How I afford travel: Badass trips on a not-so-badass budget — travel. paint. repeat. (2024)

Many travel blogs are written by people who’ve sold all their possessions and have taken a huge plunge into the world of long-term travel. This can sound expensive at first, but when you consider that you don’t have rent or a car payment in this lifestyle (or much room to carry any possessions), it can actually be very cheap to live this way, provided you can work a little along the way, or do some kind of virtual freelancing or contract work.

I’m not one of those people.

I do have rent to pay, and a car payment, and bills, and the trappings of a fairly typical middle class young urban professional life. I have a cat. I worked in a cubicle, up until a few months ago. I'm introverted, and enjoy spending time at home. I like my routines, and sleeping in my own bed.

I also don’t have a ton of free income to spend on travel.

Despite all this, in the past 6 years I've managed to see 40 cities in 17 countries.Not much for the permanent nomad, but a lot for someone who all that while was expected to be at work by 8:30 or 9am every weekday.

When people find out how much I travel, some imagine I must have a lot of spare income or be a trust fund baby. I keep encountering this perception – especially among Americans – that travel is this huge undertaking that is incredibly expensive. Well, it sure can be, if you choose to make it that way. But if you step outside this perception, and do some research, you’ll find that it really doesn’t have to be that way. Travel can be affordable, if you plan for it and prioritize it in your life.

Here’s how I do it:

1. I RARELY PAY CASH FOR FLIGHTS.

By far, flights can be the single most expensive purchase of your trip. A coach round trip ticket from the US to Europe usually runs anywhere from $800-1200 on average, depending on the season. The trick is: don’t buy your ticket with actual money. Buy it with fake money called points or miles.

A few years ago, I strategically opened 2 different credit cards (one an AmEx, one a British Airways Visa) with unusually crazy high enrollment bonuses. Within just a few months’ time I went from 0 miles to 50,000 AmEx points (redeemable for airline miles on at least a 1:1 basis) and 100,000 British Airways miles. Keep in mind, BA is part of the OneWorld alliance, so I can book with other airlines using these miles. In just a few months’ time, with 2 credit cards (that didn’t hurt my credit, by the way) I earned enough miles to take 3 international round trip flights – without ever stepping on an airplane. I got the AmEx points simply for opening the card, and I earned the BA miles after spending $2500 in 3 months, which wasn’t that hard for me because I strategically put ALL my expenses on the card for 3 months.

The trick is knowing which cards to open. These cards usually aren’t well advertised, so you’ll have to do your research. A few good resources to get you started:

👉UPGRADE UNLOCKEDby Chris Guillebeau. This is actually the first resource I used to learn more about travel hacking. If you’re a total newbie, as I was, this is the best introduction to the world of frequent flyer miles that exists. But it’s not overly simplistic; there are a ton of insider tricks and tools in here that I haven’t even taken advantage of yet. This guide is the reason I earned 150,000 miles without stepping foot on an airplane.It used to be called something else, and now the guide has a few different tiered options. If you're just starting out, the cheapest, "Pre-Boarding," will get you well on your way for $39.

Side note! I've been keeping this post updated since I first wrote it in 2012. When I first wrote this,I linked to Chris Guillebeau's guide simply because I wholeheartedly recommend it. Later on, I became an affiliate partner - hey, why not, if I was recommending it anyway? So now that means that if you buy his guide, I'll get a cut of that sale, but it's no extra cost to you. Thank you for supporting my little passion project travel blog!


THE POINTS GUY. This website used to share tips and tricks for travel hackers, but now it seems to mostly just recommend credit cards. His ads follow me around everywhere now, so be warned. However, when I want to find out what the latest credit card offers with crazy high enrollment bonuses, I go there first. So it's always worth a look and it's where I point people who ask me, "What's the best card to get?"

FLYERTALK.COM This is a forum for the serious hardcore travel hackers – the credit card “churners” who sometimes earn up to 1 million miles a year doing this. FlyerTalk can be intimidating at first if you’re new to all this, so I’d recommend starting from the top and working your way down.

2. THINK OUTSIDE THE BOX WHEN IT COMES TO HOTELS.

Rarely do I stay in what most Americans think of as a traditional hotel when I travel abroad. Many travel hackers and frequent business travelers are loyal to a certain brand of hotel, especially those with their own reward points systems, which earn them free stays (and yes, there are credit cards for this too). These can be a great value and I do participate in a few programs like Hilton HHonors for stateside bookings.

