How To Save Money On Groceries and Household Items(19 Incredible Ways) - My Worthy Penny (2024)

This post may contain affiliate links, meaning I may earn a small commission at no cost to you if you make a purchase through the links.

Learn the best tips on how to save on your grocery bill.

Are you looking for ways on how to save money on groceries and household items? Well, you are in the right place.

Groceries do take away a huge chunk of our monthly budget. I’m guessing it is the same with you.

As a result, I am always looking for new ways to save money, especially on groceries. And surprisingly, there are always new ways on how to save on groceries and household items.

In this post, I listed 19 ways on how to save on the grocery bill. I am sure you will be able to learn something new and will apply it to your next grocery shopping trip.

How To Save Money On Groceries and Household Items(19 Incredible Ways) - My Worthy Penny (1)

How To Save On Groceries And Household Items

#1 Meal Planning

Meal planning is the process of planning out what to prepare for breakfast, lunch, and dinner for the whole week instead of doing it every night. You can even include snacks.

In this method, you will be able to save money on your grocery bill because you will know exactly what you will need to prepare. Meal planning will save you from impulsive ordering out.

The steps involved in meal planning includes selecting your recipe, shopping for ingredients and prepping. One effective way of doing this is to plan your recipes on Friday night, shop Saturday morning and then prep on Sunday.

Saving Money Tip

If you’re looking for easy weekly meal plans, full of budget recipes, I recommend the $5 Meal Plan.$5 Meal Plan is a meal planning servicethat sends you a delicious meal plan and shopping list every week for just $5 a month.

You can try them for FREE!

#2 Grocery Flyers

Another way for you to save on your grocery bill is through grocery flyers. Grocery flyers are those papers from the grocery stores close to your house that comes in the mail once a week.

They contain information on what items are on sale for the week.

Before my budgeting life, they used to end up in the recycle bin immediately. Now, they’re like gold to me.

In order to save money, you will plan your meals around the items which are on sale or you can stock up on what is on sale that week.

Almost all products follow the 6-week sale cycle. So if a product is on sale this week and you did not buy it. You will have to wait for 6 weeks before it goes on sale again.

#3 Grocery List

A grocery list is a list of items that you need in your household. It can be weekly, bi-weekly or however often you do your grocery shopping.

Having a grocery will save you money by making you buy only the things you need. Therefore, saving you time as well.

You can do a grocery list by keeping it a running list, meaning you add an item to the list when you run out. Keep it on the refrigerator for easy access.

Group your items into categories to save more time.

#4 Check Unit Prices

According to Umass, the “unit price” tells you the cost per pound, quart, or other units of weight or volume of a food package.

Checking the unit price can save you money when you use it to compare the cost of the same product in different sizes.

For example, if you want to buy a box of K-cup pods, a 12 ct box costs $4.89 and a 48 ct box costs $23.99. In order to get the unit price, simply divide the shelf price by the number of units.

So in the example above, the unit price for the 12 ct box is $0.41 per cup and the 48 ct box is $0.50 per cup. You will save more with the 12 ct box.

#5 Loyalty Cards

Loyalty cards are a reward program that retail stores offer to their customers. Customers will be offered discounts, coupons or points.

You will be able to save money when you take advantage of their discounted items or coupons. You may also receive free products when you accumulate enough points.

To make loyalty cards work for you, apply in every store that you frequent.

#6 Buy Generic Brand

A generic brand refers to the store brand of a product. They are usually less expensive compared to the brand-name counterpart.

Money Talks News listed 20 items that you should always buy generic to save you money.

#7 Newspaper Coupons

Newspaper coupons are those inserts that you see on Sunday papers. There are usually three types, the Retail Me Not, Procter and Gamble and the Smart Source.

I usually refer to The Krazy Coupon Lady for couponing tips.

#8 Online Coupons

Another way to save on your grocery bill is to use online coupons. These are coupons that can be found online and can be printed to use at grocery stores.

I usually get my coupons from coupons.com. Check out how it’s possible to do couponing to be debt-free.

#9 Ibotta

Ibotta is a smartphone app that enables you to earn cashback from your everyday purchases. It is available for most IOS and Android devices.

Check out how I was able to save over $1K on groceries just by using Ibotta.

It was founded by Bryan Leach and was launched in 2012. To date, Ibotta claims over 22 million downloads and paid out over $200 million in cashback.

Ibotta provides its consumers with the opportunity to earn cash backs through coupons, completing simple tasks, referring friends and more.

Try Ibotta today and get $10 just by signing up through this link.

#10 Checkout51

Checkout51 is another cash back up that pays you when you redeem offers and upload your receipts. Their offers apply to products that are commonly used therefore you will be saving money.

Using the app is simple, you just add the product you want to the list. You will then go to the store and buy it.

After you purchase the product, you will then submit your receipt by snapping a photo. That’s it, your cashback will be posted.

