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Travel Insurance. A packing list must.
Whether you are travelling across Canada or around the world, BMO Travel Insurancefootnote1,footnote2 has the plan to meet your travel insurance needs. Protect yourself against travel hiccups!
Plus, all plans come with 24/7 travel assistance, with a network of medical and travel insurance professionals ready to help you.
Compare travel insurance plans to find the coverage you need.
Multi-Trip Plans
Travelling more than once this year? Multi-trip plans are cost effective and convenient.
Single Trip Plans
Coverage tailored to your specific trip.
Multi-Trip Plans Single Trip Plans
| Coverage Includesfootnote1,footnote2 More information on coverage inclusions | Multi-Trip TravelMedical PlanMore information about Multi-Trip Travel Medical Plan | Multi-Trip PremiumTravel PlanMore information about Multi-Trip Premium Travel Plan | Single Trip TravelMedical PlanMore information about Single Trip Travel Medical Plan | Single Trip PremiumTravel PlanMore information about Single Trip Premium Travel Plan | Single Trip -Trip Protection PlanMore information about Single Trip -Trip Protection Plan |
|---|---|---|---|---|---|
| Premium | From $55* | From $102* | Personalized based on your trip detailsPersonalized based on your trip details (Opens in new tab) | ||
| Out-of-Province/Country Emergency Medical | Available | Available | Available | Available | Unavailable |
| Trip Cancellation | Unavailable | Available | Unavailable | Available | Available |
| Trip Interruption and Delay | Unavailable | Available | Unavailable | Available | Available |
| Flight Delay | Unavailable | Available | Unavailable | Available | Available |
| Baggage and Personal Effects | Unavailable | Available | Unavailable | Available | Available |
| 24/7 Trip Assistance | Available | Available | Available | Available | Available |
| Unlimited Number of Trips per yearfootnote3 | Available | Available | Unavailable | Unavailable | Unavailable |
| Individual plan coverage details | Learn moreLearn more about Multi-Trip Travel Medical Plan | Learn moreLearn more about Multi-Trip Premium Travel Plan | Learn moreLearn more about Single Trip Travel Medical Plan | Learn moreLearn more about Single Trip Premium Travel Plan | Learn moreLearn more about Single Trip -Trip Protection Plan |
Multi-Trip Travel Medical Plan
| Premium | From $55* |
|---|---|
| Out-of-Province/Country Emergency Medical | Available |
| Trip Cancellation | Unavailable |
| Trip Interruption and Delay | Unavailable |
| Flight Delay | Unavailable |
| Baggage and Personal Effects | Unavailable |
| 24/7 Trip Assistance | Available |
| Unlimited Number of Trips per year3 | Available |
Multi-Trip Premium Travel Plan
| Premium | From $102* |
|---|---|
| Out-of-Province/Country Emergency Medical | Available |
| Trip Cancellation | Available |
| Trip Interruption and Delay | Available |
| Flight Delay | Available |
| Baggage and Personal Effects | Available |
| 24/7 Trip Assistance | Available |
| Unlimited Number of Trips per year3 | Available |
Single Trip Travel Medical Plan
| Premium | Get a quote(Opens in a new tab) |
|---|---|
| Out-of-Province/Country Emergency Medical | Available |
| Trip Cancellation | Unavailable |
| Trip Interruption and Delay | Unavailable |
| Flight Delay | Unavailable |
| Baggage and Personal Effects | Unavailable |
| 24/7 Trip Assistance | Available |
| Unlimited Number of Trips per year3 | Unavailable |
Single Trip Premium Travel Plan
| Premium | Get a quote(Opens in a new tab) |
|---|---|
| Out-of-Province/Country Emergency Medical | Available |
| Trip Cancellation | Available |
| Trip Interruption and Delay | Available |
| Flight Delay | Available |
| Baggage and Personal Effects | Available |
| 24/7 Trip Assistance | Available |
| Unlimited Number of Trips per year3 | Unavailable |
Single Trip - Trip Protection Plan
| Premium | Get a quote(Opens in a new tab) |
|---|---|
| Out-of-Province/Country Emergency Medical | Unavailable |
| Trip Cancellation | Available |
| Trip Interruption and Delay | Available |
| Flight Delay | Available |
| Baggage and Personal Effects | Available |
| 24/7 Trip Assistance | Available |
| Unlimited Number of Trips per year3 | Unavailable |
Premium
How much your insurance coverage will cost. Travel insurance premiums are determined by the plan you choose, your age, and the length of your trip. For Trip Cancellation coverage, the cost of your trip is required to determine your premium.
Out-of-Province/Country Emergency Medical
Provides emergency medical travel insurance Canada-wide (excluding your home province) and internationally, covering up to $5 million in medical expenses. Coverage includes air ambulance, emergency hospital stay, treatment from a physician and other medical expenses.
Trip Cancellation
If an unexpected death, illness or other specific unexpected circ*mstance means you have to cancel your trip, this benefit is payable from the day coverage starts to the day you’re set to leave on your trip.
Trip Interruption
Up to $2,000 to get you home if an unexpected event such as an illness or death in the family occurs while you’re away.
Flight Delay
Up to $500 per trip towards additional accommodation and travelling expenses if your scheduled flight is delayed for more than six hours.
Baggage and Personal Effects
Up to $750 per insured person (to a maximum of $2,000 per trip) in the event of loss or damage of baggage and personal effects while on your trip.
24/7 Trip Assistance
Coverage includes assistance in obtaining an emergency cash transfer, lost document and ticket replacement, lost luggage assistance, and trip planning information such as passport and visa information for the country you’re visiting.
Unlimited Number of Trips
Multi-trip plans provide coverage for an unlimited number of trips per year, up to 10 or 23 days per trip (depending on the plan you choose). You can purchase additional coverage if your trip will be longer than the number of days covered by your plan.
How to buy
Quick Information and Resources
Making a claim Making a complaint FAQsFAQs (Opens in a new tab)
1This information is only a summary. Limitations and exclusions apply. For full details see the Certificate of InsuranceCertificate of Insurance (Opens in a new tab).
2If you're 60 years of age or older, to confirm your eligibility and determine your premium, complete a medical questionnaire online or by phone. For full details, see the Certificate of Insurance.
3Coverage is for 365 days from time of purchase.
* Premiums based on 4, 10 or 23 day multi-trip plans for customers under the age of 50. All travel insurance plans can be purchased online or by phone and require credit card for payment.
Travel insurance does not cover everything. For complete terms, conditions, limitations and exclusions, please refer to the certificate.
Note: Travel Insurance is underwritten by CUMIS General Insurance Company (www.cumis.com), a member of the Co-operators group of companies, and administered by Allianz Global Assistance, which is a registered business name of AZGA Service Canada Inc., who can be reached at 1-800-661-9060.
CUMIS General Insurance Company
P.O. Box 5065, 151 North Service Road
Burlington, ON L7R 4C2
Canada
Toll-free: 1-800-263-9120
* Note for inquiries related to the certificate, including but not limited to coverage, exclusions and adjudication contact AZGA Service Canada Inc., who can be reached at 1-800-661-9060.
