Free Insurance for Honey Bees (2024)

Did you know the United States Department of Agriculture offers two programs, ELAP and NAP, to cover honey bee losses? In fact, the USDA has up to $20 million of Commodity Credit Corporation (CCC) funds available for losses under the ELAP program, courtesy of the 2014 Farm Bill.

Table of Contents

What is ELAP?

ELAP, or Emergency Assistance for Livestock, Honey Bees, and Farm-raised Fish, is a USDA program to offer financial assistance to eligible producers of livestock due to losses. For this article, we will only be covering the honey bee portion of the program.

ELAP is essentially insurance for your bees, but there is no premium, deductible or fees. Yes, the program is completely free to join!

Once your bee yard(s) are enrolled, they will be covered for colony loss (just the bees), hive loss (bees and the physical hive), as well as any additional feed purchased (beyond normal quantities) necessary to sustain a colony.

What does ELAP cover?

ELAP offers reimbursem*nts on colony feed, colony loss, and hive loss. The loss must be the result of:

  • Colony Collapse Disorder
  • Earthquake
  • Winter storm
  • Wind
  • Flood
  • Hurricane
  • Lightning
  • Tornado
  • Volcano
  • Wildfire
  • Adverse weather

For 2018, the USDA will reimburse at least 75% of fair market value, which equates to at least $105 per colony loss and at least $193 per hive loss. Supplemental feeding reimbursem*nt is at least 60% of the actual cost of feed.

Who is eligible?

Almost everyone! There is no minimum to the number of hives one must own to enroll. Honey bees used for honey production, pollination and breeding are eligible. Wild, feral or native bees (i.e. leafcutter or mason) are not eligible.

As long as your adjusted gross income from your hives is less than $900,000 per year and you are a US citizen, you are eligible.

Additional Coverage

Socially Disadvantaged, Limited Resource and Beginning Farmers and Ranchers

The USDA has additional programs that offer certain benefits for beekeepers. Qualification for these programs will allow you to enroll in the NAP program for free.

Those eligible for Socially Disadvantaged (also referred to as Targeted underserved farmer or rancher) certification include women, American Indians or Alaskan Natives, Asians or Asian Americans, Blacks or African Americans, Native Hawaiians or other Pacific Islanders, and Hispanics.

Limited Resource eligibility requirements include those that “Earns no more than $173,600 in each of the two calendar years that precede the complete taxable year before the program year, to be adjusted upwards in later years for inflation; and has a total household income at or below the national poverty level for a family of four, or less than 50 percent of county median household income for both of the previous two years.”

If you have been keeping bees for less than 10 years and have never certified any livestock with the USDA, you are eligible for the Beginning Farmers and Ranchers certification.

Noninsured Crop Disaster Assistance Program (NAP)

Beekeepers are also eligible for NAP, a reimbursem*nt program for financial losses due to low honey yield as a result of:

  • Drought
  • Freeze
  • Hail
  • Excessive moisture
  • Excessive wind
  • Hurricane
  • Earthquake
  • Flood
  • Plant disease
  • Insect infestation

Those that qualify for the certifications noted above can enroll in NAP for free. Otherwise, enrollment is $250 per year, which is a small fee considering the amount of honey and income that can be lost in a low production season.

More information

For additional information, please contact your local USDA office.

Additional resources:

2018 ELAP for honey bees fact sheet

2020 ELAP for honey bees fact sheet

USDA ELAP website

NAP Fact Sheet

USDA NAP website

USDA Form CCC-870 Colony Collapse Disorder Certification

How to apply

Producers (beekeepers) must apply at your local Farm Service Agency (FSA) Service Center. To find your local office, click here.

ELAP Policy

Part 3Honeybees

61 General Eligibility

AEligibleProducer

In addition to meeting the definition of an eligible producer, as defined in paragraph 23, an eligible honeybee producer is a producer who has a risk in the honey production, pollination, or honeybee breeding operation for producing honey, pollinating, or breeding honeybees for commercial use as part of a farming operation on the beginning date of the eligible adverse weather or eligible loss condition.

BEligibleHoneybees

Eligible honeybees include bees housed in a managed hive and used for honey production, pollination, or honeybee breeding. Eligible honeybees donotinclude wild, feral honeybees, leaf cutter bees, or other bee species that arenotused for producing honey, pollinating, or breeding honeybees.

CReport of Colonies

All honeybee producersmustfile FSA-578 by:

·January 2 of the same cropyear

Example:January 2, 2019, for losses claimed in 2019 calendar year.

