About the Book
First published in 1996, this book helped define the financial consciousness of a generation. The entire book has now been updated with late-breaking information to address dramatic financial developments such as Roth IRAs, student loan deductibility, and the rising impact of the Internet.
Book Synopsis
A completely revised and updated fourth edition of the New York Times bestseller, designed to guide younger adults through the world of personal finance.
More than ever before, people in their twenties and thirties need help getting their financial lives in order. And who could blame them? These so-called millennials have come of age in the wake of the worst economic crisis in memory, and are now trying to get by in its aftermath. They owe record levels of student loan debt, face sky-high rents, and struggle to live on a budget in an uncertain economy.
It's time for them to get a financial life.
For two decades, Beth Kobliner's bestseller has been the financial bible for people in their twenties and thirties. With her down-to-earth style, she has taught them how to get out of debt, learn to save, and invest for their futures. In this completely revised and updated edition, Kobliner shares brand-new insights and concrete, actionable advice geared to help a new generation of readers form healthy financial habits that will last a lifetime. With fresh material that reflects the changing digital world, Get a Financial Life remains an essential tool for young people learning how to manage their money.
From tackling taxes to boosting credit scores, Get a Financial Life can show those just starting out how to decrease their debt, avoid common money mistakes, and navigate the world of personal finance in today's ever-changing landscape.
Review Quotes
"Beth Kobliner is telling you it's time to smell the latte. In "Get a Financial Life," Kobliner serves a rich, smooth brew of common sense on everything from paying off your student loan to saving for (gasp) your own kid's future. The advice is thoughtful, precise, and up-to-date. But the simple, step-by-step explanations make getting a financial life easier than steaming the perfect froth on a cappuccino." -- Saul Hansell, "The New York Times"
"Stop worrying and start reading Beth Kobliner's "Get a Financial Life," the best book to help you understand your money in the toughest financial market since the Great Depression." -- Jim Cramer, CNBC's "Mad Money"
""Get A Financial Life" gives you the essential information you need to get your finances in order as you're starting your career. The rest is up to you. Educate yourself, get motivated, and get your finances in shape now by reading this book." -- Sharon Epperson, CNBC Personal Finance Correspondent and author of "The Big Payoff "
"A daring book....A life's worth of smart financial advice." -- "Newsweek"
"A highly readable and substantial guide to the grown-up worlds of money and business." -- "The New York Times"
"Beth Kobliner's book provides a much-needed and sensible guide." -- Paul A. Volcker, Former Chairman, Federal Reserve Board
"Kobliner's done it again! "Get a Financial Life" gives clear and straightforward advice on how to manage your money-even in a financial meltdown. A must-read for 20-and 30-somethings who want to be fiscally smart and financially secure." -- Soledad O'Brien, CNN
"One of the best guides to help young people get a handle on money matters." -- Burton G. Malkiel, Chemical Bank Chairman's Professor of Economics, Princeton University; author, "A Random Walk Down Wall Street"
"Smart, thorough-a tremendously useful guide to all the essentials of sound personal finance." -- Eric Gelman, "Fortune"
"With numerous insights, this fine book demonstrates that, through discipline and enterprise, anyone can win their financial independence." -- Tom Gardner, co-founder of The Motley Fool
"A daring book...A life's worth of smart financial advice."-- "Newsweek"
"If the financial crisis seems frightening to a grizzled Wall Street vet like me, I can only imagine the panic of people in their twenties and thirties. Kobliner's got it all, from what Wall Street's meltdown means to you to how to keep your savings safe. Stop panicking and start reading this book!"-- Jim Cramer, CNBC's "Mad Money"
"Shaw said youth is wasted on the young. I suspect the Kobliner financial wisdoms will work out well at all our ages."-- Saul A. Samuelson, Professor Emeritus, Mit; Nobel Laureate In Economics
"Newsweek"A daring book....A life's worth of smart financial advice.
Burton G. MalkielChemical Bank Chairman's Professor of Economics, Princeton University; author, "A Random Walk Down Wall Street"One of the best guides to help young people get a handle on money matters.
