Free Personal Budget Templates - Get Your Finances on Track (2024)

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Free Personal Budget Templates - Get Your Finances on Track (1)

Free Personal Budget Templates - Get Your Finances on Track (2)Get Your Finances On Track With These FREE Personal Budget Template Printables

In theory, it may seem easier to stay on track financially when you’re single. After all, you’re only looking after yourself and there should be fewer expenses. Right? Not necessarily. First, there are plenty of expenses that come with being an individual – student loans anyone? Plus, when its just you there is typically only one source of income to cover those expenses. Second, when it’s just you, you have to be good at the finance stuff – there’s no spouse to pass it off on. If you’re struggling with your finances or just want to meet savings goals or get a better understanding of your expenses and income, try a personal budget. Below are two free personal budget templates to get you started.

The first personal budget template is pretty straightforward and simple. Bonus, it’s available as a printable PDF and an Excel spreadsheet. This means you can print the document and keep it in plain view such as on your refrigerator or keep it stored electronically. If you’re using the electronic file you can make small adjustments so the budget is customized to your personal circ*mstances.

Download your Free Personal Budget Template Printables

  • Download or print it: Simple Blue Household Budget (No Quote).pdf
  • Excel: Simple Blue Household Budget (No Quote).xls
  • Download or print it: Pink and Green Flowers and Bird Household Budget (No Quote).pdf
  • Excel: Pink and Green Flowers and Bird Household Budget (No Quote).xls
  • Download or print it:Purple and Green Flower Household Budget.pdf
  • Excel:Purple and Green Flower Household Budget.xls

This personal budget template offers fields for you to record:

  • Savings goals
  • Monthly income
  • Bills
  • Bill due dates
  • Bill paid dates
  • Total income
  • Total expenses

To get started, list all of your expenses (bills) on this budget. Think hard – don’t leave anything off! Did you remember your:

Also write down the due date for each bill/expense. Doing so will help you not only get a firm grasp on your expenses but also prevent those times, late at night, where you suddenly wake up and wonder “What day is it? When is my car payment due again?”.

The second personal budget template is specifically for events. It can be used for everything from big events like weddings to small gatherings like intimate dinners with friends. This template not only helps you stay on budget but it also helps you stay organized by serving as a to-do list. The fields include lines for:

  • Decorations
  • Food
  • Entertainment
  • Gifts
  • Stationary (ex. invitations)

Next to each of these fields, there is a column for you to list the estimated cost and a column for you to list the actual cost. Treat this like a game. Strive to come in at or below the estimated cost. Note the actual cost in green if you stay at or below the estimated cost and in red if you go over. Being competitive (even just with yourself) can help you stay motivated to stick to your budget.

  • Download and print it:Event Planner Budget.pdf
  • Excel:Event Planner Budget.xls

Use these two personal budget templates to take control of your finances. Empower yourself to conquer your expenses.

If you’re single, are there any other specific personal budget templates that could help you in your quest for financial security? If so, leave a comment below and let me know.

About Kelli

Kelli Bhattacharjee is the owner of Freebie Finding Mom. When she's not goofing around with her son, she's busy blogging, or just hanging out with the family which usually involves listening to music too loud and having dance parties.

Reader Interactions

Comments

  1. Barbara says

    Hi, I just found this web site. I have been looking for a template to use as a monthly personal budget.
    I love the simplicity of your’s, but I can not type on them as a pdf. I want to do it online. If you do not allow that can you tell me a place to get a budget template that I can use online?
    Thank you so much. I love your web site. Sincerely, Barbara

    Reply

  2. Marcelino says

    I absolutely love yor site.. Excellent colors & theme.

    Did you defelop this website yourself? Please reply back as I’m planning to create my own persoonal blog and
    would like to find out where you got this from or exactly what the theme is called.
    Cheers!

    Reply

  3. Kathy Valdez says

    I love the layouts and simplicity of the printable, but cannot print any of them out. Am I doing something wrong or are the links all broken. Please let me know. I would love to make a mix and match personal binder.

