Compare Travel Insurance Plans | Travelex Insurance (2024)

Compare Travel Insurance Plans | Travelex Insurance (1)

Travelex’s travel insurance plans are designed to help protect you and your trip from the unexpected, such as lost baggage and expensive medical bills.

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What Travelex offers

Travelex travel insurance provides protection for travelers on most types of trips, from weekend getaways to the luxury ski vacations.

The Travel Basic plan provides the essentials for your travels, the Travel Select plan provides more comprehensive coverage and allows you to customize your level of coverage, and the Travel America plan provides useful benefits for a domestic trip.

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Travel Basic

This plan can provide travelers with essential protection at a budget-friendly price.

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Travel America

This plan can provide extra peace of mind so you can relax and enjoy all the US has to offer.

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Optional Upgrades

Travelex’s travel insurance plans provide extensive coverage when it comes to protecting your upcoming trip. However, every trip is different. With so many unique trip options available to travelers, Travelex’s upgrades allow you to customize your travel insurance policy to fit your vacation.

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Car Rental Collision

Receive additional financial protection if you’re in an accident or collision while driving a rental car.

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Additional Medical Coverage

Enjoy extra medical expenses coverage in the event of an accident, injury or medical evacuation.

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Protect yourself while flying to and from your vacation destination.

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Adventure Sports

Engage in the adventurous activities you love while traveling.

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Cancel For Any Reason

Cancel your trip for any reason up to 48 hours prior to your departure.

Compare Plans

Which Travelex plan is right for you and your trip? Explore and compare the benefits and protection provided by each plan below.

Effective April 3rd, 2023, the Travel Basic and Travel Select plans may be purchased up to 11:59 p.m. on the day before your departure regardless of the initial trip deposit date.

Effective April 3rd, 2023, the Travel America plan must be purchased at least 10 days prior to the departure date on an existing reservation, or at the time of booking a new reservation if within 10 days of departure.

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Benefit

Travel Select

Travel Basic

Travel America

Trip Cancellation

100% of insured trip cost (up to $50,000)

100% of insured trip cost (up to $10,000)

100% of insured trip cost (up to $750)

Trip Interruption

150% of insured trip cost (up to $75,000)

100% of insured trip cost (up to $10,000)

150% of insured trip cost (up to $1,125)

Trip Delay

$2,000 (with a daily sublimit of $200 and a minimum delay of 5 hours)

$500 (with a daily sublimit of $250 and a minimum delay of 5 hours)

$2,000(witha minimum delay of 5 hours

Missed Connection

$750 (with a minimum delay of 3 hours)

$500 (with a minimum delay of 3 hours)

$2,000 (with a minimum delay of 3 hours)

Baggage & Personal Effects

$1,000 (item sublimits apply)

$500 (item sublimits apply)

$2,000 (item sublimits apply)

Baggage Delay

$200 (with a minimum delay of 12 hours)

$100 (with a minimum delay of 12 hours)

$$1,000 (with a minimum delay of 12 hours)

Sporting Equipment Delay

$200 (with a minimum delay of 24 hours)

-

$2,000(with a minimum delay of 12 hours)

Car Rental Collision Coverage

Upgrade available

Upgrade available

$35,000 per policy (with a $100 deductible)

Emergency Medical Expense

$50,000 (with a dental coverage sublimit of $500)

$15,000 (with a dental coverage sublimit of $500)

$50,000

Emergency Medical Evacuation & Repatriation of Remains

$500,000 (with an escort coverage limit of $25,000)

$100,000 (with an escort coverage limit of $25,000)

$250,000

Accidental Death & Dismemberment (AD&D)

$25,000

$10,000

$25,000

Kids-Included Pricing

Yes

No

Coverages shared between primary traveler and up to 7 traveling companions

Primary Coverage

Included

Included

-

24/7 Travel Assistance

Included

Included

Included

Maximum Trip Length

Up to 364 days

Up to 30 days

Up to 14 days

Early Purchase Benefit: Financial Default

100% of insured trip cost (up to $50,000)

100% of insured trip cost (up to $10,000)

-

Early Purchase Benefit: Pre-existing Medical Condition Exclusion Waiver

Trip Cancellation/Interruption coverage will be limited to 100% of insured trip cost (up to $50,000)