·within 30 calendar days of the date colonies of bees are acquired, split, bought, sold, transported into, or out of thecounty.

*–Producers will use a manual FSA-578 to report changes to the total number of colonies and/or counties to which bees are moved. Manual FSA-578’smustinclude the following.

ItemEntry
1FSA FSN where producer’s headquarters is located.
2Names and shares of all producers sharing in the colonies for producing honey, pollinating, and/or breeding.
3Number of colonies.
4Names of counties to which colonies of bees are moved.

The producer will certify to the number of colonies reported in FSA-578 “Remarks” section.–*

9-4-19 1-ELAP Amend. 2Page 3-1

Par. 61

61 General Eligibility (Continued)

*–C Report of Colonies (Continued)

Notes:The FSA-578 “Certification Statement” will read as follows:

“I certify the number of colonies reported include all colonies for which producing honey, pollinating, and/or breeding is expected.”

If the total number of colonies increases on a manual FSA-578 during the crop year after the initial automated FSA-578 is filed by January 2, the automated FSA-578 will be revised with the highest number of colonies reported at any time in the crop

year.–*

D Late-File Report of Colonies

A report of colonies submitted beyond the date in subparagraph C may be accepted if COC is satisfied that the report of colonies is accompanied byeitherof the following to support the conclusion that bees were present in the geographical area at the time of the disaster:

·a copy of the State hive registration when required by Statelaw

·additional supporting documentation, such as moving permits, contracts with growers for pollination, loan documents, and beekeeper financialrecords.

9-4-19 1-ELAP Amend. 2Page 3-2

Par. 62

62 Eligible Honeybee LossesA Eligible Losses

To be considered eligible for benefits, an eligible honeybee producer must have suffered a loss of:

·honeybee colonies, as described in subparagraphB

·honeybee hives, as described in subparagraphC

·honeybee feed, as described in subparagraphD.

B Eligible Honeybee Colony Losses

For honeybee losses to be eligible, the honeybee colonymustmeet the following conditions:

·be maintained for producing honey, pollinating, or breeding honeybees for commercial use in a farming operation on the beginning date of the eligible loss condition, as provided in subparagraph 63A

·be physically located in the county where the eligible adverse weather or eligible loss conditions occurred on the beginning date of the eligible losscondition

·be a honeybee colony in which the participant has a risk in honey production, pollination, or honeybee breeding farming operation on the beginning date of the eligible losscondition

·be a honeybee colony for which the producer had an eligible loss of a honeybee colony, in excess of the normal honeybee colony mortality rate for the applicable program year as provided in subparagraph 64D,

·the loss couldnothave been prevented through reasonable available measures as determined byCOC

Notes:Honeybee losses because of controllable conditions, such as varroa mites, isnotan eligible loss condition.

Drought isnotconsidered an eligible loss condition for honeybee colony losses.

Loss of income from pollinator contracts because of CCD isnotan eligible loss condition under ELAP.

9-4-19 1-ELAP Amend. 2Page3-2.5 (and3-2.6)

Our experience

We completed the application this year (2018), and it was very simple. The agents had the paperwork prepared, and it only took about an hour. It would have been a lot quicker but I asked a ton of questions. We were even able to enroll hives that are in different counties! I hope we do not have to make a claim in the future, but it is reassuring to know that we have coverage if needed. We have lost hives in the past to CCD and nearly lost two hives in two different yards due to wildfire. I highly encourage all eligible beekeepers to apply!

Bonus: Get the beekeepers calendar for free

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Free Insurance for Honey Bees (1)

What’s Inside

  • 12 months of in depth information addressing key activities and objectives
  • A full 4 pages detail common pests and diseases, along with mitigation options
  • Additional Resources section lists more than 20 excellent resources for more beekeeping information
  • Plus, you’ll obtain access to our Farmstead Google Calendar to help keep you on track

Download your free copy today! Simply fill out the form below and A Years Journey In Beekeeping: The Beekeepers Calendar will be sent right to your inbox.

Note: If you don’t see the email in your inbox, please check your junk folder or search your mailbox for [emailprotected]

Free Insurance for Honey Bees (2024)

FAQs

Free Insurance for Honey Bees? ›

ELAP provides financial assistance to eligible producers of livestock, honeybees and farm-raised fish for losses due to disease, certain adverse weather events or loss conditions, including blizzards and wildfires, as determined by the Secretary.