Dean ShepherdAnchor, CNBCLaying a solid financial foundation is one of the most important and rewarding tasks facing young people today. In "Get a Financial Life," Beth Kobliner has created a great guide that will make the job much easier and a lot more fun.
Deborah Stead"The New York Times"A highly readable and substantial guide to the grown-up worlds of money and business. Backed up by bibliographies, source lists, and useful phone numbers, this book could be tucked into one of those ubiquitous backpacks to guide novices through the thickets of apartment rentals, mortgage applications, taxes and more. Its strength is in explaining both the principles and the practicalities involved in each chunk of the landscape.
Linda Stern"Newsweek"A daring book aimed at Generation Xers unafraid of a blunt author who will tell them what to do fast....A life's worth of smart financial advice.
Paul A. SamuelsonInstitute Professor Emeritus, MIT; Nobel Laureate in EconomicsShaw said youth is wasted on the young. I suspect the Kobliner financial wisdoms will work out well at all our ages.
Paul A. SamuelsonProfessor of Economics Emeritus, MIT; Nobel Laureate in EconomicsShaw said youth is wasted on the young. I suspect the Kobliner financial wisdoms will work out well at all our ages.
Paul A. VolckerFormer Chairman, Federal Reserve BoardWith all those new choices, personal financial decision making is getting more and more complicated, even for the computer generation. Beth Kobliner's book provides a much-needed and sensible guide.
Saul HansellBusiness Reporter," The New York Times""Get a Financial Life" is an expert yet reassuringly simple guide to mastering your money, for people trying to keep afloat in the wake of the baby boomers.
Stuart Varney"CNN Business News"I have six children who will soon need "a financial life." This is the kind of basic, readable book they should have.
Burton G. Malkiel
Chemical Bank Chairman's Professor of Economics, Princeton University; author, "A Random Walk Down Wall Street"
One of the best guides to help young people get a handle on money matters.
Dean Shepherd
Anchor, CNBC
Laying a solid financial foundation is one of the most important and rewarding tasks facing young people today. In "Get a Financial Life," Beth Kobliner has created a great guide that will make the job much easier and a lot more fun.
Paul A. Samuelson
Institute Professor Emeritus, MIT; Nobel Laureate in Economics
Shaw said youth is wasted on the young. I suspect the Kobliner financial wisdoms will work out well at all our ages.
Paul A. Volcker
Former Chairman, Federal Reserve Board
With all those new choices, personal financial decision making is getting more and more complicated, even for the computer generation. Beth Kobliner's book provides a much-needed and sensible guide.
Stuart Varney
"CNN Business News"
"Newsweek"
A daring book....A life's worth of smart financial advice.
Deborah Stead
"The New York Times"
A highly readable and substantial guide to the grown-up worlds of money and business. Backed up by bibliographies, source lists, and useful phone numbers, this book could be tucked into one of those ubiquitous backpacks to guide novices through the thickets of apartment rentals, mortgage applications, taxes and more. Its strength is in explaining both the principles and the practicalities involved in each chunk of the landscape.
Linda Stern
"Newsweek"
A daring book aimed at Generation Xers unafraid of a blunt author who will tell them what to do fast....A life's worth of smart financial advice.
Paul A. Samuelson
Professor of Economics Emeritus, MIT; Nobel Laureate in Economics
Shaw said youth is wasted on the young. I suspect the Kobliner financial wisdoms will work out well at all our ages.
Saul Hansell
Business Reporter," The New York Times"
"Get a Financial Life" is an expert yet reassuringly simple guide to mastering your money, for people trying to keep afloat in the wake of the baby boomers.
About the Author
Beth Kobliner is a personal finance commentator, journalist, and the author of the "New York Times "bestseller "Get a Financial Life." She's currently writing a new book for parents, "Make Your Kids a Money Genius (Even If You're Not)." Beth was recently appointed by President Obama to the President's Advisory Council on Financial Capability for Young Americans, a new bipartisan committee dedicated to increasing the financial know-how of kids of all ages and economic backgrounds. As a member of the last Council, she spearheaded the creation of the national initiative "Money as You Grow."