For my international trips, however, I prefer everyday price flexibility, so I book a variety of inexpensive, off the beaten path accommodation types – and none of them involve splitting a room with strangers, camping (not counting the bedouin camp I stayed with in Petra, which I did for the experience and not the savings), or couchsurfing. A lot of people associate budget travel with roughing it, but it is possible to be comfortable. In fact, by avoiding the beaten path, I usually have a less expensive, equally as comfortable, and more interesting cultural experience.

Most of my international trips have involved staying at a combination of private rooms at hostels, small or independently owned hotels, bed & breakfasts, and private apartments.

Hostelworld.com This room search and booking site will expand your idea of what a hostel can be. Often you’ll find that smaller, inexpensive and independent hotels will list rooms on Hostelworld even if they have a website and brand themselves as a hotel or bed & breakfast. You can search for rooms nearly anywhere in the world, filter by room type (most hostels have private bedrooms, some with private bathrooms and some with shared bathrooms), location (there’s a handy map view), price and more. It’s also low risk - you just pay a small 10% down payment when you book and the rest when you check in. I’ve stayed in some very nice hostels for a fraction of the cost of an equal quality hotel and it’s one of the first places I look when I start planning a trip.

Booking.com This is a rising star in the online travel booking world for hotels. Based in Amsterdam, they are one of my top sources for rooms in Europe (though they offer rooms in several other parts of the world too). Booking.com’s strength is their breadth of rooms available; you can find a variety of low-cost, tiny, independently owned hotels that will be difficult or impossible to find elsewhere. They even offer free cancellation on many rooms. Their pricing also cannot be beat – sometimes I even find rooms that are less expensive than hostels!

Airbnb.com A major disruptor to the online travel booking industry, Airbnb offers you the ability to reserve a room in a private apartment directly through someone who lives and is local to the place you’re going. You can book entire apartments or just spare bedrooms, allowing you the choice between having a cozy place all to yourself or staying with – and getting to know– a local, something that may not have happened otherwise (and my most memorable trips have been those in which I connected with locals while I was there). A few other perks can involve more amenities than a budget hostel or hotel may offer, such as the ability to wash your own laundry or cook your own food if you need to (it is an apartment, after all). I travel for 2 weeks at a time when possible (more on that later), and I pack only a carry-on. After a week like that, a washing machine is an unexpectedly welcome blessing. You’re often more likely to feel like a local, even if you never meet your host. You’re staying in a residential neighborhood, not a commercial, touristy zone. There’s a lot to be said for that.

3. I'M VERY STRATEGIC ABOUT Timing and trip length.

I would be remiss to say that the above 2 factors are the only methods I use to travel to so many places affordably.

The fact is, I can say I fit in 40 cities and 17 countries in 6 years because of how many of those cities and countries I manage to pack into a single trip. In most of my 17 day trips, I squeeze in about 3, sometimes 4 countries, hitting multiple cities in each. That means I typically pack up and move on every 2-3 days. That’s not a lot of time in each place! Just enough to visit the major sites, take in the atmosphere, and decide if I’m intrigued enough to return someday to make a longer trip of it.

This pace is not for everyone, but it works for me. I’m restless, and like squeezing every drop out of my precious vacation days. Plus, nothing’s worse than booking 5 days in a place you’ve never been, only to arrive and find out you’re bored after 1 day and it’s too late to make any changes. I intend to see the world, and I have to do it in 2 weeks per year. So, I compromise.

It can be a little tiring, but I don’t take these trips necessarily to relax – I take them to recharge in other ways. Travel is my passion and I crave new cultural experiences. My worldview has expanded a little more each time I set foot on US soil again; this is creative fuel to the fire of everything I do, from painting to writing to marketing strategy. That’s why I’m determined to prioritize it, even with a limited budget.

For those who’ve also been bitten by the travel bug, you get it. The rest of the world will go on thinking that we’re rich, and I suppose that’s fine.

How I afford travel: Badass trips on a not-so-badass budget — travel. paint. repeat. (2024)

FAQs

What is a reasonable travel budget? ›

The average vacation cost for one person in the United States is about $1,986 per week. Individual costs will vary based on the traveler's mode of transportation and lodging.

How much money do you need to constantly travel? ›

If you want a relatively average lifestyle with the occasional luxury, 2,000 USD per month should be enough. If you want a more opulent lifestyle, you'll need a budget of at least 3,000 USD per month.

