Home Central | Travelers Insurance (2024)

Home central

Information to help you enjoy a safer and smarter household

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Buying & Selling

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6 Things You Need to Know Before Buying a Second Home

6 minutes

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10 Easy Renovations That Can Help Prep Your House for Sale

6 minutes

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10 Reasons You May Need a Real Estate Agent

6 minutes

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Real Estate: How to Make a Virtual Home Tour

2 minutes

Home protection: water

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Home Safety

Common Signs of Plumbing Problems

Water damage due to a plumbing problem in your home can be life-changing. But there are some common signs that homeowners can look for and steps they can take to help avoid a major water issue at home.

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9 minutes

Home Safety

Basic Home Maintenance Tips to Help Protect Against Water Damage

Do you want to reduce the chances of water damage in your house? Here are some home maintenance tips that Travelers Risk Control specialists recommend.

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4 minutes

Home Water Damage Prevention

Keep Your Home Safe from Water: Best Practices to Protect Your Home While You're Away

Most water damage that homeowners experience is the result of leaks in pipes and connections frequently due to maintenance issues. Here are some tips to consider to help you avoid damage to or loss of your property.

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5 minutes

Fire safety

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Home Fire Safety Tips

Kitchen Fire Safety

Kitchen fire safety extends beyond cooking, as these types of fires can also be caused by appliances.

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2 minutes

Home Fire Safety Tips

The Science of Gas Grill Fires

What causes a gas grill to catch on fire? We'll take a look at three of the leading causes and explore the science behind gas grill fires.

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4 minutes

Home Fire Safety Tips

How to Help Prevent House Fires

There are many causes of house fires, including faulty wiring, alternate heat sources, cooking and more.

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2 minutes

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Home safety

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Holiday Decorating Safety

2 minutes

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Home Solar Panel Installation Tips

4 minutes

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9 Home Security Tips

2 minutes

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Basic Home Maintenance Tips to Help Protect Against Water Damage

4 minutes

Smart home

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Smart Home Tips & Tools

How Smart Home Technology Helps Protect Your Home

Smart home technology offers ease and convenience. It can also help protect your home and reduce home insurance costs.

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7 minutes

Smart Home Tips & Tools

4 Smart Home Leak Detection Devices to Help Avoid Water Damage

Learn how to prevent costly water damage and protect your home and valuables with these four smart home water detection systems that help avoid leaks.

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4 minutes

Smart Home Tips & Tools

5 Smart Home Automation Safety Tips

Home automation technology is on the rise, and with it, so are a number of new security and safety concerns. Get home automation tips from Travelers.

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4 minutes

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Moving

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How to Declutter and Recycle Your Electronics Before You Move

5 minutes

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7 Tips for Moving with a Pet

3 minutes

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5 Tips for Moving on a Budget

5 minutes

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How to Downsize Your Home in 6 Steps

3 minutes

Home maintenance

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Home Maintenance Tips and Resources

Summer Home Maintenance Tips

Summer home maintenance can help keep your home safe from damage. Get summer home maintenance tips from Travelers.

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2 minutes

Home Maintenance Tips and Resources

Call Before You Dig

Use the Call Before You Dig hotline, 811, to research underground lines that may be buried on your property before doing any digging.

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1 minute

Home Maintenance Tips and Resources

Top 5 Ways Things Can Go Wrong in Your Home

Do you know the top dangers to your house? This interactive can help identify common risks in your area.

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4 minutes

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Insuring

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Does Renters Insurance Cover Theft?

5 minutes

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8 Steps to Buying and Insuring Your New Home

3 minutes

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Things to Know Before You Fly a Drone

3 minutes

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What's the Difference Between Homeowners Insurance and Mortgage Insurance?

6 minutes

Renovation

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Home Renovation Tips & Tools

Hiring a Contractor Checklist and Tips

Use our hiring a contractor checklist tips as a guide to help you when selecting a contractor.

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4 minutes

Home Renovation Tips & Tools

Renovating Your Home to FORTIFIED Standards

FORTIFIED homes are generally stronger than most state building codes require and can protect against severe weather.

