How to Save Money Each Month - 60 Things to Make Instead of Buying (2024)


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I always get asked how to save money each month. What are the best ways and how to start? I have shared posts like 10 Ways To Earn $100 Todaybecause the easiest way to add money to savings is to bring in more right? Well, what about making the most of what you already have? That is where these 60 things you can stop buying and start making come in. There are a lot of resources on how to save money here so dive in!

Table of Contents

How to Save Money Each Month – 60 Things to Make Instead of Buying

Not too long ago Ishared a post,13 Items They Made During the Great Depression (But We Pay for Now)and you guys LOVED IT! It took off like crazy. So I wanted to expand on that and share what I have been doing to save money by making things instead of buying them.

This list of 60 items (wow I didn't know was doing that much!) and I hope it helps you save a bit of money.

I want you to know this list built up slowly over the year I didn't jump in making all 60 items. Start with one or two and get them into your routine and a month or two later add in another one.

You will start to see savings and it will build! I saw the biggest savings on my grocery bill each month. It is what allowed me to truly grocery shop for our family for $50 a week (or $200 a month)for our large family.

Now, remember if you are shopping online for ingredients and items for the stuff below I suggest using Ebates and getting your cashback where you can as well as shopping apps that can lower your costs.

If you want to know more about Ebates I did the whole Ebates 101 write-up because they have some amazing ways to save even in-store now!

I suggest checking Amazon and Amazon Prime Pantry for items as well. Use your free Amazon Gift Cards to get the items from Amazon and it won't go against your grocery budget!

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Also, we always say to pick up an odd job while you can to stock up money. One way we love to do it is to get Workamping jobs and work while on vacation (get paid to travel anyone?) We make money while seeing a new place and getting a free campsite.5 Ways to Make Money Fast may be able to help with more side hustle options.

If you're up for a bit more reading I suggest Little House Living: The Make-Your-Own Guide to a Frugal, Simple, and Self-Sufficient Life andRadical Frugality: Living in America on $8,000 a Year.

How to Save Money Each Month Making Cleaning Supplies

About 5 years ago my son had an outbreak of hives and after a visit to the doctor, we couldn't figure out what caused it. The doctor said it could have been anything from a big bite to the type of laundry soap we were using.

Well since we were already using free and clear soap with a baby in the house we decided to start making our own laundry soap. We also started making our ownhomemade reusable dryer sheets.

We haven't had a hives outbreak since and I have slowly been switching over to making many of our cleaning products once I started to see the savings involved!

I started with the laundry soap and dryer sheets and then found a recipe to start making our own Febreze.

From there we started to make our own foaming hand soap.

I then moved on to making my own glass cleaner which I personally think is way better than Windex.

Next on my list are these homemade toilet bowl cleaners.

Homemade Natural Degreaser

Related:10 Homemade Cleaners to Save Money!

How to Save Money Each Month - 60 Things to Make Instead of Buying (2)

How to Save Money Each Month Making Home Items

I love decorating my home. Heck, I pin way too much home decor to Pinterest but the cost can get out of hand fast! So I've taken to making as much of my home decor by hand as I can.

With 4 kids storage is big in my house but looking for cute baskets on Amazon you find they can cost $20 or more.

So whenever I can I like to make my own storage in my house like these burlap-covered boxes.

We also did a fun twig letter craft with the kids which we love! Here are25 DIY Home Decor ProjectsI know you will love as much as I do.

Next, I started to make my own fridge magnets. I will say I can get carried away here and sometimes it's not all cost-effective but the memories with the kids mean more than anything store-bought.

We also take full advantage of the holidays and make holiday decorations.

Related:Best Free Camping Sites in the USA

Valentines Day Decor –DIY Button Art Heart Decor

Mardi Gras Day Decor –Mardi Gras Party Ideas + Free Mardi Gras Printable Decor!

