How to Achieve Goals You Set This Year | My Debt Epiphany (2024)

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“A goal is a dream with a deadline”. I’m not sure who originally said it, but they were correct.

Dreams are wonderful, but making them a reality is even better. Setting goals are great because they can make you feel inspired and motivated.However if you fail to achieve them it can create negative feelings.

The end of the year (or the beginning of a new year or new month) is a great time to set goals, but we want to help you actually achieve them. Continue reading to learn how to achieve goals you set this year.

Table of Contents

Consider Actions When Setting Goals

When you first set a goal, it’s common to think about the outcome and use that to motivate you. Achieving things like losing 30 pounds, paying off $10,000 of debt, increasing your income to $5,000 per month, or taking a dream vacation all sound nice.

In order to reach those goals, you need to take specific actions. You also can’t expect to be in complete control of what happens in your life while you are trying to make progress.

For example, let’s say your goal is to start earning $5,000 per month with a side business. You can’t control how many clients or customers buy your products or services. You also can’t control how many people come to your website or choose to engage in your business.

However, there are other actions you can control like what types of services you create and how you market them. Direct most of your focus toward working on the actions that you have control over that can help you reach your goal.

Don’t just focus on the outcome and think if you wish hard enough, things will start to happen. You need to be very strategic and often times work backward starting at the outcome but then narrowing down the specific actions you can take.

Related:How to Use the Living Well Planner to Meet Your Goals

Get SMART

I don’t mean literally, because I’m sure you’re already are smart. SMART is actually an established, systematic approach to achieving goals. It is an acronym for: specific, measurable, achievable, relevant, and time-bound. Let’s break the acronym down.

Specific: How can you achieve your goals you set this year if you don’t know what they are? Set goals that are significant yet simple. Being too abstract can prevent you from figuring out how to achieve them. What is it that you want to achieve? Why is it significant? Where does it take place? Will it involve anyone else?

Measureable:Measureable goals provide a picture of what you will see (what does achievement look like?) Knowing where the finish line can help you stay motivated. It is beneficial to set measureable goals because they allow you to track your progress. This also contributes to clarity which helps with focus.

Achievable:One of the reasons that people don’t reach their goals is that they were unrealistic from the start. It’s great to have big dreams and vision, but none of that matters without the ability to be executed.

This is where you factor in the variables involved (any costs related to the goal, the time you have available to dedicate to it, the effort required, your resources). If you are considering setting a goal that isn’t in line with those variables, consider revisiting it at a later time.

Relevant: Is this goal something that you actually want? I’ll be honest; sometimes I used to set goals because of other people. I call it the “keeping up with the Joneses” effect. I would see glamourous images on Instagram and set goals like “own a yacht”. The truth is I don’t even like boats (I suffer from motion sickness). Evaluate your reasoning and the desire for your goals before committing to them. Consider things like timing and “is it worthwhile” to ensure these goals are relevant to your life.

Timebound: Like the quote said, you need a deadline. Set goals with intention and give yourself a realistic timeline to reach them. Take into consideration all of the other steps of SMART when planning your timeline. Just don’t make the timeline too rigid, as this can make you feel like you’re racing against time.

How to Achieve Goals With RPM

RPM is a goal-setting method created by life coach Tony Robbins. RPM stands for “Rapid Planning Method”. Despite the name, RPM has more to do with you think than time. In order to set goals, you would begin with three questions:

What do you want? What is my purpose? What is your massive action plan?

After those questions have been answered, you’re ready to start your plan.

Step 1: Capture (Write it down)

Writing down your goals serves multiple purposes. First, it allows you to visualize. Seeing them written down makes them real to you. It allows you to organize your thoughts. It helps “declutter” your mind. More often than not, we all have too much on our minds. This can lead to stress, which can cause mental blocks.

Think of the human brain as a computer. We only have the ability to focus on so many things at once. Writing down your thoughts is like freeing up space on your hard drive.

Step 2: Chunk

This step is not as strange as it may sound. “Chunking” is the process of grouping your thoughts into categories. Capturing allows you to clarify what’s most important (goals). Chunking orders your “musts” and tasks/steps you need to achieve them. Start with capturing your goals for a week, then chunking them. Your categories could include health, relationships, whatever you need to list them as to establish priority.

