Mobile and Online Banking Benefits & Features from Bank of America (2024)

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Mobile and Online Banking Benefits & Features from Bank of America (2)

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Mobile and Online Banking Benefits & Features from Bank of America (3)

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Mobile and Online Banking Benefits & Features from Bank of America (4)

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Online Banking Rated #1 over 9 years in Dynatrace’s Banker Scorecardadatext

Mobile and Online Banking Benefits & Features from Bank of America (5)
Mobile and Online Banking Benefits & Features from Bank of America (6)
Mobile and Online Banking Benefits & Features from Bank of America (7)

Convenient, secure banking from almost anywhere

Powerful features to help you bank on your schedule from your computer, tablet or smartphone

Get the mobile applayer

Explore all features

Manage accounts

Check your balance, deposit checks,adatext view statements, pay bills, transfer money between your accounts and set up alertsadatext through email, text or push notifications. Browse cash-back deals with BankAmeriDeals®adatext no matter where you are. It's all right at your fingertips, on your timeline.

Pay & transfer

Schedule or pay bills online from home, the office, wherever you can connect. Make quick, secure transfers between your accounts, or use Zelle®adatext to exchange money with friends and family even if they have accounts at other banks.

Budget & track

Want a clear picture of your finances? Use our Spending and Budgetingadatext tool to stay on course. It allows you to set up a budget and monitor spending in your accounts to quickly see where your money goes and helps you take control of it.

Bank securely

Help protect your account with fingerprint sign-inadatext on your mobile device. Misplaced card? Order a new one, or lock/unlockadatext your debit card to prevent unauthorized use. Update your passcodes and security settings anytime in our Online Banking Security Center.

Get the mobile advantage

Mobile Bankingadatext offers convenient, secure banking from almost anywhere. Create custom alerts to track your balance or see if a payment is due. Add a digital walletadatext to pay with your phone. Need help? Chat with Erica,adatext your virtual financial assistant.

Try our guided demos

Our step-by-step demos show you how to use our most popular digital products and services, online or in the app.

Mobile and Online Banking Benefits & Features from Bank of America (8)

Manage accounts

  • Check your balance, deposit checks,adatext view statements, pay bills, transfer money between your accounts, and set up alertsadatext through email, text or push notifications
  • Browse cash-back deals with BankAmeriDeals®adatext no matter where you are

Pay & transfer

  • Schedule or pay bills at your convenience
  • Make secure online transfers between your own accounts
  • Use Zelle®adatext to exchange money with friends and family even if they have accounts at other banks

Budget & track

  • Use our Spending and Budgetingadatext tool to stay on course
  • Quickly see where your money goes, and how to help take control of it
  • Set up a budget and monitor spending in your accounts

Bank securely

  • Help protect your account with secure fingerprint sign-inadatext on your mobile device
  • Reorder new debit cards, or lock/unlockadatext a misplaced card to prevent unauthorized use
  • Visit our Online Banking Security Center to update passcodes and security settings anytime

Get the mobile advantage

  • Enjoy the convenience and security of Online Banking from almost anywhere with Mobile Bankingadatext
  • Create custom alerts to track your balance or see if a payment is due
  • Add a digital walletadatext for more convenient ways to pay using just your phone
  • Need help fast? Start a chat with Erica,adatext your virtual financial assistant

Try our guided demos

  • Our step-by-step demos show you how to use our most popular digital products and services, online or in the app.