Easter Decor –Free Printable Easter Decor BannerEasy Spring Fabric Cross on Wood Decor

Summer Decor –DIY USA Letter Wall DecorDIY Decor Yarn Stars

Fall Decor –Orange Chevron Fall Mantle DecorBurlap Mason Jar Centerpieces

Halloween Decor –DIY Candy Corn Jar DecorDIY Spider Web VaseMonster Dry Erase Halloween Countdown

Winter Decor –DIY Snowman Wine Glass Candle HolderDIY Snowman Button Art

Christmas Decor –Easy DIY Glitter PineconesDIY Santa Wine Glasses Votive Holders

Related:DIY Ohio State Buckeye Bench

How to Save Money Each Month - 60 Things to Make Instead of Buying (3)

How to Save Money Each Month Making Kids Items

My kids, like most, are addicted to slime lately, though you can buy slime premade it cost $8 and that is per kid! So instead I like to spend $3 on a jar of Nutella and make my own edible slime!How to Make Nutella Slime – 2 Simple Edible Ingredients

We also make slime to go with whatever we are studying as well like thisDolphin Ocean Slime.

Making slime also translates into making playdough and we don't just make any old playdough we like ourDIY Fall Spice Play Dough and the kids also love the rainbow playdough as well. We didn't just stop there we also make Kool-Aid Playdough.

Do you know someone with a lot of little girls? That is a lot of hair bows and headbands. We learned how to start making our own like this one out of a T-shirt. DIY T-Shirt Scrap Headband.

Related:How We Find Field Trips for Free

With 4 kids we knew we needed to save money when it came to the holidays. We started by making our own Valentine's Day cards which the kids loved.

My next task was to make our own Easter baskets to save money.

Then I tried my hand at making my ownDIY Frozen Pinata while it's not as fancy as store-bought my kids and their cousins had a blast and that's all that matters.

Then I knew I was going to tackle Halloween Costumes since we need 4 of them (or 6 if hubby and I dress up!) The first year we started with the kid's costumes. My favorites were the Fred and Wilma Costume,Easy DIY Kids Ghost Tutu Costume, and theDIY Kids Lego Costume. But we have made a bunch of kids' costumes over the years.

Related:Easy DIY Halloween Costumes – Including Disney Costumes

The following year we tackled adult costumes and I was dead set on making our costumes from clothes we can wear every day and just add in a few accessories as needed like my Women's Wendy Costume DIYandDisney Adult Tinkerbell Costume.

Then I got brave and tackled the family costumes ideas, and with 4 kids we all had to give in and do a Disney theme. Disney Family Halloween Costume Ideas: Cinderella, Frozen, Snow White & Little Mermaid

Also when it comes to Halloween we use one of theseOver 700 Free Pumpkin Carving Stencils.

Since we homeschool I started to put together our own unit studies instead of buying the pre-done ones. It takes a bit more work but I love it. So far we have done aLearning about DolphinsMini Unit, aFun and Interactive Ancient Egypt History Unit Study for Kids,and aHomeschooling Farm Unit Studyjust to name a few.

This then leads to me learning how to make my own printables and then finding out I can sell them to other homeschool moms. It makes a little extra money to buy the ones I can't make. I sharedHow to Make Money Online Selling Printables.

Related:How I get $3,600+ in Free Homeschool Curriculum Every Year!

How to Save Money Each Month - 60 Things to Make Instead of Buying (4)

How to Save Money Each Month Making Health and Beauty Items

A friend of mine told me about these No Sew Sea Salt Heat Packs, working on a computer all day these feel amazing on my neck!

I mentioned why we make our own laundry soap above, we started to make our own toothpaste because we go through too much of it with the kids. Natural Flavored Coconut Oil Toothpaste

When allergy season kicked in we started to make our own vapor rub because our kids and the baby were so congested. Then this summer we moved into making our own natural sunburn cream and thankfully we only needed to use it a few times so far.

We also started to make our own bath bombs when the kids became addicted to them (thanks grandma!)

Related:35 Uses for Fels Naptha That Will Change Your Life

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How to Save Money Each Month Making Food

This is the section that has saved us the most money in my opinion. Making what I can instead of buying out of convenience has slowly dropped our grocery bill over the years. Here is what I do with some of my favorite recipes.

