Credit Analysis Training - Recognized Certification - Financial Edge Training (2024)

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Credit Analysis Training - Recognized Certification - Financial Edge Training (1)

skills-certificate

Credit Analysis for Lenders

Calling all aspiring credit analysts! Get ready to impress in interviews by mastering the analysis required by lenders for making a loan.

14 reviewsCredit Analysis Training - Recognized Certification - Financial Edge Training (2)

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30-Day Money-Back Guarantee

3000+ students enrolled

Credit Analysis Training - Recognized Certification - Financial Edge Training (3) Credit Analysis Training - Recognized Certification - Financial Edge Training (4) Credit Analysis Training - Recognized Certification - Financial Edge Training (5) Credit Analysis Training - Recognized Certification - Financial Edge Training (6)Credit Analysis Training - Recognized Certification - Financial Edge Training (7)

Credit Analysis Training - Recognized Certification - Financial Edge Training (8)

5

Hours to Complete

5

Topics

13

Practical exercises

Credit Analysis Training - Recognized Certification - Financial Edge Training (9)

Credit Analysis for Lendersincludes

Credit Analysis Training - Recognized Certification - Financial Edge Training (10)

Credit Analysis for Lenders

| skills-certificate

Credit Analysis Training - Recognized Certification - Financial Edge Training (11)

Credit Analysis for Lenders

| Skills Certificate

Credit Analysis Training - Recognized Certification - Financial Edge Training (12)

Build a comprehensive understanding of the credit process undertaken by the lenders of a loan. Examine the different risks involved against the loan, the tools used to mitigate these risks, and how to analyze a borrower’s ability to meet future obligations. The knowledge and skills developed can be applied directly to any credit analyst role.

Credit Risk Overview

17 video minutes

0 excel exercises

Credit Analysis Training - Recognized Certification - Financial Edge Training (13)

Video minutes17

Excel Exercises0

  • How banks make money
  • The credit perspective
  • How bad loans affect banks
  • Intro to the credit process
  • The 5 Cs of credit
  • Quantifying credit risk
  • Default risk
  • Loss given default risk

Controlling Credit Risk

39 video minutes

3 excel exercises

Credit Analysis Training - Recognized Certification - Financial Edge Training (14)

Video minutes39

Excel Exercises3

  • The components of the credit memo
  • Determining the risk in lending for various purposes
  • Using pricing and fees to mitigate risk and drive the bank’s return
  • The role of covenants in monitoring the loan
  • How banks minimize risk by selling off pieces of the loan
  • Using seniority, security, collateral and guarantees to protect the loan
  • How banks minimize risk by selling off pieces of the loan

Business Risk

10 video minutes

0 excel exercises

Credit Analysis Training - Recognized Certification - Financial Edge Training (15)

Video minutes10

Excel Exercises0

  • Understanding business risk (macro, industry, and company)
  • A closer look at company risk
  • Management risk
  • Estimating business risk

Financial Risk

48 video minutes

4 excel exercises

Credit Analysis Training - Recognized Certification - Financial Edge Training (16)

Video minutes48

Excel Exercises4

  • Determining on and off-balance sheet obligations
  • Assessing the quality and efficiency of a company’s assets
  • How to calculate EBIT and EBITDA for credit analysis
  • How OWC can impact a company’s cash flow
  • Assessing cash flow adequacy
  • Measuring a companies ability to withstand fluctuations
  • Liquidity definition and calculations

Debt Capacity

36 video minutes

6 excel exercises

Credit Analysis Training - Recognized Certification - Financial Edge Training (17)

Video minutes36

Excel Exercises6

  • Determining how much room a company has to borrow additional funds
  • Analyzing a company’s cash flow to determine borrowing capacity
  • Using base case, upside, and downside scenarios to determine debt capacity
  • Using cash flow analysis to determine the timings of a loan repayment
  • Extending debt capacity using cash flows from later years in the forecast
  • Modeling credit scenarios

Credit Analysis Case in Point

37 video minutes

5 excel exercises

Credit Analysis Training - Recognized Certification - Financial Edge Training (18)

Video minutes37

Excel Exercises5

  • -Business Risk – Using descriptive materials provided, simulated 10-k snippets, press releases, etc
  • Financial Risk (current financial position, quality of earnings, cash flow, liquidity)
  • Discussion of Smithy’s corporate structure and structural subordination issues
  • Debt Capacity (cash flow forecasts, debt service coverage ratio DSCR, building scenarios)