Step 3: Create RPM blocks

Once you have the goals and understand how to prioritize them, create RPM blocks to achieve them. Take each goal (starting with the most important), list it under a category. Write down the results desired for the goal. Then write down the purpose behind the goal. Finally, write down the actions or steps need to achieve the results you desire. Create blocks for each of your goals that you’re focusing on. The blocks streamline your goals by visualizing the start to finish.

SWOT Analysis

Another acronym based goal setting method is SWOT analysis. SWOT stands for strengths, weaknesses, opportunities, and threats.SWOT analysis helps you set goals that are achievable by being realistic.

By evaluating them under these criteria, you are able to consider the positive and not so positive. If you should find that your strengths and opportunities are equal or less to than the weaknesses or threats, it may not be the goal for you (at this time).

Goals To Help You Grow

Sometimes when it comes to setting worthwhile goals you need a push in the right direction. These common but impactful goals are great for helping you create positive momentum in several areas of your life.

Get Organized And Manage Your Time

Your time should work for you not against you and far too often we have great intentions but let things slip because we don’t have the right tools. The Living Well Planner helps you get all your activities and tasks in order and delivers daily inspiration, help with meal planning and crushing all of your goals!

Become A Master Chef

Learning to cook and meal prep is a fantastic way to get more confident in the kitchen while also keeping your finances in growth mode. I love freezer cooking and meal prep plans to make it even easier.$5 Meal PlanandMy FreezEasyare awesome ways to get you on track with cooking ideas that save you time and money!

Get Your Finances In Order

It’s never too late to learn how to get out of debt and get your financial house in order! Having guidance to take the right financial steps is always helpful and myLove Your Budget Course is the perfect aid. It’s designed to help you set financial goals, create a successful budget, how to change your mindset to embrace budgeting and abundance and so much more.

Grow Your Investments

Whether you’re a beginner or advanced in investing it’s always a great goal to increase your knowledge on the world of investing. Check out theInvesting For Beginners Masterclassif you’re just getting started or theInvest With Teri-Pro Trader Courseif you are ready to take your investing to the next level.

Earn Extra Income

The online space has endless opportunities to grow your income. From affiliate marketing to running your own business, it’s always a great idea to grow your income via side hustles. Two ideas you may not have thought of? Running a doggie treat bakery and freelance writing! Learn more about these profitable idea through theDiva Dog Bakery Course and Freedom With Freelance Writing Course.

Save Money On Clothing

Shopping doesn’t have to break your bank account this year. Thred Up is the world’s largest online consignment and thrift store. You can get amazing deals on like new clothes and even on accessories, handbags, shoes and more. Designer brands without the designer price is always a win win!

Action Begins with You

Goals mean nothing without action. What prevented you from achieving goals in the past? It is important to identify this so that you don’t repeat the same mistakes. If the issue was bad habits (like procrastination or overspending) you won’t successfully change goals until you resolve them. While old habits die hard, it is necessary to get rid of anything preventing you from succeeding.

Focus on developing healthy habits. You don’t need to do a complete overhaul in one day. In fact, you can start by making one change a day. If you’re a procrastinator, try to break things down into smaller tasks and set alarms to serve as deadlines to keep you on task. Consider offering yourself an incentive once you make a deadline. Before setting goals for next year, be sure that you are ready and willing to take action.

How to Achieve Goals You Set This Year | My Debt Epiphany (1)How to Achieve Goals You Set This Year | My Debt Epiphany (2) How to Achieve Goals You Set This Year | My Debt Epiphany (3) How to Achieve Goals You Set This Year | My Debt Epiphany (4)

How can you achieve goals set this year?

Be intentional, be realistic, and be prepared to take action. Try out one of the goal-setting methods listed above and you’ll be one step closer to achieving them.

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How to Achieve Goals You Set This Year | My Debt Epiphany (2024)

FAQs

How do you set goals for the New Year and achieve them? ›

Eight Rules for Successful New Year Resolutions
  1. Rule 1: Commit to Your Resolution. Successful resolutions start with a strong commitment to make a change. ...
  2. Rule 2: Be Realistic. ...
  3. Rule 3: Write It Down. ...
  4. Rule 4: Make a Plan. ...
  5. Rule 5: Be Flexible. ...
  6. Rule 6: Use Reminders. ...
  7. Rule 7: Track Progress. ...
  8. Rule 8: Reward Yourself.

