How to be Grateful in the Midst of Financial Hardship | Twyla Franz (2024)

How to be Grateful in the Midst of Financial Hardship | Twyla Franz (1)

Financial hardships carry a particular stigma. It’s often considered not polite or embarrassing to talk about money problems, and you may not realize that a neighbor or friend whose facade is comfortably middle class actually does not have enough.

Those who have not gone through months of unemployment or underemployment often don’t understand the isolation that comes when you don’t have enough money to participate in social events, the strain on your marriage when you can’t hire a babysitter and go out for a coffee, or the tears that come when your kids get excited that you put a treat in the grocery cart and didn’t put it back this time.

Grateful for the hard times

As painful as my seasons of financial hardship have been, I can say that I am truly grateful for them because of how they have shaped and grown the person that I am, my walk with the Lord, and my family as a whole. And I don’t just mean that we’ve learned money management skills. Sometimes you can have all the information, but not be able to enact those principles in your life due to circ*mstances outside your control (e.g. when my husband had no work but could not collect unemployment for six weeks during Covid).

I’ve learned to be less critical of people’s hardships and not assume that those hardships are always because of poor choices. And when difficulties are brought on by unwise money management, I’ve realized that we all make mistakes and God offers grace to learn and grow and make better decisions. I’m so thankful for people who instead of judging me in our darkest times, sought to encourage and offer hope.

I am thankful for the creativity I’ve learned through financial difficulty, such as how to:

  • Sell unneeded stuff and use the cash to buy good used items we do need
  • Make delicious food from scratch
  • Use my talents to develop work-from-home opportunities to supplement our income
  • Utilize the library and online resources effectively
  • Appreciate parks and playgrounds and free church activities for my kids

Definitely life is easier with an adequate budget, but I don’t regret the creativity that has come from seasons of not having enough. It is also a learned behavior, in our consumer culture, to be able to just plain do without.

The greatest blessing

One of the greatest blessings of financial deprivation has been the opportunity to see God’s provision over and over again and to build a foundation for my children of understanding that God is our Provider. And the way we most often saw Him provide was directly through His people. Christian friends kept us from losing our house or provided grocery money for tough weeks. These quiet heroes have taught me to be aware of others’ needs and how to help—in quiet ways that preserve another’s dignity but uplifts that person’s soul.

How to be Grateful in the Midst of Financial Hardship | Twyla Franz (2)

Appreciating seasons of abundance

And yes, seasons of financial hardship, which sometimes feel like they will never end, have made me appreciate seasons of abundance. Paul says, “I have learned the secret of facing plenty and hunger, abundance and need” (Philippians 4:12b ESV). Doesn’t it seem strange that he should have to learn how to face “plenty” and “abundance”? Don’t we naturally know how to have? Not necessarily.

When we do have, it takes a different sort of discipline and focus to use our resources wisely and not try to make up for when we didn’t have. It takes a conscious effort to choose generosity over hoarding in fear of future deprivation. For some of us it takes a decision to avoid false guilt and enjoy what God has allowed us to experience.

A season of abundance after a season of hunger and need has definitely enabled me to be thankful for “little” things—being able to grab that pair of pjs my child needs and buy a fun snack on the same shopping trip or being able to pay every bill on time. And there is overwhelming gratitude at being able to give to others when you yourself have truly experienced need.

How to be Grateful in the Midst of Financial Hardship | Twyla Franz (3)

Jennifer Q. Hunt is a Jesus-follower, happy wife, and blessed mama to four. When she’s not homeschooling or baking, Jennifer might be hiding from housework while working on her next story idea. Jennifer has worked as a ministry writer for over twenty years both for Christian organizations and with freelance opportunities. She is the author of the novels Some Through the Fire and Great Waters, which are available on Amazon. Great Waters is about a young couple facing financial hardships during the Great Depression and was written while going through a season of lack in her own life.

You can follow her on Facebook or Instagram at Jennifer Q. Hunt, Author. Visit her website—and download a free Christmas novella—at www.jenniferqhunt.com.

Where to find her . . .

How to be Grateful in the Midst of Financial Hardship | Twyla Franz (4)

Begin Within is a series to inspire a year-round lifestyle of gratitude that will impact not only your own life, but the lives of your neighbors as well. Gratitude is a theme we talk about often around here because it ties so closely into other missional living rhythms. Practicing gratitude reminds to keep our hearts soft and expectant and our eyes open. Therefore, the more we embrace gratitude, the easier it becomes to truly see our neighbors and where we can join what God is already doing in our neighborhoods.

My vision for this gratitude series is to help others embrace a year-round lifestyle of gratitude that will impact not only their own life, but the lives of their neighbors as well.

If you would like to contribute toBegin Within, you can find the submission guidelineshere.

10 Things You Might Be Doing That Keep Your Friendships Shallow

(+ 1 Simple Habit to Shift Your Direction)

If you long for deep, meaningful relationships, this is for you!