JamFreezer Blueberry Jam Recipeand Easy Strawberry Freezer Jam

Garlic Bread – I take a slice of bread and spread on some melted butter and sprinkle on either garlic salt or garlic powder and a bit of Italian season and bake until browned.

Pizza Crust – I keep instant yeast in the house and we make our own pizza crust and use it for pizza and calzones.

French Fries – We invested in a potato cutter and now make our own french fries by baking them in the oven.

Related: 20 Recipes using leftover french fries

Pasta Sauce – I make my own pasta sauce and we use it on pizza and over pasta and in some casserole. We then can it so I make it in big batches. Canning Tomato Sauce

BBQ Sauce – I make this Easy Homemade Hickory BBQ Sauce Recipe in a large batch and can it and we use it in a lot of recipes most in the slow cooker. Here are more BBQ Sauce Recipes to try.

Heavy Cream – Every time a buy heavy cream for a recipe I never end up using it all and it sits there and goes to waste so I started using thisHeavy Cream Substitute. If you still happen to have too much leftover here are ways to use up leftover heavy cream.

Related:22 Frugal Living Tips from the Great Depression

Yogurt – We love yogurt in the morning and it saves us a ton to be able to make it at home with thisEasy Instant Pot Yogurt Recipe.

Gravy – I am loving thisEasy Gravy Recipe with dinner. It tastes so much better than the packets or jars.

Syrup – I started making my own syrup a few years back and now I have 2 different recipes I make depending on what we are having for breakfast. My favorite is this Easy Homemade Blueberry Syrup Recipebut I also have a traditionalHomemade Maple Syrup Recipe.

Mac and Cheese – I stopped buying the boxed mac and cheese and started making this one when my then 5 year old refused to eat the boxed stuff. Yeah, weird kid, I know. Amazingly Easy Slow Cooker Mac and Cheese

Seasoned Salt – I don't use a lot of seasoned salt so I just started making it as needed with thisDIY Seasoned Salt Recipe.

Brown Sugar – I never seemed to have brown sugar when I needed it so I started using thisHomemade Brown Sugar Recipe.

Coffee Creamer – I am one of the people who likes the flavored coffee creamers and let me tell you they aren't cheap! So I started making my own. ThisYork Peppermint Patty Creameris my favorite.

Related:8 Money-Saving Tips from the Amish Lifestyle

Uncrustables – We tried uncrustables when I got a super good deal on them a few years back and my kids loved them, especially my kids who hate crust. So I started making them myself with this Amazing Homemade Uncrustablesrecipe.

Soups – I stopped buying canned soups because for our family I'd have to get 6-8 cans which would cost about $12-$16, so I started making our soup for less than $10.

Our two favorite recipes areLoaded Baked Potato SoupandDrunken Pumpkin Soup.

Apple Pie – Ok my husband and I are apple pie lovers and it seemed we always ended up with a bakery apple pie in our cart from the store so I had to put an end to it with myTraditional Dutch Apple Pie Recipe. Luckily I have come up with a new way to get our pie fix. Give ourEasy Apple Pie Egg Rolls Recipe a try they can also be made in the Air Fryer!

Ice Cream – In the summers we go through a lot of ice cream. A carton would be gone in 2 days or less between our kids and friends so I started making no-churn ice cream and my favorite is thisHershey'sDouble Chocolate No-Churn Ice Cream.

Donuts – We also like donuts for breakfast. While we tend to make theseGuinness Chocolate Baked Donut Recipe with Baileys Glaze for St Patrick we will make them without the glaze all year round.

We also make theseBaked Funfetti Donuts. When I say we I mean hubby cause I'm not a morning person.

Related: The Weird Grocery Shopping Trick that Saves Me $100 or More a Month

How to Save Money Each Month With Copy Cat Recipes

About 5 years ago (maybe a little longer) I dug into our budget and about had a heart attack and how much we were truly spending eating out. So I started to learn how to make our favorite recipes and that resulted in these copycat recipes.

Even if you swap 1 meal out for making it at home a week you will see good savings! Especially if you have a large family and eating out costs more than $150 at a time. If you can not give up a meal out here are a few tips for keeping restaurant nights cheaper.

