What are insurance groups? And, how I can ensure that I’m getting the best deal with my insurance group?These are probably questions that you’ve asked yourself. In this article, you will find the answer to these questions, along with many more questions about insurance groups.
Contents
- 1 What are insurance groups?
- 1.1 What are the insurance groups and what do they mean?
- 1.2 Car insurance groups in UK explained
- 1.3 What are the car insurance categories?
- 2 What are other types of insurance groups?
- 2.1 What are van insurance groups?
- 3 How does the car insurance groups work?
- 3.1 What insurance group is my car?
- 3.2 What are the car insurance categories?
- 3.3 What are car insurance bands?
- 3.4 How many groups are there in car insurance?
- 3.5 What cars are in insurance Group 1 2 3 4?
- 3.6 What cars are in Group 1 insurance?
- 3.7 What cars are in Group 2 insurance?
- 3.8 What cars are in Group 3 insurance?
- 3.9 Where is a car insurance groups list?
- 3.10 What are car insurance groups 1 – 20?
- 3.11 Car Insurance Group Table
- 4 Which is the cheapest insurance group?
- 4.1 What is the cheapest car to insure?
- 4.2 What is insurance group 14 average cost?
- 4.3 Where is an insurance group prices table for the UK?
- 4.4 What are low insurance group cars?
- 5 Selected vehicle insurance groups
- 5.1 Vauxhall Corsa Insurance Group
- 5.2 Citroen C1 Insurance Group
- 5.3 Toyota Yaris Insurance Group
- 6 References
An insurance group is a method to determine the cost of insuring your car based on which group they’re assigned to. The Association of British Insurers (ABI) determine a car’s insurance group. The groups range from 1 to 50, with the lower groups being the cheaper option to insure.
What are the insurance groups and what do they mean?
Insurance groups are designated for vehicles in the UK. The groups are determined by the Group Rating Panel, which is made up of representatives of the insurance industry and meets every month to determine car insurance groups. The cost of insuring your car will be determined by which insurance group your vehicle falls into, ranging from Group 1 all the way up to Group 50. The ratings take into consideration a variety of factors, including safety, performance, size and weight, security, and probably most important, the cost of repairs.
It’s important to note that not all insurance providers will go by these groups exactly, butthey will use something similar when they assess a vehicle.
Car insurance groups in UK explained
Every make and model of a car is assigned to a group based on many factors, including repair time. It will also include the numbers ranging from Group 1 to Group 50. Cars in the lower groups are cheaper to insure, while cars in the higher groups are more expensive to insure.
What are the car insurance categories?
The car insurance categories fall into 50 different groups, ranging from Group 1 to Group 50.Cars in the lower groups are cheaper to insure, while cars in the higher groups are more expensive to insure.
With insurance categories, it’s not even as simple as choosing a smaller car to guarantee a lower group. A variation of a model may be grouped completely different from others due to how it’s put together. The ABI (Association of British Insurers) takes several factors into consideration, including: value of parts, safety, security, cost of repairs, and performance.
However, there are other aspects beyond the insurance grouping that may be taken into consideration, such as the value of the vehicle and it’s age.
Besides car insurance groups, there are group lists for other types of vehicles, such as vans.
What are van insurance groups?
Just like car insurance groups, the van insurance groups are determined by the Association of British Insurers (ABI) to determine the groups, and how much your van insurance will cost. They take into consideration several factors, including size of engine, weight, security, performance and cost of repairs. The van groups are organized from Group 1 to Group 20, with the lower end being the cheaper insurance.
Every make and model of a car is assigned a group based on several factors, including repair time, part prices, size and weight, performance and security. The cost of repair is said to be the biggest determinant of which group the car will be assigned.
What insurance group is my car?
In order to find out the correct insurance group for you car, it’s recommended to use a database that searches by car brand. After you find your specific vehicle model, it should designate which group the vehicle falls into.
For more information, use a database like ComparetheMarket to locate your car’s insurance group.
What are the car insurance categories?
The car insurance categories are determined by a group rating system.Cars in the highest groups, typically high performance models, are likely to cost insurers the most in insurance claims. The factors that go into determining a car’s group are the following: car security, size and weight, car performance, safety and what figures most importantly, the cost of repairs.
What are car insurance bands?
Car insurance bands, or groups, are determined by a group rating system. The groups range from Group 1, the lowest and cheapest option, all the way up to Group 50, the highest and most expensive option available.