    Reply

    • Kelli says

      Hi Kathy, You can sign up for my daily email and access all the free printables. You will find all the printables there. Kelli
      You can sign up here: https://www.freebiefindingmom.com/email-signup/

      Reply

Leave a Reply

Free Personal Budget Templates - Get Your Finances on Track (2024)

FAQs

How do I create a personal budget tracker? ›

How to create a budget spreadsheet in 7 steps
  1. Pick your platform. The best budget spreadsheet for you is probably the one you're most comfortable using. ...
  2. Break down your income. ...
  3. Break down your expenses. ...
  4. Determine timing. ...
  5. Set up the spreadsheet. ...
  6. Plug in the numbers. ...
  7. Update as necessary.
Mar 6, 2023

Is there a free budget template? ›

Google Sheets budget templates

The Sheets app for Drive includes pre-made templates, such as an annual budget and monthly budget. Google Sheets also provides annual business budget templates for entrepreneurs who want to track their expenses.

How do I create a budget tracking spreadsheet? ›

How to create a budget spreadsheet
  1. Choose a spreadsheet program or template.
  2. Create categories for income and expense items.
  3. Set your budget period (weekly, monthly, etc.).
  4. Enter your numbers and use simple formulas to streamline calculations.
  5. Consider visual aids and other features.

Is there a completely free budget app? ›

Wally took a spot on our list for giving users the opportunity to create a free budget and have access to progress trackers as they work toward hitting their financial goals. Users can also sync their accounts with other members of their households to give everyone an overview of their spending habits and goals.

What is the best free budgeting app? ›

Best Budgeting Apps Of May 2024
  • YNAB (You Need A Budget): Best for Setting Goals.
  • Empower Personal Dashboard™: Best for Tracking Net Worth.
  • Goodbudget: Best for Envelope Budgeting.
  • Oportun (formerly Digit): Best for Passive Saving.
  • PocketGuard: Best for Tracking Spending.
  • Stash: Best for Automated Investing.
May 1, 2024

What is the 70/20/10 rule money? ›

The 70-20-10 budget formula divides your after-tax income into three buckets: 70% for living expenses, 20% for savings and debt, and 10% for additional savings and donations. By allocating your available income into these three distinct categories, you can better manage your money on a daily basis.

What is the 50/30/20 rule? ›

The rule is to split your after-tax income into three categories of spending: 50% on needs, 30% on wants, and 20% on savings. 1. This intuitive and straightforward rule can help you draw up a reasonable budget that you can stick to over time in order to meet your financial goals.

Is there a Google budget template? ›

Google Sheets' native free monthly budget template is a user-friendly income and expense tracker. It allows you to plan and track your expenses every month, ensuring you stay on top of your financial goals.

Does Google Sheets have a free budget template? ›

Google Sheets has a few free budget template options for budgeting, such as an annual budget template, a monthly budget template, and an expense report.

What is a budget tracking sheet? ›

An effective budget worksheet can help you keep track of expenses, identify spending patterns that could help you avoid over-spending and also boost your ability to save money each month. In this article, we discuss what to include in a budget worksheet and we provide a template and an example to help you get started.

What is the best Excel template for personal finance? ›

The Tiller Foundation Template is the only Excel budget template that automatically tracks your daily spending, income, and account balances. The Foundation Template includes several sheets and utilities to help you track expenses, budget, and save money: Spending Insights. Monthly Budget.

How do I track my daily budget? ›

The most active approach: Carry around a notebook and pen wherever you go, writing each transaction as you spend. Logging your spending in the moment helps you be attentive to how often your spend, and it may encourage you to think carefully about each purchase that you make.

Is mint no longer free? ›

Mint aficionados need not despair because Intuit shuttered the popular free money management app on March 23, 2024.

Is Mint personal finance free? ›

Mint is available in both a free and paid version. The paid version is called Mint Premium and costs $4.99 a month.

Why is Mint shutting down? ›

According to its parent company, Intuit, Mint wasn't making enough money, so Intuit began the app's closure in January.

Does Excel have a personal budget template? ›

DIY with the Personal budget template

This Excel template can help you track your monthly budget by income and expenses. Input your costs and income, and any difference is calculated automatically so you can avoid shortfalls or make plans for any projected surpluses.

How do I create a personal expense tracker in Excel? ›

To create one, select Insert > Pivot table.
  1. Use categories to organize your expenses. I organize everything in my Excel expense tracker by month, then by category and cost, and add the numbers of actuals and budget.
  2. Customize your view. ...
  3. Slicing and filtering your way to better budgeting.
Nov 14, 2023

How to create a personal budget spreadsheet in Excel? ›

  1. Step 1: Download the Excel budget template.
  2. Step 2: Enter your income in your budget template.
  3. Step 3: Enter your expenses in your budget template.
  4. Step 4: Add extra columns to your budget template.
  5. Viewing your Excel budget template.
Apr 29, 2024

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