HELP! BROKE & NEED MONEY NOW? - A Life of Financial Freedom (2024)

Are you broke and need some money right now, or rather, like yesterday?

HELP! BROKE & NEED MONEY NOW? - A Life of Financial Freedom (1)

Disclosure: There are some affiliate links below and I may receive commissions for purchases made through links in this post at no additional cost to you.

Perhaps you’re short on a car note, rent, or an emergency has come up and you’re low on funds. We all know that being broke is no fun at all.

Most of us know that being short on money and having an emergency is a prime reason to build an emergency fund, but you need money to even start one. (Go here on how to get one started).

Remember, having an Emergency Fund can help you from falling back into the dreaded position of being ‘BROKE’ and in need of money.

Once you get your money coming in, Go Here for tips on building your Emergency Fund.

HELP! BROKE & NEED MONEY NOW? - A Life of Financial Freedom (2)

In the meantime though, you need some money now.

Here are a few ways (and some of them are unusual) to get started earning and finding some urgently needed cash in a short amount of time.

(1). Gather your loose change.

HELP! BROKE & NEED MONEY NOW? - A Life of Financial Freedom (3)

Do you save loose coins gathered in a jar in your house or perhaps rolled coins from days gone by? That money’s doing you no good just sitting there.

Do a Google search to find locations of CoinStar machines (usually a grocery store or Walmart) where you can let the machine count those loose coins for you.

Your change then converts to a voucher that you can give to the store’s cashier/clerk to exchange for dollars.

HELP! BROKE & NEED MONEY NOW? - A Life of Financial Freedom (4)

Please note that there’s a hefty 11.9% service charge for doing this convenient service.

However, if it helps, you can choose to receive a gift card, such as an Amazon gift card, which would avoid the service charge. Read my post here for more information on CoinStar.

(2). Sell Your Plasma

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When a friend of mine mentioned that she found out her college son had been selling his plasma, as well as some of his friends selling theirs, I thought it sounded so dangerous.

Since then, I’ve heard of so many other people selling their plasma for fast, on the spot cash.

Apparently, if you donate plasma occasionally, it’s not dangerous. (Disclaimer here…I am NOT a medical doctor, so please do your research on this).

Click here to purchase the book: Help, Broke and Need Money

HELP! BROKE & NEED MONEY NOW? - A Life of Financial Freedom (6)

(3). Sell Your Poop

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Seriously? Sell your waste matter? I had never heard of such a thing until I saw this interesting article from the Washington Post on a man that sells his poop for $13,000 a year.

Interested? You may be able to sell yours too. Here are a couple of requirements listed on the Open Biome website for becoming a stool donor:

  • Can you visit our labs at Central / Kendall Square (Cambridge) at least 3 times a week for 60 days?
  • Will you be 18-50 years old during the donation period?

Find out more information on becoming a stool donor at Open Biome and help save lives in the process.

(4). Credit Card Cash Back Rewards

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Does your credit card offer cash back rewards? Some credit cards, such as Capital One’s Savor Card, offer “3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases”.

You can receive your monies in cash or choose to have it applied to your bill. You may have a stash of cash and not even know it. Check with your credit card company.

(5). ibotta

HELP! BROKE & NEED MONEY NOW? - A Life of Financial Freedom (9)

ibotta is a free app that pays you CASH for everyday purchases. Ibotta has exclusive offers at your favorite grocery stores, retailers and shops.

You can receive your earnings back by PayPal, Venmo, or have it converted into a gift card. Start saving and earning cashback today with ibotta.

There you have it!

Above are 5 unusual ways you may not have thought of to bring in some extra money now if you’re broke, or just looking to bring in some extra income this year.

Let me know in the comment section below how you fare with any of the above ways to bring in some side income.

Looking for additional ways to bring in more income?

Grab a copy of my eBook: Help! Broke and Need Money Now?

HELP! BROKE & NEED MONEY NOW? - A Life of Financial Freedom (10)

Learn about:

  • Creating a budget
  • Ways to kick start your finances
  • Lucrative side hustles to bring in additional income
  • How to get paid to watch TV
  • Money making ideas as an Airbnb Host
  • A questionnaire to help you determine a Side Hustle startup
  • and so much more!

Click Here to Order your copy today!

Related Posts:

  • How I Saved $30,000 in 6 Months
  • Tips for Saving Your First $1,000 towards your Emergency Fund
  • How to earn FREE Amazon Gift Cards
  • How to Raise Your Credit Score
HELP! BROKE & NEED MONEY NOW? - A Life of Financial Freedom (2024)

FAQs

How to go from broke to financially free? ›

How to Achieve Financial Freedom
  1. Learn How to Budget.
  2. Get Debt Out of Your Life—For Good.
  3. Set Financial Goals.
  4. Be Smart About Your Career Choice.
  5. Save Money for Emergencies.
  6. Plan for Big Purchases.
  7. Invest for Your Retirement Future.
  8. Look for Ways to Save Money.
Feb 2, 2024

How do I go from broke to financially stable? ›

  1. Set Life Goals.
  2. Make a Monthly Budget.
  3. Pay off Credit Cards in Full.
  4. Create Automatic Savings.
  5. Start Investing Now.
  6. Watch Your Credit Score.
  7. Negotiate for Goods and Services.
  8. Get Educated on Financial Issues.

