Contemplating IT Acquisition? Take Advantage of Flexible Payment Solutions | Dell (2024)

Financial Services

The payment solution options that provides you choice, flexibility, and predictability to architect your ideal IT infrastructure.

By Alain Lamoure |

Choose the right payment solution that aligns with your IT strategy

The process for acquiring new IT infrastructure is often brutal. Much effort is put into investment planning and defining equipment priorities. Finance teams work hand in hand to determine feasibility, funding, and cost control. The impact on cashflow, long-term cost and usage cycle is scrutinized.

Determining how to best acquire new IT equipment can be overwhelming. This arises from the need to replace expired equipment, upgrade to more powerful system, add software enhancements, continue service support, increase IT capacity volume and satisfy requirements from business to integrate with technology specifications outside of standard platform.

Bridging the gap between legacy and new infrastructure can wreak havoc on budgeting. There are costs of maintaining and operating existing environments as well as costs for new systems and getting them online. Mission critical projects requiring immediate deployment are pushed back, delayed or canceled. Budgets are staggered to accommodate. During this period, everything from IT equipment, resourcing, level of effort and deployment time seems to compound.

IT acquisition and migration can be simplified leveraging Payment Solutions from Dell Technologies to streamline the acquisition process today and into the future.** It’s not just about your current needs but partnering with you to keep up with your IT demands and provide you management support and financing to ensure you can focus on running your business. Payment Solutions are available on Dell Technologies converged, hyperconverged, hybrid cloud, and storage and data protection solutions, and facilitate keeping desktops, laptops and workstations up to date with the latest in performance.

Features of Payment Solutions

Deferred Payments allows immediate deployment of IT solutions. Payment deferrals (if available in your area) can be paired with Technology Rotation or Technology Ownership solutions**. Bring projects forward without having to wait for the next budget cycle.

Continue to run the current system while simultaneously migrating into the new system. There is no cost to deploy new systems during this period.

Pay as you Go* payment solutions such as Technology Rotation and Technology Ownership provide customers with the ability to choose payment plans that closely align with business and financial goals**. Payments are predictable and consistent over time. Customers have the flexibility to choose what works best.

Technology Rotation* is a payment and consumption solution**. The technology lifecycle is optimized by rotating in the latest products at a pre-defined cycle without continuing to incur technology cost on the books that’s no longer operating at its peak performance. Lower your Total Cost of Usage (TCU) by up to 33%.¹

Technology Ownership* allows customers to pay over time with the goal of owning the technology**. Payments are distributed across time with greater control over cash. Take advantage of the low-rate financing and spread the cost of ownership over 36 to 60 months on all client, storage, networking, and server solutions.

Cost Benefit

Dell Technologies payment solutions enable you to free up cash and rein in costs when acquiring new technology. Deploy your IT solutions now and keep your business running with limited disruptions and benefit from:

Choice of payment solutions to address different business outcomes.

Flexibility to select technology and the finance terms.

Predictability of budget, billing, and technology lifecycle management.

We invite you to learn more by viewing our entire Payment Solutions Portfolio**.

1 IDC whitepaper, sponsored by Dell: “Financial solutions enable your PC lifecycle strategy” February 2019. Lessor owns the equipment.

*All websites referenced in this article are intended for readers located in the United States only. Readers outside of the United States may access their county’s website by selecting their location from the location menu. Products and offers may not be available or may vary by country.

**Payment solutions provided to qualified commercial customers by Dell Financial Services (DFS) or through Dell Technologies group companies and/or through Dell’s authorized business partners (together with DFS “Dell”). Offers may not be available or may vary by country. Offers may be changed without notice and are subject to product availability, eligibility, credit approval and execution of documentation provided by and acceptable to Dell or Dell’s authorized business partners. In Spain, services are provided by Dell Bank International d.a.c branch in Spain and in remainder of the EU by Dell Bank International d.a.c, trading as Dell Financial Services which is regulated by the Central Bank of Ireland. Dell Technologies, DellEMC and Dell logos are trademarks of Dell Inc.

Contemplating IT Acquisition? Take Advantage of Flexible Payment Solutions | Dell (1)

About the Author: Alain Lamoure

Alain Lamoure is a Senior Director of Product Marketing for Dell Technologies. He leads the teams responsible for portfolio messaging, thought leadership and field marketing for APEX Custom (IaaS) and Payment Solutions, a full portfolio of innovative payment solutions for any hardware, software and services, allowing customers of all size to choose how they want to consume their technology.Alain started with Dell Technologies in 2001. He has held various leadership positions in Marketing, Sales and Operations in Services, Internet Of Things and Financial Services.Prior to Dell Technologies, Alain worked in the Telco and Banking industries. Alain received his MBA from ISC Paris.

Contemplating IT Acquisition? Take Advantage of Flexible Payment Solutions | Dell (2024)

FAQs

Does Dell Financial report to credit bureaus? ›

DFS/WEBBANK may appear on your credit reports if you've applied for financing with Dell to buy a computer or other technology. If you recently applied for financing to cover the cost of a Dell computer or other electronic gadget, you may see DFS/WEBBANK on your credit reports.

How does Dell Finance work? ›

Dell Pay Credit is a revolving line of credit which allows you to pay for your purchase all at once or gives you the flexibility to make monthly payments. This account is offered by Comenity Capital Bank. With this account there is no prepayment penalty.

What credit score do you need to get approved for Dell? ›

What are the Dell Credit Card approval requirements? As with most store cards, you will need a score of at least 640 to get the Dell Credit Card.

Will Dell repossess my computer? ›

If you do not make a Minimum Payment Due on your Account by the Payment Due Date, we may repossess any merchandise that has not been paid for in full to the extent permitted by law. Account Cancellation. You may cancel your Account at any time by notifying us in writing.

What bank does Dell financing use? ›

Your Dell Preferred Account will be transitioning to Dell Pay Credit, issued by Comenity Capital Bank. You can make purchases and register for online access starting Oct. 9, 2023.

How much is Dell in debt? ›

Total debt on the balance sheet as of October 2023 : $27.45 B. According to Dell's latest financial reports the company's total debt is $27.45 B. A company's total debt is the sum of all current and non-current debts.

Does financing a computer hurt credit? ›

Financing almost always includes a credit check, so you might see a temporary drop in your credit score.

What 3 companies keep a credit report on you? ›

Nationwide consumer reporting companies

There are three big nationwide providers of consumer reports: Equifax, TransUnion, and Experian. Their reports contain information about your payment history, how much credit you have and use, and other inquiries and information.

What payments are reported to credit bureau? ›

Types of Accounts That Can Impact Credit Scores

Traditionally, credit reports have recorded payments on two types of debt: installment loans and revolving credit accounts. Installment credit is a lump sum of money you borrow and pay back in a series of equal payments over a set number of months.

Does WebBank report to the credit bureau? ›

To determine eligibility for the card, WebBank can opt to not rely solely on credit scores and instead use a proprietary underwriting system that takes into account things like income, expenses, savings and debts. The card reports payments to the three major credit bureaus.

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