Money Lender | Singapore Money Lenders | Golden Credit (2024)

Money Lender | Singapore Money Lenders | Golden Credit (1)

Fast Aproval Quick Cash

in 30 mins

Money Lender | Singapore Money Lenders | Golden Credit (2)

Personal Loan

in Low interest rate

Money Lender | Singapore Money Lenders | Golden Credit (3)

Trusted Licensed Moneylender

Since 2010

Get Instant Loan

Licensed Money

Best Licensed Money Lending Company in Singapore

Money Lender | Singapore Money Lenders | Golden Credit (4)

Quick & Easy Loan Approvals

Money Lender | Singapore Money Lenders | Golden Credit (5)

50,000 Customers Satisfied

Money Lender | Singapore Money Lenders | Golden Credit (6)

No Prepayment or Hidden Fees

Money Lender | Singapore Money Lenders | Golden Credit (7)

Low Interest Rate

Welcome to Golden Credit, the premier Moneylending Firm in Singapore. We are here to provide personalized financial solutions that meet your needs. Whether you require a personal loan in Singapore, seek a reputable money lender, or seek the best personal loan options, you’ve come to the right place. Our team of experienced money lenders understands the unique financial challenges individuals and businesses face. As trusted Singapore money lenders, we offer many loan services, including short-term loans, debt consolidation options, and loans for foreigners in Singapore. We aim to help you achieve financial stability and empower you to reach your goals. At Golden Credit, we take pride in being one of the best money lenders in Singapore. With our transparent and fair lending practices, we strive to provide the best personal loan options that suit your needs and preferences. Our team is committed to delivering exceptional customer service, ensuring a smooth and hassle-free loan application process. As a licensed money lender in Singapore, we fully comply with regulatory requirements, providing you with peace of mind and financial security. Trust Golden Credit to be your reliable partner in financial matters. Explore our website to learn more about our services and how we can assist you. Contact us today to discuss your financial needs, and let us find the perfect loan solution for you.

see how

Fast Cash Loans in Singapore

Money Lender | Singapore Money Lenders | Golden Credit (8)

Personal Loan

Get the best personal loan fast for various important or urgent cash needs. As a licensed money lending firm in Singapore, Golden Credit is the perfect place for you to apply for a personal loan.Apply Now!

Money Lender | Singapore Money Lenders | Golden Credit (9)

Credit Preservation Loan

Want to keep your credit record in good standing? If you answered yes, then our credit preservation loan is ideal for your case. Get in touch with one of our loan experts to discuss your options.Apply Now!

Money Lender | Singapore Money Lenders | Golden Credit (10)

Debt Consolidation Loan

Do you need a Debt Consolidation Loan in Singapore? Call us today to speak with a licensed and professional loan consultant who will craft your unique debt consolidation plan for you.Apply Now!

Money Lender | Singapore Money Lenders | Golden Credit (11)

Short Term Loan

Get the EXTRA CASH you need with a fast payday loan in Singapore. Payday or short-term loan is perfect for you if you just need some extramoney to help you get through till your next paycheck. Call us or apply online.Apply Now!

Money Lender | Singapore Money Lenders | Golden Credit (12)

Holiday Loans

Lookingto take a holiday but don’t have the funds? Get the lowest interest vacation loans in Singapore. With our personalised package, can you go for your dream destination without worrying about the financial aspects.Apply Now!

Money Lender | Singapore Money Lenders | Golden Credit (13)

Business Loans

Need an urgent business loan in Singapore to start, manage or expand your business, contact Golden Credit and our loan officers with help you find a personalised loan package for your business needs.Apply Now!

Money Lender | Singapore Money Lenders | Golden Credit (14)

Renovation Loans

Style your dream home with our flexible and affordable renovation loans. Find out the latest and best renovation loan packages for your home only at Golden Credit.Apply Now!

Money Lender | Singapore Money Lenders | Golden Credit (15)

Payday Loans in Singapore

Find the best payday loan from a reliable and licensed money lender in Singapore. We provide the lowest payday loan interest rates. Our commitment is to help meet any financial emergency that you have with our flexible payday loan.Apply Now!

Money Lender | Singapore Money Lenders | Golden Credit (16)

Wedding Loans

Get the bestwedding loan with low interest rates and make your dream wedding a reality. Golden Credit provides flexible and affordable Marriage Loan for couples in Singapore when they are in need.Apply Now!

