Increase Your Credit Scores, Improve Your Lifestyle Part 1 (2024)

Increase Your Credit Scores, Improve Your Lifestyle Part 1 (1)

Increase Your Credit Scores, Improve Your Lifestyle Part 1 AUDIO BOOK CD build

Audio Book

Audio CD

Bellwether

2006

CD

$28.99

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Increase Your Credit Scores, Improve Your Lifestyle

PART 1 Understanding Why and How You're Scored A There do you start when you want to increase V V your credit scores? In Part 1, Understanding Why and How You're Scored, of the audio version of Increase Your Credit Scores—Improve Your Lifestyle, you'll discover everything from the basics of credit scoring and how the credit sys-tern works to the best places to obtain your credit reports and purchase your credit scores. In essence, Part 1 shows you how to do everything right in order to start the process of increasing your credit scores, and will save you months (even years) of research and trial and error if you attempted it on your own.

PART ONE: Understanding Why and How You're Scored

Chapter 1 How a Couple Purchased a $707,000 Home 11 Months After Bankruptcy (3:36) Chapter 2 Chapter 3 Chapter 4 Who Has the Right to Review Your Credit Reports?
(1:51) Chapter 5 Chapter 6 You Are Scored (1:06) What Is a FICO® Credit Score? (1:55) Chapter 7 What's So Special About FICO Credit Scores? (1:07) The Benefits of Knowing Your Three FICO Credit Scores (1:38) Where to Purchase Your Three FICO Credit Scores (:54) Chapter 8 How Your Scores Compare (1 :47) Chapter 9 How, Where, and Why to Acquire Your Credit Reports (4:41) Chapter 10 Why to Ignore Credit Scores From TransUnionTM and Experian® (1:13) Chapter 11 The Minimum Requirements to Be Scored (2:33) Chapter 12 Which FICO Credit Score Do Lenders Use? (2:34) Chapter 13 How to Know if You Can Get Approved Before You Fill Out a Credit Application (4:31) Chapter 14 How Lenders Use Your FICO Credit Scores (13:06) Chapter 15 Credit Inquiries Are Your Enemy (3:52) Chapter 16 How Are FICO Credit Scores Calculated? (5:16) Total playing time 55:25

For CD Player

WHAT YOU GET:

This item is for the original media, and includes only the media (ie. CD, floppy ...) UNLESS specifically stated above and/or in the title. If more than just the media is included, it will state which items are (ie. box, manual, etc ). Items that come in a sleeve refer to a generic CD sleeve (typically white) and will be sent with shipping protection to avoid damage during transit. If available, we will also send the front and/or back CD inserts if in stock. If these are important to you, please message us to verify we have them available to send. Please do not assume items are included other than what's stated. Again, ask questions

PRIOR

to purchasing if you have any concerns.

IMAGES:

All images/pictures are stock photos and are for reference only, mainly to show the type of game you will be getting. Please read "WHAT YOU GET" for what is included with the media. Screenshots may vary based on your own computer system, video card, monitor, etc.

COMPATIBILITY:

Computers are like people, each one is different. Unlike console games, a computer game may install and work flawlessly on one system but may need adjustments on another. This is due to a variety of factors, mainly the OS platform running, video card you have, drivers, protection software installed, etc. Many times manufacturers release updates to games to fix bugs and add enhancements. We would be happy to help get the game going on your computer, but ultimately compatibility issues are the responsibility of the buyer. We suggest going to Google and searching for the name of the game along with the words "system requirements" to determine if your system is suitable. Ultimately, we are not responsible for software compatibility problems or publisher's errors.

PLATFORM:

Stated within the auction is what platform the game will work on (ie. Windows, Mac, Linux...) This is a generic statement and specific platform versions (ie. XP, Vista...) will have to be researched by the buyer. Games that came out

PRIOR

to XP or higher will not specifically state they will work on that release, but only because they came out before those versions were made. Many, if not most, will work on XP or higher with a few quick adjustments. We provide instructions with all items purchased on how to do this adjustment using the Program Compatibility Wizard. If we find out that an item will definately not work on a specific version, we will state it. For DOS games, you may need to play it with a free DOSbox program if the Program Compatibility Wizard does not work.

64-Bit Windows OS Systems:
For 64-bit Operating Systems, older games most likely will NOT work due to 64-bit systems not being able to run 16-bit programming code (most games prior to 2000). For DOS games, you may need to play it with a free DOSbox program.

Macintosh Systems:
For Macintosh programs, most older games will need to be run in Classic Environment if you have a MAC OS X 10.0 - 10.4 version. Please research Google on how to do this, or send us a message for information prior to purchasing. If your MAC OS system doesn't support Classic Environment (ie. MAC OS X 10.5 or Higher OR Intel Macs), you will have to try running it using the free program called SheepShaver, but compatibility is not ensured. Please research prior to purchasing or ask questions.

MEDIA FORMAT:

Please verify you have the required hardware in order to use the specified media (ie. CD, DVD, floppy drives, etc.) If the item comes as a floppy disc, make sure you have either the needed 3.5" floppy drive or the bigger and older 5.25" floppy drive.

