Credit Cards - Apply for a New Credit Card Online (2024)

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Browse Our Card Categories Citi Simplicity® Credit Card Low intro APRon balance transfers for months Low intro APRon purchases for months No annual fee1 Citi® Diamond Preferred® Credit Card Low intro APRon balance transfers for months Low intro APRon purchases for months No annual fee1 Citi Custom Cash® Card Low intro APRon purchases & balance transfers % |or 1%Cash Back No annual fee1 Citi Double Cash® Card Low intro APRon purchases & balance transfers 2%Cash Back No annual fee1 Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Bonus Miles 2 timesx | or 1 timesx Miles $0 Intro Annual Fee, after the first year.1 Citi Premier® Card Bonus Points 10 timesx | or 3 timesx | or 1 timesx Points No Foreign Transaction Fees1 Citi Rewards+® Credit Card Low intro APRon purchases & balance transfers Bonus Points No annual fee1 Citi® / AAdvantage® Executive World Elite Mastercard® Bonus Miles 4 timesxMiles AdmiralsClub® membership2 Costco Anywhere Visa® Card by Citi 4% |or 3% Cash Back 2% |or 1% Cash Back No Annual Fee1with your active/paid Costco membership. American Airlines AAdvantage® MileUp® Card Bonus Miles 2 timesx | or 1 timesx Miles No annual fee1 CitiBusiness® / AAdvantage® Platinum Select® Mastercard® Bonus Miles 2 timesx | or 1 timesx Miles $0 intro annual fee, after the first year1 Citi® Secured Mastercard® How It Works $0 Liability on unauthorized charges No Annual Fee1 Costco Anywhere Visa® Business Card by Citi 4% |or 3% Cash Back 2% |or 1% Cash Back No Annual Fee1with your active/paid Costco membership. AT&T Points Plus® Card From Citi $ Statement Credit 3 timesx | or 2 timesx | or 1 timesx Points No Annual Fee1 FAQs

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Offers available if you apply here today. Offers may vary and theseoffers may not be available in other places where the cards are offered.

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  • All Credit Cards
  • Rewards
  • Travel
  • 0% Intro APR
  • Balance Transfer
  • Cash Back
  • Business
  • More Categories

Citi Simplicity® Credit Card

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Low intro APRon balance transfers for months

% Intro APR for months on balance transfers from date of first transfer; after that, the variable APR will be % - %, based on your creditworthiness.1

Intro balance transfer fee of $ or % of the amount of the transfer, whichever is greater for transfers completed within 4 months of account opening. After that, % of each transfer (minimum $).1

Low intro APRon purchases for months

% Intro APR for months on purchases from date of account opening; after that, the variable APR will be % - %, based on your creditworthiness.1

No annual fee1

And more…

  • No Late Fees1
  • No Penalty Rate1
  • $0 liability on unauthorized charges

Citi® Diamond Preferred® Credit Card

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Low intro APRon balance transfers for months

% Intro APR for months on balance transfers from date of first transfer; after that, the variable APR will be % - % based on your creditworthiness.1

Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater.1

Low intro APRon purchases for months

% Intro APR for months on purchases from date of account opening; after that, the variable APR will be % - % based on your creditworthiness.1

No annual fee1

And more…

  • Free Access to Your Fico® Score
  • Mastercard® ID Theft ProtectionTM available for no additional charge
  • $0 liability on unauthorized charges

EARN CASH BACK

Citi Custom Cash® Card

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Low intro APRon purchases & balance transfers

% Intro APR for months on purchases and balance transfers; after that, the variable APR will be % - %, based on your creditworthiness.1

Balance transfer fee of either $ or % of the amount of each credit card balance transfer, whichever is greater.1

Balance Transfers must be completed within 4 months of account opening.

% |or 1%Cash Back

Earn % cash back on your top eligible spend category each billing cycle up to $500 spent.2

Earn 1% cash back thereafter on all other purchases.2

+

Earn $ cash back after you spend $ on purchases in the first months of account opening.2

No annual fee1

And more…

  • $0 liability on unauthorized charges

New Cardmember Offer

Citi Double Cash® Card

Low intro APRon purchases & balance transfers

% Intro APR for months on balance transfers; after that, the variable APR will be % - % based on your creditworthiness.1

2%Cash Back

Unlimited 1% cash back when you buy, plus an additional 1% as you pay, on every purchase.

