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Quebec
If you are looking for a car insurance quote in Quebec, you will be directed to Click Insurance, where you will be able to compare quotes from top insurance companies in that province.
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Motorcycle Insurance
If you are looking for a motorcycle insurance quote in Ontario, you will be directed to NFP Insurance, where you can compare your options with a licensed insurance professional.
Nous sommes là pour vous aider
Malheureusem*nt, notre site n’est pas en capacité de vous proposer une soumission en ligne en français pour le moment. Toutefois, vous pouvez nous contacter afin qu’un agent francophone vous assiste dans votre recherche du meilleur prix.
1-888-854-2503
Lundi – Vendredi: 8h - 20h HAE
Samedi: 10h – 16h HAE
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Quebec
If you are looking for a car insurance quote in Quebec, you will be directed to Lussier Insurance, where you will be able to compare quotes from top insurance companies in that province.
Quebec
Si vous recherchez une soumission pour une assurance auto au Québec, nous allons vous connecter avec l’un de nos partenaires dans ce secteur.
Quebec
If you are looking for a property insurance quote in Quebec, you will be directed to Click Insurance, where you will be able to compare quotes from top insurance companies in that province.
Quebec FR
If you are looking for a property insurance quote in Quebec, you will be directed to Click Insurance, where you will be able to compare quotes from top insurance companies in that province.
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If you are looking for a travel insurance quote and reside in Quebec, you will be connected with one our dedicated insurance partners offering quotes in that area.
Si vous recherchez une soumission pour une assurance voyage et résidez au Québec, nous allons vous connecter avec l’un de nos partenaires dans ce secteur.
If you are looking for a life insurance quote and reside in Quebec, you will be connected with one our dedicated insurance partners offering quotes in that area.
If you are looking for a home insurance quote in British Columbia, you will be connected with one of our dedicated insurance partners offering quotes in that area.
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Compare life insurance quotes
If you are looking for a life insurance quote, you will be directed to LowestRates.ca, part of the RATESDOTCA Group Ltd family of companies, where you will be able to compare quotes from top Canadian insurance companies.
Compare car insurance, mortgages and credit cards in just a few clicks.
RATESDOTCA helps you compare rates from more providers than anyone else
Full list of providers
Let's get started
Compare to save
Calling around for quotes with one, two, or fifty providers? No way! We’ve all got better things to do. Thankfully, RATESDOTCA makes it easy.
Spare a few moments from the latest clickbait. Spare a few clicks to compare insurance rates. Pick the one that gives you the best coverage at the best price. And boom – you’re done!
We’re all for the power of comparison because everyone deserves a better rate.
Got questions about what we do?
We help Canadians make better insurance and money decisions.
Is RATESDOTCA a broker?
No, RATESDOTCA is a comparison website, not a broker. We work with insurance providers, mortgage brokers, and financial institutions to aggregate their available rates so you can compare them side by side. This allows us to publish more rates than anyone else, so you can shop the market and find the best rates for you. You’ve likely already used comparison websites when looking for the best price for hotels or flights. Our services work the same way by showing you all the rates in one place so you can find and select the best deal.
Are there any fees associated with using RATESDOTCA?
Absolutely not! Comparing rates on RATESDOTCA is always free. We make our money from insurance providers and financial institutions for sending them referrals, and from credit card issuers for approved credit card applications originating from our site.. We believe in empowering Canadians to make better insurance and money decisions, which is why the choice to secure the best rate is always yours.
What products can I compare on RATESDOTCA?
You can compare quotes for car insurance, home insurance, travel insurance, life insurance, mortgages and credit cards. RATESDOTCA is your one-stop shop for all your insurance and financial needs.
What provinces is RATESDOTCA available in?
Quotes for car insurance is currently available in Ontario, Alberta & Quebec. We provide comparison quotes for all other insurance, as well as mortgage rates and credit cards, across Canada.
How will the information I provide on the site be used?
Any information that you provide on RATESDOTCA will only be transferred to the insurance or financial services provider that you've chosen to share it with in order to fulfil your request. We will not sell your information to any third parties without your consent.
How do I get the best rates?
Hands down, the easiest way to get the best rates is by shopping around and comparing rates from different brokers, insurance companies and financial institutions. RATESDOTCA partners with more companies than anyone else, giving you the widest selection of rates available.
More providersthan anyone else
50+
Insurance companies
alone!
Get a better rate
With easy-to-use, flexible online tools that let you search the entire market, you can compare the best rates on insurance, mortgages and credit cards in Canada. In just a few clicks you’ll be matched with a wide range of quotes from Canada’s top providers – the names you know and trust – so you can move on and do something else with your time. Just as easy as it is to search for a hotel on a comparison website, you can now do the same for your car or home insurance, your mortgage and the credit cards you want in your wallet.
RATESDOTCA users save an average of $882 on car insurance.*
Car Insurance
Find the cheapest car insurance rates.
Did you know car insurance rates can vary widely from one provider to the next? By comparing quotes from multiple companies, you can easily see if you’re still getting the best rate on your auto insurance. Compare quotes, benefits, and discounts offered by each provider, and choose the policy that suits your budget and needs.
