Gemstone Buying Guide | Jewelers of America (2024)

Gemstone Buying Guide | Jewelers of America (1)

Beauty, rarity, durability: Discover the attributes that attract us to colored gemstones and what makes gemstones valuable and precious. Colored gemstones provide the opportunity for unique personal expression and can fit all budget ranges. Be sure to shop with a reputable Jewelers of America Member so you know you’re getting the highest quality and transparency when purchasing colored gemstones.

Learn more about individual gemstones in our list of Gemstones A to Z.

How Gemstones Are Graded

While gemstones have similar quality factors as diamonds’ 4C’s – Cut, Clarity, Color and Carat – they are valued differently. Color is by far the most important factor for colored gemstones, whereas cut is usually considered the most important C for diamonds.

Gemstone Color

Most colored gemstones derive their beauty from their color, like purples, blues, greens, yellows, oranges, reds. Three factors relate to a gemstone’s color:

Hue
: the pure color on the spectrum, describes the dominant color and any additional colors visible in a gem.
Gemstone Buying Guide | Jewelers of America (2)

Tone
: the lightness or darkness of a color. In the GIA color-grading system, tones range from very light to very dark.
Gemstone Buying Guide | Jewelers of America (3)

Saturation or Intensity

: is the purity of the hue.
Gemstone Buying Guide | Jewelers of America (4)

When buying colored gemstone jewelry, select what you consider beautiful. Because of the subtle differences in the tone and hue of gemstones, look at several options to find the one you prefer.

Each gem variety has an optimal hue, tone and saturation; ask your jeweler to show and explain how gemstones each exhibit their optimal color.

Cut

Gem cutters, also called lapidaries, work to achieve a desirable mix of color, weight and a safe shape for mounting. During creation, a gemstone’s size is constrained by nature. For example, while large-sized amethysts are readily available, a large alexandrite is extremely rare.

The cut describes the shape and how it’s fashioned. Some gemstones, such as opal, are suited to a smooth, rounded surface. Others, such as sapphire, are more frequently shaped with a precise series of flat, symmetrical planes called facets, which create an illumination of the gem’s color. Some cutters today may also use convex or concave facets, shaping colored gemstone like small sculptures. A well-cut colored gemstone will have its own individual and beautiful sparkle.

Clarity

A colored gemstone’s clarity contributes to their beauty. Unless a gemstone is opaque and blocks all light, how light moves through the gemstone affects its beauty. Some gemstones have few internal inclusions to interrupt the passage of light, as is the case with most pieces of tanzanite. Gemstones can also have characteristic inclusions; for example, some emeralds have a “jardine” (garden), which makes each gem truly unique. Typically, the fewer inclusions a stone has, the more valuable it is but these “imperfections” also make a gemstone unique.

Size

Gemstones are measured by carat weight, as well as dimensions in millimeters. Millimeter size is taken into consideration when matching colored gemstones for a ring, earrings or other types of jewelry.

Durability

A gemstone’s ability to be fashioned, mounted and worn is a function of how durable it is – a matter of both hardness and toughness. Some gemstones, such as sapphire, ruby and garnet, are well-suited to an active daily life and work well in rings, bracelets or cufflinks. Others, such as emeralds, pearls and opals, call for earring or necklace mountings to keep them beautifully displayed but out of harm’s way. Moh’s hardness scale lists the standards of a gemstone’s hardness levels: the closer a gemstone is to 10, the harder and more durable for everyday wear it is.

Enhancements

In certain gemstones, color occurs naturally while others need some assistance to get to the final color. Many gemstones are treated or enhanced in some way, such as with heat or safe irradiation, to achieve beautiful colors or clarity. Treated gems are not considered rare, but they can still be very valuable.

While treated gemstones are still natural, jewelers are legally obligated to disclose any treatments a gem has received prior to making a sale. Full disclosure of gemstone treatments isn’t just a matter of obeying the law; it’s about the ethics and obligations of a jewelry professional.

Some jewelers also treat lab-created gemstones. These gems have all the optical, physical and chemical properties of naturally occurring gemstones, but they are created in a laboratory rather than occurring in nature, then treated to achieve the final appearance. Jewelers are also required to disclose if a gem is lab-created and treated.

When looking at gemstones, ask your jeweler about the stability of the treatment – if it is permanent, long-lasting or short-lived – and if any special care is required. The gemstone’s report should also contain the treatment details.

Some common gemstone treatments include:

Bleach

Chemically treated (hydrogen peroxide) to alter or remove color, and is practically undetectable, even to the trained eye. Used for pearls and jadeite jade.

Diffusion

Filling

Heat

High Heat High Temperature (HPHT)

Irradiation

Oil

Determining Gem or Diamond Treatments
Qualified laboratories test gemstones and diamonds for known treatments and issue reports of authenticity. A gem labeled as “natural” means no treatments have been made; “treated” or “undetermined” is used if the lab cannot determine the original color.

Jewelry Reports

To give you the information you need, many jewelers provide written notice. This information is written or stamped on the invoice or on an information card enclosed with your purchase. Be sure that you are clear on the meanings of any codes included in the report. It is important to obtain this information prior to leaving the store because it affects your purchase price, future cleaning and repair and replacements of an insured loss.

