Invest Your Time in These 13 Things While You’re in Your 20s (2024)

Time flies when we’re in our 20s, and it’s natural to worry about whether or not we’ve made the most of it. Did we focus on the right things? Are we where we want to be now? The best way to prepare for these questions and answer them honestly is by making sure to spend time focusing on what really matters and what may help us down the road. After scouring a Quora thread for the best advice, we’ve compiled a list of things 20-somethings should invest their time in.

1. Network.

Surround yourself with driven individuals to create more opportunities for success in both your professional and personal life. Forge relationships because you don’t know when you’ll need them. As Karan Jaiswani said, “seize the day and plan for tomorrow.”

2. Read. A lot.

Took the time to read Not only is reading productive, but it also helps you better understand people and the world around you. So go ahead and read anything you can get your hands on—current news, nonfiction, fiction, self-help books, or career advice!

“This will keep your mind stimulated and open to ideas. You will get a number of ideas for each author that you can implement in your life. You will also get opinions from across the globe,” Rizwan Aseem says.

[Related: Invest Your Time in These 13 Things While You’re in Your 20s]

3. Take care of your body.

Although it may not be at the top of your list, priorities-wise, taking care of yourself by washing your face at night, exercising, and wearing sunscreen (and re-applying as needed), is important. These are general healthcare habits that you will appreciate later in life if you start considering them now, in your 20s. As Aseem points out, “No matter what you do in your life, you will do it in your body. You can’t replace it, get a new one, or trade it in. This is your body and you will live in it.”

4. Use your time and money on education.

Anuj Kumar says that education is a worthy investment because it allows you to figure out your passion in life. He suggests trying different things until you find something you’re passionate about and then finding a way to make a career out of it. If further education is necessary, don’t hesitate to get it.

5. Pay attention to your mental health and well-being.

It’s crucial to invest time into not only taking care of your body but also your mind. Be intentional about what you expose yourself to on a daily basis and make an effort to regularly challenge and stimulate your mind. Keep in good mental health by using it frequently- just as you would any other muscle! If you don’t use it, you’ll lose it.

6. Learn new skills (and master them).

Although “follow your passion” is decent advice, John. J. Bowman argues that it’s better to excel in a set of skills that can be handy no matter what you’re passionate about.

7. Create and maintain good habits.

The most challenging element of developing healthy habits is simply taking the first step. However, once you are able to do that, they’ll have an incredibly positive influence on both your current and future life. This is because, as Rizwan correctly points out,” once a habit is established it lasts for a lifetime.”

8. Build meaningful relationships.

It’s time to get rid of the people in your life who are only there when things are going well and make room only for those who will stick by you no matter what. Just as you grow and mature, so should your relationships. You can’t afford to waste any more time on people who will hold you back from achieving your goals instead of helping you reach them.

9. Eat well.

Taking the time to plan ahead for healthier meals pays off in the long run. You’ll have more energy and be able to maintain a healthy body as you age. When you’re younger, it’s easy to get away with eating junk food like chips and sodas, but those days are gone. It might take a little extra effort, but your future self will thank you.

10. Establish a system for handling finances.

Aseem lays it down—if you want your finances to take care of you tomorrow, then today is the day to start taking care of them. To do this effectively, assess where your money goes and what regular expenses look like for you. Most importantly, avoid any business opportunity that seems too good to be true because most likely it is). Additionally, try not to use credit cards as often as possible and make a point to save regularly so there’s always something set aside for a rainy day.

11. Travel.

In your twenties, you’re usually full of energy and enthusiasm, and you have the mobility to travel and explore. So go ahead and indulge your wanderlust! Experience new cultures, countries, and challenges. You will learn things that you can take with you back home.

12. Communicate with loved ones.

By showing the people in your life that you remember and care about their important days, you create a two-way support system of love and appreciation. It doesn’t take much time or effort to write a card or make a call, but it means the world to those on the receiving end.

13. Examine what you really want in life.

With everything that happens in your 20s, it’s easy to forget what you really want in life. Tonya Turpin advised that you “actively, and with intent, become aware of the world and everything it holds. Not just about the outside world, but also the one in your head. Spend time alone because it is the only true way to get to know yourself. Be curious and question everything.” Figure out what you’re passionate about, and make a plan on how to achieve it. You won’t regret taking the time to better yourself.

This was originally posted on POPSUGAR.

Photo: SplitShire

Invest Your Time in These 13 Things While You’re in Your 20s (2024)

FAQs

How should I spend my time in my 20s? ›

20 Things to Do in Your 20s
  1. Make a plan—but be willing to change. Setting goals is great. ...
  2. Make a budget and stick to it. ...
  3. Learn how to set boundaries. ...
  4. Take care of your mental health. ...
  5. Save up an emergency fund. ...
  6. Embrace the season you're in. ...
  7. Pay off all debt (especially student loans). ...
  8. Get out of your parents' house.
Jan 30, 2024

How to invest in your 20s? ›

How to start investing in your 20s
  1. Determine your investment goals. ...
  2. Contribute to an employer-sponsored retirement plan. ...
  3. Open an individual retirement account (IRA) ...
  4. Find a broker or robo-advisor that meets your needs. ...
  5. Consider leveraging a financial advisor. ...
  6. Keep short-term savings somewhere easily accessible.
Jan 31, 2024

What should you be doing in your 20s? ›

Five Things to Do in Your Twenties
  • Be Curious. No matter where you are in life, expanding your mindset and exploring your interests is important. ...
  • Find Lifelong Friends. ...
  • Kickstart Your Career. ...
  • Give Back. ...
  • Make a Plan and Keep Your Budget in Mind.
Jul 14, 2023

What should I save for in my 20s? ›

An emergency fund is one of the most important things you can establish in your twenties. Should you experience any financial hardships, such as unemployment, unexpected medical expenses, or an expensive car repair, your emergency fund will be there to cover you.