Get started with the mobile app or Online Banking

Get the mobile applayer

Log in to Online Banking

Log in to Online Banking

Mobile and Online Banking Benefits & Features from Bank of America (9)

"]}]},"sendMoneySend":{"title":"Easily send money to family and friends","image":{"alt":"Send image","path":"https://www1.bac-assets.com/online-banking/spa-assets/images/assets-images-site-online-banking-feature-images-send_screen-CSXf1c9c29d.jpg"},"contentList":[{"type":"paragraph","classes":"body-content","content":"Securely send money to almost anyone - even if they're not a Bank of America customer. Your contacts will receive their money quickly - often within minutes."},{"type":"paragraph","classes":"body-content","content":"After you log in to the mobile app:"},{"type":"bullets","classes":"bullets","content":["Select Transfers and choose Send Money","Enter an amount","Select a contact","Send money"]},{"type":"bullets","classes":"no-bullets","content":["Get the Mobile Banking app"]}]},"goals":{"title":"It's easier to save with the Mobile Banking app","image":{"alt":"Send image","path":"https://www1.bac-assets.com/online-banking/spa-assets/images/assets-images-site-online-banking-feature-images-goals-iphone8-CSX2abc2d4e.jpg"},"contentList":[{"type":"paragraph","classes":"body-content","content":"No matter what you're saving for, the Goals tool can help you every step of the way."},{"type":"bullets","classes":"bullets","content":["Set multiple goals — Keep track of them all in one place","Personalize — Add a picture, name and target date for each goal","Track your progress — Get updates on where you stand"]},{"type":"paragraph","classes":"body-content","content":"It's easy to get started:"},{"type":"bullets","classes":"no-bullets","content":["In the mobile app select Menu, scroll down and select Goals. Or log in to Online Banking and select the Goals tile in the Activity Center section.","Select your checking or savings account and set your goal."]},{"type":"bullets","classes":"no-bullets","content":["Get the Mobile Banking app","Set goals now"]}]},"sendMoneyRequest":{"title":"Send friendly payment reminders","image":{"alt":"Request image","path":"https://www1.bac-assets.com/online-banking/spa-assets/images/assets-images-site-online-banking-feature-images-request_screen-CSXf80cf479.jpg"},"contentList":[{"type":"paragraph","classes":"body-content","content":"Request money in a few taps. Just enter an amount, include an optional note, and your contacts will receive a notification so they can easily pay you back."},{"type":"bullets","classes":"no-bullets","content":["Get the Mobile Banking app"]}]},"sendMoneySplit":{"title":"Easily split the bill","image":{"alt":"Split image","path":"https://www1.bac-assets.com/online-banking/spa-assets/images/assets-images-site-online-banking-feature-images-split_screen-CSX7e85413e.jpg"},"contentList":[{"type":"paragraph","classes":"body-content","content":"Take advantage of a simple way to collect money for a group gift or easily divide a dinner check."