Give them a Christmas to Remember...on a Budget! (2024)

I quit my job right before the holidays.There went our Christmas budget… (Or so I thought!)

I had hoped to work until the end of the year to help pay for Christmas. However, my workplace had become toxic, soas a family we decided it was best for me to leave.

It was absolutely the right decision for us, but the timing meant that we would have to tighten our belts and really watch our spending during Christmas.

I worried that we wouldn’t be able to provideas nicea holiday for our family as usual. Tomy surprise, we had an AMAZING Christmas!I wanted to share some of the things we did to have an awesome Christmas on a budget — it IS possible!

Give them a Christmas to Remember...on a Budget! (1)

How to Have an Awesome Christmas on a Budget:

Plan the menu in advance and stock up!

Grocery stores will often have sales on traditional holiday food items in the weeks leading up to the actual day.Take advantage of these major markdowns and stock up!

As you get closer toThanksgiving, and you’ll findcoupons, deals, and rebates on many turkey-day staples: stuffing mix, canned pumpkin, etc. We’ve been planning our menu and grabbing things to keep in our pantry or freeze.

Meal planning has helped save us a ton of money in our daily lives, and it is a lifesaver for holiday feasts too (Need a boost with your meal planning? Check out my Ultimate Meal Planner Bundle and make meal planning easy!)

Cards for everyone!

Call me old-fashioned, but Christmas cards are one of my favorite things about the season! I love to receive and display them in our living room, but I love to create and send them just as much.

Every year I find a favorite family photo and design a personalized photo card OR I will print the photo itself to tuck into a regular Christmas card. I send one or hand deliver to all of our family and friends.

Personalized cards arethe perfect way to acknowledge people that you might not have the budget to buy a gift for, like workacquaintances. Even in today’s technology-based world, people still love getting a hand-written note, perhaps even more so!

Homemade Gifts

We have a large extended family, so buying expensive gifts for every single person just isn’t an option. However, we DO want everyone to know how much they mean to us!

Homemade giftscan be just as meaningful (if not more so) because they have that personal touch.In the past we’ve made ornaments, picture frames, and paper-mâché snowmen painted withour favorite football team’s colors. This also lets the kids get involved! (Plus, a homemade gift from a kid automatically gets a little leeway to not be perfect, if you’rea “novice” crafter like me!)

Food = Love

It doesn’t matter how much food there is laying around, I’m always excited to get a special holiday treat as a gift. Every year, my Grannymakes a big batch of her chocolate chip cookies for us for Christmas.Though we’ve eaten a lot of other desserts at family gatherings, we love gettingher special cookies to take homeand enjoy later.

My husband Matt is also known for his holiday treat gifts: from cookies, to pies, to his famous Sopapilla Cheesecake Bars. You can often find cute (and cheap) Christmas tins or plastic tubs at the dollar store in which to deliveryour treats or you can decorate plain tinswith the kids for that extra-special touch.

Make the Holidays about TRADITION and not THINGS

Our girls are still young, so they’re not yet asking for designer clothes and expensive gadgets. (That definitely helps for now!) But they stillsee commercials and advertisem*nts that fill their minds with the want for toys, toys, toys! To deflect from making Christmas being just aboutstuff, we have created traditions that they will remember and look forward to each year.

Here are some of the activities we did last year and will be doing again this year: a driving tour of the lights throughout our city, an ornament making party at Grammy’s house, sugar cookie baking and decorating, picking out our Christmas tree as a family and visiting with Santa,writing notes to our Elf on the Shelf “Pickolina” (named by Lilu…Pickolina would leave notes every morning in return).

Every day leading up to Christmas was full of fun and togetherness. Opening presents on Christmas morning was of course an exciting event for the girls, but I really do think they enjoyed the anticipation and the festivities of the rest of the month just as much!

Whether or not you’re on a tight budget this Christmas, these ideas canstill behelpful for creating a Christmas season that’s full of special memories. Though the fact that they’re easier on the bank account isa nice bonus!

YOU MIGHT ALSO LIKE: How to save $500 (or more!) before Christmas

Check out my Christmas Pinterest Board forsome of the best ideas and inspiration I’ve found from around the web! Recipes, gift ideas, crafts, ornaments, decor, and more!