Money Lender | Singapore Money Lenders | Golden Credit (17)

Why People Choose Us

We Understand How To Effectively Guide You Through The Loan Process And Avoid Potential Problems Along The Way.

Money Lender | Singapore Money Lenders | Golden Credit (18)

Fast Approval

Normally we process all loans within 24 hours.

Money Lender | Singapore Money Lenders | Golden Credit (19)

Low Interest Rate

We always guarantee the lowest interest rate in the market.

Money Lender | Singapore Money Lenders | Golden Credit (20)

Transparency

We maintain high transparency with no hidden cost.

Money Lender | Singapore Money Lenders | Golden Credit (21)

Free Financial Consultancy

We are always open to give you advice on any financial situation.

simple

Loan Process

Money Lender | Singapore Money Lenders | Golden Credit (22)

Choose your loan amount and terms to use loan

Money Lender | Singapore Money Lenders | Golden Credit (23)

Provide basic documents for identification and verification

Money Lender | Singapore Money Lenders | Golden Credit (24)

Our loan specialist asks a few questions and verify documents

Money Lender | Singapore Money Lenders | Golden Credit (25)

Obtain cash credit amount once loan is approved

Apply Your Loan Now

Google Reviews

Testimonial

Thank you for helping when I need the instant cash for rolling over to the next month. Thank you for lending. Appreciated.

Marissa T. / Tanjong PagarCustomer

Thank you for helping when I need the instant cash for rolling over to the next month. Thank you for lending. Appreciated.

Marissa T. / Tanjong PagarCustomer

Thank you for helping when I need the instant cash for rolling over to the next month. Thank you for lending. Appreciated.

Marissa T. / Tanjong PagarCustomer

Money Lender | Singapore Money Lenders | Golden Credit (26)

Mohd Ashik

The lady was nice. She explain to me in detail. Friendly person.

Money Lender | Singapore Money Lenders | Golden Credit (27)

pang guan han

Professional-Able to provide help to question ask-Effective-Efficent-Responsive

Money Lender | Singapore Money Lenders | Golden Credit (28)

Tbl Tbl

Always professional, customer service is excellent!!

Money Lender | Singapore Money Lenders | Golden Credit (29)

Money Lender | Singapore Money Lenders | Golden Credit (30)

Get a fast

Sometimes all you need is a little help.

Golden Credit (S) Pte. Ltd. is a comprehensive moneylending firm in Singapore that offers loans for various fiscal crises. Offering services in Singapore for so many years, we have gained an unsurpassed reputation.

Our business strives to ensure you stay safe from all sorts of fiscal crises. We understand that life can throw some emergencies at you when least expected. And, when stuck in such a crisis, we can be your helping hand.

No matter what the financial dilemma is, be it a medical bills ,vehicle repair ,vehicle registration , or rental bond ,or are looking to get some quick cash until your next pay check arrives, Golden Credit is one name you can always look up to for financial help.

We are anIPTO-licensed firmin Singaporewith the sole pursuit of helping people stuck in monetary emergencies. Our work philosophy’s core strength is understanding your needs and creating a bespoke package that goes well with your requirements. Understanding that adversities only look time and date after arriving, it is our prime focus to provide you with the cash in quick time and minimum legal formalities so that you do not have to go through any hard times.

Our transparency in service has managed to fetch us the unparalleled status of being a highly dependablemoneylending firm in Singapore. We at Golden Credit strive to deliver personalized solutions by listening to your unique needs and, at the same time, assuring maximum confidentiality.

Contactusto discuss the next steps.

Compare

Personal Loans To Find The Best Deals

As the best lender for quick cash, Golden Credit offers our clients simple and easy-to-understand personal loans.

Our loans are designed to provide greater freedom and adaptability to our customers. In contrast to short-term payday loans, which are repaid within a few weeks, these loans are repaid within a few months.

Fast personal loans can give you money for almost anything, like car repairs, medical bills, wedding costs, or moving costs. With a fixed interest rate, your payments stay the same for a set amount of time, usually between six months and three years. You will know exactly how much will come out of your salary account every month.

Even if you have poor credit, Golden Credit’s cash loans will assist you in escaping financial shackles. If you’re searching for a CreditPersonal Loan in Singapore, we’ll go the extra mile to expedite your application.

With our quick and easy-to-apply for personal loans, we specialize in solving your immediate financial issues. We carefully assess the needs of our clients to recommend the best personal loan with the lowest interest rates in Singapore.