How can I get free money from the US government? ›

The government does not offer "free money" for individuals. Federal grants are typically only for states and organizations. But you may be able to get a federal loan for education, a small business, and more. If you need help with food, health care, or utilities, visit USA.gov's benefits page.

How do you get cash if you're broke? ›

I need money now. Where can I borrow from fast?
  1. Emergency credit. We do not recommend payday loans or other forms of high-cost credit. ...
  2. Credit unions. Credit unions are local, member-owned alternatives to banks. ...
  3. Grants. ...
  4. Trust funds. ...
  5. Help from your local council. ...
  6. Track down money you have missed out on.

How can I get cash fast when broke? ›

Once those subside, you'll find there are ways to get your hands on quick cash, without falling prey to scams.
  1. Sell spare electronics. ...
  2. Sell your gift cards. ...
  3. Pawn something. ...
  4. Work today for fast cash today. ...
  5. Seek community loans and assistance. ...
  6. Ask for forbearance on bills. ...
  7. Request a payroll advance.

How to make $1,000 ASAP? ›

How to make $1,000 fast
  1. Sell stuff you already own.
  2. Deliver food.
  3. Pick up a part-time job.
  4. Rent out unused space.
  5. Start freelance writing.
  6. Try affiliate marketing.
  7. Drive for a ridesharing service.
  8. Find odd jobs.
Jan 17, 2024

How to borrow $500 quickly? ›

Where to get a $500 loan: 5 options and alternatives
  1. Cash advances. A cash advance is a short-term financing solution different from a personal loan. ...
  2. Personal loans. Not all lenders will approve personal loans for $500, as some require higher loan amounts. ...
  3. Credit card cash advance. ...
  4. Credit builder loans. ...
  5. Payday loans.
May 2, 2024

How to get $5,000 cash fast? ›

Here are the ways to consider getting $5,000 fast.
  1. Sell Items You Already Have. The first step in making $5,000 fast is to leverage what you already have. ...
  2. Rent Out Space. ...
  3. Become a Rideshare Driver. ...
  4. Teach Online. ...
  5. Get a Car Wrap. ...
  6. Sell Stock Photos. ...
  7. Consider Freelancing. ...
  8. Flip items online.
Mar 21, 2024

What to do when you are financially ruined? ›

How to get through a personal financial crisis
  1. Minimize the damage. ...
  2. Document the damage. ...
  3. Cut back on expenses. ...
  4. Use other people's money before your own. ...
  5. Assess your savings. ...
  6. Examine your bills closely. ...
  7. Develop a new budget that focuses on financial recovery. ...
  8. What caused the biggest financial impact?
Sep 14, 2023

How do I restart my life financially? ›

Starting fresh: Create a financial plan
  1. Set financial goals. A new life calls for new goals. ...
  2. Create a new budget. If a new life calls for new goals, those new goals call for a new budget to help you reach them. ...
  3. Get rid of excess stuff. ...
  4. Consider your job satisfaction and pay.
Jun 30, 2023

How do I get money urgently? ›

An unsecured personal loan can act as an emergency loan, which can fund unexpected situations. They are typically swift, with deposits arriving within a day or two of loan approval. Some lenders fund emergency personal loans the same day you apply.

How can I get money if I'm struggling? ›

Facing financial hardship
  • Food assistance. ...
  • Unemployment benefits. ...
  • Welfare benefits or Temporary Assistance for Needy Families (TANF) ...
  • Emergency housing assistance. ...
  • Rental assistance. ...
  • Help with utility bills. ...
  • Government home repair assistance programs.

Where can I get free money online? ›

By taking online surveys, which you can do from anywhere and at any time via your mobile phone or other smart device, you can add a few dollars to your budget by sharing your opinion. Check out well-regarded, free to join online survey sites like Swagbucks, Survey Junkie, OneOpinion and Opinion Outpost.

How much money is enough to be financially free? ›

Americans say they'd need to earn about $94,000 a year on average to feel financially independent. That's about $20,000 more than the median household income of $74,580.

How do you start over when you're broke? ›

To make the most of your new life, start by creating a list of goals and keeping a positive mindset. Learn more about saving and your spending habits. Get a job to bring in additional income and reach out to your friends and family for assistance, if needed.

How do you recover from being financially broke? ›

7 Steps to improve your finances if you're tired of being broke
  1. Take control of your finances. The first step to changing your finances for the better is realizing that you are in control. ...
  2. Adjust your mindset. ...
  3. Create a budget. ...
  4. Save for emergencies. ...
  5. Increase your income. ...
  6. Create a debt repayment plan.
May 24, 2023

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