Mobile Banking Features - Northwest Bank (2024)

Check Out Our Newest Features in Our Mobile App!

Life moves at a fast pace which makes keeping up with your finances challenging. With Mobile Banking, you can manage your money anywhere and at anytime! Check out the newest features that will help make your banking simple and convenient.

Your credit score is more than just a number - it's a way for lenders to determine whether you are eligible for a loan, the amount of the loan, interest rate and your payment - important stuff when you are planning for the future.

Northwest Bank now offers you access to your credit score* along with personalized tips on how to improve or maintain an already great score with Credit Sense. It is built right in your already easy-to-use Online and Mobile Banking appearing under Accounts Quick Links and More Menu. You can receive monitoring alerts, identify credit bureau errors and see best rates available for you based on your score!

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We have made your mobile banking even easier with these new menu improvements!

  • The addition of two tabs on the Accounts Screen:
    • Transactions | View account transactions
    • Account (Loan) Details | View interest rates, due dates, minimum amount(s) due, and much more.

Note: If you do not have any loan accounts with Northwest Bank, the app will hide both tabs and the screen will show only the balance header and transaction lists.

  • Change the order of your accounts | The updated My Accounts Screen allows you to change the order of your accounts by tap and hold the entire row to drag the account in to the desired position.
  • Manage Live Update Notifications | Receive Live Updates via a free push notification subscription. Click on the Manage Live Update Quick Link on the Accounts Page to begin receiving push notifications about your account.
  • Credit Alert Notification| A new credit alert notification indicator now appears on the Accounts landing page and the More menu for users who have enrolled in Credit Sense. The number next to "My Credit Score" indicates the number of new credit alerts you have to review.
  • Quick Access |We added a new icon to the upper right side of the app that gives you quick access to the Call Us and Log Out options. If you choose to Call Us, you will initiate a call to our Customer Service Team. If you choose Log Out, the app will sign you out and the login page will appear.

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Now there's a better way to pay bills with your smartphone's camera. It's the faster, easier solution to pay your bills without the hassle of filling out your information manually. Pay your bills in just three steps:

  1. Log in to your mobile banking appMobile Banking Features - Northwest Bank (4)
  2. Take a picture of your bill (Make sure to use the whole page (do not tear off the mail in portion) when taking the picture),
  3. You're ready to pay!

Information from the bill is automatically and securely entered and ready to use for current and future payments. It's that easy.

Payment Enhancements| Northwest Bank Mobiliti is now available on your Tablet with the following functions - Pay My Contact, Zelle®**, Manage Contacts (adding new bill payees), To Dos, Bill Capture and Payment Activity (bill pay history). For the best user experience use Mobiliti in portrait mode, where the device is held vertically.

Payment Changes to Mobiliti's Mobile Browser| CheckFree® RXP® bill payment services will no longer be available in Mobiliti's Mobile Browser Banking channel, however they will remain available through your online banking and Mobiliti downloadable apps.

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Accessing your finances has never been faster or easier - now all you need is your fingerprint.

To access this new feature, users must download the latest version of our mobile banking app. After logging in to the app, simply select "More" from the main menu and select "Touch ID Settings" for Apple users or "Fingerprint Login" for Android users. Then toggle the Touch IDor Fingerprint Login switch to the On position. If there are no fingerprints currently stored on the device, the app instructs the user to set up at least one fingerprint on the device first before enabling Touch ID or Fingerprint Login.

Once you have enabled Touch ID or Fingerprint Login, it automatically prompts you for a fingerprint when you launch the app to log on.

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Check Image Retrieval

View images of your cleared checks and deposits in online and mobile banking. Transactions with associated images appear in the transaction history with a check icon. You can tap the icon to display an image of the check.

Loan DetailsMobile Banking Features - Northwest Bank (8)

View loan account details on your phone with mobile banking! The minimum due, due date and loan information will now display in the banner on the top of the loan account transaction history.

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OurNorthwestBank mobile app now has amultitasking featurethat allows you to navigate out of Mobile Banking for up to 1 minute – to check an email or use the calculator – and then return without having to log back in again!

And you can nowpaste your log in credentialsright into the log in screen! Users have frequently requested this feature, and this allows for the use of strong passwords stored in password vault tools.

Upgrade your app today at the Apple or Google Play app stores to start utilizing today!

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Don't have our app yet? Learn How To Get Our Mobile Banking App

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Instant Balance

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View your balances without having to log in. Once you have setup your Instant Balance you can simply look for the icon on the Login screen to view your balances instantly.

Instant Balance gives you the option to see your chosen account balances without logging in to the app.

Easy Set Up

  1. Make sure you have the latest version of our mobile app.
  2. Click on the "Instant Balance" icon in the upper right hand corner and click "Log in and set up"
  3. Enter your password and click continue
  4. Switch"Instant Balance" to on
  5. Choose the account balances you want to view and click save. It's that easy!