Hubby loves Chinese food and we were getting a lot of take-out because it was ‘cheap' for our family. It's even cheaper to make at home with one of these 17 Must-Try Chinese Food Recipes You Can Make at Home.

Now I just admitted I wasn't a coffee person, that's not a joke. I next tackled my Starbucks addiction with many of these 28 Copycat Starbucks Recipes. Now with 4 kids I'm more of a coffee in a travel coffee mug and go, mom.

Hubby and I used to grab a lot of Olive Garden even just for lunch for soup, salad, and breadsticks add up. So I pulled these 14 of the Best Olive Garden Copycat Recipesto put an end to that.

I can't tell you how many times hubby would stop into Red Lobster and just buy the biscuits because he loves them that much. Oh yeah, that sparked my Copycat Red Lobster Cheddar Bay Biscuits Recipe.

I, on the other hand, loved Texas Roadhouse rolls and would always suggest dinner there just to get them. Now I make them with dinner with thisCopycat Texas Roadhouse Rolls Recipe & Honey Butter.

Ok, I admit when it came to grabbing fast food because it was easy I always gravitated toward Chick Fil A. When I was pregnant it was the chicken salad sandwiches I was craving so I started using thisCopycat Chick Fil A Chicken Salad Sandwichrecipe.

Once I saw we were grabbing full meals from Chick Fil A I put together a meal we could make at home. I started with thisCopycat Chick Fil A Nuggets Recipecomplete with thisCopycat Chick Fil A Sauce Recipefor dipping.

I added inThe BEST Copycat Chick Fil A Chocolate Chip Cookie Recipefor dessert and of course thisCopycat Chick Fil A Sweet Tea Recipeto finish it off.

Now I want to know what you are making instead of buying to save money?

How to Save Money Each Month - 60 Things to Make Instead of Buying (2024)

FAQs

How to save $1,000 in 1 month? ›

The experts we spoke to recommended taking these steps.
  1. Analyze your finances. If you want to save $1,000 in a month, then you need to earn $1,000 more than what you spend. ...
  2. Plan your meals. ...
  3. Cut subscriptions. ...
  4. Make impulse purchases harder. ...
  5. Sell unneeded items. ...
  6. Find extra work.
Sep 26, 2023

What is the best way to save money every month? ›

Make a budget and make saving a necessary expense. Try out different budgeting methods until you find one you can stick to. Cut down on spending. Use budgeting apps to find out where your money is going and look for places where you can cut back.

What foods can I make instead of buy? ›

7 Foods to Make From Scratch
  • Stock. If you only take one thing from this article, keep a container of veggie scraps in your freezer. ...
  • Bread. This one can be as easy or as complicated as you want, depending on what you are trying to make. ...
  • Hummus. ...
  • Salad Dressing. ...
  • Pasta Sauce. ...
  • Pickles. ...
  • Granola, Bars & Bites.
May 17, 2020

What foods can I make from scratch to save money? ›

10 Store-Bought Foods You Can Easily Make From Scratch
  • Sandwich Bread. Sandwich bread is one of the easiest grocery items you can make at home. ...
  • Greek Yogurt. ...
  • Spaghetti Sauce. ...
  • Granola. ...
  • Pizza Dough. ...
  • Apple Cider Vinegar. ...
  • Bone Broth. ...
  • Salsa.
Jan 19, 2022

How to save $5000 in 100 days? ›

It works like this: Gather 100 envelopes and number them from 1 to 100. Each day, fill up one envelope with the amount of cash corresponding to the number on the envelope. You can fill up the envelopes in order or pick them at random. After you've filled up all the envelopes, you'll have a total savings of $5,050.

How to save $100 in 30 days? ›

The goal of the Challenge is simple: save $100 in a 30-day time period through a series of gradually increasing deposits. November has 30 days so every day is a savings day. As shown in the picture below, daily savings deposits start at $1 a day for five days followed by $2, $3, and $4 each for five days.

