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Table of Contents
TOP STORIES 20 Cities Where The American Dream is Fading Quickly 18 Ingredients You Should Be Adding to Your Meals for Better Health TRAVEL 19 Tourist Traps That Are Total Rip-Offs 18 Best US Cities Where Housing Is Actually Affordable 17 Best US Cities to Live in According to Americans 17 Cities Where You Can Buy Your Dream Home for Under $350K 17 Countries That Love Americans 19 Most Charming Small Towns in America FINANCE 18 Habits of Someone Who Clearly Grew Up Poor 19 Household Items That Are a Waste of Money 18 Home Essentials That Are Worth Every Penny 17 Household Items That Are Always Cheaper at Dollar Tree 17 Items That Are Always Cheaper at Costco 17 Supermarket Buys You Shouldn’t Waste Your Money On 18 Everyday Luxuries That Are Draining Your Wallet Unnoticed 18 Popular Hobbies That Have Become Too Costly to Pursue 23 Things That Declined in Quality but Increased in Price without People Realizing CULTURE 20 Cities Where The American Dream is Fading Quickly 18 Ingredients You Should Be Adding to Your Meals for Better Health 17 Traits of Someone Who Takes Advantage of Other People 18 Baby Boomer Slang Phrases Millennials Think Are Terribly Outdated 18 Animals That Could Be Extinct in 50 Years’ Time 17 Things From the Boomer Era That Technology Sadly Replaced 14 Traditional Holidays or Celebrations People Now Think Are innapropriate 19 Signs Someone Isn’t Being Difficult But Has a Personality Disorder 17 Online Scams We Should All Be Careful Of 18 Household Items That Could Be a Fire Risk if You Don’t Maintain Them 18 American Work Culture Habits That Are Bad for Your Health 18 Everyday Household Items We No Longer Use RELATIONSHIPS FAQs

TOP STORIES

20 Cities Where The American Dream is Fading Quickly

March 6th, 2024March 6th, 2024

18 Ingredients You Should Be Adding to Your Meals for Better Health

March 6th, 2024March 5th, 2024

TRAVEL

19 Tourist Traps That Are Total Rip-Offs

March 6th, 2024March 5th, 2024

If you’re planning to travel or vacation this year, then chances are you’re going to want to know about tourist traps that could cost you…

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18 Best US Cities Where Housing Is Actually Affordable

March 6th, 2024March 5th, 2024

Not every city in the U.S. is unaffordable. These cities all have a lower median price than the national average of $387,600, growing job markets,…

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17 Best US Cities to Live in According to Americans

March 5th, 2024March 4th, 2024

Choosing a place to call home is a complex and personal decision that involves multiple factors, including affordability, ties to friends and family, climate, job…

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17 Countries That Love Americans

March 4th, 2024March 3rd, 2024

The U.S. has good relations with countries worldwide and greatly influences their cultures and trade. These countries are fond of Americans, polite, friendly tourists eager…

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19 Most Charming Small Towns in America

March 3rd, 2024March 2nd, 2024

As well as its big cities, America is also known for its small towns. Many are quaint towns with beautiful scenery, plenty of history, and…

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FINANCE

18 Habits of Someone Who Clearly Grew Up Poor

March 6th, 2024March 5th, 2024

Not all of us are lucky enough to be Hiltons or Clintons. For many of us, we grew up in homes where there simply wasn’t…

19 Household Items That Are a Waste of Money

March 6th, 2024March 5th, 2024

If you’re trying to save money, then one of the best ways to do this is by not making unnecessary purchases. Many of these unnecessary…

18 Home Essentials That Are Worth Every Penny

March 6th, 2024March 5th, 2024

Whether you’re moving into a new house soon or looking to upgrade your existing one, you may be wondering what home essentials to buy that…

17 Household Items That Are Always Cheaper at Dollar Tree

March 6th, 2024March 5th, 2024

The economy is getting tighter, and everyone is pulling back. Dollar Tree is famous for good deals, but what exactly can one get from there?…