How many groups are there in car insurance?
The groups for car insurance are numbered from Group 1 to Group 50.Cars in the lower groups are cheaper to insure, while cars in the higher groups are more expensive.
What cars are in insurance Group 1 2 3 4?
The types of cars in the lower groups are the cheaper types of car to insure. For example, Groups 1 to 10 may includeDacia Sandero, Vauxhall Corsa, and VW Up!. A few others are the Toyota Yaris, Kia Rio, Renault Twingo, Hyundai i10, Seat Mii, Skoda Citigo, and Ford Ka+.
If you don’t see your car here, don’t worry – the groups contain many vehicles and it’s important to search a qualified database to see which group your car is located in.
What cars are in Group 1 insurance?
According to BoughtByMany, the cars in Group 1 insurance include the following: Vauxhall Corsa, Fiat Panda, Citroen C1, Chevrolet Spark, Skoda Citigo, Volkswagen Up!, Seat Mii, Volkswagen Fox, Hyundai i10, Ka Studio 1.2, and Kia Rio.
If you don’t see your car here, don’t worry – check a qualified database to see which group your car is located in.
What cars are in Group 2 insurance?
According to Carinsurancegroups.co.uk, the cars in Group 2 insurance include the following: Citroen C1 varieties, Fiat Qubo Active, Nissan Pixo Acenta, Skoda Fabia varieties and Peugeot Partner.
If you don’t see your car here, don’t worry – check a qualified database to see which group your car is located in.
What cars are in Group 3 insurance?
According to Carinsurancegroups.co.uk, the cars in Group 3 insurance include the following: additional Citroen C1 and C2 varieties, Fiat Fiorino and Panda varieties, Ford KA varieties and Peugeot 107.
If you don’t see your car here, don’t worry – check a qualified database to see which group your car is located in.
Where is a car insurance groups list?
For an example of a car insurance groups list, go to this site for information on which cars fall into each specific group for Group 1 to Group 50.
Read more: Car Insurance Groups
What are car insurance groups 1 – 20?
For car insurance groups in Group 1 to Group 20,go to this site for finding out which cars fall into these categories.
Read more: Car Insurance Groups
Car Insurance Group Table
If you’re interested in learning more about which cars in available in which group, we have provided a sneak peak of what is available for each group, from Group 1 to Group 50.
This is NOT a comprehensive list.It is a quick guide to get you started. Hopefully, it can give you an idea of how the cars are grouped by insurance groups. For a complete list or to find a specific vehicle, we recommend checking out sites like CarInsuranceGroups.co.uk.
| Insurance Group | Example Vehicles |
| Group 1 | Fiat Panda Active, Vauxhall Corsa Expression, Citroen C1 Airplay / Vibe, Chevrolet Spark |
| Group 2 | Citroen C1 Code / Rhythm / Splash / Vt, Fiat Qubo Active, Nissan Pixo Acenta / Visia |
| Group 3 | Chevrolet Spark + / Ls, Citroen C1 Cool / Rhythm Hdi, Citroen C2 Airplay + / Cachet / Cool / Design / Furio / etc, Fiat Fiorino Combi, Fiat Panda 360 / 4X2 / 4X4 / etc, Ford KA Digitial / Edge / Grand Prix / etc |
| Group 4 | Citroen Berlingo Multispace Vt, Citroen C2 Sx, Fiat Doblo Active, Nissan Pixo N-Tec, Peugeot 1007 Sport (73), Smart Fortwo Gb-10 Mhd (71) / Fortwo Highstyle Mhd (71) / etc |
