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Save something for your retirement
It’s never too early to start putting money aside for your well-deserved retirement. To help you get started, we provide different IRA options to fit your goals.
- Traditional IRAs that are immediately tax-deductible for most individuals and earnings are tax-deferred until you begin taking distributions;
- Roth IRAs with no immediate tax deductions, but earnings are entirely tax-free as long as the account has been open for at least 5 years, and are withdrawn after age 59 1/2.
Disclosure:Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA www.finra.org /SIPC www.sipc.org) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. IC Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
Investment representatives at IC Credit Union are licensed to transact securities business in Massachusetts. For more information concerning CFS or its representative(s) associated with this site, please review FINRA Broker Check by accessing the following link and typing in the firm / representative information in the search field. http://brokercheck.finra.org/Search/Search.aspx
Start Saving Early
Tax-deferred growth
Financial stability in retirement
Convenient, worry-free savings
Roth IRA vs. Traditional IRA Calculator
How to Get Started
Contact IC’s financial advisor (978) 353-1330
Or Contact Us
If you have any questions left
Main Office
Address
300 Bemis Road, Fitchburg, MA 01420
Phone
Main Office(800) 262-1001
Email
[emailprotected]
Get in touch with us
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$('body.page-id-24813 #alert_banners').attr('style', 'padding-right: ' + getScrollbarWidth() +'px; transition: unset;'); $('body.page-id-24813 #page').attr('style', 'padding-right: ' + getScrollbarWidth() +'px; transition: unset;'); }); $("#secure-login-modal").on("hidden.bs.modal", function () { $('body').removeClass('secure-login-active'); $('body.page-id-24813 #alert_banners').attr('style', 'transition: unset;'); $('body.page-id-24813 #page').attr('style', 'transition: unset;'); }); $('a.secure-login-mobile').on('click', function(e) { e.preventDefault(); $('#secure-login-modal').modal('show'); $('body').addClass('secure-login-active'); }); //secure login inside text $('a.secure-login-inside').on('click', function(e) { e.preventDefault(); $('#secure-login-modal').modal('show'); $('body').addClass('secure-login-active'); $('body.page-id-24813 #alert_banners').attr('style', 'padding-right: ' + getScrollbarWidth() +'px; transition: unset;'); $('body.page-id-24813 #page').attr('style', 'padding-right: ' + getScrollbarWidth() +'px; transition: unset;'); }); // search $('li.search-desktop a').on('click', function(e) { e.preventDefault(); $('#search-modal').modal('show'); $('body').addClass('search-desktop-active'); $('body.page-id-24813 #alert_banners').attr('style', 'padding-right: ' + getScrollbarWidth() +'px; transition: unset;'); $('body.page-id-24813 #page').attr('style', 'padding-right: ' + getScrollbarWidth() +'px; transition: unset;'); }); $("#search-modal").on("hidden.bs.modal", function () { $('body').removeClass('search-desktop-active'); $('body.page-id-24813 #alert_banners').attr('style', 'transition: unset;'); $('body.page-id-24813 #page').attr('style', 'transition: unset;'); }); $('a.search-mobile').on('click', function(e) { e.preventDefault(); $('#search-modal').modal('show'); $('body').addClass('search-desktop-active'); }); let sm = parseInt($('#main-nav .main-menu-wrapper .container').css('margin-left')) + 15; document.documentElement.style.setProperty('--sm', '' + sm + 'px'); let vh = window.innerHeight; document.documentElement.style.setProperty('--vh', '' + vh + 'px'); let vw = window.innerWidth; document.documentElement.style.setProperty('--vw', '' + vw + 'px'); function lockScroll(){ $html = $('html'); $body = $('body'); var initWidth = $body.outerWidth(); var initHeight = $body.outerHeight(); var scrollPosition = [ self.pageXOffset || document.documentElement.scrollLeft || document.body.scrollLeft, self.pageYOffset || document.documentElement.scrollTop || document.body.scrollTop ]; $html.data('scroll-position', scrollPosition); $html.data('previous-overflow', $html.css('overflow')); $html.css('overflow', 'hidden'); window.scrollTo(scrollPosition[0], scrollPosition[1]); var marginR = $body.outerWidth()-initWidth; var marginB = $body.outerHeight()-initHeight; $body.css({'margin-right': marginR,'margin-bottom': marginB}); } function unlockScroll(){ $html = $('html'); $body = $('body'); $html.css('overflow', $html.data('previous-overflow')); var scrollPosition = $html.data('scroll-position'); window.scrollTo(scrollPosition[0], scrollPosition[1]); $body.css({'margin-right': 0, 'margin-bottom': 0}); } $("ul#mega-menu-header-menu").on("mmm:showMobileMenu", function() { lockScroll(); }); $("ul#mega-menu-header-menu").on("mmm:hideMobileMenu", function() { unlockScroll(); }); if (window.matchMedia( "(min-width: 