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1 minute

Home Renovation Tips & Tools

The Pros and Cons of Composite vs. Wood Decking

While they often cost more than wood, composite materials can offer greater durability and less maintenance. Learn about the pros and cons of composite decking.

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2 minutes

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Identity theft

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How to Help Prevent Offline Identity Fraud

3 minutes

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4 Tips for Holiday Safety

2 minutes

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Worried About ID Theft When Shopping Online?

2 minutes

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How to Protect Yourself from Package Theft and ID Fraud

3 minutes

Landlords

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Landlord Resources

10 Common Rental Property Repairs Landlords Need to Know About

Landlords are responsible for handling building maintenance and quickly fixing problems. To ensure you are always ready, here are the 10 most common rental property repairs.

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6 minutes

Landlord Resources

As a Landlord, Can I Require My Tenants to Have Renters Insurance?

If you're a landlord, you might've wondered if your tenants should have renters insurance. Find out if landlords can require renters insurance with Travelers.

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3 minutes

Landlord Resources

Landlord Insurance for Rental Properties

Considering renting out your home or investing in a small residential property with a couple of apartments to generate extra income? Here's what you need to know about landlord insurance.

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7 minutes

Landlord Resources

Landlord Insurance vs. Homeowners Insurance: What's the Difference?

Make sure you have the coverage needed for your rental properties. Whether you're a seasoned, new or accidental landlord, learn about landlord vs. homeowners insurance.

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4 minutes

Landlord Resources

Renting Out Your House or Investment Property: 7 Things to Consider

Investing in a rental property to become a landlord could be a smart way to generate extra income for yourself. Here are seven things to think about when you're considering renting your own property as a landlord.

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7 minutes

Pet resources

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Moving Tips & Resources

7 Tips for Moving with a Pet

Moving with your cat, dog or other pet can be stressful for both you and your pet. Follow these tips from Travelers for moving with pets to help with a smooth transition.

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3 minutes

Pet Resources

What Not to Feed Your Dog

Your dog may ask for a bite of your food, but is it OK to share? Learn what foods not to feed your dogs and what to do if they eat something they shouldn't.

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4 minutes

Pet Resources

Alternatives to Declawing Cats

Cat owners frustrated with scratching may consider declawing their cats, but the procedure can be damaging. Learn more about alternatives to declawing.

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2 minutes

Renter resources

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Renters Resources

Do College Students Need Renters Insurance?

College students living in dorms likely won't have any dorm insurance. Learn more about on- and off-campus renters insurance for college students from Travelers.

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2 minutes

Renters Resources

4 Things Every Renter Needs to Know About Renters Insurance

As you consider whether to buy renters insurance, here are four things you need to know about how a policy can compensate you for lost or damaged property.

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2 minutes

Renters Resources

5 Questions to Ask Your Insurance Rep About Renters Insurance

Not all renters policies are the same. Asking the right questions of an insurance rep can help you make the right choice for your needs.

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2 minutes

Travel resources

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Travel Resources

A Guide to Renewing Your U.S. Passport

Renewing your passport can be a daunting task. Unsure where to start? Learn how to renew your passport with this helpful guide.

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9 minutes

Travel Resources

Do I Need Travel Insurance?

Travel insurance helps protect you when unexpected things happen before or during trips.

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4 minutes

Travel Resources

How Much Medical Travel Insurance Do I Need?

Traveling soon? You should consider travel medical insurance to help protect yourself in the event of an accident or illness. Learn more about your options today.

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4 minutes

Travel Resources

10 Packing Tips: How to Pack a Suitcase for Vacation

Some people love the process of planning a vacation. But what may be less enjoyable for some is the essential task of packing for your trip. Here are 10 tips on how to pack a suitcase for vacation.

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4 minutes

Travel Resources

When Should I Purchase Travel Insurance?

Booking travel insurance ahead of time is crucial to kick off a stress-free trip. Read on to learn more about when you should consider purchasing travel insurance.

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4 minutes

Working remotely

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Working Remotely

10 Tips for Staying Productive When Working from Home

Though technology can ease many of the challenges associated with working from home, it can't always help you stay productive. If you're finding it hard to stay on top of your tasks or meet your deadlines while working from home, these 10 tips can help.