-

Available (when purchased within 3 days of final trip payment)

Early Purchase Benefit: Cancel for Work Reasons

Included as Unforeseen Covered Event

-

-

Upgrade: Cancel for Any Reason

75% of insured trip cost (up to $7,500) with a $10,000 maximum trip cost

-

-

Upgrade: Car Rental Collision Coverage

$35,000 per policy (with a $100 deductible)

$35,000 per policy (with a $100 deductible)

-

Upgrade: Additional Medical Coverage – Additional Emergency Medical Expense

Additional $50,000 ($100,000 benefit total)

-

-

Upgrade: Adventure Sports Exclusion Waiver

Additional activities coverage

-

-

Upgrade: Flight Accidental Death & Dismemberment (AD&D)

$200,000

$200,000

-

Benefit

Travel Med

Trip Interruption

100% of insured trip cost up to ($1,000)

Trip Delay

$100

Missed Connection

$250(with a minimum delay of 3 hours)

Emergency Medical Expense

$10,000 (with a dental coverage sublimit of $500)

Emergency Medical Evacuation

$100,000 (with an escort coverage limit of $25,000)

Baggage & Personal Effects

$1,000 (item sublimits apply)

Baggage Delay

$500

Accidental Death & Dismemberment (AD&D)

$10,000

Primary Coverage

Included

24/7 Travel Assistance

Included

Maximum Trip Length

Up to 30 days

Upgrade: Car Rental Collision Coverage

$35,000 per policy (with a $100 deductible)

Benefit

Flight Insure Plus

Flight Insure

Flight Accidental Death & Dismemberment (AD&D)

Amount Selected

Amount Selected

Missed Connection

$50 (with a minimum delay of 3 hours)

-

Baggage & Personal Effects

$1,000 (item sublimits apply)

-

Baggage Delay

$500 (with a minimum delay of 12 hours)

-

Emergency Medical Expense

$10,000 (with a dental coverage sublimit of $500)

-

Emergency Evacuation & Repatriation of Remains

$100,000 (with an escort coverage limit of $25,000)

-

Primary Coverage

Included

Included

24/7 Travel Assistance

Included

Included

Maximum Trip Length

Up to 30 days

Up to 180 days

Compare plans

Which Travelex plan is right for you and your trip? Explore and compare the benefits and protection provided by each plan below.

View comprehensive plans

View post-departure plans

View flight plans

Trip Cancellation

100% of insured trip cost (up to $50,000)

Trip Interruption

150% of insured trip cost (up to $75,000)

Trip Delay

$2,000 (with a daily sublimit of $200)

Missed Connection

$750 (with a minimum delay of 3 hours)

Baggage Delay

$200

Baggage & Personal Effects

$1,000 (item sublimits apply)

Sporting Equipment Delay

$200 (with a minimum delay of 24 hours)

Emergency Medical Expense

$50,000 (with a dental coverage sublimit of $500)

Emergency Medical Evacuation & Repatriation of Remains

$500,000 (with an escort coverage limit of $25,000)

Accidental Death & Dismemberment (AD&D)

$25,000

Kids-Included Pricing

Yes

24/7 Travel Assistance

Included

Trip Cancellation

100% of insured trip cost (up to $10,000)

Trip Interruption

100% of insured trip cost (up to $10,000)

Trip Delay

$500 (with a daily sublimit of $250)

Missed Connection

$500 (with a minimum delay of 3 hours)

Baggage & Personal Effects

$500 (item sublimits apply)

Baggage Delay

$100 (with a minimum delay of 12 hours)

Sporting Equipment Delay

-

Emergency Medical Expense

$15,000 (with a dental coverage sublimit of $500)

Emergency Medical Evacuation

$100,000 (with an escort coverage limit of $25,000)

Accidental Death & Dismemberment (AD&D)

$10,000

Kids-Included Pricing

No

24/7 Travel Assistance

Included

Trip Cancellation

100% of insured trip cost (up to $750)

Trip Interruption

150% of insured trip cost (up to $1,125)

Trip Delay

$2,000

Missed Connection

$2,000 (with a minimum delay of 3 hours)

Baggage & Personal Effects

$2,000 (item sublimits apply)

Baggage Delay

$1,000 (with a minimum delay of 12 hours)