Buying Colored Gemstone Jewelry

When selecting colored gemstones, consider the following: Do you love the color? Does the gemstone have brilliance and fire? Does the gem have light throughout the stone, or are their flat areas?

Some jewelers offer loose colored gemstones and can create a personalized mounting. Discuss how you see yourself wearing the piece so your jeweler can select mountings consistent with your lifestyle.

Gemstones can be personal and meaningful, especially when it comes to birthstone and anniversary milestones!You have the right to know what you are buying, whether it is a natural gemstone, an enhanced or treated gemstone or a lab-created gemstone. The Federal Trade Commission (FTC) has established guidelines for the jewelry industry stating that jewelers must disclose any treatment that is not permanent, that creates special care requirements or that affects the gemstone’s value. Likewise, if a material is created in a laboratory, it must be disclosed. Jewelers of America Members uphold a high Code of Professional Practices and commit to disclosing this information in the belief that a well-informed jewelry purchaser is a satisfied purchaser.

Gemstone Buying Guide | Jewelers of America (2024)

FAQs

How do I know what my gemstone is worth? ›

Traditionally, their size is given in carats, which is a term of weight (1 carat = 0.2 gram). A stone's value is determined by its quality and size. This is stated, as a rate per carat. The rate per carat is then multiplied by the actual weight of the stone to give a selling price.

What gemstone is worth investing in? ›

THE 'BIG FOUR'

According to Toby, the so-called 'Big Four' (Diamond, Ruby, Sapphire and Emerald) are always popular for investment gemstones.

What is the US national gemstone? ›

Sapphire – United States

Even though the USA is not the leading producer of sapphire, there are many reasons that make sapphire the national gemstone of the country. One of them is the occurrence of sapphire in the western part of the USA.

How can you tell a good quality gemstone? ›

Colour: One of the most crucial elements in judging the quality of a gemstone is its colour. The quality increases with colour vibrancy and uniformity. Look for vibrant, bright colours that won't fade or get bland. The stone's colour should be uniform throughout.

Which stone has more value? ›

Revered as the pinnacle of gem luxury, blue diamonds are considered to be the most expensive stones in the world. The allure of blue diamonds lies in their exceptional rarity and extraordinary beauty.

What are the 4 C's of gemstones? ›

The "Four Cs" of gem grading stand for color, clarity, cut, and carat (weight). Gemologists grade gemstones based on these properties.

What gem does not lose value? ›

Sapphires. Blue sapphires are the standard but pink and yellow colored sapphires are rising in popularity. A sapphire without any visible inclusions or chips can hold its price indefinitely.

What is the most undervalued gemstone? ›

The Top 5 Underrated Gemstones
  • Peridot.
  • Citrine.
  • Garnet.
  • Jade.
Jun 11, 2019

What is the most sought after gem? ›

The Blue Diamond is the most valuable gemstone in the world per carat.

What is the number 1 gemstone? ›

The gemstone for number 1 is Garnet and it symbolises courage and strength.

What are the big 4 gemstones? ›

Diamonds, emeralds, rubies, and sapphires are known as the "Big Four" gemstones.

What are the 12 gemstones of the year? ›

January is garnet, February is amethyst, March is aquamarine, April is diamond, May is emerald, June is alexandrite, July is ruby, August is peridot, September is sapphire, October is tourmaline, November is topaz, December is blue topaz. Learn more about these popular gemstones.

What is AAA quality gemstone? ›

A gem with an AAA grading means it is considered “near-perfect”. In other words, the stone may show slight variation in terms of color, but it has a high clarity rating and is well-cut and polished.

How to spot a fake gemstone? ›

The easiest way to do the same is to look out for flaws. Due to the immense pressure under which they are created, most gemstones tend to feature different inclusions like feathers, crystals and needles, for example. To find them, hold your stone under a bright light and view it through a 10x jeweler's loupe.

How to tell if turquoise is real? ›

The scratch test is one of the most popular ways to determine whether or not you're looking at legitimate turquoise. All you need to do is scratch the gemstone with your fingernail. Although turquoise is considered a softer gemstone, it is hard enough that a light scratch won't create any noticeable marks or blemishes.

Is there a gemstone identifier app? ›

Rock Identifier is an all-in-one stone, crystal, mineral, and gemstone identifier. Simply take or upload a photo of a rock or crystal, and the app will tell you all about it in seconds. Want to know the name of a stone you discovered in your rock hounding?

Is there an app to identify gemstones? ›

Spot a rock, stone, or crystal? With the Crystal Council app, get instant insights with the most comprehensive rock and crystal identifier app. Whether you're an avid collector or just embarking on your gemstone journey, Crystal Council is a treasure trove of knowledge and utility.

Can jewelers identify stones? ›

Jewelers cannot typically identify gemstones. However, a gemologist certainly can! Look online to find a gemologist near you and take your gem to them for identification.

Can jewelers tell if gemstones are real? ›

At the end of the day, only a jeweler will be able to identify a real gemstone with 100% certainty. These professionals are highly trained to understand the small nuances that distinguish a real stone from a fake one and will therefore be able to guarantee your stone's authenticity.

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