992px)" ).matches) { var top_center_menu = jQuery('.top_center_menu').offset().left; // console.log('top_center_menu ' + top_center_menu); var top_left_menu = jQuery('.top_left_menu').offset().left // console.log('top_left_menu ' + top_left_menu); var top_menu_left_width = jQuery('#top-menu-left').outerWidth(); // console.log('top_menu_left_width ' + top_menu_left_width); var menu_left_value_init = top_center_menu - top_left_menu; // console.log('menu_left_value_init ' + menu_left_value_init); // var menu_left_value = menu_left_value_init - top_menu_left_width + 15; // console.log('menu_left_value ' + menu_left_value); var main_menu_offset = jQuery('#mega-menu-wrap-header-menu').offset().left; // console.log('main_menu_offset ' + main_menu_offset); var main_menu_logo_offset = jQuery('.logo-wrapper').offset().left; // console.log('main_menu_logo_offset ' + main_menu_logo_offset); var main_menu_logo_width = jQuery('.logo-wrapper').outerWidth(); // console.log('main_menu_logo_width ' + main_menu_logo_width); var main_menu_value_init = main_menu_offset - main_menu_logo_offset; // console.log('main_menu_value_init ' + menu_left_value_init); var main_menu_value = main_menu_value_init - main_menu_logo_width + 15; // console.log('main_menu_value ' + menu_left_value); var menu_left_value = main_menu_value_init - top_menu_left_width + 15; // console.log('xxxx ' + menu_left_value); jQuery('.top_center_menu').attr('style', 'margin-left: ' + menu_left_value + 'px;'); } if (window.matchMedia( "(max-width: 991px)" ).matches) { $('.mega-menu-logo').attr('width', '130px').attr('height', '40px'); $('body.home > div.preloader-plus > div.preloader-content > img.preloader-custom-img').attr('width', '155px').attr('height', '48px'); $('div.top_menu').insertBefore('#mega-menu-header-menu > li:nth-last-child(2)'); $('ul#top-menu-right').appendTo('#mega-menu-wrap-header-menu .mega-menu-toggle .mega-toggle-blocks-left'); $('ul#top-menu-left').appendTo('#mega-menu-wrap-header-menu .mega-menu-toggle .mega-toggle-blocks-center'); let cl = parseInt($('#content.container').css('margin-left')) + 15; document.documentElement.style.setProperty('--cl', '' + cl + 'px'); let cr = parseInt($('#content.container').css('margin-right')) + 15; document.documentElement.style.setProperty('--cr', '' + cr + 'px'); $('.mega-menu-item').on('open_panel', function() { $('#top-menu-right').hide(); $('#top-menu-left').hide(); var current_text = $(this).children('a.mega-menu-link').text(); var current_id = $(this).attr('id'); $('#placeholder-mobile-menu-entry').html(current_text).attr('data-menuitem', current_id); $(this).siblings().hide(); $(this).children('.mega-menu-link').hide(); }); $('.mega-menu-item').on('close_panel', function() { $('#top-menu-right').show(); $('#top-menu-left').css('display', 'flex'); $('#placeholder-mobile-menu-entry').html(''); $(this).siblings().show(); $(this).children('.mega-menu-link').show(); }); $('.mega-menu-toggle .mega-toggle-block').on('click', function(e) { $('.max-mega-menu').data('maxmegamenu').hideAllPanels(); $('#top-menu-right').show(); $('#top-menu-left').css('display', 'flex'); $('#placeholder-mobile-menu-entry').html('').attr('data-menuitem', ''); }); $('#placeholder-mobile-menu-entry').on('click', function(e) { e.preventDefault(); var menuitem_active_ID = '#' + $('#placeholder-mobile-menu-entry').data('menuitem'); var panelToHide = $(menuitem_active_ID + " > a.mega-menu-link"); $('#mega-menu-header-menu').data('maxmegamenu').hidePanel(panelToHide, true); }); } window.addEventListener('resize', function() { let sm = parseInt($('#content.container').css('margin-left')) + 15; document.documentElement.style.setProperty('--sm', '' + sm + 'px'); if (window.matchMedia( "(max-width: 991px)" ).matches) { let vw = window.innerWidth; document.documentElement.style.setProperty('--vw', '' + vw + 'px'); $('div.top_menu').insertBefore('#mega-menu-header-menu > li:nth-last-child(2)'); let vh = window.innerHeight; document.documentElement.style.setProperty('--vh', '' + vh + 'px'); let cl = parseInt($('#content.container').css('margin-left')) + 15; document.documentElement.style.setProperty('--cl', '' + cl + 'px'); let cr = parseInt($('#content.container').css('margin-right')) + 15; document.documentElement.style.setProperty('--cr', '' + cr + 'px'); } else { var top_center_menu = jQuery('.top_center_menu').offset().left; // console.log('top_center_menu ' + top_center_menu); var top_left_menu = jQuery('.top_left_menu').offset().left // console.log('top_left_menu ' + top_left_menu); var top_menu_left_width = jQuery('#top-menu-left').outerWidth(); // console.log('top_menu_left_width ' + top_menu_left_width); var menu_left_value_init = top_center_menu - top_left_menu; // console.log('menu_left_value_init ' + menu_left_value_init); // var menu_left_value = menu_left_value_init - top_menu_left_width + 15; // console.log('menu_left_value ' + menu_left_value); var main_menu_offset = jQuery('#mega-menu-wrap-header-menu').offset().left; // console.log('main_menu_offset ' + main_menu_offset); var main_menu_logo_offset = jQuery('.logo-wrapper').offset().left; // console.log('main_menu_logo_offset ' + main_menu_logo_offset); var main_menu_logo_width = jQuery('.logo-wrapper').outerWidth(); // console.log('main_menu_logo_width ' + main_menu_logo_width); var main_menu_value_init = main_menu_offset - main_menu_logo_offset; // console.log('main_menu_value_init ' + menu_left_value_init); var main_menu_value = main_menu_value_init - main_menu_logo_width + 15; // console.log('main_menu_value ' + menu_left_value); var menu_left_value = main_menu_value_init - top_menu_left_width + 15; // console.log('xxxx ' + menu_left_value); jQuery('.top_center_menu').attr('style', 'margin-left: ' + menu_left_value + 'px;'); $('div.top_menu').prependTo('#main-nav'); $('ul#top-menu-left').appendTo('#top-menu-left-wrapper'); $('ul#top-menu-right').appendTo('#top-menu-right-wrapper'); } }); // Code conflicts with WP Bakery, left here for historical purposes. // if (window.matchMedia( "(max-width: 991px)" ).matches) { // window.addEventListener('resize', function() { // if (window.matchMedia( "(min-width: 992px)" ).matches) { // $('.preloader-plus').removeClass('complete'); // $('.prog-bar-wrapper').hide(); // $('#preloader-counter').hide(); // $('#main-nav').hide(); // location.reload(); // } // }); // } else if (window.matchMedia( "(min-width: 992px)" ).matches) { // window.addEventListener('resize', function() { // if (window.matchMedia( "(max-width: 991px)" ).matches) { // $('.preloader-plus').removeClass('complete'); // $('.prog-bar-wrapper').hide(); // $('#preloader-counter').hide(); // $('#main-nav').hide(); // location.reload(); // } // }); // } });setTimeout(function(){ //Preloader logo const demoClasses = document.querySelectorAll('.preloader-custom-img'); demoClasses.forEach(element => { element.setAttribute('width', '155'); element.setAttribute('height', '48'); }); //Splash Phone const splash_phone = document.querySelectorAll('.mega-phone_splash.mega-menu-item img'); splash_phone.forEach(element => { element.setAttribute('width', '15'); element.setAttribute('height', '15'); }); //Media center images const demoClasses_media = document.querySelectorAll('.mediacenter-box img.img-fluid'); demoClasses_media.forEach(element => { element.setAttribute('width', '350'); element.setAttribute('height', '240'); }); //Banner icon const demoClasses_banner = document.querySelectorAll('.icfederal-notice-banner .inner-banner-wrapper .icon img'); demoClasses_banner.forEach(element => { element.setAttribute('width', '34'); element.setAttribute('height', '34'); }); //Logo on transparent background header const demoClasses_logo = document.querySelectorAll('.transparent_nav .navbar-brand.custom-logo-link img'); demoClasses_logo.forEach(element => { element.setAttribute('width', '220'); element.setAttribute('height', '60'); if (element.classList.contains("lazyload")) { element.classList.remove("lazyload"); } }); //Circle image business page const demoClasses_circle = document.querySelectorAll('.circle-image .wpb_single_image img'); demoClasses_circle.forEach(element => { element.setAttribute('width', '155'); element.setAttribute('height', '155'); }); //Step images const demoClasses_step = document.querySelectorAll('.icfederal-simple-steps .step-wrapper .icon img'); demoClasses_step.forEach(element => { element.setAttribute('width', '40'); element.setAttribute('height', '40'); }); //Testimonial images const testimonial = document.querySelectorAll('.testimonial-image img'); testimonial.forEach(element => { element.setAttribute('width', '124'); element.setAttribute('height', '124'); }); //Print images const print = document.querySelectorAll('.pdfprnt-buttons img'); print.forEach(element => { element.setAttribute('width', '42'); element.setAttribute('height', '42'); }); //Carousel images arrow const carousel_next = document.querySelectorAll('.owl-next img'); carousel_next.forEach(element => { element.setAttribute('width', '58'); element.setAttribute('height', '54'); }); const carousel_prev = document.querySelectorAll('.owl-prev img'); carousel_prev.forEach(element => { element.setAttribute('width', '58'); element.setAttribute('height', '54'); });}, 3000);const image_lazy = document.querySelectorAll('.load-lazy-on img'); image_lazy.forEach(element => { element.removeAttribute('loading'); }); const social_link = document.querySelectorAll('.social-link-rel figure a.vc_single_image-wrapper'); social_link.forEach(element => { element.setAttribute('rel', 'noopener noreferrer'); }); // Passive event listenersjQuery.event.special.touchstart = { setup: function( _, ns, handle ) { this.addEventListener("touchstart", handle, { passive: !ns.includes("noPreventDefault") }); }};jQuery.event.special.touchmove = { setup: function( _, ns, handle ) { this.addEventListener("touchmove", handle, { passive: !ns.includes("noPreventDefault") }); }};})(jQuery);