Learn from our expert instructors

Alastair Matchett–Ex-J.P. MorganAndrea Ward–Ex-Lehman BrothersDeborah Taylor–Ex-Barclays directorPetter Ljunggren–Ex-Goldman SachsJonathan Rugg–Ex-Lloyds private bankingAndrew Jones–Ex-Standard Bank

Learn more about our full faculty

Credit Analysis Training - Recognized Certification - Financial Edge Training (19)

Wall Street Recognized Certification

Established on Wall Street, Financial Edge has taught at the biggest bulge-bracket firms since 2016, and now we offer that very same training online for you. It’s no secret that banking is fiercely competitive, which is why our Wall Street recognized certification is designed to let your employers know you have the skills to succeed.

Learn more about our certification

This course is officially CPD certified

Continuing Professional Development (CPD) keeps a record of your increasing skills, knowledge and experience throughout your career, which now includes select Financial Edge certifications.

Credit Analysis Training - Recognized Certification - Financial Edge Training (20)

What Our Students Say

Credit Analysis for Lenders Skills Certificate is included in your Felix Plan

Recommended

Includes full access to all certified courses.

$549

Billed annually.

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Boost includes:

  • 184+ hours of instructor-led learning
  • Search across 350+ playlists, 3000+ videos and Q&As
  • Role-focused pathways
  • Expert instructor support

Full Felix access including all learning content and data features.

$849

Billed annually.

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Pro includes:

  • Everything in the Boost plan
  • Streamlined company data
  • Current and historic filings for over 7000 companies
  • Market and industry data
  • Ready-to-use sector and transaction models

Compare plans

BoostPro
Completion certificates3737
Skills certificates4848
Micro-degrees1111
Searchable library of 350+ playlists, 3000+ videos and Q&As
10 role-based learning pathways, including Investment Banking, Equity Research, Sales and Trading and more
Expert instructor support
Practical exercises to work alongside videos and quick quizzes to test your understanding
Weekly live webinars
Streamlined company data (WACC. & EV bridge calculator, custom comparables)
Current and historic filings for over 4,000 US firms
Current and historic filings for over 7,000 firms globally
Link to, label and share data points in filings (limited to 10 for Free and Boost users, unlimited for Pro)
Regional and industry data sets
Ready-to-use sector and transaction models

Boost$549 Billed annuallyGet Started

Pro$849 Billed annuallyGet Started

Frequently Asked Questions

What tech do I need?

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Access your course across desktop, laptop, tablet or phone; either via our web portal or the dedicated mobile app. While we have optimized our video quality and size, we recommend a broadband connection to enable uninterrupted video playback. A PDF reader and spreadsheet application are required to open the supporting resources.

Is it right for me?

Credit Analysis Training - Recognized Certification - Financial Edge Training (22)

Our online courses reflect the training new analysts receive at the leading financial organizations. They're challenging, but if you want to demonstrate you are as good as the best in the industry then this is the course for you. The top investment banks will recognize our micro-degree certifications, making them perfect for graduates looking to land a job or a professional preparing for a new role.

Are Financial Edge's courses credible?

Credit Analysis Training - Recognized Certification - Financial Edge Training (23)

The leading investment banks, as rated by the FT, hire us to train their incoming analysts. If you are looking to join the best analysts in the world, why not challenge yourself with the same content and certification with the same Wall Street instructors ready to answer your questions.

Will this course help me get a job?

Credit Analysis Training - Recognized Certification - Financial Edge Training (24)

Absolutely. Develop practical skills you can use to impress at interviews, whether you’re looking to break into finance or change roles.

How long do I have to complete the courses?

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Everyone works at their own pace so there's no restrictions, all you need is an active Felix plan for the course you are completing. All Felix plans renew annually.

Are there any hidden costs?

Credit Analysis Training - Recognized Certification - Financial Edge Training (26)

No. Everything you need is included, from instructor-led videos and Excel exercises to the exams.

What is CPD?

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All of our online courses are CPD accredited. CPD stands for Continuing Professional Development and makes demonstrating your commitment to learning easy. Your institution or accrediting body may track CDP points through activities, units or hours. Check with the relevant party to find out how you should be monitoring your progress.

What support will I get along the way?

Credit Analysis Training - Recognized Certification - Financial Edge Training (28)

Our expert instructors are standing by to answer questions and help you develop a detailed understanding of finance complexities. Our technical support team are also ready to help with any system problems.

