Hands Down The Laziest Ways People Are Making Extra Cash (2024)

Feel like your bank account is draining week after week? Don’t worry, we’ve all been there and we’re here to help.

We’ve done our research and found some strange and unusual but legit options to help you stack your bank account without having to leave the house. Some of these will help you save. Others will help you earn some extra cash to pad your wallet right away.

The companies on this list are legit - they’re all real companies that do what they say they’ll do.

Let’s take a look...

Don't let home repairs drain your bank account

Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more. Not being able to make repairs could leave you in a bad situation — but a home warranty could protect you against surprise expenses.1

Whether you’re a brand-new homeowner or you’ve owned your home for years, a plan from Choice Home Warranty could pick up the slack where homeowner’s insurance falls short.

If a covered system in your home breaks down, you can call their hotline 24/7 for assistance to get it repaired. They have a network of over 15,000 technicians that can assist you, making sure any issue can be taken care of swiftly — without breaking the bank.

Not sure if it’s for you? Rest easy: they were named one of the "Best Home Warranty Companies" by US News 360 Reviews and were awarded Best Company's 2020 Consumer's Choice Award. For a limited time, you can get your first month free when you sign up for a Single Payment home warranty plan.

Get a free quote

Ask this company to pay off your credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!

Try National Debt Relief

Pay no interest on balance transfers until September 2025

Imagine getting 18 months with 0% intro APR on a balance transfer. Sounds great — right? You could dramatically change your financial picture with this industry-leading card - the Citi Double Cash® Card(Rates and fees).

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 18 months. After the intro period for balance transfers, the APR is 19.24% - 29.24% (Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

It doesn't stop with balance transfers though. Cardholders can also earn double cash back — 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. The best part - you can redeem your cash back as direct deposit, a statement credit, or even a mailed check! You can turn your everyday purchases into cash back and make a dent in your debt, regular bills, or save for the future.

The best part? There's no annual fee.

Click here to apply here for the Citi Double Cash® Card(Rates and fees)

Stop overpaying when you shop online

Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.

Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. And before you check out at 25+ major retailers, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.

Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!2

Get Capital One Shopping now

Prepare for election year uncertainty by diversifying with gold

The world has gone crazy lately. If election uncertainty, increasing inflation, geopolitical tensions, and escalating national debt worry you, safeguarding your retirement with gold and silver could be a smart move.

Gold Gate Capital can help you diversify with these precious metals (whose values aren’t as closely tied to things like election outcomes). They have an A+ rating from the BBB, and were named one of the fastest growing private companies in America by Inc. magazine in 2022. They’ve been a trusted name for over a decade, having sold over $100 million in precious metals since 2008.

If you’ve found yourself worrying about the state of the country lately, download their 2024 Precious Metals Guide. They make it simple to transfer funds from your current retirement account into a gold or silver IRA, and even offer an “Unconditional Buy Back Guarantee.”

IMPORTANT: After you sign up you will be contacted over the phone by an expert from Gold Gate Capital. They will answer any questions you have, explain how the process works, and guide you along the way. Make sure you answer their call — they want to help you!

Diversify your portfolio with gold

Eliminate your late tax debt

Each year, the IRS forgives millions in unpaid taxes. If you have more than $10,000 in tax debt, or have 3+ years of unfiled taxes, you could get forgiveness too. You might be eligible to lower the amount you owe, or eliminate your tax debt completely.

Easy Tax Relief could help you lower or get out of your tax debt for good. They’re well respected in the industry and have been recognized for their ethical standards when dealing with tax debt. While most tax companies just put you on a payment plan and file your taxes for you, Easy Tax Relief talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Fill out this form to get started

Earn 20,000 bonus points ($200 cash value) for a limited time with this incredible card

Get excited!An already fantastic travel card just got even better — The Wells Fargo Autograph℠ Card(Rates and fees)now has a powerfullimited-time offer giving you the opportunity to earn 20,000 bonus points after spending $1,000 in the first 3 months. That's a$200 cash redemption value!

Here's what makes this card unique: Travel credit cards generally don’t have intro APR offers, but the Autograph Card offers a 0% intro APR on purchases for 12 months from account opening, then 20.24%, 25.24%, or 29.99% Variable. Plus, this bonus offer could be easy to hit depending on your spending habits.

The Autograph Card turns everyday purchases into lucrative rewards that can be redeemed for travel, gift cards, and more. Cardholders canearn unlimited 3x points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1x points on other purchases.

All this ... with NO annual fee!

It can be hard to find another option that provides so much earning potential with no annual fee. With this card, you can really rack up points quickly so you can start traveling more. Note that you’ll need good or excellent credit (typically 670 or higher) to qualify.

Click here to apply now.

Stop wasting money on overpriced car insurance

We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.

This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.

Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.

See if you're overpaying

Unlimited Cash Back

Capital One Quicksilver Cash Rewards Credit Card

Benefits

Card Details

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • No annual fee
  • 0% intro APR for 15 months on purchases and balance transfers, then 19.99% - 29.99% (variable) APR; Balance transfer fee applies
  • 1.5% cash back on every purchase, every day
  • Apply Now
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies

4.5

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Apply Now

on Capital One’s secure website

Rates and fees

Read Card Review

Intro Offer

Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Annual Fee

$0

+ -

Why we like it

  • If you want a rewards credit card and don’t want to worry about rotating spending categories, consider the Capital One Quicksilver Cash Rewards Credit Card. It’s a simple, easy-to-use card that offers a flat 1.5% cash back on every purchase you make, with no limit on how much you can earn.

  • The Capital One Quicksilver card also offers a competitive 0% introductory APR for 15 months on purchases and balance transfers, then a 19.99% - 29.99% (variable) APR; Balance transfer fee applies.

  • The card also has a welcome bonus for new cardmembers, an unexpected perk for a card that has no annual fee.

  • Apply Now
Hands Down The Laziest Ways People Are Making Extra Cash (2024)
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