View Your Balances

After setup, view your balances by tapping on the Instant Balance icon on the login screen. Make sure you have ‘Save ID’ on.

*The credit score provided is intended to help you understand the factors that affect your credit score, and ways you may be able to save money with Northwest Bank loan products. It is generally not used for loan approval purposes or for determining loan rates. Loan rates and approvals are based on information provided to the bank when you apply for a loan. The credit score found in the credit report may be different than the credit score you see here. The offers presented here are not offers to lend; normal underwriting criteria apply. Terms and conditions and offers are subject to change at any time. **Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Mobile Banking Features - Northwest Bank (2024)

FAQs

Mobile Banking Features - Northwest Bank? ›

What is Mobile Banking? Mobile banking is a service that allows customers to access their bank accounts and perform various banking tasks, such as transferring money, checking account balances, and paying bills, using a mobile device, such as a smartphone or tablet.

What is mobile banking and its features? ›

What is Mobile Banking? Mobile banking is a service that allows customers to access their bank accounts and perform various banking tasks, such as transferring money, checking account balances, and paying bills, using a mobile device, such as a smartphone or tablet.

What is Northwest mobile banking? ›

Northwest Bank's mobile banking is a free service that allows you to securely manage your bank accounts whenever and wherever you want PLUS the ability to quickly deposit checks into your account with Mobile Deposit.

What does mobile banking allow you to do? ›

A mobile bank account provides a yet-unprecedented level of convenience regarding where and when you do your banking. Whether you want to check your balance, manage your accounts, make or receive payments or even set money goals, mobile banking lets you do it from the palm of your hand.

What are some features available in mobile banking that people may not know if they don t use a banking app? ›

Here are 10 features and benefits that any mobile banking app must deliver so you can rest easy.
  • Two-Factor Authentication and Biometric Authentication. ...
  • Customizable Interface. ...
  • Basic Banking Functions. ...
  • Account Usage Alerts. ...
  • Advanced Financial Management Tools. ...
  • Create and Use a Digital Wallet. ...
  • Click-to-Pay Convenience.

What is mobile banking features advantages and disadvantages? ›

Mobile banking advantages
  • Convenience of mobile banking.
  • Enhanced security features.
  • Simplifying savings account management.
  • Personalising your banking experience.
  • Mobile banking and digital inclusion.
  • Dependency on internet connection.
  • Security concerns.
  • Conclusion.

What is the difference between mobile banking and online banking? ›

The biggest difference between the two is their functionality. Internet Banking allows you to conduct online transactions through your PC or laptop and an internet connection. On the other hand, mobile banking can be done with or without internet. Many banks nowadays have their mobile apps for mobile banking.

Does Northwest Bank have mobile deposit? ›

Mobile Deposit

Quickly, conveniently, and securely deposit checks into your Northwest accounts using the Northwest mobile app. Watch our Mobile Deposit demo for more information.

What is the mobile deposit limit for Northwest mobile bank? ›

Is there a limit to how much money I can deposit using the Northwest Bank mobile app? Yes, the mobile daily deposit limit is $2,500 per item and $5,000 per business day.

Does Northwest Bank have online banking? ›

Online and mobile options deliver convenient and easy access to your account 24 hours a day, 7 days a week. Whether you are tracking deposits, viewing account balance and activity, initiating wire transfers, or placing stop payments, Northwest Bank provides you with banking services that meet your needs.

What are the disadvantages of mobile banking? ›

The top disadvantage of mobile banking is potential security risks, tech issues, and extra charges for services.

Why not to use mobile banking? ›

Data breaches occur when cybercriminals exploit website or system vulnerabilities to gain access to sensitive information. A bank may experience a data breach if they don't prioritize cybersecurity—and hackers can also use stolen data to compromise mobile banking apps.

What are the requirements for mobile banking? ›

However, here are some common requirements for a mobile banking app: Money transfers, card management, personalization, QR code scanner, online payments, automatic bill payments, waller integration, safe passwords, user data privacy, security certificates, and secure authentication.

Which of the following services is not available through mobile banking? ›

Mobile banking does not handle transactions involving cash, and a customer needs to visit an ATM or bank branch for cash withdrawals or deposits. Many apps now have a remote deposit option; using the device's camera to digitally transmit cheques to their financial institution.

Which of the following cannot be done through a mobile banking app? ›

Withdrawing cash cannot be done through a mobile banking app; one needs to use an ATM or visit a bank for that. Mobile banking, however, does allow deposit making, balance checking, and money transferring.

What is an example of mobile banking? ›

Banks provide mobile banking services to their clients in the different ways listed here: Mobile banking over mobile applications (for smartphone; SBI Yono and iMobile by ICICI Bank, etc.) Mobile banking over SMS (also known as SMS banking) Mobile banking over Unstructured Supplementary Service Data (USSD)

What are the factors of mobile banking? ›

The associations between essential factors, including customers' perceived usefulness, subjective norm, self-efficacy, adaptation, and trust with their continued usage are confirmed.

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