Sporting Equipment Delay

$2,000

Emergency Medical Expense

-

Emergency Medical Evacuation & Repatriation of Remains

$250,000

Accidental Death & Dismemberment (AD&D)

$25,000

Kids-Included Pricing

Coverages shared between primary traveler and up to 7 traveling companions

24/7 Travel Assistance

Included

Benefit

Travel Med

Trip Interruption

100% of insured trip cost (up to $1,000)

Trip Delay

$100

Missed Connection

$250

Emergency Medical Expense

$10,000

Emergency Medical Evacuation

$100,000

Baggage & Personal Effects

$1,000

Baggage Delay

$500 (with a minimum delay of 12 hours)

Accidental Death & Dismemberment (AD&D)

$10,000

Primary Coverage

-

24/7 Travel Assistance

Included

Flight Accidental Death & Dismemberment (AD&D)

Amount Selected

Missed Connection

$50 (with a minimum delay of 3 hours)

Baggage & Personal Effects

$1,000 (item sublimits apply)

Baggage Delay

$1,000 (with a minimum delay of 12 hours)

Emergency Medical & Dental Expense

$10,000 (with a dental coverage sublimit of $500)

Emergency Medical Evacuation & Repatriation

$100,000 (with an escort coverage limit of $25,000)

24/7 Travel Assistance

Included

Flight Accidental Death & Dismemberment (AD&D)

Amount Selected

Trip Delay

-

Baggage & Personal Effects

-

Baggage Delay

-

Emergency Medical & Dental Expense

-

Emergency Medical Evacuation & Repatriation

-

24/7 Travel Assistance

Included

GET QUOTE

Compare Travel Insurance Plans | Travelex Insurance (2024)

FAQs

What are the two 2 basic types of travel insurance? ›

What type of travel insurance do I need? There are two main types of travel insurance: trip protection plans and travel medical plans.

What is a good rate for travel insurance? ›

On average, travel insurance is around 5%-6% of the total trip cost, and the average trip cost for US travelers from April 2022- January 2024 was around $6,343.

Is Allianz good travel insurance? ›

Allianz is a popular choice among business travelers due to its AllTrips Executive travel insurance policy with coverage for lost, stolen or damaged business equipment and rental car insurance. Earning 4.1 out of 5 stars, our expert reviewers think Allianz is a great choice for international travel insurance.

What is not covered by Allianz travel insurance? ›

Claims due to known, foreseeable, or expected events, epidemics, government prohibitions, warnings, or travel advisories or fear of travel are generally not covered (coverage can vary by state.)

What are two disadvantages travel insurance? ›

It can also be expensive, difficult to file claims, and not always cover the things you thought it would — or should.

What is not covered by travel insurance? ›

Reasonably foreseeable events. Known storms, epidemics, acts of war. Travel restrictions imposed by government authorities. Pre-existing conditions, unless the Premium plan is bought within the window for coverage.

Is it better to get single trip or annual travel insurance? ›

This will depend on your situation, but if you are certain you will only travel once in the next 12 months, you should get a single trip policy for that holiday. If you are unsure of how many trips you will take, an annual policy may be more expensive, but it will give you the peace of mind of knowing you are covered.

Does AARP offer international travel insurance? ›

While there are no AARP travel insurance products or discounts available for seniors, members can use the AARP website for trips and tricks on how to plan for international travel and information regarding how to choose the right insurance plan for older travelers.

How many days before should you buy travel insurance? ›

If you're wondering when you should buy travel insurance, the simple answer is as soon as possible. Ideally, you'll buy coverage no later than 15 days prior to your trip.

What is the average cost of travel insurance in the US? ›

For travel in the United States, the average premium is $92 to $403. Travel insurance protects against delayed baggage, trip cancellation, and more.

Which is the best travel insurance for the USA? ›

Safe Travel USA Comprehensive, Patriot America Plus, and Atlas America are some of the popular comprehensive travel insurance plans for Indian tourists. If you are looking for sports coverage you can add optional sports and hazardous activities coverage, with the Diplomat Long Term.

Does travel insurance get more expensive closer to the trip? ›

Unlike other aspects of your travel experience like airfares or hotel-room rates, the price of travel insurance doesn't increase the closer you get to your travel date. There's no financial penalty if you wait to buy travel insurance (except for those bonus coverages, of course).

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