Hands Down The Laziest Ways People Are Making Extra Cash (2024)

Feel like your bank account is draining week after week? Don’t worry, we’ve all been there and we’re here to help.

We’ve done our research and found some strange and unusual but legit options to help you stack your bank account without having to leave the house. Some of these will help you save. Others will help you earn some extra cash to pad your wallet right away.

The companies on this list are legit - they’re all real companies that do what they say they’ll do.

Let’s take a look...

Get $50 off and 1 month free with this home warranty

True: You do NOT have to buy a new home in order to get a powerful home warranty. Here’s why …

Choice Home Warranty allows nearly any eligible homeowner to purchase a warranty through them and start protecting their home systems and appliances right away. Home warranties can protect things like your AC, electrical system, dishwasher, fridge, and more when using insurance isn’t an option.

This could easily save you $1,000s of dollars every year … for not much money at all. If you’ve ever had some sort of issue pop up at home, getting this warranty is almost a no-brainer. (It’s crazy how many people aren’t taking advantage of this.)

Choice Home Warranty has serviced over 1 million homes, and operates 24/7/365 — if something covered breaks down, just go online or call to get the process started.1 Even better … for a limited time, get $50 off and 1 month free when you sign up through FinanceBuzz.

Get $50 off and 1 month free here

Ask this company to pay off your credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!

Try National Debt Relief

Pay no interest on balance transfers until September 2025

Imagine getting 18 months with 0% intro APR on a balance transfer. Sounds great — right? You could dramatically change your financial picture with this industry-leading card - the Citi Double Cash® Card(Rates and fees).

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 18 months. After the intro period for balance transfers, the APR is 19.24% - 29.24% (Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

It doesn't stop with balance transfers though. Cardholders can also earn double cash back — 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. The best part - you can redeem your cash back as direct deposit, a statement credit, or even a mailed check! You can turn your everyday purchases into cash back and make a dent in your debt, regular bills, or save for the future.

The best part? There's no annual fee.

Click here to apply here for the Citi Double Cash® Card(Rates and fees)

Stop overpaying when you shop online

Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.

Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. And before you check out at 25+ major retailers, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.

Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!2

Get Capital One Shopping now

Prepare for election year uncertainty by diversifying with gold

The world has gone crazy lately. If election uncertainty, increasing inflation, geopolitical tensions, and escalating national debt worry you, safeguarding your retirement with gold and silver could be a smart move.

Gold Gate Capital can help you diversify with these precious metals (whose values aren’t as closely tied to things like election outcomes). They have an A+ rating from the BBB, and were named one of the fastest growing private companies in America by Inc. magazine in 2022. They’ve been a trusted name for over a decade, having sold over $100 million in precious metals since 2008.

If you’ve found yourself worrying about the state of the country lately, download their 2024 Precious Metals Guide. They make it simple to transfer funds from your current retirement account into a gold or silver IRA, and even offer an “Unconditional Buy Back Guarantee.”

IMPORTANT: After you sign up you will be contacted over the phone by an expert from Gold Gate Capital. They will answer any questions you have, explain how the process works, and guide you along the way. Make sure you answer their call — they want to help you!

Diversify your portfolio with gold

Eliminate your late tax debt

Each year, the IRS forgives millions in unpaid taxes. If you have more than $10,000 in tax debt, or have 3+ years of unfiled taxes, you could get forgiveness too. You might be eligible to lower the amount you owe, or eliminate your tax debt completely.

Fresh Start Initiative could help you lower or get out of your tax debt for good. They’re well respected in the industry and have been recognized for their ethical standards when dealing with tax debt. While most tax companies just put you on a payment plan and file your taxes for you, Fresh Start Initiative talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Fill out this form to get started

Unlock up to 10% cash back your first year with this incredible offer

There's a credit card that's making waves with its amazing bonus and benefits. The Discover it® Cash Back(Rates and fees)card has no annual fee, andDiscover will match all the cash back you’ve earned at the end of your first year..