Sign up through this link and you will get $5 to get you started.

How To Save Money On Groceries and Household Items(19 Incredible Ways) - My Worthy Penny (2)

#11 Fetch Rewards

Fetch Rewards is a mobile app available to IOS and Android that rewards you points for shopping at grocery stores, convenience stores, club stores, drugstores, and liquor stores.

The points can be redeemed in the form of gift cards.

All you have to do is snap a photo of your receipts and your points will be posted. Just like that!

Sign up now and use the code AN3AJ to get 2,000 bonus points.

#12 Shopkick

Shopkick is another mobile app that earns you rewards just by shopping instore or online. You earn points towards gift cards Amazon, Target, Starbucks and more.

You can earn points instore by walking in, scanning items and making purchases. On the other hand, you can earn points online just by viewing select offers or making purchases.

Sign up using the code SHOP741145, make your first walk-in or scan, then you will get 250 kicks.

#13 Receiptpal

Receipt Pal is one of the mobile apps to save on groceries. This app earns you points when you snap a photo of ANY receipt. You can redeem these points through gift cards.

It is simple to use Receiptpal, you just make your regular purchases then snap a photo of the receipt. That’s it, your points will be posted.

#14 Credit Card Cashback

In order to save more on your grocery bill, use a credit card that earns you cashback on groceries. Chase Freedom and Discover regularly have groceries on their quarterly category which earns 5% cashback.

If you carry a lot of credit cards as I do, always use the credit card which earns you the most.

#15 Freeze And Store

When you stock up on products that are on sale, make sure you have a storage plan. Having a plan will prevent you from wasting money.

We usually stock up on meat, fish, and poultry whenever they are on sale. After making the purchase, I divide them into cooking portions, vacuum seal each portion, date it and then freeze.

I also do this to fruits that are in season. I just clean and cut into pieces. Divide them into portions then seal and date. Freezing will enable me to have my favorite smoothie all year round.

#16 Grow A Garden

Unfortunately, I do not have a green thumb. Maybe I have a black thumb because all plants that I try to take care of end up dying.

However, I am very lucky to have a mother-in-law who has a green thumb. The complete opposite of me. She grows all the herbs we need for cooking and some vegetables.

Growing your own garden can save you a lot on your grocery bill. On top of that, you will be consuming organic products.

#17 Shop Bottom Shelves And Outer Aisle

Did you know that one technique that grocery shops do is to keep the most expensive item at eye level? They do this because this is usually where shoppers grab their items from. It is the most accessible.

So next time you go shopping, look up and look down. You can save more money by checking the bottom shelves.

#18 Use Drop App

In order to maximize your savings, download the Drop app on your mobile phone. You’ll get points for every purchase you make at almost all stores. Then you can redeem your points for gift cards. Use my referral code d0m46 to get $5.

#19 Do Not Shop Hungry

Before our budgeting journey, my husband and I happen to go grocery shopping hungry. Of course, we end up buying more items than we planned to.

According to the research done by the National Academy of Sciences of the United States of America, hunger can make an individual acquire food and even non-food items.

There you have it!

I hope you can apply all of these tips to save on your groceries. If you want to save more money, learn how to easily save $1000 in one month.

Which one tip on how to save on groceries and household items will you do first? Let me know in the comments.

Related Saving Money On Groceries Articles:

  • Best Rebate Apps To Save On Groceries
  • 9 Ways To Save $1000 In One Month
  • 101 Smartest Ways TO Save Money
  • Extreme Frugality Tips From Frugal Experts
  • How To Live Frugally And Simply
  • How To Start Living Frugally On One Income
How To Save Money On Groceries and Household Items(19 Incredible Ways) - My Worthy Penny (3)

19 Incredible Ways On How To Save Money On Groceries and Household Items

[kofi]

How To Save Money On Groceries and Household Items(19 Incredible Ways) - My Worthy Penny (2024)

FAQs

What is the 40 30 20 10 rule? ›

The most common way to use the 40-30-20-10 rule is to assign 40% of your income — after taxes — to necessities such as food and housing, 30% to discretionary spending, 20% to savings or paying off debt and 10% to charitable giving or meeting financial goals.

What is the 30 day rule? ›

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

What are 3 tips for saving money on food? ›

Here are 17 ways to save money on groceries.
  • Make a meal plan. ...
  • Shop alone if you can. ...
  • Shop during the quietest days of the week. ...
  • Swap expensive cuts of meat for cheaper options. ...
  • Buy generic products. ...
  • Avoid buying hygiene products at the grocery store. ...
  • Stick to the store's perimeter. ...
  • Pay with a grocery rewards card.
Oct 23, 2023

How do people save money on groceries? ›

How can I spend less money on groceries? Meal planning, using discount grocery stores, shopping with coupons and rebates through Ibotta, and ordering groceries online are some of the best ways to spend less money on groceries each month.