How can I achieve my financial goals? ›

Three Ways to Help Achieve Your Financial Goals
  1. Define your goal clearly. A goal is the first step that sets you on a path. ...
  2. Identify your time frame. Categorizing your objectives by short-term, medium-term, and long-term financial goals provides focus to your plan. ...
  3. Monitor your progress.

How do you plan your year goals? ›

How to set goals for the next year
  1. Reflect on past years. ...
  2. Define your values and priorities. ...
  3. Categorize your goals. ...
  4. Choose SMART goals. ...
  5. Break down larger goals. ...
  6. Prioritize your goals. ...
  7. Create an action plan with clear milestones. ...
  8. Locate an accountability partner.

How do you answer how do you achieve your goals? ›

How to answer “How do you plan to achieve your career goals?”
  • Get clarity on your path. ...
  • Make sure it is in line with the job offered. ...
  • Divide goals into short-term and long-term. ...
  • Explain your plan of action to achieve it. ...
  • Make sure you are a cultural fit. ...
  • Do not mention salary. ...
  • Do not be vague.
Mar 7, 2024

What are the 5 steps for achieving your goals? ›

5 Steps to Staying Motivated & Achieving Your Goals
  • Write Down Your Goals.
  • Break Each Goal Down.
  • Don't Take Things Personally.
  • Reach Out to Your Network.
  • Act as If You Have Achieved Your Goal Already.

How to set yourself up financially? ›

  1. Choose Carefully.
  2. Invest In Yourself.
  3. Plan Your Spending.
  4. Save, Save More, and. Keep Saving.
  5. Put Yourself on a Budget.
  6. Learn to Invest.
  7. Credit Can Be Your Friend. or Enemy.
  8. Nothing is Ever Free.

What is a good example for financial goal setting? ›

Examples of financial goals
  • Paying off debt.
  • Saving for retirement.
  • Building an emergency fund.
  • Buying a home.
  • Saving for a vacation.
  • Starting a business.
  • Feeling financially secure.
Jul 18, 2023

What are the three types of financial goals? ›

Short, medium, and long term financial goals
Goal TypeTime FrameStrategy
Short termLess than a yearBudget and save in a bank account or a money jar
Medium termOne to five yearsPlan and invest in a mutual fund or a certificate of deposit
Long termMore than five yearsProject and invest in a stock or a bond

How to set goals for yourself? ›

  1. Decide. Think of something you want to do or work towards. ...
  2. Write it down. Carefully. ...
  3. Tell someone. Telling someone we know about our goals also seems to increase the likelihood that we will stick at them.
  4. Break your goal down. This is especially important for big goals. ...
  5. Plan your first step. ...
  6. Keep going. ...
  7. Celebrate.

What can I achieve in a year? ›

Here are 30 meaningful things that you can accomplish in a year's time that can prove to be life changing.
  • Give yourself fitness goals.
  • Get in the habit of making lists.
  • Learn a new language.
  • Kick out bad habits.
  • Pick up a new skill.
  • Develop a winning mind.
  • Pursue excellence.
  • Challenge your limits.
Sep 19, 2021

How do you realistically achieve a goal? ›

How to set realistic goals
  1. Figure out an organizational template that works best for you.
  2. Brainstorm how your goals can be measurable.
  3. Believe in yourself and your abilities.
  4. Make sure you're setting SMART goals.
  5. Work your goals into your future plans.
  6. Gather the resources and supplies you need to succeed.
Aug 3, 2022

How to achieve your goals in one year? ›

How to set and achieve yearly goals?
  1. Think about what you want. Be specific with what you want to accomplish. ...
  2. Start small. ...
  3. Tell your close and loved ones about your ambitions. ...
  4. Re-evaluate your goals often. ...
  5. Reward yourself at each step. ...
  6. Put your goals somewhere visible. ...
  7. Believe in yourself.
Jan 12, 2024

How do you achieve your own goals? ›

  1. Decide. Think of something you want to do or work towards. ...
  2. Write it down. Carefully. ...
  3. Tell someone. Telling someone we know about our goals also seems to increase the likelihood that we will stick at them.
  4. Break your goal down. This is especially important for big goals. ...
  5. Plan your first step. ...
  6. Keep going. ...
  7. Celebrate.

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