Credit card Benefits for Q Mastercard - Q Cards (2024)

Credit card Benefits for Q Mastercard - Q Cards (1)

Are you looking for Q Card features?

Q is your perfect shopping partner for purchases big or small, combining the benefits of a credit card with a range of interest free deals and payment holidays.

3 Month Payment Holiday

Minimum 3 months zero interest, zero payments^ on all purchases. Always. No minimum spend.

Shop everywhere

The universal acceptance of Mastercard means you can shop wherever, online or in-store.

Shop our Partner Deals

Q Mastercard offers access to Long Term Finance+ (LTF) deals in-store and online at thousands of participating retailers throughout New Zealand.

Credit card Benefits for Q Mastercard - Q Cards (2)

Apply for Q Mastercard online.

GET STARTED

You can use your Q Mastercard for everything!

You can use Q Mastercard for purchases big and small. From everyday essentials such as groceries, coffee, and fuel, through to household purchases, big ticket items, new season clothing, dining out, everyday travel, bills and subscriptions. With Q Mastercard you could enjoy more of the things you love with a minimum 3 months zero interest, zero payments^ on all purchases. No minimum spend. Always. Plus you can use your card everywhere Mastercard is accepted, in-store, online and around the world.

Get daily essentials

Perfect for all your daily essentials, regular purchases and special occasion treats both online and in-store.

Subscription payments

Manage your gym membership and workout app subscription payments with Q Mastercard.

Home entertainment

Add your Q Mastercard to your video and music streaming subscriptions like Netflix, Spotify, Amazon Prime, Disney+ and Lightbox.

Get a ride

Use Q Mastercard as your payment method for Uber, Ola, Zoomy or for your AT HOP top-ups.

Take care of yourself

Make the most of your Q Mastercard and get breathing space when you pay for Healthcare, Vets, and Pharmacy purchases.

APPLY FOR Q MASTERCARD NOW

Q Mastercard Rates, Fees & Conditions of Use

Everyday spend

Credit card Benefits for Q Mastercard - Q Cards (3)

0

Zero interest, zero payments for 3 months on all Standard Purchases. No minimum spend. Always.

Credit card Benefits for Q Mastercard - Q Cards (4)

28.50

Standard Interest Rate applies after 3 month interest free term ends.

Credit card Benefits for Q Mastercard - Q Cards (5)

$50

annual Account Fee ($25 fee on opening an account and every 6 months thereafter).

Long term finance

Credit card Benefits for Q Mastercard - Q Cards (6)

0

on Long Term Finance deals. See where you can shop interest free.

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$55

Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions.

Standard Interest Rate of 28.50% p.a. applies to outstanding balance at end of LTF interest free period.

APPLY FOR Q MASTERCARD NOW

Q Mastercard Current Promotion

New Customer Offer: Pay No annual Account Fee for 1 year*

Apply^ for a Q Mastercard online using promo code ‘FEEFREE’ before 31 March 2024 and if approved we’ll waive your annual Account Fee for the first year*.

Additional Q Mastercard Features

Credit card Benefits for Q Mastercard - Q Cards (9)

Pay with your digital wallet

Pay easily and securely on the go using your Q Mastercard digital wallet. Make secure contactless transactions with a touch or a wave on your phone or wearable device. Spend in-store and online with Apple Pay™, Google Pay™ and Garmin Pay™.

FIND OUT MORE

Credit card Benefits for Q Mastercard - Q Cards (10)

Contactless Payments

The PIN limit for contactless card payments has increased from $80 to $200 to make it easier when purchasing in-store.

LEARN MORE

Credit card Benefits for Q Mastercard - Q Cards (11)

Manage your account on the go

Introducing new and easy-to-use features that make managing your account even more convenient.

Credit card Benefits for Q Mastercard - Q Cards (12)

Credit card Benefits for Q Mastercard - Q Cards (13)
Scan to download the app

Do what you love to do with Q!

APPLY NOW FOR Q MASTERCARD

Things you should know

^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Zero interest, zero payments for three months is available on all Q Card Standard Purchases (excludes Long Term Finance). Standard Interest Rate, currently 28.50% p.a., applies to outstanding balance at end of interest free period. Rate and fees subject to change. Rate and fees correct as at date of publication.