},{"type":"bullets","classes":"no-bullets","content":["Get the Mobile Banking app"]}]},"LINKS":{"getTheApp":{"ID":"get_the_app","CLASS":"custom-link get-app-download-mdl-btn","URL":"javascript:void(0);","content":"Get the Mobile Banking 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Pay®"},"googlePay":{"ID":"google_pay","CLASS":"custom-link","URL":"https://promo.bankofamerica.com/digitalwallets/?tab=InStoreGooglePay","content":"Google Pay™"},"learnMoreAboutBamd":{"ID":"learnMoreAboutBamd","CLASS":"custom-link","URL":"https://promo.bankofamerica.com/deals/","content":"Learn More about BankAmeriDeals"},"samsungPay":{"ID":"samsung_pay","CLASS":"custom-link","URL":"https://promo.bankofamerica.com/digitalwallets/?tab=InStoreSamsungPay","content":"Samsung Pay"},"learnMoreAboutDigitalWallets":{"ID":"learn_more_about_digital_wallets","CLASS":"custom-link","URL":"https://promo.bankofamerica.com/digitalwallets/","content":"Learn More"},"learnHowMobileDepositWorks":{"ID":"learn_how_mobile_check_deposit_works","CLASS":"custom-link","URL":"http://promo.bankofamerica.com/mobile-check-deposit/","content":"Learn more about how Mobile Check Deposit works"},"signInOnlineBankingSecurityCenter":{"ID":"sign_in_to_online_banking_security_center","CLASS":"custom-link","URL":"{{site.secureHost}}/login/sign-in/signOnV2Screen.go?reason=securitypreference","content":"Log in to the Online Banking Security Center"},"orderChecks":{"ID":"sign_in_to_order_checks","CLASS":"custom-link","URL":"{{site.secureHost}}/login/sign-in/signOnScreen.go?reason=hlporderchkdeposit","content":"Log in to order checks"},"scheduleAppointment":{"ID":"schedule_an_appointment","CLASS":"custom-link","URL":"https://secure.bankofamerica.com/mycommunications/public/appointments/getTopics.go?marketingCode=MOBOLBFEATURES_ECBBA","content":"Schedule an Appointment"},"signInToLockDebitCard":{"ID":"sign_in_to_lock_debit_card","CLASS":"custom-link","URL":"{{site.secureHost}}/login/sign-in/signOnV2Screen.go?reason=manage_dc_settings","content":"Log in to lock/unlock your debit 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now"},"getTheAppHere":{"ID":"getTheAppHere","CLASS":"custom-link get-app-download-mdl-btn","URL":"javascript:void(0);","content":"Get it here"},"visitTheSecurityCenter":{"ID":"visitTheSecurityCenter","URL":"https://www.bankofamerica.com/privacy/overview.go?request_locale=en_US","content":"Visit the Security Center"},"securityCenterSignIn":{"ID":"securityCenterSignIn","URL":"https://secure.bankofamerica.com/login/sign-in/signOnV2Screen.go?reason=securitypreference","content":"Log in"},"attributes":{"mobile_flagscape":"https://www1.bac-assets.com/online-banking/spa-assets/images/assets-images-global-title-flagscape_red-CSX345e7fd7.svg","icon_example":"https://www1.bac-assets.com/online-banking/spa-assets/images/assets-images-site-online-banking-feature-images-card_Security-CSX87a062dc.svg","image":"https://www1.bac-assets.com/online-banking/spa-assets/images/assets-images-site-online-banking-feature-images-hero_debit_lock_unlock_screen-CSX1a472a71.gif","mobile_back":"https://www1.bac-assets.com/online-banking/spa-assets/images/assets-images-site-online-banking-feature-images-back_arrow-CSX8dfb29ad.svg"},"learn_More_About_Balance_Transfers":{"ID":"learn_More_About_Balance_Transfers","URL":"https://bettermoneyhabits.bankofamerica.com/en/debt/how-do-balance-transfers-work","content":"Learn more about balance transfers"},"how_to_set_up_alerts":{"ID":"how_to_set_up_alerts","URL":"https://promo.bankofamerica.com/digital_banking_demo/#!/mobilealerts","content":"Show me 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Mobile and Online Banking Benefits & Features from Bank of America (2024)