What is the 70 20 10 rule? ›

The 70-20-10 budget formula divides your after-tax income into three buckets: 70% for living expenses, 20% for savings and debt, and 10% for additional savings and donations. By allocating your available income into these three distinct categories, you can better manage your money on a daily basis.

What is the 50 30 20 rule in your financial plan? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

What is the 3 month rule? ›

The three month dating rule is a trial period that allows couples to shift from the honeymoon phase of dating to an integrated love phase. "What I mean by that is usually a few months into dating, we start to see some of the quirks, or maybe we start to notice things that we find annoying or irritating," Pharaon says.

What is the wash sale rule? ›

Q: How does the wash sale rule work? If you sell a security at a loss and buy the same or a substantially identical security within 30 calendar days before or after the sale, you won't be able to take a loss for that security on your current-year tax return.

What is the 1 month rule? ›

If you spend a month thinking about a certain purchase and have discussed it with family/friends that you trust for financial advice (and you still think it is a worthy purchase), you are much less likely to regret your purchase. It helps you make sure the purchase is really worth it.

How to make your grocery bill cheaper? ›

11 tips for saving money at the grocery store
  1. Pay with a grocery rewards card. ...
  2. Sign up for the loyalty program. ...
  3. Clip coupons. ...
  4. Join a wholesale club. ...
  5. Go in with a list and stick to it. ...
  6. Buy items on sale. ...
  7. Avoid pre-packaged items. ...
  8. Compare prices between stores.

How to save money cleverly? ›

Here are some tips for getting into a habit of saving.
  1. Set goals. Set savings goals that motivate you, like saving up for a house or going on a dream vacation, and give yourself timelines for reaching them.
  2. Budget. ...
  3. Cut down on spending. ...
  4. Automate your saving. ...
  5. Pay off debt. ...
  6. Earn more.
May 3, 2024

What are cheap meals to make? ›

68 Easy And Cheap Dinner Ideas That You'll Want To Make On Repeat
  • Buffalo Chickpea Wraps. tasty.co. ...
  • Garlic Veggie Rotini Pasta. tasty.co. ...
  • Chili Lime Baked Tilapia With Avocado Crema. tasty.co. ...
  • Energy-Boosting Buddha Bowl. ...
  • Chicken & Biscuit Bake. ...
  • Pesto Chicken Bake. ...
  • Healthier Veggie Fried Rice. ...
  • Chicken & Veggie Stir-Fry.
May 3, 2024

How to cut grocery bill and still eat healthy? ›

7 easy ways to save money on groceries and eat healthy
  1. Go into the grocery store with a plan. ...
  2. Always round grocery prices up. ...
  3. Shop the sales (and get the extras) ...
  4. When it comes to pre-prepped food, DIY when you can. ...
  5. Shop at warehouse stores when it makes sense. ...
  6. Don't Waste—only get the food you know you'll eat.

What is the 6 to 1 grocery method? ›

The 6-to-1 Grocery Method is a basic calculation (we're talking elementary-level math, basically counting), to plan your weekly grocery shop. Here's the system: Fill your grocery cart with six vegetables, five fruits, four proteins, three starches, two sauces or spreads, and one "fun" item for yourself.

What does the number 20 represent in the 20 40 10 rule? ›

The 20/4/10 rule encourages consumers to put down at least 20% of the total price of their vehicle, which will lower the overall amount you borrow and reduce the interest you'll pay over the life of the loan.

What is rule 69 in finance? ›

What is the Rule of 69? The Rule of 69 is used to estimate the amount of time it will take for an investment to double, assuming continuously compounded interest. The calculation is to divide 69 by the rate of return for an investment and then add 0.35 to the result.

What is the 20 10 rule example? ›

For this example, consider Tom, a hypothetical borrower who has a take-home pay of $50,000 per year. In this example, 20% of Tom's $50,000 income is $10,000. According to the 20/10 rule, Tom's total debt should fall below $10,000.

When should you not use the 50 30 20 rule? ›

The basic concept behind the 50/30/20 rule works for just about anyone. But depending on your income and debt load, you may need to adjust the exact breakdown of your expenses. For example, a low-income household may need to spend more than 50% of their after-tax pay on needs.

Top Articles
Latest Posts
Article information

Author: Carmelo Roob

Last Updated:

Views: 6292

Rating: 4.4 / 5 (45 voted)

Reviews: 84% of readers found this page helpful

Author information

Name: Carmelo Roob

Birthday: 1995-01-09

Address: Apt. 915 481 Sipes Cliff, New Gonzalobury, CO 80176

Phone: +6773780339780

Job: Sales Executive

Hobby: Gaming, Jogging, Rugby, Video gaming, Handball, Ice skating, Web surfing

Introduction: My name is Carmelo Roob, I am a modern, handsome, delightful, comfortable, attractive, vast, good person who loves writing and wants to share my knowledge and understanding with you.