+ Minimum purchase and/or minimum payment amounts may be required, see offers for details. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.50% p.a. applies to outstanding balance at end of LTF interest free period. Rates and fees subject to change.

Read the Apple Pay Terms of Use here

Read the Google Pay Terms of Use here

Read the Garmin Pay Terms of Use here

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

Credit card Benefits for Q Mastercard - Q Cards (2024)

FAQs

Credit card Benefits for Q Mastercard - Q Cards? ›

A Q Mastercard will be accepted as a method of payment anywhere Mastercard is accepted. This means you can also use it overseas, whereas the Q Card is only accepted as participating retailers in New Zealand.

Is a Q Card different from a Q Mastercard? ›

A Q Mastercard will be accepted as a method of payment anywhere Mastercard is accepted. This means you can also use it overseas, whereas the Q Card is only accepted as participating retailers in New Zealand.

What is the purpose of Q cards? ›

Q-Cards are a step-up from a regular flashcard because it engages your mind more as you put the cards together. When working on these cards it requires both the higher and lower thinking skills and encodes the information into your brain in different ways thereby making it easier to recall the information later.

What is the Q Card promo code for 2024? ›

Complete your Q Mastercard online application using promo code 'FEEFREE' by 31 March 2024 and if approved^ we'll waive your annual Account Fee for the first year*. Whether you're booking a 2024 getaway, shopping for groceries, or simply grabbing a coffee on the run, Q's for you.

What is the Q Card used for? ›

Qcard 100mg Soft Gelatin Capsule is a health supplement with ubidecarenone (also known as coenzyme Q10) and is commonly used as a preventative therapy for ageing heart problems, gum diseases, and high blood pressure. It has antioxidant properties and helps to prevent tissue damage by fighting oxidative stress.

Is Q Card accepted everywhere? ›

No minimum spend. Always. Plus you can use your card everywhere Mastercard is accepted, in-store, online and around the world.

Does the Q Card have an annual fee? ›

Q Card Credit fees and charges

An annual fee of $50 applied to your account in two 6 monthly instalments. (A fee of $25 applied to your Account on opening and every 6 months thereafter).

How many credit cards should you have? ›

It's generally recommended that you have two to three credit card accounts at a time, in addition to other types of credit. Remember that your total available credit and your debt to credit ratio can impact your credit scores. If you have more than three credit cards, it may be hard to keep track of monthly payments.

What does Q card stand for? ›

A Question card (or Q-Card as the cool kids call it) is a popular type of memory strategy when it comes to studying. You take a flash card (or recipe card) or any rectangular shaped piece of paper and… 1. Write a question, word, concept, etc.

Who finances the Q card? ›

The QCard is QVC's credit card issued by Synchrony Bank. It makes shopping with us fast and easy.

Can you get cash out on Q card? ›

Q Card. Q Card does not currently offer a cash withdrawal service.

Can I use my Q Mastercard without card? ›

We recommend taking your Q Card with you everywhere, however if you forget your Card you'll need to provide some identification to the sales person, and we'll need to speak to you over the phone.

What is the interest on Q card? ›

Zero interest, zero payments for three months is available on all Q Card Standard Purchases (excludes Long Term Finance). Standard Interest Rate, currently 28.50% p.a., applies to outstanding balance at end of interest free period. Rate and fees subject to change.

What is the purpose of a cue card? ›

Cue cards, also known as note cards, are cards with words written on them that help actors and speakers remember what they have to say. They are typically used in television productions where they can be held off-camera and are unseen by the audience.

Is a Q Card a credit card? ›

At the end of this 'payment holiday', the card's standard purchase rate applies. The Q-Card Credit Card is accepted at thousands of places throughout New Zealand, including selected online stores. So, you can use it just as you would any other credit card.

What is the meaning of Q Card? ›

A Question card (or Q-Card as the cool kids call it) is a popular type of memory strategy when it comes to studying. You take a flash card (or recipe card) or any rectangular shaped piece of paper and… 1. Write a question, word, concept, etc.

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