FAQs

What online banking features does Bank of America have? ›

Check your balance, deposit checks,Footnote view statements, pay bills, transfer money between your accounts and set up alertsFootnote through email, text or push notifications. Browse cash-back deals with BankAmeriDeals®Footnote no matter where you are.

What are the benefits of online banking vs mobile banking? ›

With online banking, users get to manage a host of financial and non-financial transactions from the comfort of their home through computer or laptop. But with Mobile Banking, this comfort has moved a step ahead as it allows users to conduct transactions anywhere and anytime right from their mobile phone.

What are the benefits of banking with Bank of America? ›

Bank of America Advantage Relationship Banking ®
  • Earns Interest.
  • No fees on select banking services. ...
  • No monthly maintenance fees on up to seven eligible accounts when you ask us to linkFootnote them to your primary Advantage Relationship Banking account.
  • Option to enroll in Balance Connect for overdraft protection.

What is mobile banking and its benefits? ›

Unlike a bank branch, mobile banking conveniently gives you access to your account anytime you like — with some exceptions, such as planned maintenance updates and unexpected outages. This ease of accessibility saves you time.

What are the benefits of online banking? ›

The 5 benefits of online banking
  • Check balances on accounts and view records of your transactions.
  • Pay bills automatically each month with easy-to-set-up auto payment.
  • Transfer funds between accounts.
  • Download or print statements for your tax or personal records.
  • Access your account 24/7.
Feb 14, 2024

Does Bank of America have online and mobile banking? ›

The Mobile Banking app 1 is packed with features to help you manage your Bank of America banking and Merrill investing accounts on the go – all in one place online. Send and receive money in minutes 5.

What are 2 benefits to using online mobile banking? ›

You can review your banking statements and recent transaction history in real time. This is an excellent way to monitor transactions posted to your account - no matter where you are. You can set up account alerts to notify you of account activity, so you can quickly address any suspicious transactions.

What are the benefits and risks of using online and mobile banking? ›

What are the advantages of online banking?
  • 1: Your money is available anywhere. ...
  • 2: Money transfers are easy. ...
  • 3: Opening a new account is a breeze. ...
  • 4: Other banking services are so much quicker. ...
  • 1: Tech sometimes may fail. ...
  • 2: Getting in-person customer support can be difficult. ...
  • 3: Security may be a concern.
Jun 21, 2023

What is the main difference between online and mobile banking? ›

All online banking operations are conducted via a bank website. To access accounts, users need an internet connection and a browser on their desktop, laptop, or mobile device. To use mobile banking, users need to install a dedicated banking app on their smartphones.

Can I withdraw $20,000 from a bank? ›

The amount of cash you can withdraw from a bank in a single day will depend on the bank's cash withdrawal policy. Your bank may allow you to withdraw $5,000, $10,000 or even $20,000 in cash per day. Or your daily cash withdrawal limits may be well below these amounts.

How do I get $300 from Bank of America? ›

Bank of America $300 Checking Bonus Requirements
  1. Initial Deposit – You'll need to deposit $2,500 or more into your new account within 90 days of opening it. ...
  2. Maintain Balance – Keep an average daily balance at or above $2,500 for the full 90 day period.
Dec 21, 2023

Why is Bank of America better than other banks? ›

The bank has checking accounts with low or no monthly fees, a rewards debit program and relatively low overdraft fees. In our December 2023 MarketWatch Guides banking survey, 63% of people who use Bank of America as their primary bank reported being “extremely satisfied” overall.

How does online and mobile banking work? ›

Online banking with mobile check deposit, and more

Mobile banking is basically just banking through your phone via your bank's official app. Some of the things you can expect to be able to do include: Checking account balances. Managing existing accounts and opening new ones.

What are the disadvantages of using mobile banking? ›

Here's how these vulnerabilities can put your bank account at risk:
  • On your device: Someone could steal your phone and access your account. ...
  • Hacking your data: Hackers can steal your money remotely. ...
  • Breaching banking apps: Identity thieves can steal your personal information.

Why is mobile banking safe? ›

Mobile banking apps use encryption protocols to secure data transmission between your device and the banking servers to protect your information from unauthorized access.

What account features does Bank of America have? ›

Stay on Top of Your Finances with Common Checking Account Features
  • Use a debit card. ...
  • Link your checking account to your savings account. ...
  • Learn how to help manage overdraft fees. ...
  • Track your spending using Online and Mobile Banking and alerts. ...
  • Take advantage of automatic payments. ...
  • Help Protect yourself.

Does Bank of America have online banking services? ›

You can confidently use Online or Mobile Banking—we guarantee that you will not be liable for fraudulent transactions when reported promptly and we will help keep your information safe.

What banking services does Bank of America offer? ›

Banking, credit card, automobile loans, mortgage and home equity products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

What security features does Bank of America have? ›

Online and Mobile Banking Security Guarantee

We verify your enrollment with a code and also provide transaction alerts for new payees, password changes and other potentially suspicious activities. Plus, you're not responsible for transfers you don't authorize. Choose paperless statements.

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