Visit our FAQ page for more

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Credit Analysis Training - Recognized Certification - Financial Edge Training (2024)

FAQs

Is financial edge training legit? ›

Best for Investments Investment Banker from Financial Edge

Its comprehensive modules and micro-degree program are recognized by top investment banks, helping you build your career. Financial Edge is a training company used by top investment banks to train their incoming financial analysts.

Is financial Edge recognised? ›

Yes, all our online courses are CPD accredited. Continuing Professional Development is a learning tool that professionals from across all industries can apply to improving skills and developing their knowledge.

Which course is best for a credit analyst? ›

Certified Credit Research Analyst (CCRA)

The CCRA is a global certification programme from the Association of International Wealth Management of India (AIWMI) and the National Institute of Securities Markets (NISM) . A CCRA certification allows credit analysts to improve their risk awareness and assessment abilities.

What is credit analysis course? ›

A credit analysis online course equips students with knowledge and skills on various topics such as risk assessment, financial ratios, asset investments, forecasting, capital structure, funding instruments, and debt financing.

Is financial edge certification worth it? ›

Final thoughts. Financial Edge is one of my top recommendations for Investment Banking and related careers. It's not just me that likes them though, some of the world's top investment banks use them to train their hires so you are in august company. The content delivery and presentation, in my opinion, is the best.

Are finance certifications worth it? ›

Obtaining relevant certifications for your chosen career path in finance can help you enhance your knowledge and demonstrate your value to an employer. Additionally, some finance careers require that you hold a specific certification to obtain your desired job or advance.

What is the easiest finance certification to get? ›

Some of the easiest short-term certification courses in finance include financial modeling, certified financial planner, and certified financial analyst.

Who uses financial edge training? ›

Trusted by Wall Street's top investment banks

With instructors from J.P. Morgan, Goldman Sachs, Barclays, and other bulge bracket heavyweights, we deliver an unparalleled learning experience.

What is the hardest finance certification? ›

Chartered Financial Analyst (CFA®)

To obtain the CFA charter, candidates must successfully complete three difficult exams and gain at least three years of qualifying work experience, among other requirements.

Do credit analysts make a lot of money? ›

Wages typically start from $47,640 and go up to $160,680.

Can you be a credit analyst without a degree? ›

It's not necessary to earn a graduate degree to pursue a job in this field. However, you might choose to return to school later to earn a master's degree if your employer prefers to promote those with this advanced credential. It's common for newly hired credit analysts to undergo a period of on-the-job training.

Where do credit analysts make the most money? ›

Highest paying cities for Credit Analysts near United States
  • New York, NY. $111,001 per year. 142 salaries reported.
  • Los Angeles, CA. $88,414 per year. 74 salaries reported.
  • Denver, CO. $78,010 per year. 21 salaries reported.
  • Charlotte, NC. $72,473 per year. 24 salaries reported.
  • Atlanta, GA. $70,332 per year. ...
  • Show more nearby cities.

What are the 3 C's of credit analysis? ›

Students classify those characteristics based on the three C's of credit (capacity, character, and collateral), assess the riskiness of lending to that individual based on these characteristics, and then decide whether or not to approve or deny the loan request.

What are the 5 C's of credit analysis? ›

Each lender has its own method for analyzing a borrower's creditworthiness. Most lenders use the five Cs—character, capacity, capital, collateral, and conditions—when analyzing individual or business credit applications.

How hard is it to become a credit analyst? ›

An associate or a bachelor's degree is required for entry-level positions, while significant relevant work experience may be required for placement into senior positions in the credit department. Most companies offer on-the-job training for entry-level positions to make the transition easy for recent graduates.

What does financial edge do? ›

Blackbaud Financial Edge NXT®

Effectively manage financial reporting, monitor and track program success, and support fundraising efforts, all in one complete nonprofit accounting software system built to streamline financial processes and ensure the overall integrity of your organization.

Which financial modelling course is the best? ›

Best Financial Modeling Courses (2024) ranked by Bankers
  1. Wall Street Prep's Premium Package. ...
  2. Certified Financial Modeling & Valuation Analyst (FMVA) from CFI. ...
  3. The Modeler Course from Financial Edge. ...
  4. Business and Financial Modeling from Wharton. ...
  5. Financial Modeling Professional Certificate from NYIF.
Mar 26, 2024

What is the best website to learn about finance? ›

Kiplinger

Kiplinger is one of the top investing insights providers. The website features a wide range of topics from the world of finance. Since 1920, Kiplinger has led the way in personal finance and business forecasting.

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