How to reduce bills? ›

Here are 10 ways you can lower your bills:
  1. Negotiate your bills.
  2. Switch to a fixed pricing plan.
  3. Downgrade service.
  4. Use efficient appliances.
  5. Rotate services.
  6. Refinance loans.
  7. Use a balance transfer card.
  8. Bundle products.
Mar 17, 2023

How to stop wasting money? ›

How to Stop Spending Money
  1. Meal plan to save money. Meal planning is a great way to save money. ...
  2. Fun and frugal activities. ...
  3. Educate yourself. ...
  4. Cleaning saves money and sanity. ...
  5. Accountability buddy. ...
  6. Visualize your saving goals. ...
  7. Price comparison. ...
  8. Build good spending habits.

What is the 30 day rule? ›

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

What is the cheapest food to make? ›

65 Easy And Cheap Dinner Ideas That You'll Want To Make On Repeat
  • Sweet Potato And Black Bean Burritos. tasty.co. ...
  • Barbecue Beer Can Chicken. tasty.co. ...
  • Zucchini Noodles with Kale Pesto. ...
  • One-Pot Lemon Garlic Shrimp Pasta. ...
  • Chicken Alfredo Penne. ...
  • Avocado Quinoa Power Salad. ...
  • Tofu Scramble. ...
  • Egg Pizza With Scallions.
Dec 21, 2023

What food is cheaper to make than buy? ›

Never purchase these food staples again – you can easily make most if not all of them at home from scratch.
  • powdered sugar. This will literally take a few seconds to make. ...
  • brown sugar. ...
  • tomato sauce. ...
  • peanut butter. ...
  • bread. ...
  • ketchup. ...
  • mustard. ...
  • apple cider vinegar.
Sep 14, 2022

Which 5 food items that you don t like? ›

"It's Like Eating Crispy Water": People Are Revealing Food And Drink Items They're Completely Disgusted By
  • "Black licorice. ...
  • "Peeps, the Easter sugared candy. ...
  • "Wine. ...
  • "Olives. ...
  • "I know this is a drink, but sparkling water. ...
  • "Matcha! ...
  • "Kombucha smells like stinky feet and tastes like vinegar to me." ...
  • "Beer of any kind.
Sep 6, 2023

What is a smart way to save money on food? ›

One of the easiest ways to save money while grocery shopping is to create a grocery list before heading to the store. Start your grocery list by taking an audit of your fridge, freezer, and pantry. By doing this, you can see if you already have anything at home that you can use in your weekly meal plan.

What are 3 tips for saving money on food? ›

Here are 17 ways to save money on groceries.
  • Make a meal plan. ...
  • Shop alone if you can. ...
  • Shop during the quietest days of the week. ...
  • Swap expensive cuts of meat for cheaper options. ...
  • Buy generic products. ...
  • Avoid buying hygiene products at the grocery store. ...
  • Stick to the store's perimeter. ...
  • Pay with a grocery rewards card.
Oct 23, 2023

What food gives you everything you need? ›

Some of the most nutritious foods you can eat are oily fish, eggs, avocados, potatoes, and green leafy vegetables. However, no food provides all the nutrients we need, so it's essential to have a varied diet that includes plenty of fresh ingredients and is as little processed as possible.

Is it possible to save $1000 a month? ›

Saving $1,000 in 30 days may seem like a challenging feat. But if you break down a big savings goal into smaller, manageable steps, it's doable. You could even make it fun by setting up a weekly savings challenge.

How quickly can you save $1000? ›

Breaking down the amount you need to save in shorter intervals can help you make concrete changes to your monthly budget and make the end goal more tangible. If you wanted to save $1,000 in three months, for example, you'd need to save roughly $84 per week.

What is the $1000 a month rule? ›

One example is the $1,000/month rule. Created by Wes Moss, a Certified Financial Planner, this strategy helps individuals visualize how much savings they should have in retirement. According to Moss, you should plan to have $240,000 saved for every $1,000 of disposable income in retirement.

Can you survive on $1,000 dollars a month? ›

Living on $1,000 per month is a challenge. From the high costs of housing, transportation and food, plus trying to keep your bills to a minimum, it would be difficult for anyone living alone to make this work. But with some creativity, roommates and strategy, you might be able to pull it off.

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