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You’re ready to be out of debt. Sounds like the understatement of the century, right? You can’t wait to be debt-free. But you feel like you’ve tried everything. And everywhere you turn, your debt is still there — impacting just about every area of your life.
But we’ve got a bunch of strategies you probably didn’t realize you could use to help you pay it off.
1. Freeze Your Credit Cards
You’ve heard the whole “freeze your credit” advice. We agree: It’s a smart practice. But in order to save money, freeze your credit cards.
Literally — in the freezer they’ll go.
Sure, it sounds extreme, but if you tend to make impulsive credit card purchases, stick your card in a Ziploc bag, submerge it in a canister of water and slide it into the freezer. When you’re tempted to spend, you’ll have to wait for the card to thaw, requiring you to think through your spending decision.
2.Ask This Website To Help Pay Your Credit Card Bill This Month
No, like… the whole bill. All of it.
While you’re stressing out over your debt, your credit card company is getting rich off those insane interest rates. But a website called Fiona could help you pay off that bill as soon as tomorrow.
Here’s how it works: Fiona can match you with a low-interest loan you can use to pay off every credit card balance you have. The benefit? You’re left with just one bill to pay every month, and because the interest rate is so much lower, you can get out of debt so much faster. Plus, no credit card payment this month.
If your credit score is at least 620, Fiona can help you borrow up to $100,000 (no collateral needed) with fixed rates starting at 4.99%.
50 Effortless Methods to Boost Your Income This Week
If you needed extra money, like, yesterday, you’ve come to the right spot.
Our team has compiled a list of creative ways you can fatten your bank account this week.
This is a long list, so don't get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you can easily return later. We'll keep it updated as offers changes or expire.
Check it out!
Fiona won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it.
All that credit card debt — and the anxiety that comes with it — could be gone by tomorrow.
3. Pay Off Your Debt by Playing Bingo
Wouldn’t it be nice to make an extra credit card payment this week?
Get this — there’s afreeapp calledBingo Cashthat pays you up to $80 when you win bingo.
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Get Paid $225/Month While Watching Movie Previews
The game is based on a classic Bingo format — plus tons of variations on the game. You’ll battle it out against other players at your same skill level. Everyone gets the same board and sees the same Bingo balls, so winning is totally a matter of skill. The top three players in a game can win real money — anywhere from $1 to $80.
Over on the App Store, it has a 4.7-star rating (out of 5).To get started, justdownload the free appand start playing your first game immediately.
4. Cancel Your Car Insurance
Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal.
Use a website called EverQuote to see all your options at once.
EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you.
Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.
5.This Research Company Will Pay You up to $225/Month to Watch Videos
What if we told you a research company would pay you to watch cooking videos on your computer?
It’s too good to be true, right?
But we’re serious.InboxDollarswill pay you to watch short video clips online. One minute you might watch someone bake brownies and the next you might get the latest updates on Kardashian drama.
All you have to do is choose which videos you want to watch and answer a few quick questions about them afterward.
No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight wasting time on your phone. Plus, it’s extra money you can put toward paying down your debt. Everything helps.
InboxDollars won’t completely pay off your credit cards, but it’s possible to earn up to $225 per month watching these videos.
It’s already paid its users more than $56 million.
It takes about one minute to sign up, and you’ll immediatelyget a $5 bonusto get you started.
The 8 Best Ways to Earn a Passive Income in 2023
You’ve probably heard the term passive income. It sounds appealing right?
According to the definition of passive, it would mean you’re earning income without participating or having to do anything at all. Free money? Sign me up!
If you’re interested in establishing a flow of passive income, here’s a guide to understanding the term and getting started.
Check it out here!
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