Kitchen Finance | DIY at B&Q (2024)

Book your free planning appointment

When it comes to financing a big kitchen project, we understand everyone’s different. That’s why we’ve created a range of flexible finance options, so there’s sure to be one that’s right for you. You can fund your entire kitchen project with us*, from cupboards and worktops, to appliances andflooring.

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25 year guarantee

Our B&Q kitchens are guaranteed for 25 years^. They've been designed with excellence in mind to give you ultimate performance and affordable quality built to last for a generation of memorable meals.

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Installation available

Get your new kitchen installed by an approved tradesperson. We want to make it easier than ever for you to bring your dream space to life, with our installation service you’ll have one less thing to worry about.

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We have a complete service

Our showroom team will help you with everything from planning your design to booking an installation

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What is FlexiPlan?

We’ve partnered with finance provider Creation to bring you FlexiPlan, an easy to control credit account for your B&Q purchases over £75. You can finance your entire kitchen purchase with a B&Q FlexiPlan account (17.9% APR).

With a FlexiPlan finance account you can take control of the way you pay for those home improvements again and again, big and small. Start by tailoring your repayments, then look after your account online – track your balance and choose the term for each new purchase. Creation provides the finance, and it’ll be their name on your bank statement. They have over 50 years ofexperience, soyou’re in good hands.

At the moment, you can only use a FlexiPlan credit account for purchases made in a B&Q store. The application process is online, once approved you will need to visit your local B&Q store to make a purchase.

When you open a FlexiPlan credit account you can spread the cost of your purchases with our huge range of credit terms. One application, one credit search, multiple repayment options.

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    Interest free credit

    Is not paying any interest your number one priority? Spend over £1,000 and you will have the option to spread the cost interest free…

    • £1,000 for 1yr interest free
    • £2,500 for 2yrs interest free
    • £5,000 for 3yrs interest free
    • £7,500 for 4yrs interest free
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    Buy now pay nothing for 12 months

    Would you like to pay nothing for up to 12 months? Select our Buy Now Pay Later option to pay nothing for up to 12 months and spread the cost between 12-36 months on purchases over £500. (17.9% APR representative)

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    Low monthly payments

    Is a low fixed monthly payment important to you? Choose a term to suit your budget on purchases over £75. Spread the cost from 3-60 months. (17.9% APR representative)

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Interest free credit

Is not paying any interest your number one priority? Spend over £1,000 and you will have the option to spread the cost interest free…

  • £1,000 for 1yr interest free
  • £2,500 for 2yrs interest free
  • £5,000 for 3yrs interest free
  • £7,500 for 4yrs interest free

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Buy now pay nothing for 12 months

Would you like to pay nothing for up to 12 months? Select our Buy Now Pay Later option to pay nothing for up to 12 months and spread the cost between 12-36 months on purchases over £500. (17.9% APR representative)

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Low monthly payments

Is a low fixed monthly payment important to you? Choose a term to suit your budget on purchases over £75. Spread the cost from 3-60 months. (17.9% APR representative)

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Am I eligible for finance?

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If you can you answer yes to all the questions below, good news, you are eligible to apply for a B&Q FlexiPlan account.

  • Are you aged between 18 and 80?
  • Do you have a minimum net income of £10,000 a year or more?
  • Have you been a UK resident for at least 3 years?
  • Can you provide a telephone number?
  • Do you have a bank account in your name, which Direct Debits can be taken from?
  • Can you provide valid proof of ID? We accept; full UK driving license, valid UK or international passport, or an electricity bill (from within the last 3 months)

If you fit the criteria and want to apply, click the button below to begin the application process. You’ll be taken through to the credit application website hosted by our partners, Creation Consumer Finance Ltd.

You can complete the eligibility checker and get a decision right away. Checking whether you're eligibile won't affect your credit score.

What happens next?

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Proof of ID

We'll ask you for some personal details and proof of ID (passport, driving license, or electricity bill).

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Eligibility check

We'll carry out a quick eligibility check without affecting your credit rating.

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E-sign the agreement

Once accepted, you’ll need to review your application and e-sign the agreement.

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Register your account online

Get access to the Online Account Manager, which allows you to select a repayment option each time you make a purchase.

Calculate your FlexiPlan finance

Shop our fitted kitchens ranges

  • Stevia Handleless Matt BlueThe matt finish and handleless design provides an ultra-modern look
  • Alisma High Gloss White SlabGlass-like finish that's super reflective bringing light into the kitchen
  • Artemisia Matt Midnight Blue Classic ShakerBeautiful matt finish with different moulded profiles adds sophistication to a classic style
  • Alpinia Matt Green ShakerOur Alpinia framed door designs are well-proportioned, simple and functional
  • Garcinia Matt Midnight Blue Integrated HandleWith integrated handles and available in both gloss and matt finishes
  • Stevia Gloss Light Grey SlabThe Stevia bright gloss doors are the perfect addition to a modern kitchen
  • Artemisia Handleless Matt Graphite Classic ShakerBeautiufl matt finish shaker style doors in a truly handleless design

Terms & conditions

Credit available on purchases from £75. 17.9% Representative. Exclusions apply. Credit subject to status. B&Q Limited acts as a credit broker and not as a lender. Credit is provided by Creation Consumer Finance Ltd. Both B&Q Limited and Creation Consumer Finance Ltd are authorised and regulated by the Financial Conduct Authority.

Buy Now Pay Later17.9% Representative. Buy Now Pay Later available on purchases from £500. If you pay your full credit balance by your agreed end date, you will pay no interest on your purchase. Any payments that you may make towards this amount by the end of the Buy Now Pay Later period will not incur any interest. Any balance left to pay after this date, will incur interest at the rate of interest shown on your credit agreement from the date of your purchase.

Interest Free Creditoffer requires a B&Q FlexiPlan credit account. With your FlexiPlan account you get a credit limit that you can use for future purchases at 17.9% APR representative (variable). Spend £1,000 for 1yr, £2,500 for 2yrs, £5,000 for 3yrs, £7,500 for 4yrs interest free credit.

Kitchen Finance | DIY at B&Q (2024)
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