solutions to...

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Many Signs You May Be Destroying Your Financial Future, In a Hurry

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02 Mar 2023

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Lois Center-Shabazz

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22

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YOU DON’T UNDERSTAND THE FINANCES WORD The finances word is a broad term with a general meaning in the management of money. Or its outflow for different purposes. It pertains to personal or business finances....

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HOW RADICALLY DIFFERENT INVESTOR TYPES CAN BE USED FOR GUERRILLA DEBT PAYOFF

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23 Feb 2023

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Lois Center-Shabazz

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11

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Investing

A NEW INVESTOR TYPE CREATED With some investment advisors, they will tell you it is ok to invest high risk at a young age. The reason is, if you lose money, there will be time...

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When Amazon Started The Purpose Was to Save Money on Books, Here’s How to Save Big

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16 Feb 2023

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Lois Center-Shabazz

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17

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Money

When Amazon started there was not much variety, but now the variety is huge. The discounts on popular items are also huge. The site is well-formed and easy to navigate. Are all items discounted? No,...

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Outrageous Ponzi Schemes Are Destroying Us, But How Do We Identify One?

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09 Feb 2023

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Lois Center-Shabazz

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13

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Personal Finance

PONZI SCHEMES DEFINITION Charles Ponzi is a man associated with Ponzi schemes, but these fraudulent schemes were around way before him. The Ponzi schemes definition is a fraudulent scheme created by collecting money from investors....

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Great Finances Make a Great Life; Start Planning Finances Online Now

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19 Jan 2023

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Lois Center-Shabazz

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15

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Budgeting

RATE FINANCES FROM ONE TO TEN For great finances and a great life, start with a rating and create your own finances online. Find out where you are and rate your finances from one to...

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How to Pay Off Student Loans Quickly When Student Loan Interest Rates are Understood

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05 Jan 2023

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Lois Center-Shabazz

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18

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College

Some student loan interest rates are high and some are low. Understanding student loan interest rates starts with knowing contracted rates. How many students read the promissory note after graduation?Most don’t, and that is where problems begin. 0

Your Pecuniary Debt-Free Date For The Most Pragmatic and Important Debts

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23 Dec 2022

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Lois Center-Shabazz

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12

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Money

SET YOUR DEBT-FREE DATE There are many Americans who don’t understand the seriousness of debt. It is important to understand debt vs. credit, debt buying, and debt to asset ratio to understand debt. Then there...

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Why Giving a Mutual Fund Investment as A Gift is a Healthy Wager and Good Idea

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01 Dec 2022

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Lois Center-Shabazz

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16

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Investing

There are tangible gifts and intangible gifts. But I can bet a healthy wager that teaching mutual funds to invest in will increase a young person’s finances for the future. You can study the mutual...

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5 Most Important Personal Finance Tips to Keep Strong Finances On Target

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16 Nov 2022

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Lois Center-Shabazz

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16

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Personal Finance

If you keep these 5 personal finance tips in mind, you will meet strong targets. There will be a need to have a personal finance tips pity party when you practice strong targets. It starts...

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