+

Earn $ cash back after you spend $ on purchases in the first months of account opening.2

No annual fee1

And more…

  • For a limited time, earn % total cash back on hotel, car rental and attractions when booked on the Citi TravelSM portal through 12/31/24. This is % cash back on top of the 1% when you buy and the 1% as you pay.2
  • Mastercard® ID Theft ProtectionTM available for no additional charge
  • $0 liability on unauthorized charges
Bonus Offer2

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

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Bonus Miles

Earn American Airlines AAdvantage® bonus miles after making $ in purchases within the first months of account opening.2

2 timesx | or 1 timesx
Miles

Earn 2 AAdvantage® miles for every $1 spent at restaurants, gas stations, and eligible American Airlines purchases.2

Earn 1 AAdvantage® mile for every $1 spent on all other purchases.2

Earn 1 Loyalty Point for every 1 eligible mile earned from purchases.2

$0 Intro Annual Fee,
after the first year.1

And more…

  • First checked bag free on American Airlines domestic itineraries2
  • No foreign transaction fees1
  • No limit on miles you can earn
  • Preferred boarding on American Airlines flights
  • 25% savings when you use your card on American Airlines inflight food and beverage purchases

Citi Premier® Card

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Bonus Points

Earn bonus points after spending $ in the first months of account opening, redeemable for $ in gift cards or travel rewards at thankyou.com.

10 timesx | or 3 timesx | or 1 timesx Points

Special offer: earn a total of 10 ThankYou® Points per $1 spent on hotels, car rentals and attractions booked on the Citi TravelSM portal through June 30, 2024.2

Earn 3 timesX points on restaurants, supermarkets, gas stations, air travel, and hotels.

Earn 1 timesX points on all other purchases.

No Foreign Transaction Fees1

And more…

  • $0 liability on unauthorized charges
  • No limit on points you can earn and points don’t expire
  • Transfer ThankYou® Points to participating airline loyalty programs2

Citi Rewards+® Credit Card

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Low intro APRon purchases & balance transfers

% Intro APR for months on purchases and balance transfers; after that, the variable APR will be % - %, based on your creditworthiness.1

Balance Transfer Fee: Intro fee of % of each transfer ($ minimum) completed within the first 4 months of account opening; after that, % of each transfer ($ minimum).1

Bonus Points

Earn bonus points after spending $ within the first months of account opening, redeemable for $ in gift cards or travel rewards at thankyou.com.2

No annual fee1

And more…

Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year. Earn 1 ThankYou® Point per $1 spent on all other purchases. Round up to the nearest 10 points on every purchase.2

+

Earn 5 total ThankYou® Points per $1 spent on hotel and car rentals booked on the Citi TravelSM portal through June 30, 2024.

Bonus Offer2

Citi® / AAdvantage® Executive World Elite Mastercard®

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Bonus Miles

Earn American Airlines AAdvantage® bonus miles after making $ in purchases within the first months of account opening.2

4 timesx
Miles

Earn 4 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.2

After you spend $150,000 in purchases on your card in a calendar year, earn a total of 5 timesX AAdvantage® miles on eligible American Airlines purchases.2

Admirals
Club® membership2

And more…

  • First checked bag free on American Airlines domestic itineraries2
  • No foreign transaction fees1
  • No limit on miles you can earn
  • Global Entry or TSA PreCheck® application fee credit up to $100 every 4 years.2

Costco Anywhere Visa® Card by Citi

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4% |or 3% Cash Back

Earn 4% on eligible gas and EV charging with the Costco Anywhere Visa® card for the first $7,000 per year and then 1% thereafter.

Unlimited 3% on restaurants and eligible travel, including Costco Travel.

2% |or 1% Cash Back

Unlimited 2% on all other purchases from Costco and Costco.com.

Unlimited 1% on all other purchases.