Money Lender | Singapore Money Lenders | Golden Credit (31)

Golden Credit

One of the most Credible Money Lenders in Singapore and is trusted by individuals and businesses across the country.

As a money lender with the passion for helping our clients, we provide low-interest rates and fast approval for quick cash.

We remain to be a reputable private money lender, servicing more than 50,000 customers and growing. We ensure that all of them are satisfied with our services. What’s great about our company is that there are no prepayments or hidden fees. Plus, we are one of the few licensed money lenders in Singapore where you can guarantee that every transaction is according to the set standards.

Money Lender | Singapore Money Lenders | Golden Credit (32)

Golden Credit Money Lender Services

Golden Credit is a legal money lender in Singapore, and we offer different types of lending services.

Money Lender | Singapore Money Lenders | Golden Credit (33)

Personal Loan

With the best money lender like Golden Credit, you can get your personal loan – fast. If you need urgent money or if you have emergencies, we can help you with your needs. Our representatives are well trained, highly knowledgeable and will gladly assist you along the way.

Money Lender | Singapore Money Lenders | Golden Credit (34)

Credit Preservation Loan

We understand that you want to maintain or improve your good credit standing. Let our experts help you with your case. With years of experience as a private money lender, we can evaluate the best options for you.

Money Lender | Singapore Money Lenders | Golden Credit (35)

Debt Consolidation Loan

If you need to pay off all your liabilities and debts, you can consider having a debt consolidation loan. This is where multiple debts are put together into a larger debt, which usually has better payoff terms, including lower interest rates and lower monthly payments.

Money Lender | Singapore Money Lenders | Golden Credit (36)

Short Term Loan

If you need quick cash to get you through until the next payday, you should consider getting a short-term loan or known as the payday loan, from a private money lender. With our terms, we are considered by most of our clients the best legal money lender in the country.

Money Lender | Singapore Money Lenders | Golden Credit (37)

Holiday Loans

You deserve a break, and if you do not have enough funds for a good vacation, you can always count on us. Golden Credit is a reputable private lender where we can help you make your dream holiday a reality.

Money Lender | Singapore Money Lenders | Golden Credit (38)

Business Loans

If you want to start or expand your business, simply reach out to us, and we can provide the best packages suited for your needs and capacity. We are a legal money lender in Singapore that has helped several enterprises over the years.

Money Lender | Singapore Money Lenders | Golden Credit (39)

Renovation Loans

With our renovations loans, you can now start having your dream home. Our affordable renovation loans are available for you. We are one of the few licensed money lenders in Singapore that can help you achieve the home you’ve always wanted.

Money Lender | Singapore Money Lenders | Golden Credit (40)

Wedding Loans

If you want to tie the knot yet short on cash, don’t worry. Golden Credit is here for you. We have the lowest interest rates, giving you a wedding that you and your partner truly deserve.

Money Lender | Singapore Money Lenders | Golden Credit (41)

Why People in Singapore Choose Golden Credit, the Best Licensed Money Lender in the Country

Over the years of providing quality lending services, we have already understood most concerns of our clients. With that, we guarantee that we can address your needs. As one of the leading money lenders in Singapore, we are committed to helping both individuals and businesses reach their goals with our financial solutions.

Money Lender | Singapore Money Lenders | Golden Credit (42)

Get Instant Loan

We Are Here To Help You

Our mission is to deliver reliable, latest news and opinions

Money Lender | Singapore Money Lenders | Golden Credit (43)

Apply For Loan

Looking to buy a car or home loan? then apply for loan now.

Get Appointment

Money Lender | Singapore Money Lenders | Golden Credit (44)

Call Us At +65 62241300

goldencredit@singnet.com.sg

Contact Us

Money Lender | Singapore Money Lenders | Golden Credit (45)

Apply For Loan

Looking to buy a car or home loan? then apply for loan now.

Get Appointment

Money Lender | Singapore Money Lenders | Golden Credit (2024)

FAQs

How much can I borrow from a money lender? ›

You can borrow 10 times your monthly salary.

Money lenders in Singapore can lend up to 10 times your monthly salary. You can borrow up to $30,000 if you make $3,000 a month. It's important to remember that money lender interest rates are usually high. If you want to borrow money, compare interest rates first.

What is the interest rate for a licensed money lender? ›

3. What are the interest rates moneylenders can charge? With effect from 1 October 2015, the maximum interest rate moneylenders can charge is 4% per month. This cap applies regardless of the borrower's income and whether the loan is an unsecured or secured one.