| Group 5 | Skoda Fabia 1 (70) / Fabia 16V (75) / etc, Suzuki Wagon R+ Ga, Toyota Yaris Blue Vvt-I / Yaris Colour Collection Vvt-I / etc, Ford Fiesta Finesse |
| Group 6 | Ford Fiesta Edge (59) / Fiesta Studio Tdci (68) / Fiesta Zetec, Hyundai Amica Si, Kia Rio / Rio L, Nissan Micra E, Renault Clio Authentique (75) / Freeway |
| Group 7 | Daewoo Chevrolet Matiz Le, Fiat 500 Bydisel / 500 Eco Diesel Auto, Ford Fiesta Lx, Smart Edition (Lhd) / Forfour Black (75) / Fortwo Grandstyle Cabriolet, Suzuki Alto Gl / Alto Sky |
| Group 8 | Chevrolet Matiz Flair / Matiz Se, Mitsubishi I, Nissan Micra E, Toyota Corolla T2 Vvt-I, Vauxhall Agila Club / Agila Design / Corsa Design Cdti (90) |
| Group 9 | Audi AI S Line Tfsi / A1 Se Tfsi, Ford Courier Kombi / Escort / Escort Azura, Honda Civic E / Civic Imagine, Hyundai Getz Cdx, Kia Picanto |
| Group 10 | Ford Fiesta Finesse 16V / Fiesta Silver / Fiesta Style, Hyundai Accent Cdx / Accent E, Mazda 2 Ts Td / 3 Se, Mercedes Benz A 160 Avantgarde Se Cdi |
| Group 11 | Chevrolet Matiz Sx, Daewoo Lanos Xtra, Mercedes-Benz A 140 Classic / A 150 Classic, Mitsubishi Colt Attivo / Colt Classic, Nissan Almera Action / Juke Vista (117) |
| Group 12 | Alfa Romeo Mito Lusso Jtdm (95), Chevrolet Kalos S / Kalos Se, Daihatsu Sirion Centenary, Mini One / One Clubman, Mitsubishi Colt |
| Group 13 | Citroen C4 Cool Coupe / Picasso Sx, Fiat Brava S / Bravo Sx, Ford C-Max Style / Escort Cayman, Honda Civic Imagine Vtec / Civic Se Ctdi, Skoda Fabia 2 (105) |
| Group 14 | Audi A3 (102) / A3 Se (102), Chevrolet Aveo S, Dodge Caliber S, Smart Forfour Pulse, Suzuki Baleno, Volkswagen Beetle / Caddy Maxi Life Eco Fueld (109) |
| Group 15 | Chrysler Neon Le, Citroen Berlingo Multispace Xtr Hdi (75), Ford Escort Cl / Escort Flight, Mini One, Nissan Almera Ambition, Smart Brabus, Suzuki Jimmy Sz4 |
| Group 16 | Dodge Avenger Se, Fiat 500C Lounge, Honda Civic Es Ima Hybrid, Nissan Micra 160Sr, Subaru Impreza R |
| Group 17 | Audi A2 Fsi / A3 Fsi, BMW 116 I (115), Chrysler Neon Le / Neon Six, Hyundai Accent Atlantic, Jeep Patriot Limited S, Kia Carens Gs |
| Group 18 | BMW 116 I (122), Chevrolet Cruze Lt, Jeep Compass Limited, Kia Carens 1, Mazda 3 Ts2, Mercedes-Benz B 180 Se, Renault Megane Dynamique |
| Group 19 | Alfa Romeo Mito Lusso Jtdm (120), Audi A3 Auto, BMW 116 I / 116 Es, Chevrolet Cruze S Vcdi, Honda Accord I Ls / Civic Es Aerodeck |
| Group 20 | Ford C-Max Style, Honda Civic Coupe, Hyundai Coupe Se, Jeep Patriot Sport Crd, Landrover Freelander 2 Gs Td4, Proton Persona 10Th Tdi |
| Group 21 | Audi A3 Fsi / A4 Auto, BMW 118 D (141), Landrover Discovery Mpi, Mazda 323 F GI, Mitsubishi Carisma Classic Le Td, Nissan Qashqai Acenta 2Wd |
| Group 22 | BMW 318 D Edition Es, Chrysler Neon Lx, Citroen C4 By Loeb (150) Coupe, Fiat Croma Dynamic, Ford C-Max Zetec Tdci, Ssangyong Kyron Ex Cdi |
| Group 23 | Audi A4 Avant Tdi 110 Auto / A4 Se, Chrysler PT Cruiser Classic, Honda Accord Aerodeck Ls, Honda Civic Es Ctdi, Mazda 6 Awd |
| Group 24 | BMW 120 D (163), Honda Accord I-Dtec Ex, Mitsubishi Galant Gls Diesel / Outlander Elegance Di-D, Skoda Superb Classic Tdi, Ssangyong Kyron S Cdi |
| Group 25 | Audi A4 Tdi Quattro, BMW 318 I, Chrysler Pt Cruiser Limited, Landrover Freelander 2 Hse I6, Subaru Forester All-Weather Awd, Toyota Auris Sr180 D4D |