No Annual Fee1with your active/paid Costco membership.

And more…

  • No foreign transaction fees1
  • Use the Costco Anywhere Visa card as your Costco membership ID

American Airlines AAdvantage® MileUp® Card

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Bonus Miles

Earn American Airlines AAdvantage® bonus miles.2

+

$ statement credit
after making $ in purchases within the first months of account opening.2

2 timesx | or 1 timesx
Miles

Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services, and eligible American Airlines purchases.2

Earn 1 AAdvantage® mile for every $1 spent on all other purchases.2

No annual fee1

And more…

  • No limit on miles you can earn
  • Earn 1 Loyalty Point for every 1 eligible mile earned from purchases2
  • 25% savings when you use your card on American Airlines inflight food and beverage purchases
  • Add Authorized Users and earn miles on their purchases
Bonus Offer2

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

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Bonus Miles

Earn American Airlines AAdvantage® bonus miles after making $ in purchases within the first months of account opening.2

+ Earn miles on employee purchases

Expand your earning potential with Authorized User cards for your employees and earn AAdvantage® miles for purchases made on each card.

2 timesx | or 1 timesx Miles

Earn 2 AAdvantage® miles for every $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, at gas stations and eligible American Airlines purchases.2

Earn 1 AAdvantage® mile for every $1 spent on all other purchases.2

Each cardmember (primary and employees) earns 1 Loyalty Point for every $1 spent on their business card purchases.2

$0 intro annual fee, after the first year1

And more…

  • First checked bag free on American Airlines domestic itineraries2
  • No foreign transaction fees1
  • No limit on miles you can earn
  • Preferred boarding on American Airlines flights
  • 25% savings on inflight food, beverage and Wi-Fi purchases when you use your card on American Airlines flights

Citi® Secured Mastercard®

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How It Works

This is a great fit if you want to establish your credit. Make everyday purchases and pay your bill on time.

With a secured credit card, once you are approved, you'll provide a security deposit, between $200 - $2,500. The credit limit on your new secured credit card will equal the amount of your security deposit.2

$0 Liability on unauthorized charges

You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.

No Annual Fee1

And more…

  • Choose from available payment due dates at the beginning, middle, or end of the month
  • Tools to help you stay on track, including auto pay and account alerts
  • Free access to your FICO score online
  • Mastercard® ID Theft Protection available for no additional charge

Costco Anywhere Visa® Business Card by Citi

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4% |or 3% Cash Back

Earn 4% on eligible gas and EV charging with the Costco Anywhere Visa® card for the first $7,000 per year and then 1% thereafter.

Unlimited 3% on restaurants and eligible travel, including Costco Travel.

2% |or 1% Cash Back

Unlimited 2% on all other purchases from Costco and Costco.com.

Unlimited 1% on all other purchases.

No Annual Fee1with your active/paid Costco membership.

And more…

  • No foreign transaction fees1
  • Use the Costco Anywhere Visa card as your Costco membership ID

AT&T Points Plus® Card From Citi

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$ Statement Credit

Earn a $ statement credit after you spend $ on purchases in the first months of account opening.2

Plus

Earn up to $240 back toward your qualifying AT&T wireless bills every year after qualifying activities.2

3 timesx | or 2 timesx | or 1 timesx Points

Earn 3 ThankYou® Points for every $1 spent at gas stations.2

Earn 2 ThankYou® Points for every $1 spent at grocery stores, including grocery delivery services.2

Earn 1 ThankYou® Point for every $1 spent on all other purchases.2

No Annual Fee1

And more…

  • $0 liability on unauthorized charges
  • No limit on points you can earn and points don’t expire
Credit Cards - Apply for a New Credit Card Online (2024)

FAQs

Is it safe to fill out a credit card application online? ›

It's usually safe to apply for a credit card online, especially if you're on the credit card issuer's official website and you use a secure connection. Credit card issuers often have stringent security measures designed to protect applicants' personal information.