Creating Ripples

If you would like to cultivate rhythms in addition to gratitude that will empower you live on mission in your neighborhood, check out Cultivating a Missional Life: A 30-Day Devotional to Gently Help You Open Your Heart, Home, and Life to Your Neighbors. This small book will help you make a big impact in your neighborhood as you learn to let missional living flow from the inside out. Get the 30-day missional living challenge free when you purchase the book.

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How to be Grateful in the Midst of Financial Hardship | Twyla Franz (2024)

FAQs

How can I be grateful in adversity? ›

Being grateful for those middling things helps cultivate gratitude during adversity. Those big things in life have a way of stripping away all the chaff, all the drama, all the masks that we wear. For example, I was grateful for yet another day with Steve, as we never knew how long we would have.

How to develop a habit of gratitude? ›

7 ways to build a gratitude habit
  1. Journal for 5 minutes every morning. ...
  2. Take a 5-minute gratitude break. ...
  3. Say thank you to a coworker at the end of every day. ...
  4. Create time for your team to give "Props” ...
  5. Write a letter of gratitude once a week. ...
  6. Do a monthly favor. ...
  7. Kick-start your gratitude with 100 Days of Happiness.

How do we cultivate gratitude? ›

4 Ways to Train Your Brain to Practice More Gratitude
  1. Take time to notice what's around you. Practicing mindfulness helps you tune in to the present moment. ...
  2. Practice gratitude for the little things. ...
  3. Share your gratitude for your loved ones. ...
  4. Spread gratitude via your social media platforms.

What is gratefulness in psychology today? ›

Gratitude is both a temporary feeling and a dispositional trait. In both cases, gratitude involves a process of recognizing, first, that one has obtained a positive outcome and, second, that there is an external source for that good outcome.

What are the 4 A's of gratitude? ›

You might even make a list. Tracy also describes the four A's of gratitude: appreciation, approval, admiration and attention. By incorporating these four elements into your life, you'll boost your own self-esteem -- and that of others. To learn more about expressing gratitude, click play.

What are 3 habits of grateful people? ›

3 Unexpected Habits of Exceptionally Grateful People
  • They think about death regularly.
  • They notice the pancakes.
  • "They thank outside the box."
Nov 22, 2021

How to learn to be grateful? ›

Here are ten ways to become a more thankful person.
  1. Every day, say aloud three good things that happened. ...
  2. Keep a gratitude journal. ...
  3. Say thanks to your partner. ...
  4. Cool a hot temper with a quick gratitude inventory. ...
  5. Thank yourself. ...
  6. Use technology to send three gratitude messages a week. ...
  7. Savor the good moments.

What is a good quote for gratitude? ›

Each of us has cause to think with deep gratitude of those who have lighted the flame within us.” – Albert Schweitzer. “Gratitude is the fairest blossom which springs from the soul.” – Henry Ward Beecher. “Gratitude turns what we have into enough.” – Anonymous. “Gratitude is a powerful catalyst for happiness.

What are the three good things exercises? ›

Write down “three good things”: Each night, write down three things that you are grateful for. Include what you noticed, how it made you feel, and why you think the event happened. Just a sentence or two will work but write more if you feel up to it.

What is the psychology behind being ungrateful? ›

People who are ungrateful tend to be characterized by an excessive sense of self-importance, arrogance, vanity, and an unquenchable need for admiration and approval. Narcissists reject the ties that bind people into relationships of reciprocity. They expect special favors and feel no need to pay back or pay forward.

What is the symbol of gratitude? ›

The universal gratitude symbol has two main parts to it: a simple spiral center and three circular dots on the lower exterior of the spiral. It also has a third secondary part on the bottom of the spiral which resembles a hook. This hook is recognized as a Makau, which has a significance in Hawaiian cultures.

What does the Bible say about gratitude? ›

1 Thessalonians 5:18 reads, “In everything give thanks: for this is the will of God in Christ Jesus.” James 1:17 teaches that “every good gift and every perfect gift is from above.” 1 Timothy 4:4 says, “For every creature of God is good, and nothing to be refused, if it be received with thanksgiving.”

How do you embrace adversity? ›

How can I overcome adversity?
  1. Stop making excuses. Elaborate excuses and denial are two common responses to failure. ...
  2. Write. Sometimes it's freeing to write your thoughts down on paper. ...
  3. Change your state of mind. ...
  4. Stay disciplined. ...
  5. Use your sense of humor. ...
  6. Have faith. ...
  7. Let each success energize you. ...
  8. Don't take no for an answer.

What is gratitude in times of adversity? ›

Gratitude in adversity can be a unifying force that brings people together in compassion and understanding. In times of adversity, gratitude is not about denying the challenges we face but about finding the strength, perspective, and emotional healing needed to navigate those challenges with grace and resilience.

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