| Group 26 | Alfa Romeo 145 TWin Spark 16V, Audi A3 Quattro Tdi (170), Chevrolet Camaro (Coupe), Chrysler Grand Voyager Se Td, Rover 420 Executive |
| Group 27 | BMW 320 D / 320 D Edition Es, Ford Escort Gti 16V, Honda Accord Aerodeck Es, Hyundai Sonata Cdi, Peugeot 206 Cc Allure, Renault Espace Expression |
| Group 28 | Audi A5 S Line Fsi T (180) Coupe / A6 Avant, Cadillac Bls Luxury D, Chevrolet Camaro Convertible, Ford Cougar 24V, Volvo S80 Es D3 / C70 Es D3 |
| Group 29 | Alfa Romeo 166 Twin Spark, Audi A5 Tfsi (211) / A6 Le Mans T, BMW 525 Tds, MG Zt-T (160), Proton Persona Evolution Coupe, Renault Laguna Gt Dci (175) |
| Group 30 | Audi A5 S Line Tfsi (211), BMW X3 Xdrive18D Se, Chevrolet Blazer Ls, Chrysler Voyager Se Crd, Nissan Terrano Ii Sve Di, Peugeot 206 Grand Tourisme |
| Group 31 | Audi Q5 Se Tdi / TT Black Tdi (170) Quattro Coupe, BMW 318 Ci Convertible, Chrysler Grand Voyager Lx, Isuzu Trooper Insignia, Jeep Grand Cherokee Limited |
| Group 32 | Citroen C-Crosser Vtr, Fiat Stilo Schumacher Gp 20V, Ford Scorpio Ghia 24V Auto, Jaguar Xj Executive Auto, Landrover Discovery V81 Metropolis, Mercedes-Benz E 200 Avantgarde |
| Group 33 | Audi Allroad Le T Quattro, BMW X3 Xdrive Se Edition Exclusive, Mitsubishi Shogun Classic Le Td Did, Nissan Pathfinder T-Spec, Saab 9-3 Aero (255) |
| Group 34 | Cadillac Cts Elegance, Chrysler Grand Voyager Se Crd, Jaguar Xj Sport / XJ6 Auto, Mini Cooper S Works, Porsche Boxster, Renault Megane Renaultsport |
| Group 35 | Audi A6 T Sport Avant, BMW 335 I M Sport, Peugeot 406 V6 Coupe, Renault Megane Renaultsport F1, Rover 75 Connoisseur Se V8, Saab 9-3 Cerulean T 2.0 (210) Converti |
| Group 36 | Cadillac Bls Elegance, Chrysler 300C Se V6 Crd, Mercedes-Benz Clk 430 Elegance Auto, Mini Cooper S Works Sidewalk Convertible |
| Group 37 | Audi A6 Se T, BMW 325 I M Sport Highline Coupe, Cadillac Cts Sport Luxury, Chrysler 300C Srt V6 Crd, Volvo C70 Collection Convertible |
| Group 38 | Cadillac BLS Sport Luxury, Cherolet Camaro Z 28 (Coupe), Ford Focus Rs (300), Jagura S-Type S Plus V6, Mini Cooper S Gp, Nissan Patrol Gr S Di |
| Group 39 | Audi Q7 Limited Edition, BMW Z8 Convertible, Saab 9-3 Aero (280) Convertible, Subaru Impreza Wrx Sti Type Uk, Volkswagen Touareg Altitude Tdi |
| Group 40 | Cadillac Sts V6, Citroen C6 Hdi, Lotus Elise Sport Convertible, Mercedes-Benz MI Class 320 Cdi, Porsche Cayenne Tdi, Saab 9-5 Edition T |
| Group 41 | Audi A8 Se, BMW 535 D Se, Hyundai Grandeur Crtd, Toyota Landcruiser Amazon V8, Volkswagen Touareg Bluemotion Tdi, Volvo S80 Se Lux Awd |
| Group 42 | Citroen C6 V6 Hdi, Hyundai Grandeur V6, Jaguar S-Type Sport V8, MG Zt-T Se 260, Mitsubishi Lancer Evolution X Fq-330 Sst (S1), Porsche Cayman |
| Group 43 | BMW M3 Alpine Coupe, Cadillac Srx 4 Sport Luxury, Chrysler 300C V8 Hemi, Citroen C6 Exclusive V6 Hdi, Ford Focus Rs500 (345), Jaguar Xf Portfolio D (238) |
| Group 44 | Chrysler Crossfire Coupe, Honda S2000 Gt Edition 100 Convertible, Infiniti M37 Gt, Jaguar S-Type Se Plus V8, Lotus Elise 111S Convertible, Mercedes-Benz R 280 Cdi |
| Group 45 | Cadillac Sts Northstar V8, Honda Legend Ex Sh-Awd, Infiniti M37 S, Nissan 350Z (276) Coupe, Porsche Boxster S / Cayenne S, Vauxhall Monaro V8 (333) |
| Group 46 | BMW 730 Ld Se Carbon Exlusive Edition, Chrysler 300C Srt-8, Infiniti Ex30D, Jeep Grand Cherokee Srt-8, Landrover Range Rover Autobiography V8, Lotus Elise R Convertible |
