How to start investing in India 🇮🇳 (2024)

Investing is the only option which give you option to became owner of small portion of very big companies.

By investing in these big profitable and fundamentally strong companies you can make hugh wealth for your future.

There are many ways to start investing. You can start investing in stocks, bonds, Cryptocurrencies, real-estate, gold, silver, ETF, REIT etc.

To start investing in maximum investment options like stocks, ETFs, REITs; you first need to open a trading and demat account. There are many brokerage houses and banks in the market which help to open these accounts. These brokerage houses and banks give many facilities, so they offer different charges to open account. Brokers are also of two types i.e. full time brokers and discount brokers. As a beginner investor we should open account with discount brokers which charge very low brokerage. Zerodha and Upstox are the best discount brokers in the market now.

Opening of Trading and Demat Account for Investing

You can open trading and demat account with any of these brokers with link 🔗 given below-

Open trading and Demat Account with Upstox https://link.upstox.com/jx39

Starting of Investing in different Investing Instruments

You can invest in different investing Instruments with recently opened trading and demat account like ETF Stocks REIT Gold Silver etc. If you are beginner and not now market very well, you should start with ETFs then go for large market cap fundamentally strong debt free companies stocks.

A. Investing in Stocks with ETF (Exchange Traded Funds).

There are many good ETFs to start investing in stocks. ETFs offer diversified portfolio. ETF are less volatile and also have lesser risk as compared to stock and give good returns. Some example of ETFs are as follow-

1. NiftyBees: NIPPON INDIA ETF Nifty BeES objective is to provide returns before expenses that closely correspond to the total returns of the S&P CNX Nifty Index (Nifty50) subject to tracking errors.

2. BankBees: NIPPON INDIA ETF Bank BeES objective is to provide returns that, before expenses, closely correspond to the total returns of the securities as represented by the CNX Bank Index.

3. ITbees:Nippon India ETF Nifty IT's objective is to provide investment returns closely corresponding to the total returns of the securities as represented by the NIFTY IT Index before expenses, subject to tracking errors.

4. CPSEetf: CPSE ETF objective is to provide returns that, before expenses, closely correspond to the total returns of the Securities as represented by the CPSE Index.

5. JuniorBees:NIPPON INDIA ETF Junior BeES objective is to provide returns that, before expenses, closely correspond to the returns of securities as represented by the CNX Nifty Junior Index.

B. Investing in Gold and Silver with ETF.

There are many good ETFs to start investing in gold and silver.

1. GoldBees: NIPPON INDIA ETF Gold BeES objective is to provide returns that, before expenses, closely correspond to the returns provided by domestic price of gold through physical Gold.

2. SilverBees: Nippon India Silver ETF's objective is to provide returns before expenses that closely correspond to the total returns of the Silver subject to tracking errors.

C. Investing in US Stocks with ETFs.

There are many good ETFs to start investing in US stocks.

1. MON100: Motilal Oswal MOSt Shares NASDAQ-100 ETF objective is to provide returns that, closely correspond to the total returns of the securities as represented by the NASDAQ-100 Index, subject to tracking errors.

2. MAFANG:Mirae Asset NYSE FANG+ ETF's objective is to provide returns before expenses that closely correspond to the total returns of the NYSE FANG+ TRI subject to tracking errors.

D. Investing in real-estate with REITs.

There is currently three REIT in India to start investing in real-estate. These are as follows-

1. BIRET-RR:Brookfield India Real Estate Trust owns and operates commercial real estate assets located mainly in Mumbai, Gurgaon, Noida and Kolkata.

2. Embassy-RR: Embassy Office Parks REIT owns and operates office buildings. Their portfolio comprises seven office parks and four prime city-center office buildings.

3. Mindspace-RR: Mindspace Business Parks REIT is an India-based real estate investment trust (REIT). The Company owns office portfolio in India.

E. Investing in Stocks directly.

You can also invest in stocks directly, but before investing do fundamental analysis and technical analysis of any stock. You can learn doing these analysis easily and free of cost from our website and youtube channel. After your analysis, if you find yourself comfortable then you simply search the name of company on your trading platform or app and click on buy button. After clicking buy button, you have to put number of stocks you want to buy and set price in limit order or any price currently stock available with market order. Start with less amount of money and increase amount after understanding investing platform.

F. Investing in Stocks and ETFs in SIP mode.

Dear beginner investors you can start investing in share market stocks, REIT and ETF with SIP (Systematic investment plan). You can easily create basket of stocks or companies to invest and SIP to execute these baskets on Zerodha. SIP mode investing give you hassle free Investing and consistency with good returns by the power of compounding.

Happy Investing!!

How to start investing in India 🇮🇳 (2024)

FAQs

How much do I need to invest to get 1 crore in 5 years? ›

Thus, a combined monthly contribution of Rs 1.30 lakh would create a corpus of over Rs 1 crore in 5 years. Kukreja says an investor can split their equity SIP contributions equally between large-, multi asset, and flexi cap funds.

Can I do a FD of 1 crore? ›

What is the maximum amount I can invest in an FD? The maximum investment amount for FD also varies from bank to bank. However, it is generally capped at Rs. 1 crore.

What if I SIP $30,000 per month for 5 years? ›

If you invest ₹30,000 per month in a Systematic Investment Plan (SIP) for a period of 5 years, assuming an average annual return of 12% on your SIP investment, using the SIP calculator, your returns will be: Your invested amount will be: ₹18,00,000. Estimated Returns will be will be: ₹6,74,591.

What happens if I invest $20,000 a month in SIP for 10 years? ›

Given that performance, if one would started investing Rs 20,000 monthly through SIP in this fund 10 years ago, they would have got Rs 1.01 crore with capital gains of Rs 77.18 lakh. The expense ratio of the scheme is 0.77 per cent against the category average of 0.62 per cent.

How to invest in India from the USA? ›

To invest in shares of India's listed companies, foreign investors have to use the foreign portfolio investment (FPI) route. Investors, whether individuals or firms, need to be registered with country's markets regulator and adhere to its disclosure requirements. Most of the 10,800 FPIs are funds.

Where do millionaires invest in India? ›

“The prime residential assets continue to be the mainstream investment avenue for ultra-wealthy individuals in the country. Indian ultra wealthy are gravitating towards ESG oriented strategies for investments in commercial real estate.

Is India a good place to invest money? ›

India's stock market has outperformed both developed and emerging markets over the past two decades. Source: Charles Schwab, MSCI, and S&P Global. FactSet data as of 12/31/2023. Annualized total return is the geometric average amount of money earned by an investment each year over a given time period.

How to invest Rs 1 lakh in India? ›

If anyone invests an amount of Rs 1,00,000 using this strategy, they have to allocate Rs 50,000 or 50 per cent to low-risk assets like fixed deposits or debt mutual funds, Rs 25,000 or 25 per cent to medium-risk investments such as balanced mutual funds or large-cap stocks, and the remaining Rs 25,000 or 25 per cent to ...

How to invest 100 rupees daily? ›

Save Rs 100 daily and invest it in mutual fund through SIP; target a long-term strategy for 30 years. Keep doing 10 per cent step-up every year. If you start with Rs 3000, you will have to increase it by Rs 300 next year. After 30 years you will have a maturity amount of Rs 4,17,63,700 (4.17 crore).

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