Mobile Insurance Online: Buy New & Old Phone Insurance in India (2024)

Table of Contents
Mobile Insurance to Cover for Screen Damage Woes! What’s great about Mobile Phone Insurance by Digit? Mobile Insurance Plan for One Year Buying is as easy as 1-2-3 And, how to Claim for your Mobile Insurance? What is Covered in Mobile Insurance by Digit? What is not Covered? Benefits of Mobile Insurance by Digit Mobile Insurance Premium for Popular Models What our customers have to say about us Difference between Extended Warranty and Mobile Insurance FAQs about Mobile Phone Insurance in India Why should you buy a mobile insurance for your old phone? Why should you buy a mobile insurance for your new phone? Does phone screen insurance cover screens damaged due to liquid? What’s your international coverage policy? Does phone insurance cover a crack screen? What does a mobile phone insurance cover? How do I activate the mobile insurance plan? Will I need an invoice during claims? Which is the best mobile insurance in India? What if my friend has been using my phone and he/she breaks the screen? Will the mobile phone insurance still work? What if my kid breaks my phone? Will this mobile phone accidental damage insurance work? Are phone warranties worth it? When does my mobile protection start after buying insurance? I bought a phone from an online ecommerce store 15 days back. Can I buy a new phone insurance now? Are all brands covered in this phone insurance? Can you insure a phone after its been broken? Is it worth getting mobile phone insurance? How much does smartphone insurance cost? What is the best new phone insurance? What is the best old mobile insurance for old phones? How many times can I get my phone repaired? Mobile Insurance in India for Popular Models Mobile Insurance in India for Popular Brands FAQs

Mobile Insurance to Cover for Screen Damage Woes!

What's the first fear you have when you accidentally drop your phone? Fingers crossed, you hope your screen hasn't cracked or faced any damage, right? Screen damage seems to be one of the most common damages phones face today. Both in India and in rest of the world. That's why, we've created a mobile insurance product that takes care of just that, efficiently!

Whether you have an old or new phone and no matter where you are in the world and regardless of who's using your phone. A mobile insurance by Digit is a one of a kind online mobile insurance policy, that will always have your back, cover for your phone and ensure your pocket doesn't face any dents or damages.

Mobile Insurance Online: Buy New & Old Phone Insurance in India (1)

What’s great about Mobile Phone Insurance by Digit?

  • New & Used phones - Now mobile insurance for brand new phones as well as old/used ones.
  • Accidental Screen damage covered - Screen damages are the most common of all heartbreaks! All screen damages due to accidental or liquid damage are covered!
  • Low prices - Buy this mobile insurance cover at almost the cost of a Screen Guard!
  • Worldwide cover - Travel around the world worry-free. Our mobile insurance policy is valid everywhere.
  • IMEI linked cover - Whether you use the phone or your family or friend does, this mobile insurance policy will be valid for all. It is linked to the IMEI of the phone & not the user.
  • Reimburse up to Sum Insured - At the time of buying, we will show you an amount, called Sum Insured. Post claim approval, you can get your repair costs reimbursed up to your respective sum insured.

Mobile Insurance Plan for One Year

A mobile insurance by Digit for one complete year, to protect your phone against all the odds!

12 Months Cover

Until the next new model comes in, phones today at least stick around in our lives for a year, if not more. That's why our mobile insurance plan for 12 months is an ideal option to cover for your phone from all accidental slips and falls you may face during the year.

Buying is as easy as 1-2-3

Mobile Insurance Online: Buy New & Old Phone Insurance in India (2)

STEP 1

A quick 'Screen Test' of your phone

Download our app using this link. This will allow us to check for any internal or external damages on your mobile screen.

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Mobile Insurance Online: Buy New & Old Phone Insurance in India (3)

STEP 2

An External Video Check

Shoot and upload a video of the phone you want to insure using the link that will be sent to your alternate mobile number. You will also be required to self-declare some conditions to confirm your mobile doesn’t have any pre-existing damages and the video submitted is clear enough.

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Mobile Insurance Online: Buy New & Old Phone Insurance in India (4)

STEP 3

Complete Payment

We’ll take your word for the self-declaration and your mobile insurance policy document will be emailed to you, as soon as you’ve completed your payment.

Mobile Insurance Online: Buy New & Old Phone Insurance in India (5)

And, how to Claim for your Mobile Insurance?

  • Step 1 - Tell us about yourheartbreak:Callus at 1800-258-5956 within 48 hours of the screen damage
  • Step 2 - Online Self-Inspection:We will send you a link for a quick online self-inspection of your phone to determine the damages to the screen.
  • Step 3 -Repair your Phone:Once your claim is approved, you can get your phone repaired at any service centeryou like within 7 days of approval.
  • Step 4 -Get amount Reimbursed:Once you’ve got your phone repaired, share a video of your repaired phone and the respective bill (with GST invoice) with us so we can reimburse theamount (up to your sum insured) back to you.

New & Old Phones

It doesn’t matter if your phone is right out of its box or has been your companion for the past one year. We cover phones both old and new.