Will beekeepers remove honey bees for free? ›

Many beekeepers will remove a swarm of bees at no or little charge; some will ask for a donation or a minimum reimbursem*nt to assist with their fuel costs. If the bees are located at a site where more elaborate equipment is needed to reach them, or enclosed in walls or other structures, you can expect a fee.

Can you get paid to keep bees? ›

Experienced beekeepers might make money through services as well as products. Some farmers pay beekeepers to temporarily relocate their hives near their crops to pollinate them and help them grow.

Does an apiary count as a farm? ›

Beekeepers whose primary business is honey production, qualify as a family farm, and demonstrate security and eligibility can be considered for FLP guaranteed loans, which can assist in building overwintering colony storage facilities.

Do you need a license to keep bees in NYS? ›

Beekeepers in New York State are required to register annually with the Department of Agriculture and Markets. This enables the Department to keep a complete list of all beekeepers and allows the Department to contact beekeepers when bee health issues arise.

Why is bee removal so expensive? ›

Factors Affecting Bee Removal Cost

Infestation severity: Removal of a large bee population may require a high concentration of pesticides and more labor, adding to your total cost. If you only need to exterminate a swarm of bees without removing a beehive, you will pay less.

How to get bees for free? ›

Another way is to get free bees by inviting a swarm into your garden. I set up a bait hive in our garden which has attracted several swarms over the past few years. These swarms have mostly originated from outside my garden apiary but bait hives will attract your own swarms too.

Is beekeeping an expensive hobby? ›

So, let's construct a rough estimates for the cost. So, very generally…. Depending on your source, your bees will cost anything from $100 to $400 (although “free” is potentially an option, if capturing a swarm). The cost of the beehive itself can vary considerably, based on type and options.

How many beehives do you need to make money? ›

Beekeepers with 300 or more hives are considered commercial beekeepers, and their beekeeping businesses can be very profitable. Many commercial beekeepers migrate their colonies to provide pollination services to farmers while simultaneously providing their bees with abundant nectar sources for honey production.

How much money do you need to be a beekeeper? ›

There are a lot of other things that you will probably want to purchase down the road, like more bee boxes and a honey extractor, but the above is what you will need to get started. The total startup cost to beekeeping ranges from about $400-$650.

Can bees be a tax write-off? ›

Landowners can often qualify through beekeeping

If you own 5 to 20 acres of land you could be saving hundreds if not thousands in property taxes every year. You could qualify for an Ag Exemption (or valuation) that will save you money each year, with bees!

How many acres do you need for beekeeping? ›

Generally speaking, most backyard beekeepers have 1 to 2 acres of land with 2 or 3 bee hives. I have personally had 10 hives on a 1 acre lot in a subdivision. One important thing to do is talk with your neighbors first.

What is a bee farmer called? ›

Beekeepers are also called honey farmers, apiarists, or less commonly, apiculturists (both from the Latin apis, bee; cf. apiary). The term beekeeper refers to a person who keeps honey bees in beehives, boxes, or other receptacles. The beekeeper does not control the creatures.

Can I keep bees in my backyard? ›

Can you keep bees in your backyard in California? Yes, the Flow Hive is perfect for beekeeping in backyards in California. You don't need acres of space, just a couple of square feet in which to put your hive. The bees will travel in a radius to find food and return to the hive laden with pollen and nectar.

Do beekeepers have to buy new bees every year? ›

Since honey bees are semi-domesticated, beekeepers can split their hives or purchase new colonies each year to make up for their losses.

Can you put bees in your backyard? ›

Additionally, since a typical Langstroth hive only requires a few square feet, almost every backyard has more than enough space for a hive, so just about anyone with a yard could potentially keep bees.

Will beekeepers remove bees? ›

NOTE: The property owner must first decide whether to seek out a professional to do the job. Some beekeepers have much experience in honey bee removals and will remove the bees for a fee, but sometimes a carpenter will be needed to assist in reconstructing the wall.

Who to call to remove bees near me? ›

Call us today at (877)724-5314 for your bee removal needs in Los Angeles, California.

How to get rid of honey bees? ›

Smoke. Smoke is one of the most effective ways in which you can get rid of bees naturally from your property and keep them away. Bees happen to be very sensitive to smell so when they smell smoke, they will think it's a fire, causing them to leave and more than likely to not come back.

Should honey bees be removed? ›

In some cases, public safety necessitates that a given colony be eradicated. It is recommended that without the proper equipment and training you should never attempt to remove or eradicate a nuisance honey bee colony yourself.

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