You can earn cash back just by using this card for your everyday purchases — earn 5% cash back at different places each quarter up to the quarterly maximum when you activate, including gas stations, grocery stores, and restaurants. Plus, you'll earn 1% cash back on all other purchases automatically.

The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back!

This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 17.24% - 28.24% Variable. This is great for someone who wants to pay down debt or finance a large purchase while still earning rewards.

Accepted by 99% of merchants, if you want cash back, the Discover it® Cash Back card can help put more back in your wallet.

The best part? There's no annual fee.

Click here to apply now for the Discover it® Cash Back.

Stop wasting money on overpriced car insurance

We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.

This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.

Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.

See if you're overpaying

Unlimited Cash Back

Capital One Quicksilver Cash Rewards Credit Card

Benefits

Card Details

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • No annual fee
  • 0% intro APR for 15 months on purchases and balance transfers, then 19.99% - 29.99% (variable) APR; Balance transfer fee applies
  • 1.5% cash back on every purchase, every day
  • Apply Now
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies

4.5

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Apply Now

on Capital One’s secure website

Rates and fees

Read Card Review

Intro Offer

Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Annual Fee

$0

+ -

Why we like it

  • If you want a rewards credit card and don’t want to worry about rotating spending categories, consider the Capital One Quicksilver Cash Rewards Credit Card. It’s a simple, easy-to-use card that offers a flat 1.5% cash back on every purchase you make, with no limit on how much you can earn.

  • The Capital One Quicksilver card also offers a competitive 0% introductory APR for 15 months on purchases and balance transfers, then a 19.99% - 29.99% (variable) APR; Balance transfer fee applies.

  • The card also has a welcome bonus for new cardmembers, an unexpected perk for a card that has no annual fee.

  • Apply Now
Hands Down The Laziest Ways People Are Making Extra Cash (2024)

FAQs

What is the laziest job that pays well? ›

21 Jobs for Lazy People That Pay Well
  1. Survey Taker. There are tons of online sites looking to hire people to take surveys for money. ...
  2. Online Shopper. Some people don't have time to shop in stores. ...
  3. Line Stand-In. ...
  4. Rideshare Driver. ...
  5. Librarian. ...
  6. Food Taster. ...
  7. Professional Cuddler. ...
  8. Hotel Sleep Tester.

Can lazy people make money? ›

Many lazy people spend most of their day watching and scrolling videos on their phones. Well, you can earn money doing so as watching videos counts among the top lazy ways to make money online for you. There are many online platforms where you can watch videos and even review them to earn easy cash.

What are the 5 best ways to make extra money if you hate people? ›

The 5 best ways to make extra money if you hate people are affiliate marketing, drop shipping, day trading, house sitter, or a freelancer.

How can I make extra money without effort? ›

  1. Get cash back on credit cards. Imagine all that cash back. ...
  2. Invest in index funds. ...
  3. Refer people to apps. ...
  4. Become a referral source for local businesses. ...
  5. Write a book and get royalties. ...
  6. Cut out the middleman with self publishing. ...
  7. Create an online course and get paid for it. ...
  8. Make a website and get advertisem*nt revenue.
Sep 26, 2019

What is the number 1 lowest paying job? ›

ProfessionMedian annual salary
Ushers, Lobby Attendants, and Ticket Takers$28,700
Cashiers$28,730
Dishwashers$29,560
Childcare Workers$29,570
6 more rows
Mar 21, 2024

What's the easiest job that makes the most money? ›

High-paying simple jobs
  • Groundskeeper.
  • Accounting clerk.
  • Librarian.
  • Garbage truck driver.
  • Massage therapist.
  • Claims adjuster.
  • Customer service representative.
  • Chauffeur.
Apr 18, 2024

Can a lazy person be successful? ›

Lazy individuals who attain success know what really matters and what doesn't. They understand that some tasks yield higher results and focus on those. They avoid unnecessary work. Instead of getting caught up in the busyness of life, they zero in on what's truly important.