Who are the money lenders? ›

A moneylender is a person or group who typically offers small personal loans at high rates of interest. The high interest rates charged by them is justified in many cases by the risk involved.

What is the interest rate for money lenders? ›

Basically they set their own rules. Interest rate: A licensed money lender can only charge maximum 12% p.a. for secured loans and 18% p.a. for unsecured loans according to the Moneylenders Act 1951. As for an illegal money lender, they usually charge 30% interest monthly.

What happens if I don't pay my moneylender? ›

Legal action may be brought against you

If you fail to repay your loan, your licensed money lender is legally entitled to take legal action against you. This can range from letters of demand from a lawyer to a lawsuit suing you for the outstanding debt.

How does a money lender work? ›

The lender—usually a corporation, financial institution, or government—advances a sum of money to the borrower. In return, the borrower agrees to a certain set of terms including any finance charges, interest, repayment date, and other conditions.

Why do money lenders charge interest? ›

Interest is charged on loans to cover the cost of obtaining funds and the cost incurred in the process of borrowing and lending.

Can I get a loan with another loan? ›

Yes. Many banks and lenders will allow you to take out more than one loan, but they typically have limits. These are a few lenders that cap the number of loans or amount of money you can borrow. Be sure to check the fine print or ask a lender directly if they aren't on this list and you want to know their limits.

What is the maximum amount of interest allowed by law? ›

With some constitutional amendments, most notably the 1979 constitutional amendment, Article XV, Section 1, California's usury limit is now generally 10% per year with a broader range of exemptions.

What are the disadvantages of moneylenders? ›

If you borrow from them it's likely you'll:
  • get a loan on very bad terms.
  • pay a huge rate of interest.
  • be harassed if you get behind with your repayments.
  • be pressured into borrowing more from them to repay one debt with another.

What is the difference between a bank and a moneylender? ›

Moneylenders characteristically lend their own money, whereas banks function by admitting deposits from their customers and withdrawals are controlled. Bank's accrued funds can be loaned to borrowers against securities or collateral. Moreover, depositors are paid interest by the banks, and deposits could be withdrawn.

What is an example of a money lender? ›

Traditional lenders mainly include banks, credit unions, and other financial institutions that provide loans to small and medium-sized businesses.

How much would a $5000 loan cost per month? ›

What is the monthly payment on a $5,000 personal loan?
Payoff periodAPRMonthly payment
2 years15%$242
3 years15%$173
4 years15%$139
5 years15%$119
3 more rows

What interest rate can I get with a 750 credit score? ›

The importance of credit scores and down payments
FICO ScoreNational average mortgage APR
660 to 6797.589%
680 to 6997.375%
700 to 7597.198%
760 to 8506.976%
2 more rows
Apr 18, 2024

What is today's interest rate? ›

Current mortgage and refinance interest rates
ProductInterest RateAPR
20-Year Fixed Rate7.24%7.29%
15-Year Fixed Rate6.83%6.90%
10-Year Fixed Rate6.80%6.88%
5-1 ARM6.72%7.95%
5 more rows

What's the highest you can borrow on cash? ›

Here are some simple step to borrow $200 from Cash App:
  • Open the Cash App and tap the "Banking" tab.
  • Look for the "Borrow" option. ...
  • Tap "Borrow" and then "Unlock" to activate the feature.
  • Choose the amount you want to borrow, with a maximum of $200.
Feb 17, 2024

What determines how much money you can borrow? ›

Key Takeaways. A maximum loan amount describes the total sum that one is authorized to borrow on a line of credit, credit card, personal loan, or mortgage. In determining an applicant's maximum loan amount, lenders consider debt-to-income ratio, credit score, credit history, and financial profile.

Top Articles
Latest Posts
Article information

Author: Kimberely Baumbach CPA

Last Updated:

Views: 6078

Rating: 4 / 5 (61 voted)

Reviews: 92% of readers found this page helpful

Author information

Name: Kimberely Baumbach CPA

Birthday: 1996-01-14

Address: 8381 Boyce Course, Imeldachester, ND 74681

Phone: +3571286597580

Job: Product Banking Analyst

Hobby: Cosplaying, Inline skating, Amateur radio, Baton twirling, Mountaineering, Flying, Archery

Introduction: My name is Kimberely Baumbach CPA, I am a gorgeous, bright, charming, encouraging, zealous, lively, good person who loves writing and wants to share my knowledge and understanding with you.