Pay, get paid, invoice, bookkeep, manage expenses & oversee cash flow. All online in one smart app.
From €9/month excl. VAT. Try it free for 30 days with no obligations.
The Business Account
The account that’s powerful to the core. Day-to-day banking, from local IBANs to free Mastercards & instant payments, all included in your plan.
Learn moreInvoice Management
Centralize invoices & receipts in one place, get paid faster & automate your outgoing payments.
Learn moreExpense & Spend Management
Control team spending with budgets, automatic receipt collection & tailored access.
Learn moreBookkeeping & Cash Flow
Collaborate with your accountant, share tools & get a full, real-time cash flow overview.
Learn more
Loved & trusted. 450,000 times and counting.
Loved & trusted. 450,000 times and counting.
Whatever your size, sector or stage of growth
Discover our cards
All your finance modules in one app
Invoice Management
ACCOUNT
Business account
Business IBANs to pay and get paid
PAYMENTS
Cards
Physical & virtual. Apple Pay & Google Pay.
PAYMENTS
SEPA
Instant SEPA, transfers & direct debits
PAYMENTS
PAYMENTS
POS
With iZettle or SumUp payment terminals
FINANCE
Financing
Loan solutions from our partners’ hub
FINANCE
Savings
Savings solutions from our partners’ hub
CORPORATE
Capital increase
Initial share capital or capital increase
HANDY
Bank switch
Fast & easy. Whenever you're ready
Open an account
Business Account & Cards
ACCOUNT
Business account
Business IBANs to pay and get paid
PAYMENTS
Cards
Physical & virtual. Apple Pay & Google Pay.
PAYMENTS
SEPA
Instant SEPA, transfers & direct debits
PAYMENTS
SWIFT
Wire money in 25 currencies
PAYMENTS
POS
With iZettle or SumUp payment terminals
FINANCE
Financing
Loan solutions from our partners’ hub
FINANCE
Savings
Savings solutions from our partners’ hub
CORPORATE
Capital increase
Initial share capital or capital increase
HANDY
Bank switch
Fast & easy. Whenever you're ready
Open an account
Quotes
Simplify your professional quoting process with in-app management
Supplier Invoices
Import and automate to pay your suppliers on time
Invoicing
Create and send client invoices, track payments and set alerts
Integrations
Sync tools to auto-match receipts to transactions
Centralize your invoicing
Invoice Management
Quotes
Simplify your professional quoting process with in-app management
Supplier Invoices
Import and automate to pay your suppliers on time
Invoicing
Create and send client invoices, track payments and set alerts
Integrations
Sync tools to auto-match receipts to transactions
Centralize your invoicing
Sub-accounts
Separate budgets per expense, card or user
Roles & Access
Admin, Manager, Employee & Accountant roles
Agile permissions
Customize permissions for each role and user
Expense control
Set specific limits on cards and transfers
Travel expenses
Mileage budgeting and reimbursem*nt
Bulk transfers
Initiate hundreds of transfers at once
Approval flow
Enable card and transfers requests
Integrations
Sync tools to auto-match receipts
Expense Reports
Centralize, control & track all team expenses
Improve your spend management
Expense & Spend Management
Sub-accounts
Separate budgets per expense, card or user
Roles & Access
Admin, Manager, Employee & Accountant roles
Agile permissions
Customize permissions for each role and user
Expense control
Set specific limits on cards and transfers
Travel expenses
Mileage budgeting and reimbursem*nt
Bulk transfers
Initiate hundreds of transfers at once
Approval flow
Enable card and transfers requests
Integrations
Sync tools to auto-match receipts
Expense Reports
Centralize, control & track all team expenses
Improve your spend management
Receipt management
Digitize paper receipts and upload on the go to the app
Automated bookkeeping
Auto VAT entry, auto data/supplier input, custom labels
Accountant access & exports
Accountant view to easily share your financial data
Customizable dashboard
Quick-view balance, cash-flow history and financial reporting
Fast API connectivity
Everything from API to data retrieval and payment execution
Bookkeeping integrations
Sync to all your favorite accounting tools and platforms
Simplify your accounting
Bookkeeping & Reporting
Receipt management
Digitize paper receipts and upload on the go to the app
Automated bookkeeping
Auto VAT entry, auto data/supplier input, custom labels
Accountant access & exports
Accountant view to easily share your financial data
Customizable dashboard
Quick-view balance, cash-flow history and financial reporting
Fast API connectivity
Everything from API to data retrieval and payment execution
Bookkeeping integrations
Sync to all your favorite accounting tools and platforms
Simplify your accounting
Loved & trusted. 450,000 times and counting
Your questions answered within minutes.
When it comes to customer service, the reviews and ratings of our 450,000+ clients do the talking for us. We answer our customers in 5 languages, 7 days a week.
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Your account is secure and safe.
Qonto is a licensed Payment Institution so your funds are fully safeguarded by law. Your account and operations are protected by 3D-Secure and Strong Customer Authentication technologies.
Learn moreSign up in minutes. Join the movement.
Qonto’s goal is to protect what’s most precious to entrepreneurs: their time, energy and focus. We are creating the future of business banking and finance, and we’d love you to join us.