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5 minutes

Small Business Resources

How to Set Up Your Home Office

If you work from home, properly setting up your home office can help avoid painful injuries and time lost from work in the future.

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5 minutes

Working Remotely

6 Tips for Working from Home with Your Kids

The juggle of work and home life has taken a different form for working parents of school-age children. Learn six tips for working from home with your kids.

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3 minutes

Home Central | Travelers Insurance (2024)

FAQs

Why am I being denied for home insurance? ›

Low insurance scores, criminal convictions, lapsed coverage, your history of claims, and other reasons can disqualify you for homeowners insurance candidacy.

Why is my home insurance quote so high? ›

Carriers typically determine your insurance score by combining your credit score and claims history, among other factors. A lower insurance score generally means higher premiums, so if your credit took a dip or you filed a claim or two in 2022, that may be the reason your homeowners insurance went up.

What not to say to home insurance? ›

Avoid admitting fault or underestimating damages as this might lead to lower compensation or even denial of your claim. Honesty is crucial when dealing with an insurance adjuster, so avoid providing false information which can lead to serious consequences like claim denial or legal repercussions.

Why is it so difficult to get home insurance? ›

From wildfires to hurricanes, these catastrophic events place a substantial financial strain on insurance companies. To manage the increased claims payouts, insurers may adopt more stringent underwriting criteria, leading to more rigorous assessments of risks and potentially limiting coverage options for homeowners.

Can you argue with an adjuster? ›

An insurance adjuster will examine your car to determine how much it's worth. You can negotiate the car's value with the adjuster or hire an attorney to come to a settlement.

What is the most common damage to your home that insurance does not cover? ›

Many things that aren't covered under your standard policy typically result from neglect and a failure to properly maintain the property. Termites and insect damage, bird or rodent damage, rust, rot, mold, and general wear and tear are not covered.

How often do home insurance claims get denied? ›

Homeowners insurance claims are denied every day — sometimes legitimately, sometimes in error, and sometimes for reasons no one understands. If you've suffered an insured property loss, and your insurance company denied your claim, there are steps you can take to challenge your homeowners insurance claim denial.

Is it worth making a small home insurance claim? ›

Key takeaways

Filing a home insurance claim might make the most sense when the loss estimate is more than your deductible. Any claim, even a minor one, might lead to an increase in your home insurance premium. Having frequent or repeat claims could cause a property insurer to nonrenew your policy.

Does credit score affect home insurance? ›

Typically, the higher your credit rating, the less you will pay for home insurance in the states where credit is considered a rating factor. Although it is only one factor in setting rates for home insurance, data shows that the credit-based insurance score is an important one.

Is homeowners insurance going up in 2024? ›

Unfortunately, home insurance rates will continue to soar in 2024, according to Insurify's analysis. Annual home premiums are expected to jump by an average of 6% nationally, from $2,377 to $2,522. The rate hikes are projected to reach as high as 23% in some states.

Why would an insurance company refuse to insure you? ›

Car insurance companies are more likely to deny insurance to people they believe are more likely to file a claim. Insurance companies frequently deny coverage if the applicant has a recent history of accidents, a series of minor traffic tickets or a serious infraction such as a DUI.

What happens if you cannot get home insurance? ›

If you're unable to get a policy through the standard market, you may be able to obtain coverage through your state's FAIR (Fair Access to Insurance Requirements) plan. A FAIR plan is a state-run program designed to provide home insurance to homeowners that may be too risky for standard home insurance companies.

In what circ*mstance would a property insurance be rejected? ›

Insurance companies expect policyholders to take reasonable care of their property. If damages occur due to negligence or lack of maintenance, the claim may be rejected. It is essential to keep your property in good condition, address maintenance issues promptly, and take necessary precautions to prevent damages.

Why am I being refused insurance? ›

Missed payments - if you've missed any payments on your car insurance. Telematics or black box policies - if your insurer can see you've been speeding or driving recklessly via your black box. Fraud - if you've been caught fronting or making a dishonest claim.

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