What is the easiest credit card to get approved for? ›

NerdWallet's Easiest Credit Cards to Get of May 2024
  • OpenSky® Plus Secured Visa® Credit Card: Best for No credit check and no bank account required.
  • Chime Secured Credit Builder Visa® Credit Card: Best for No credit check + flexibility and guardrails.
  • Mission Lane Visa® Credit Card: Best for Unsecured card for bad credit.

What questions are asked on a credit card application? ›

What questions will I be asked on the application?
  • Social Security number.
  • Income.
  • Date of birth.
  • Security questions.
  • Contact information.
  • A promise to tell the truth.
  • Agreement to terms and conditions.
  • Authorized users.
Jun 1, 2023

Is it better to apply for a credit card over the phone or online? ›

Applying for a credit card online is often the quickest option. You could get a near-instant answer to your application. And if you're approved, some lenders may give you a virtual card number to start using straight away.

Do credit card applications verify income? ›

Card issuers sometimes ask you to verify your income, which you may be able to do by submitting copies of income-related documents, such as a tax return or pay stub.

How can I make sure my credit card application is approved? ›

If you're thinking of applying for a credit card, here are 10 tips to increase your chances of getting your application approved.
  1. Don't apply for too many cards at once. ...
  2. Know what's in your credit reports. ...
  3. Apply for cards that fit your credit score. ...
  4. Pay your bills on time. ...
  5. Watch your credit utilization.
Apr 19, 2024

How do I get a credit card if no one will approve me? ›

You can build your credit when no one will approve you by applying for a secured credit card with no credit check and using it responsibly. Secured credit cards without a credit check do not take your credit history into consideration and they require a refundable security deposit, making the approval odds very high.

What is the #1 credit card to have? ›

The best credit card overall is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on all purchases and has a $0 annual fee. For comparison purposes, the average cash rewards card in 2024 gives about 1% back.

What's the easiest unsecured credit card to get? ›

Some of the easiest unsecured cards to get approved for are the Indigo® Mastercard®, Mission Lane Visa® Credit Card and Milestone® Mastercard®.

What is the quickest way to get a credit card? ›

The fastest way to get a credit card is to apply online since your application could get approved instantly. You may receive a card number that can be used online right away once your application is approved, and you can request expedited shipping to get your actual card as soon as possible.

What 5 things do you need to apply for a credit card? ›

When applying for a credit card, you'll need to fill out personal information that credit card companies use to check your creditworthiness, including:
  • Full name.
  • Social Security number.
  • Birth date.
  • Address (and how long you've lived there)
  • Annual income.
  • Current employer (and how long you've worked there)
Jun 6, 2023

What income should be included in credit card application? ›

If you know your annual salary and have no other sources of income, you can use that number directly as your gross income. You can also refer to your most recent tax return, which should include a gross annual income number. Otherwise, you may need to add up all your sources of income.

Can I have three Capital One credit cards? ›

How many Capital One cards can I have? Cardholders can have up to five open personal credit card accounts, but this may vary based on the specific cards held and the cardholder's account standing.

How long does Capital One take to approve a credit card? ›

But no matter how you apply, Capital One generally notifies applicants of the decision in writing within seven to 10 days of receiving the application. If you're denied, learn more about why you may not be getting approved for a credit card.

Is it safe to open a Capital One account online? ›

360 Checking Account Benefits

Your online checking account is safe with FDIC insurance and fraud coverage. There are no fees for any overdraft option you choose. See your overdraft options.

Does submitting a credit card application hurt your credit? ›

Applying for many credit cards at once does hurt your credit score—but only temporarily. When you receive multiple hard credit pulls on your credit in a short period of time, it can appear as though you're desperate. Furthermore, your credit score will drop whether you're approved or denied for that new credit card.

Does filling out a credit application hurt your credit? ›

When you apply for a new card, the credit company may perform a hard pull of your credit report for review as part of the approval process. The inquiry on your credit history may lower your FICO Score but generally the impact is low (for most, this means fewer than 5 points).

Do credit card applications check your bank account? ›

Credit card applications often ask if you have a savings or checking account because they're considered a positive indicator of creditworthiness. Bank accounts also establish a relationship with the card issuer or credit union, which is sometimes a prerequisite for approval.

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