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You don’t just have one credit score. There are many different credit scores provided by different companies that are used to help predict how likely you are to pay your bills on time. The Equifax credit score provided under the offers described herein a proprietary credit model developed by Equifax Canada and provided to you via the myEquifax platform by Equifax Canada in coordination with its affiliate, Equifax Consumer Services LLC, a U.S. company and your data will be stored in the United States. While this score is similar to scores usually communicated to lenders who request it, it is being provided to you for your own educational use. Please keep in mind third parties may use a different score when evaluating your creditworthiness and will consider items other than your credit score, such as information on your credit file and information you provide in your application for credit. You can also receive this Equifax credit score by mail, by phone or in person directly from Equifax Canada.
The Equifax Canada credit report provided under the offers described herein does not include the payment profile tables which are contained within your free Equifax Canada consumer credit report. A payment profile table lists your historical monthly payments and balances for a particular account, spanning a period of up to 25 months. Keep in mind that lenders and other third parties may take into consideration information derived from payment profile tables when evaluating your creditworthiness. To access your free Equifax Canada consumer credit report, disclosure, please visit www.equifax.ca and click on Get my free credit report.
During Equifax Customer Care standard operating hours.
Certain conditions, exclusions and limitations apply to all products, for details please refer to theTerms of Useand your product documentation.
It may be on your statement, or you may be able to log in to your account and access it online. Create a myEquifax account and click “Get my free credit score” to enroll in Equifax Core Credit™. You'll get a free monthly Equifax credit report and free monthly VantageScore credit score based on Equifax data.
Equifax is the only credit bureau that gives lenders the power to access bi-directional Canadian and U.S. credit information from a single inquiry. Delivering unrivaled insights that help you reach new markets and change the way you do business.
You can request a free copy of your Equifax credit report online, by phone, by mail or in person. If you're requesting by phone, you will be required to enter your Social Insurance Number.
You can request and review your free report through one of the following ways: Online: Visit AnnualCreditReport.com. Phone: Call (877) 322-8228. Mail: Download and complete the Annual Credit Report Request form .
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