RECOMMENDATIONS FOR A SMOOTH PURCHASE:

  • Ask questions PRIOR to purchasing an order to avoid any confusion.
  • Be patient if there are problems during installation or gameplay. Typically someone else has already ran into that problem and has listed a solution online. Contact us and we will do our best to help.
  • Be sure to update your video card drivers and search for updates to the game from the manufacturer.
  • SHIPPING:

    We typically ship all items out within 1-2 business days after payment is received. In regards to the stated shipping and handling, remember that these costs include more than just postage.

    International buyers please email/chat with us to determine if you are eligible for shipping of a specific product. If you are, then international buyers not shipping to an address within the U.S. can expect their orders to take anywhere from 5 days to 4 weeks to be received, depending on how fast/well USPS is moving. Additionally, international orders typically have to go through governmental customs, which can delay the arrival process. Import duties, taxes, and charges are not included in the item price or shipping cost. These charges are the buyer's responsibility. Please check with your country's customs office to determine what these additional costs will be prior to buying. Customs fees are normally charged by the shipping company or collected when you pick the item up. These fees are not additional shipping charges.

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    Increase Your Credit Scores, Improve Your Lifestyle Part 1 (2024)

    FAQs

    What habit lowers your credit score in EverFi? ›

    What financial behaviors will typically lead to a low credit score? Maxing out your credit cards will typically lower your credit score. Your payment history and your amount of debt has the largest impact on your credit score.

    What is a good strategy if you want to improve your credit score in EverFi Quizlet? ›

    You can improve your credit score by making timely payments in full amount. Also pay monthly balance on time and every time.

    How does your credit score affect your lifestyle? ›

    Your score not only affects your ability to buy a house, a car or obtain credit cards, it is also used by a landlord in qualifying you as a potential renter, setting your insurance premiums and can be a factor in your getting hired.

    How can you improve your credit score group of answer choices? ›

    But here are some things to consider that can help almost anyone boost their credit score:
    • Review your credit reports. ...
    • Pay on time. ...
    • Keep your credit utilization rate low. ...
    • Limit applying for new accounts. ...
    • Keep old accounts open.

    Which is the best way to lower credit utilization to an acceptable level in EverFi? ›

    The best way to lower your credit utilization ratio is to pay off your credit card balances. Every dollar you pay off reduces your credit utilization ratio and your total debt, which makes it a win-win scenario. Plus, paying off your balances means no longer having to pay interest on those balances.

    What increases credit score? ›

    Ways to improve your credit score

    Paying your loans on time. Not getting too close to your credit limit. Having a long credit history. Making sure your credit report doesn't have errors.

    What is the impact of credit on our lives? ›

    A good credit score can impact multiple areas of your life, including your ability to rent or buy a house, job opportunities, loans, and more, so establishing a good credit score now will pay off in the future.

    How important is credit score in life? ›

    Your credit score may influence your ability to: Qualify for a credit card, personal loan, private student loan, auto loan or mortgage. Rent an apartment or buy a house. Set up utilities in your home without paying a hefty deposit.

    What hurts your credit score? ›

    Making debt payments on time every month benefits your credit scores more than any other single factor—and just one payment made 30 days late can do significant harm to your scores. An account sent to collections, a foreclosure or a bankruptcy can have even deeper, longer-lasting consequences.

    Can we improve credit score? ›

    When you take a loan, repay it successfully, it will give your credit score a boost. Maintain a healthy credit mix: It is better to have a right combination of secured loans (such as Home Loan, Auto Loan) and unsecured loans (such as Personal Loan, Credit Cards) of a long and short tenor to build a good credit score.

    How to build good credit? ›

    There is no secret formula to building a strong credit score, but there are some guidelines that can help.
    1. Pay your loans on time, every time. ...
    2. Don't get close to your credit limit. ...
    3. A long credit history will help your score. ...
    4. Only apply for credit that you need. ...
    5. Fact-check your credit reports.
    Sep 1, 2020

    How to repair credit fast? ›

    How to improve your credit score
    1. Check your credit report for errors. ...
    2. Prioritize paying on time. ...
    3. Work to pay down your debts. ...
    4. Become an authorized user. ...
    5. Request a credit line increase. ...
    6. Handle debt in collections. ...
    7. Consider opening a secured card. ...
    8. Get credit for other payments.
    Apr 30, 2024

    What habit lowers your credit score? ›

    Making a Late Payment

    Every late payment shows up on your credit score and having a history of late payments combined with closed accounts will negatively impact your credit for quite some time. All you have to do to break this habit is make your payments on time.

    What lowers a credit score? ›

    Reasons why your credit score could have dropped include a missing or late payment, a recent application for new credit, running up a large credit card balance or closing a credit card.

    Which actions will decrease your credit score? ›

    Several factors can hurt your credit score, including if you make several late payments or open to many credit card accounts at once. You can ruin your credit score if you file for bankruptcy or have a debt settlement. Most negative information will remain on your credit report for seven to 10 years.

    What kind of credit inquiry has no effect on your credit score in EverFi Quizlet? ›

    Hard inquiries impact your credit score. Soft inquiries do not impact your credit score.

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