How do I make money if I'm lazy? ›

13 Best Jobs for Lazy People in 2024
  1. Food Delivery.
  2. Take Online Surveys.
  3. Proofreader.
  4. Freelance Writer.
  5. Bookkeeper.
  6. Earn Passive Income.
  7. Etsy Printables.
  8. Blogging.
Jan 28, 2024

Is it OK to just be lazy? ›

Research suggests that procrastinating away from work and spending unproductive time can help us cope with stress. It is particularly true of teenagers. Activities (or lack thereof) that may be perceived as lazy by adults are necessary for the mental health of young people. Being lazy makes you less prone to burnout.

How to make quick cash? ›

How to make money fast
  1. Test user experiences. ...
  2. Take surveys online. ...
  3. Sell stock photos. ...
  4. Sell other stuff you already own. ...
  5. Become a dog walker. ...
  6. Try pet sitting or animal care. ...
  7. Consider house sitting. ...
  8. Drive for a rideshare company.
Dec 13, 2023

How to make extra cash? ›

Ways to Make Money on the Side
  1. Get paid for your photos. Do you have photos of gorgeous sunsets and perfectly staged lattes cluttering up your camera roll? ...
  2. Drive for Uber or Lyft. ...
  3. Become a food delivery driver. ...
  4. Join a focus group. ...
  5. Deliver groceries. ...
  6. Take up babysitting. ...
  7. Start pet sitting. ...
  8. Advertise on your car.
Mar 22, 2024

How to make extra income from home? ›

Here are 20 ideas you might consider to make money at home:
  1. Become a virtual assistant. ...
  2. Pet sitting. ...
  3. Sell your possessions online. ...
  4. Tutor students online. ...
  5. Start a blog. ...
  6. Sell services online. ...
  7. Create sales funnels. ...
  8. Sell consulting services.
Apr 9, 2024

How to make money in one hour from home? ›

Here are a few ways you can potentially earn extra cash in just one hour.
  1. Sell the old stuff. You know that old stuff you've got lying around, collecting dust? ...
  2. Share your opinion. ...
  3. Quick freelance tasks. ...
  4. Write away. ...
  5. Be a virtual assistant. ...
  6. Social media promotion. ...
  7. Food delivery. ...
  8. Package delivery.
Feb 23, 2024

How to make 1000 fast? ›

How to make $1,000 fast
  1. Sell stuff you already own.
  2. Deliver food.
  3. Pick up a part-time job.
  4. Rent out unused space.
  5. Start freelance writing.
  6. Try affiliate marketing.
  7. Drive for a ridesharing service.
  8. Find odd jobs.
Jan 17, 2024

How to make 600 dollars fast? ›

11 Fabulous Ways to Make $600 Fast, All in Cash
  1. Get rid of stuff you don't need. ...
  2. Rent your stuff. ...
  3. The gig economy is here to save the day. ...
  4. Make money doing what you already do. ...
  5. Invest in your talents. ...
  6. Be mysterious. ...
  7. Sell your friendship. ...
  8. Dog walking and pet sitting.
Apr 5, 2024

What is the least stressful job that pays the most? ›

17 low-stress high-paying jobs
  1. Petroleum engineer. ...
  2. Art director. ...
  3. Purchasing manager. ...
  4. Research scientist. ...
  5. Audiologist. ...
  6. Statistician. ...
  7. Economist. ...
  8. Biomedical engineer.
Apr 18, 2024

What is a good job for a dumb person? ›

10 Easy Jobs for Dumb People
  • Job #1: Retail cashier. ...
  • Job #2: Office janitor. ...
  • Job #3: Warehouse associate. ...
  • Job #4: Fast food server. ...
  • Job #5: Store shelf stocker. ...
  • Job #6: Delivery driver. ...
  • Job #7: Office administrator. ...
  • Job #8: Security officer.
Nov 30, 2023

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