Mortgage Rates
Find today’s best mortgage rates in one place.
With rates always changing, knowing that you have the best mortgage rate is top priority for Canadians. We publish competing mortgage rates from a wide variety of brokers and financial institutions so you can easily compare today’s lowest mortgage rates and filter your results by the mortgage type and term to get the best mortgage product for your needs. Once you've landed on a mortgage rate that you want, get connected directly with that mortgage provider to secure your rate.
Best Credit Cards in Canada for 2024
Finding a credit card that complements your lifestyle and spending habits can be daunting. There are so many to choose from, and nobody has time for all that fine print — well, no one except us. Our team analyzed over 80 credit cards across 20 categories for the best value to help take the guesswork out of shopping for a new card.
Scroll through the categories below, or click here for the full list of Best Credit Cards 2024 award winners.
Best Rewards Card
Best Rewards Card
American Express Cobalt® Credit Card
Best Travel Card
Best Travel Card
CIBC Aventura® Visa Infinite* Card
Best Travel Card With No Foreign Transaction Fees
Best Travel Card With No Foreign Transaction Fees
Scotiabank®* Gold American Express® Card
Best Card for Earning Travel Points
Best Card for Earning Travel Points
American Express Cobalt® Credit Card
Best Balance Transfer Credit Card
Best Balance Transfer Credit Card
MBNA True Line Mastercard
Best Low Interest Credit Card
Best Low Interest Credit Card
Scotiabank Platinum American Express Card
Best Overall Cash Back Credit Card
Best Overall Cash Back Credit Card
AMEX SimplyCash Preferred Card
Best No Fee Cash Back Credit Card
Best No Fee Cash Back Credit Card
Tangerine World Mastercard®
Best No Fee Travel Credit Card
Best No Fee Travel Credit Card
MBNA Rewards Platinum Plus® Mastercard®
Best Secured Credit Card
Best Secured Credit Card
Neo Secured Credit
Best Student Credit Card
Best Student Credit Card
Tangerine Money-Back Card
Best Family Rewards Card for Gas and Groceries
Best Family Rewards Card for Gas and Groceries
President’s Choice Financial® World Elite Mastercard®
Best Credit Card for Subscriptions
Best Credit Card for Subscriptions
Scotiabank®* Gold American Express® Card
Best Rewards Card for Young Professionals
Best Rewards Card for Young Professionals
American Express Cobalt® Credit Card
Best Prepaid Card
Best Prepaid Card
KOHO Prepaid Mastercard® (KOHO Easy)
Best Overall Mastercard
Best Overall Mastercard
MBNA Rewards World Elite ® Mastercard®
Best Overall Visa
Best Overall Visa
CIBC Aventura® Visa Infinite* Card
Best Credit Card for Newcomers to Canada
Best Credit Card for Newcomers to Canada
BMO CashBack® Mastercard®
Best Overall American Express Card
Best Overall American Express Card
American Express Cobalt® Card
Best Overall Aeroplan Credit Card
Best Overall Aeroplan Credit Card
TD® Aeroplan® Visa Infinite* Card
Mortgage Calculators
Mortgage Payment Calculator
Mortgage Renewal Calculator
Mortgage Affordability Calculator
Mortgage Stress Test Calculator
Mortgage Insurance Calculator
Land Transfer Tax Calculator
Home Closing Cost Calculator
Home Sale Proceeds Calculator
*Shoppers in Canada who obtained an auto insurance quote on RATESDOTCA from January to December 2023 saved an average amount of $882. The average savings amount represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by RATESDOTCA.
What people say about our quotes
Based on 6,119 reviews
”
Easy fast lots of options
David
19hours ago
”
It was fast, and the people were awesome and very helpful.
Wanda
2days, 16hours ago
”
Good service
Paul
2days, 16hours ago
”
Prompt and precise service
Willem
3days, 12hours ago
”
Were very good at giving a quote but could not do better than what I have now. Will still consider in the future.
Bruce Smith
3days, 15hours ago
”
Having my quote done in a timely fashion and coming up with a better price for me. However when we really compare Apples to Apples it becomes clear that the insurance companies are going to get us paying to much anyway.
hans
4days, 8hours ago
”
The insurance pro Maria was very professional and thorough. It was a pleasure speaking with her and reviewing matters. Unfortunately, the results of the quote, being $500 or so more than our current and even upcoming renewal did not work.
Lyle Dyment
4days, 11hours ago
”
Professional, courteous, kind, fast efficient!
Heather
4days, 14hours ago
”
Although our conversation was short the person I was talking to was very clear and pleasant to talk with.
william neff
4days, 15hours ago
”
Makes getting the best rate possible a quick and easy experience. All friendly and knowledgeable people here. If you enjoy saving money and time look no further!
Dean Crutchfield
5days, 4hours ago
”
Quick to reply, car insurance is a 300$ savings
Sandra Jarvo
5days, 7hours ago
”
Jennifer was pleasant and very helpful. Answered all my questions
Bernie H
5days, 13hours ago
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