Compare Car Insurance Quotes from $29/mo Instantly (2024) (2024)

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Insurify shoppers lowered their annual premiums by up to $717 for a combined $44 million in savings.

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• What is Insurify?

  

  Insurify is a digital insurance agent that provides real-time quotes from 100+ insurers including GEICO, AllState, and Progressive, enabling shoppers to compare policies and save up to $717.

• How does Insurify work?

  

  Insurify works by filling out a simple form and our AI-powered comparison tool will pull your personalized quotes from our insurer partners.

  Learn More: About Insurify

• Is my personal information protected and secure with Insurify?

  

  Yes, your personal details are secure and private. We don’t sell your information to external parties, so you won’t get spam from shopping with Insurify.

  Learn more: Insurify’s privacy policy

• Is Insurify an insurance carrier?

  

  No, Insurify is a broker that partners with top carriers. We offer impartial advice so you can pick the insurance provider that best fits your needs.

  Learn more: Why you can trust Insurify

• Is Insurify a licensed insurance agency?

  

  Insurify is a licensed agency in all 50 states. Our licensed insurance agents can provide expert policy advice to customers across the U.S.

• How does Insurify make money?

  

  Insurify earns a commission if you purchase a policy through our website.
  

  Learn more: How Insurify makes money

• Which kinds of insurance policies can I buy through Insurify?

  

  Insurify makes it easy to compare car insurance coverage, but you can also find homeowners insurance, life insurance, and bundling discounts with our comparison tool.

• What personal information do I need to provide to get insurance?

  

  Insurance companies need a few personal details to assess your risk and determine your premium. Insurify collects this information in a single questionnaire so you can compare car insurance rates with dozens of different companies at once. Insurify protects these details, and you won’t get spam from comparing quotes.

  To show you the most accurate auto insurance quotes, Insurify asks for the following information:

  • Address: Most insurance companies use ZIP codes as a rating factor.

  • Type of car: Your vehicle's make, model, and year influence your auto insurance rate.

  • Credit score: Drivers with good credit typically have lower premiums than those with poor credit.

  • Level of education: Some insurance companies offer lower car insurance premiums to policyholders with a college degree.

  When you finalize your policy, we’ll also ask for your vehicle identification number (VIN) and driver’s license number. You’ll also need the license numbers for any other drivers in your household.

  For homeowners insurance, we ask about your address, location-based risk factors, and type of home, including square footage, building materials, year built, roof age, and cost to replace your home. Your previous home insurance coverage and credit score also affect your premium.

  To see life insurance quotes, you need to provide your gender, basic health information, and desired coverage limits.

• How do insurance companies determine my rate?

  

  Auto insurers consider multiple factors when determining your rate. Your driving record (including past car accidents, speeding tickets, and citations), type of car, credit history, location, deductible, and other factors influence your car insurance costs.
  

  Learn more: Factors That Affect Auto Insurance Rates

  
  Homeowners insurance providers consider similar factors, minus your driving history and vehicle type. Your house’s location, building materials, age, and value also affect your home insurance premium.
  

  Learn more: Factors That Affect Your Homeowners Insurance Rates

• What type of car insurance policy do I need?

  

  The type of car insurance coverage you need depends on your lender and state’s requirements and the coverage limits you want. Coverage options include:

  • Liability coverage: Required by all states except New Hampshire, this auto insurance policy typically includes property damage liability and bodily injury liability coverage. Some liability insurance provides personal injury protection, medical payments, and uninsured/underinsured motorist coverage.

  • Full coverage: Often required if you lease or finance your vehicle, this collection of policies includes liability insurance, collision coverage, and comprehensive coverage.

  Learn more: Determine how much coverage you need

• What is the best or cheapest car insurance company?

  

  The best car insurance company for you depends on your unique personal details and desired coverage. Insurify is an impartial policy advisor. We’re not here to sell you on any one insurance company. We want you to find the coverage you need at the best price. Our experts compiled comprehensive guides on top insurance providers and average rates in each state. Learn more about:

  • State Farm

  • GEICO

  • Nationwide

  • Allstate

  • USAA

  • Progressive

  • Other auto insurers

  • Average rates by state