How do you travel when you don't have a lot of money? ›

How to travel without money – 5 ideas
  1. Volunteer for free food and accommodation. One way to travel for next to nothing is to exchange your time and effort for something in return. ...
  2. Try to find paid work as you go. ...
  3. Make use of travel networking apps. ...
  4. Avoid tourist prices. ...
  5. Choose the cheap travel methods.
Jan 24, 2023

How to get a free plane ticket? ›

The 8 Best Ways To Get FREE Flights
  1. Leverage Credit Card Signup Offers.
  2. Use a Credit Card to Earn Points or Miles on All Your Purchases.
  3. Check Out Frequent Flier Programs.
  4. Consider Dining Rewards Programs.
  5. Opt for Programs with Companion Tickets.
  6. Look for More Opportunities to Earn Points and Miles Toward Free Tickets.
Mar 14, 2024

What is the most cost-effective way to travel? ›

How to travel on a budget: Our 9 best tips
  • Come up with a plan.
  • Travel out of season.
  • Be accommodation-savvy.
  • Pack properly.
  • Book flights in advance…
  • 6. … and be smart about how you fly.
  • Embrace public transport.
  • Don't eat away your cash.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

How much do retirees spend on travel? ›

Budgeting for travel in retirement can be a bit trickier than during your working years when that expense just comes out of a bank account that rebuilds itself with your paychecks. Generally, the travel expense we suggest for our clients ranges from an annual amount of $10,000 up to $50,000.

How much money to take to Mexico for 2 weeks? ›

For budget travelers, you can expect to spend around $30 to $50 per day in Mexico, including accommodation, food, transportation, and activities. For mid-range travelers, you can expect to spend around $80 to $150 per day, depending on your preferences and activities.

Is $20000 enough to travel the world? ›

Perhaps the easiest way to figure out your budget is to work backward and figure out how much will it cost per day. Several popular travel blogs, such as A Little Adrift, Never Ending Footsteps, and Earth Trekkers, all agree that a baseline of $20,000 per person for one year is doable.

How much would it cost to travel the world for 6 months? ›

You'll need to save a bit more than $1,600 each month to make that happen. Or, if you're looking to travel for 6 months, you'll need about $10,000, which means you'll need to save just over $800 a month for a year to achieve your goal. Does that seem a bit ambitious?

How much money do you need to go to Europe? ›

How much does a European vacation cost?
ExpenseEstimated cost
Local transportation$0 to $30 per day, depending on whether you walk, drive, or use public transportation
Food & drink$25 to $100 per day, depending on whether you are cooking or eating out
Attractions$0 to $100 per day
Spending money$0 to $100 per day
2 more rows

What to do when you have no money? ›

Whatever your situation, here are 13 fun things to do that don't cost money with friends and family:
  1. Go on a picnic. ...
  2. Go to no-cost museum and zoo days. ...
  3. Give geocaching a try. ...
  4. Leverage your chamber of commerce. ...
  5. Take a historical city tour. ...
  6. Visit a farmers market. ...
  7. Go camping. ...
  8. Do a photography challenge.
Feb 14, 2024

How do you travel without a job? ›

An incomplete list of options to get your ass abroad and exploring the world:
  1. Join a volunteer organization. ...
  2. Teach English. ...
  3. Find a source of mobile income. ...
  4. Start an online business. ...
  5. Convince your company to let you work remotely. ...
  6. Get transferred overseas. ...
  7. Find odd jobs as you travel. ...
  8. Work on a cruise or for an airline.

How to do solo travel? ›

6 Tips for Traveling Alone
  1. Share Your Travel Plans with Trusted Family or Friends and Stay Connected. ...
  2. Make an Emergency Plan. ...
  3. Secure Your Valuables. ...
  4. Avoid Reckless Behaviors and Use Common Sense. ...
  5. Do Your Safety Research and Choose Wisely. ...
  6. Get Travel Insurance.

Where do you start when you are broke? ›

If you find yourself without enough money during this time, starting a side hustle or part-time job can help you earn extra cash until your full-time job picks up again or you find a new job.

How to travel as a family on a budget? ›

Here are eight tips for planning budget family travel.
  1. Choose your destination wisely. ...
  2. Travel during shoulder seasons. ...
  3. Be flexible. ...
  4. Consider transportation costs. ...
  5. Search for free experiences. ...
  6. Get creative with accommodations. ...
  7. Stock up on snacks at the supermarket. ...
  8. Get travel insurance.
Apr 28, 2023

Can you get paid to travel? ›

Besides becoming a travel storyteller, here are a couple of examples of jobs that'll let you earn a living as you travel: Trip leader: Manage trips for a travel company, get to meet new people and experience new places, and get paid in the process. Best for extroverts and those who love to geek out on logistics!

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