| Group 47 | BMW 740 I Auto, Cadillac Srx 4 Sport Luxury Northstar V8, Infiniti Fx30D Gt, Lotus Exige 240R Coupe, Mercedes-Benz R 350 Grand Edition Cdi |
| Group 48 | Audi A8 S8, BMW 630 I Convertible, Infiniti G37 Coupe/Cabriolet, Jaguar Xj L Luxury D, Porsche Panamera S, Toyota Landcruiser Premium V8 D-4D |
| Group 49 | BMW 750 Li M Sport, Chevrolet Corvette (Coupe), Jaguar Xf R (507), Landrover Range Rover Autobiography Tdv8, Mercedes-Benz Clk 55 Amg Auto |
| Group 50 | Audi Q7 V12 Quattro Tdi, BMW 635 D Convertible, Cadillac Cts-V, Chevrolet Corvette Cabriolet, Dodge Srt-10 Convertible, Lotus Evora S (345) |
The cheapest insurance group for cars will be in the Group 1 to Group 10 categories. For more information on what cars are locate in those groups, read more below or go to a qualified database list to find your match.
What is the cheapest car to insure?
The cheaper cars to insure will be located in the lower group numbers, such as from Group 1 to 10 categories. A few cars listed in those categories that are considered a good deal as of 2018 are the following: Kia Rio (starting in Group 2), Volkswagon Polo (starting in Group 1), Vauxhall Corsa Hatchback (starting in Group 2), Ford Fiesta (starting in Group 2), and Hyundai i10 (an older model that is now in Group 1).
Source: USwitch.com
What is insurance group 14 average cost?
According to CarPages.co.uk, which lists all the prices for cars in Group 14, the average price is around £15,000.
Read more: Car Pages – Group 14
Where is an insurance group prices table for the UK?
There are several sites available that have group price tables for car insurance groups online. The site listed below, CarPages.co.uk, has a table for each group with the average price for each vehicle within that group. It’s just one example of a comprehensive database for every vehicle and which group they belong to within insurance groups.
Read more: Car Pages
What are low insurance group cars?
The lowest insurance groups for cars will be in Group 1 to Group 10.
Here is a list of some selected vehicle brands by insurance group. It’s important to note that some vehicle brands will have a wide range, as it depends on the variety of factors that go into deciding a vehicle make and model’s specific group.
Vauxhall Corsa Insurance Group
The Vauxhall Corsa generally falls in the lower range groups of Group 1 through Group 10, although some models are in the upper range of Group 20s, too.
For more information, check out: UKMotorist
Citroen C1 Insurance Group
The Citroen C1 usually falls into the Group 1 through Group 5 range.
For more information, check out: UKMotorist
Toyota Yaris Insurance Group
The Toyota Yaris generally falls in the Groups 1 through 15.
For more information, check out: UKMotorist
http://www.tescobank.com/car-insurance/guides/groups-explained/
https://www.uswitch.com/car-insurance/the-cheapest-cars-to-insure/
https://boughtbymany.com/news/article/group-1-car-insurance-cars/
http://www.carinsurancegroups.co.uk/groups-list/
http://www.carpages.co.uk/car-insurance-groups/
https://www.directlineforbusiness.co.uk/van-insurance/insurance-groups-explained-and-listed
https://www.uswitch.com/car-insurance/the-cheapest-cars-to-insure/
https://www.admiral.com/magazine/guides/car-insurance/car-insurance-groups