Accidental Screen Damage

Our online mobile insurance covers the most important part of your phone- its screen! We cover for all accidental screen damages- be it due to a clumsy fall or a liquid damage.

Worldwide Coverage

It doesn’t matter which city, or continent your accidental screen damage takes place. We cover for your phone’s screen no matter where you’re off to.

IMEI Linked Cover

Whether you damaged your phone screen, or your sister did. No complaints. We cover for your phone no matter who is using it. This is because Digit’s mobile insurance is connected to the IMEI of your phone and not the person using it!

Reimbursem*nt Up to Sum Insured

We all have our personal preferences and we understand that. That’s why, we let you repair your phone wherever youwantand we’ll reimburse the amount up to your Sum Insured.

What is not Covered?

Theft or Burglary

Unfortunately, our mobile insurance does not cover for your phone if it’s stolen or robbed.

Liquid Damage

Unless it leads to screen damage, liquid damages won’t be covered under a mobile insurance by Digit.

Accessories Damage

Any damages caused to your mobile accessories won’t be covered for.

Mechanical & Electrical Breakdown

Our mobile insurance doesn’t cover for mechanical or electrical breakdowns. However, these are generally already covered by your mobile phone warranty.

Pre-Existing Damages

Pre-existing damages to your phone won’t be covered. This means, if your screen has already been damaged before buying our mobile insurance- we won't be able to issue a mobile insurance policy for your phone.

Phones with Screen guards

Unfortunately, we don’t cover for phones with screen guards. If you’d like to buy our mobile insurance, you’ll be required to remove your screen guard whilst taking our online self-inspection test.

Benefits of Mobile Insurance by Digit

Secures your Mobile Screen

One of the most common damages our phones face is screen damage! After all, we’re all a little clumsy, aren’t we? Securing your phone with a mobile insurance ensures your damages will be covered for will look as good as new.

Covers your Phone Worldwide

With Digit’s Mobile Insurance, it doesn’t matter where your phone has been damaged. We cover for your phone worldwide. So if you damage your phone on vacation orenrouteyour favorite place; you can rest assured that your phone will always be covered!

Protects you from Unexpected Expenses

Do you know it takes about 20% of your total phone’s cost to just repair your phonescreen?A mobile insurance that comes at almost the cost of a screen guard can save you from such expenses by covering for your phone in case of any screen damages it is faced with!

Mobile Insurance Premium for Popular Models

Phone Model

6 Months Plan (excl. GST)

Sum Insured

iPhone 11

₹1199

₹15999

iPhone XR

₹1199

₹16400

Pixel 3

₹849

₹11550

OnePlus 7T

₹499

₹6599

OnePlus 7

₹479

₹6600

OnePlus 6T

₹359

₹4900

Galaxy S7 Edge

₹719

₹9849

Galaxy S10

₹829

₹11350

Realme 5 Pro

₹259

₹3399

Redmi Note 5 Pro

₹199

₹2749

Poco F1

₹279

₹3800

Redmi Note 7 pro

₹259

₹3200

What our customers have to say about us

Nishant Tomar

Mobile Insurance Online: Buy New & Old Phone Insurance in India (6)

It was a wonderful experience. Mr. Priyatosh Roy helped me in the whole process . I will recommend everyone to take the mobile screen insurance for their mobile.

ikor117

Mobile Insurance Online: Buy New & Old Phone Insurance in India (7)

The whole process of making a claim was really rapid and Mr. Priyatosh and Mr. Gautam made it all the more easy for me with time to time assistance via phone and email. They ensured my phone got repaired and I didn't have to pay for the parts. Thanks Digit insurance.

Raghav Mathur

Mobile Insurance Online: Buy New & Old Phone Insurance in India (8)

Fantastic service. Mr priyatosh Roy helped me again to make my mobile repaired in very short time. As this was the second claim, really appreciate the effort of Mr Roy.

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Difference between Extended Warranty and Mobile Insurance

Extended Warranty

Mobile Insurance

A promise given by the manufacturer for an extended period (longer than what your mobile already comes with by default) that they will replace or repair your phone in case of a manufacturing defect.

An insurance policy dedicated to your mobile, that will protect and cover for your phone in the case of an accidental damage.

Only repairs manufacturing defects, such as overheating, internal damage, software bugs, etc.

Repairs screen damages caused due to an accidental damage (such as if you drop your phone and the screen breaks!) or any liquid damage leading to screen damage.

Can only be repaired by the manufacturer.

Can be repaired anywhere and everywhere. Your mobile insurance will cover for the cost of repair.