17 Items That Are Always Cheaper at Costco

March 5th, 2024March 4th, 2024

If you’ve been debating signing up for a Costco membership, here’s your sign to go for it! There are actually plenty of items available at…

18 Everyday Luxuries That Are Draining Your Wallet Unnoticed

March 5th, 2024March 5th, 2024

Life has become very expensive, but there are lots of little things that we can change about our daily routine to save some money. In…

18 Popular Hobbies That Have Become Too Costly to Pursue

March 5th, 2024March 5th, 2024

Hobbies are an important way for many of us to relax, enjoy ourselves, and pursue our passions. Yet some hobbies require equipment, travel, or membership…

23 Things That Declined in Quality but Increased in Price without People Realizing

March 4th, 2024March 4th, 2024

Have you ever noticed that some things don’t seem to be as good as they used to be, but they cost more than ever? It’s…

CULTURE

20 Cities Where The American Dream is Fading Quickly

March 6th, 2024March 6th, 2024

18 Ingredients You Should Be Adding to Your Meals for Better Health

March 6th, 2024March 5th, 2024

17 Traits of Someone Who Takes Advantage of Other People

March 6th, 2024March 6th, 2024

18 Baby Boomer Slang Phrases Millennials Think Are Terribly Outdated

March 6th, 2024March 6th, 2024

18 Animals That Could Be Extinct in 50 Years’ Time

March 6th, 2024March 5th, 2024

17 Things From the Boomer Era That Technology Sadly Replaced

March 6th, 2024March 6th, 2024

14 Traditional Holidays or Celebrations People Now Think Are innapropriate

March 6th, 2024March 6th, 2024

19 Signs Someone Isn’t Being Difficult But Has a Personality Disorder

March 6th, 2024March 5th, 2024

17 Online Scams We Should All Be Careful Of

March 6th, 2024March 6th, 2024

18 Household Items That Could Be a Fire Risk if You Don’t Maintain Them

March 6th, 2024March 5th, 2024

18 American Work Culture Habits That Are Bad for Your Health

March 6th, 2024March 5th, 2024

18 Everyday Household Items We No Longer Use

March 6th, 2024March 6th, 2024

RELATIONSHIPS

What Is Gaslighting and 18 Ways to Spot It

17 “Modern” Relationship Rules That Are Actually Regressive

17 Ways to Know if You’ve Found True Love

18 Phrases Socially Intelligent People Use All the Time

17 Traits of an Intuitive Person Who Gets Things Before Anyone Else

19 Ways to Spot a Fake Friend from a Mile Away

19 Phrases Confident People Use When They Want to Be Assertive But Not Rude

19 Reasons You Feel Like You Don’t Belong Anywhere

18 Behaviors That Make Someone Really Uncomfortable to Be Around

17 Signs You’re Just Comfortable Being Alone and Not Anti-Social

18 Ways to Spot When Someone Is Gaslighting You

HOME - Critical Financial (2024)

FAQs

How does CDFI funding work? ›

CDFI financing support from banks can be clas- sified in three forms: equity investments, which represent capital invested in CDFIs; debt, which represents funds loaned to CDFIs; and deposits, which are funds placed in CDFI depository institu- tions, typically earning interest and insured by a federal governmental ...

What does financing a house mean? ›

That's where financing comes into play. This is a process that involves borrowing money from another party to complete the purchase. In most cases, this involves a bank or other lender. In other instances, the seller may offer financing itself. This is referred to as in-house financing.

What is the minimum credit score for a CDFI loan? ›

bank loans. Some CDFIs do not have a minimum credit score requirement, while others may require a 600 or above. Typically 670.

What are the four types of CDFI? ›

Four types of institutions are included in the definition of a CDFI: CD banks, CD credit unions, CD loan funds (most of which are nonprofit), and CD venture capital funds.

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