What should I spend on in my 20s? ›

Money invested in your health and wellness is always well-spent. Get a gym membership and force yourself to use it. Buying nice workout clothes is also a good way to motivate you to get to the gym. If normal gyms aren't your thing, try an MMA gym or a Crossfit box.

Why your 20s are the best time of your life? ›

The early twenties are a critical phase for several reasons. First, this is a time of abundant energy and zeal, a period when your vitality is at its peak. Additionally, family obligations are typically minimal, offering you more freedom and flexibility.

How do you build wealth in your 20s? ›

  1. Your 20s are about establishing a foundation as you gain financial independence.
  2. Set a budget that balances your needs, wants and wishes.
  3. Create a plan to pay off debt and stick to it.
  4. Begin building your credit.
  5. Start an emergency fund of up to three months of living expenses.
Mar 8, 2024

How much money should a 25 year old have? ›

20k is the ideal savings amount for a 25 year old

“Ideally, your savings should reach $20,000 by the time you turn 25,” says Bill Ryze, a certified Chartered Financial Consultant (ChFC) and board advisor at Fiona. The national average for Americans between 25 and 30 years of age is $20,540.

What should my portfolio look like at 25? ›

The result should be the percentage of your portfolio that you devote to equities like stocks. As an example, if you're age 25, this rule suggests you should invest 75% of your money in stocks. And if you're age 75, you should invest 25% in stocks.

What are 20 year olds interested in? ›

A look at Gen Z and Millennials' 20 biggest passions reveals some big, and unexpected, differences between young males and females…
  • Music.
  • Food.
  • Fitness.
  • Fashion.
  • Sports.
  • Art / Photography.
  • Gaming.
  • Travel.
May 6, 2019

How can I age well in my 20s? ›

7 healthy habits to adopt in your 20s
  1. Establish healthy sleep habits. Healthy sleep is important for both physical and mental health. ...
  2. Exercise regularly. ...
  3. Start cooking at home. ...
  4. Make your health a priority. ...
  5. Find a hobby. ...
  6. Quit smoking and limit drinking. ...
  7. Get tested regularly for STIs.

How to start over in life at 20? ›

So, this age of youth is a great age to slowly start doing things by yourself, spiritually as well as materially.
  1. Make Your Love, Faith, and Connection with God. ...
  2. Try to be at peace from within. ...
  3. Try To Accept Real Life and Your Real Self, as soon as possible. ...
  4. Focus on Yourself, Not Others.
Feb 4, 2023

What should a 20 year old invest in? ›

Start saving and investing in your 20s by contributing to a retirement plan, investing in index funds and ETFs, automating your investment management with a robo-advisor and increasing your savings rate over time.

Is it normal to struggle financially in your 20s? ›

Most people, even in their mid-to-late 20s are still struggling to establish themselves. That can be hard to do if your job isn't paying you enough, you're struggling to make rent, have no savings, and are being crushed by debt.

Where should I be financially at 20? ›

Financial Goals You Should Set in Your 20s. At this stage in life, first, you'll need an emergency fund and a plan to get out of any debt. Then, you'll want to start investing, save for short-term savings goals in your 20s, and start making retirement contributions. Learn why and how you can easily tackle these goals.

How to figure yourself out in your 20s? ›

From Lost to Found: How to Find Yourself in Your 20s
  1. Don't Stress About Your 5-Year Plan. We've all looked back at our high school years and wished we had made different choices. ...
  2. Express Yourself and Let Your Words Be Heard. ...
  3. Live Life On Your Terms. ...
  4. Trust The Process.
Aug 5, 2023

How do I sort my life out in my 20s? ›

So here are some tips to get some control back in your life and be on the way to achieving your goals:
  1. Set goals for each month. Writing what you want to achieve is always a good idea. ...
  2. Refrain from checking in on social media (particularly of friends) ...
  3. Don't let others get you down. ...
  4. Don't be afraid to let go.

How can I live my life to the fullest in my 20s? ›

Live To The Fullest—5 Things To Do In Your Twenties (Or At Any...
  1. Photo by Ruby-Rose. Your twenties are for discovering yourself for maybe the first time. ...
  2. 01 | Say NO. ...
  3. 02 | Change Your Mind. ...
  4. 03 | Try Something New. ...
  5. 04 | Ditch The Need For Approval. ...
  6. 05 | Define Your Own Success.

Is 27 mid or late 20s? ›

Mid 20s. This is usually around the age of 25–27. You are entering the workforce and realising that this is the reality of life.

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