FAQs about Mobile Phone Insurance in India

Mobile Insurance in India for Popular Models

iPhone 11 Insurance

Redmi Note 5 Pro Insurance

Xiaomi Note 7 Pro Insurance

Redmi K20 / K20 Pro Insurance

OnePlus 7/7 Pro Insurance

OnePlus 6T Insurance

OnePlus 6 Insurance

OnePlus 5/5T Insurance

Galaxy Note 10 Insurance

Galaxy S8 Insurance

Samsung A50 Insurance

Galaxy Note 8 Insurance

iPhone X Insurance

iPhone XR Insurance

iPhone 7 Insurance

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Mobile Insurance in India for Popular Brands

iPhone Mobile Insurance

Samsung Mobile Insurance

OnePlus Mobile Insurance

Xiaomi Mobile Insurance

Nokia Mobile Insurance

Google Pixel Mobile Insurance

Honor Mobile Insurance

Motorola Mobile Insurance

Micromax Mobile Insurance

Vivo Mobile Insurance

Oppo Mobile Insurance

Realme Mobile Insurance

Asus Mobile Insurance

Show more

Mobile Insurance Online: Buy New & Old Phone Insurance in India (2024)

FAQs

Can I get phone insurance for an old phone? ›

Yes, you can DigitInsure Mobile Insurance is designed to insure phones, no matter how old or new they are. You can insure it whenever you want.

Can you add insurance to a phone after purchase? ›

You can add device protection when you purchase a phone or within 30 days after the phone ships.

Can you insure an old phone? ›

Most home insurance policies that include insurance of mobile phones also insure second-hand or refurbished phones. There are no separate terms and conditions for these devices. Most networks do not cover insurance for second-hand phones, as they want you to purchase their phone along with their insurance.

Can I get insurance for a used phone? ›

Yes, you can get insurance on a used or refurbished phone through a leading warranty company, Upsie. Upsie offers comprehensive warranty protection for used smartphones, as well as tablets, laptops, and more.

Can I insure an old iPhone? ›

You can indeed insure second-hand iPhones and Androids. And, even with their reduced price tag, it's a good idea to get second-hand phone insurance to keep your handset covered and keep you connected. A lot of traditional insurers won't touch second-hand mobile phones with a bargepole.

How much is iPhone 14 insurance in India? ›

AppleCare+ prices for iPhones in India

In India, the AppleCare+ policy for the iPhone SE (3rd Gen) costs Rs 7,900. Similarly, it is priced at Rs 14,900 for the iPhone 13, iPhone 14, and the iPhone 15. For the larger iPhone 14 Plus and the iPhone 15 Plus, AppleCare+ will set you back by Rs 17,900.

Is phone insurance worth it? ›

Is cell phone insurance worth the money? For the majority of people, it is. Most plans can come in handy if your device breaks, gets lost, or is stolen. They can help you avoid paying the full price of a replacement and protect you from accidents related to liquid damage and cracked screens.

Can I buy insurance after buying iPhone? ›

Purchase AppleCare+ with your new iPhone. Or buy it within 60 days of your iPhone purchase: At an Apple Store (inspection of iPhone and proof of purchase are required) By calling 000800 1009009 (requires you to run a remote diagnostic and provide proof of purchase)

Can you insure a phone without proof of purchase? ›

If you can't provide any proof of purchase, your insurance provider might give you a pay-out based on the typical cost of that item. This may be a fair bit lower than what you paid, so it's worth providing proof of purchase wherever possible.

How much does mobile insurance cost? ›

How much does it cost?
Gadget ModelMonthly AverageAnnual Average
iPhone 14 128GB£6.72£70.97
Google Pixel 8 Pro 128GB£7.66£80.72
Google Pixel 8 128GB£6.75£71.05
Samsung Galaxy S23 Ultra 256GB£9.92£101.94
6 more rows

What is not covered in a phone insurance? ›

First, many insurance policies won't cover natural wear and tear that happens over time. Your cell phone insurance policy also isn't likely to cover you if you've made changes to your phone. For example, after-market modifications or DIY repairs may disqualify you from coverage, even if the damage is unrelated.

Which banks offer phone insurance? ›

Can you get phone insurance through your bank? Banks such as Barclays, Halifax, Nationwide, Natwest and Bank of Scotland provide us with more than just bank accounts. Most banks offer a variety of different services including business banking, mortgages, and insurance.

How much does it cost to insure an iPhone in India? ›

The cost of insuring an iPhone in India varies depending on the coverage plan and the insurer. On average, it can cost between Rs. 10,000 to Rs. 15,000 per year.

What is secondary cell phone insurance? ›

Key Takeaways. Cellphone insurance is an automatic benefit with eligible credit cards when you pay your monthly cellphone bill with your card. Credit card cellphone insurance is often a secondary coverage benefit, which means you'll have to make a claim with your primary insurance first if you have it.

How long should you keep insurance on your cell phone? ›

If you buy a phone through an installment plan, you should carry phone insurance until you've made the last payment. When purchasing an expensive phone, you should consider keeping insurance as long as it has a high resale or trade-in value.

Can an extended warranty be purchased later for mobile? ›

You can buy Extended Warranty till up to 9 months after purchasing a device or appliance. How does it make sense financially to opt for a Protection Plan for your Mobile? When should I protect the Smartphone?

Are insurance replacement phones new? ›

All replacement mobile phones will either be of the same make and model or of a similar specification and will not be an upgrade to the latest model. Our replacement phones are refurbished in 'as new' condition using genuine manufacturer parts and include a 12-month warranty.

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