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Stacey aka the Soccer Mom

Stacey is the creator of The Soccer Mom Blog, a Houston Texas mom blog that focuses on positive living for women and families. She loves to share real food recipes, money-saving tips, parenting encouragement, kids activities, DIY tutorials, home hacks, fitness, and so much more! To get to know Stacey even better, click here.

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Give them a Christmas to Remember...on a Budget! (2024)

FAQs

What should be the budget for Christmas? ›

A realistic budget for Christmas gifts depends on individual financial circ*mstances. However, a common guideline is to allocate around 1-2% of your annual income for gifts.

How do you survive Christmas on a budget? ›

Christmas on a budget: top tips, statistics & alternatives
  1. Plan ahead before you hit the shops. Don't go into the crowds without a clear budget in mind. ...
  2. Agree on price limits for gifts. ...
  3. Be honest. ...
  4. Watch TV for free. ...
  5. Save on postage. ...
  6. Ask for advice. ...
  7. Loyalty cards. ...
  8. Give an experience.
Dec 10, 2023

How much money to give a 12 year old for Christmas? ›

In my family, for example, we set a budget and go from there—and many families do the same. According to a November 2022 study, most parents are budgeting $220 for each child—with the highest budgets for 7 to 12-year-olds, though 28% of those surveyed are trying to keep it below $100.

How to tell people you can't afford Christmas gifts? ›

Don't overexplain.

Express what you want — like, 'It would mean a lot to me if I could make you a nice dinner instead of giving you a present this year.

What is the most given gift at Christmas? ›

What are the most popular gifts this holiday?
  • Clothing.
  • Gift cards.
  • Toys.
  • Books, video games and other media.
  • Food and candy.
Dec 21, 2023

What holiday is the most money spent on? ›

Christmas, New Year's Eve, and Valentine's Day are the most popular holidays for spending money worldwide.

How should I spend my Christmas? ›

Get into the holiday spirit: Decorate your home and put up a tree to create a festive atmosphere. Consider hosting a holiday party or participating in a local holiday parade or event. You can also listen to Christmas music, watch holiday movies, or bake holiday treats to get into the holiday spirit.

How much to spend on Christmas gifts per child? ›

Average Christmas spending per child in 2021 in the U.S.

And a Parenting.com and Today survey of mothers had similar results, estimating the average Christmas spending per child in 2021 was $271. As a bonus stat, a report from OppLoans found that the average grandparent spent $218 on holiday gifts for each grandchild.

How many Santa gifts per child? ›

There is no magic number but the general consensus seems to be between three gifts potentially up to around five. There will be many factors that contribute to this decisions; how many children you have, presents other family members may buy, how old your children are and, of course, budget.

What is a realistic Christmas budget? ›

According to the National Retail Federation (NRF), the average American plans to spend $826 in 2022 on Christmas gifts, food, and decorations. Of that $826 dollars, around 500 are spent on gifts for family members. The most popular of these gifts are clothing, toys, and gift cards.

Is it OK to give kids money for Christmas? ›

Parents and grandparents should consider making financial gifts because they can help children achieve something that would otherwise not be possible,” Davis said.

Is it rude to not give Christmas gifts? ›

Exchanging gifts is common during the holidays, but it is not always mandatory. In many cases, people give gifts without expecting anything in return, and the gift is simply a thoughtful gesture.

Can you refuse a Christmas gift? ›

Remember, it is never inappropriate, and frequently prudent, to decline a gift.

Is it okay not to give Christmas gifts? ›

A: Family, believe it or not, will survive without a few presents from us. They can continue to shop and give presents, but you can simply tell them that you don't want to participate this year.

What is a typical Christmas budget per child? ›

Meanwhile, 35% of parents plan to spend between $50 and $150 per kid, while 12% are budgeting between $150 and $200. Just 19% of American parents say they'll spend more than $200 on each child's gifts. 11% responded that they weren't yet sure on how much they would be forking out for festive gifts.

How much does the average parent spend on Christmas? ›

Just last year, the average American family planned to spend $1,300 on Christmas, according to the Ramsey Solutions State of Personal Finance 2022 Q3 report.

How much does a family of 4 spend on Christmas? ›

With these trends, how much does the average Christmas cost a family of four these days? Finance personality Dave Ramsey estimates that the average family will spend almost $1,000 on Christmas this year. That's down about $50 from last year, but still a significant amount of money.

How many Christmas gifts per person? ›

There is no magic number but the general consensus seems to be between three gifts potentially up to around five.

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