Can You See Pending Deposits on the Emerald Card? - Yea Big (2024)

(Last Updated On: February 8, 2024)

Emerald Card is a popular offering from the H & R block, which now has been owned by MetaBank.

The prepaid Mastercard provides ample benefits, and the main use is to get the tax refunds/ loan proceeds.

And for other uses, it has everything that any debit card offers, so use it to pay bills or make purchases around the corners with ease.

It also gives ample other benefits like fast access, a modern mobile app, cash access, manages money, or saving for the future.

Can You See Pending Deposits on Emerald Card?

Yes, in just two clicks.

  • Open the MyBlock mobile app and click on transactions.
  • Switch between pending or posted by clicking a button.

PS– Some transactions are liable to take up to three to five days as well.

Checking the H & R Block’s Emerald Card Balance:

Being abreast with your card balance is always useful because we must know and regularly track our expenditure to analyze our spending.

The good thing is that doing this with an Emerald card is easy, and we have a couple of ways to do it.

  • Using theirWebsite– Visit this link which will take you to their login page, and enter your login details in the EMERALD CARD LOGIN button.
  • However, if you have not done this before, then click on CREATE ACCOUNT and then sign in.
  • You can then easily see your balance and a plethora of other details.
  • Doing viaFIND AN ATMoption – Simply hover to the link and put in your zip code to get several closest ATMs to your home list.
  • At the ATM, simply insert the ATM card, which is here your emerald master card, into the machine and follow the prompts.
  • UsingMobile AppsFor iOSand Android, two separate links are here, and you can download their MyBlock App.
  • Sign in to the app like a website and put the necessary details, and see the balance and other info.
  • Lastly, use your cell phone to contact H & R via phone without spending a penny.
  • Dial 800-472-5625 and follow their prompts to know your balance but keep your account number handy with some other details for security issues.

Benefits of the emerald card:

Enjoy a plethora of features on this card beyond the tax refunds.

  • Get quick refunds with a check-cashing fee onto the EC.
  • Use the MyBlock app for quick loading of all check funds into the emerald card account.
  • The card works at almost every ATM where the master card works across the US.
  • Now you can add your govt benefits, payroll benefits, and others all year long.
  • Manage everything from one portal and set up auto bill payments.
  • Save money outside of EC account for tough times someday.
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MyBlock App for the smooth operation of Emerald card:

Download the MyBlock app as it provides lots of benefits to the users via plenty of cutting-edge features.

  • A brand-new video chat feature allows chatting with tax pros to learn and tackle tax-related queries.
  • Now schedule quick appointments and ask for every document you need under one roof.
  • Use a custom and personalized To-do list as well.
  • Use the MyBlock account section to manage all card-related features like paying bills from one hood.

Some other questions,

Related Questions and Frequently Asked Questions (FAQ):

Q1.) Can one see their pending deposits?

Answer:Yes!

You and the bank both can see the deposits, but you can use them just then because you need to wait before they get sanctioned.

Q2.) How much time will it take to get the refund back from IRS deposits on your emerald card?

Answer:Twenty-one days after IRS accepts them.

Suppose you recently filed your tax return and chose to get tax back on the H&R Block Emerald Prepaid card or any such related card, then the above time is normal.

Q3.) What is the procedure to check the deposits on emerald cards?

Answer:One can take up to twelve months to do this and see their past transactions by simply signing in at Emerald Online.

Then obtain your twenty-four months of written history without paying a penny by calling their toll-free number at 1-866-353-1266.

If calling is not your type, then simply write them to theiraddress.

Q4.) How to check your stimulus emerald card details?

Answer:One can use any one out of many ways to check this payment via a plethora of my Block mobile app or calling the toll-free number above.

There are also some live agents to help you out.

Q5.) What bank issues the Emerald card?

Answer:Metabank!

Their prepaid master card, for instance, can be used as a tax-refund product and issued by the same meta bank. It does not feature any OD or credit feature.

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Q6.) How do the deposits work if I get my salary on Friday as a direct deposit?

Answer:There are many payment myths around the corner.

If you get your pay on Friday, your account also gets updated by 9 AM Friday only for all individuals.

And one more fact is that all these credit unions or banks DO NOT charge a single penny for this kind of transfer.

Q7.) How can you view the pending charges on your US bank deposits?

Answer:Reach your account dashboard from net banking or app and go to the bottom menu.

Select DEPOSIT and see VIEW mobile deposits, then use the tabs to see your PAST/ PENDING deposit transaction history.

Q8.) Can I see my pending deposits on Suntrust?

Answer:Yes!

One can see pending check deposits immediately, and as soon as they deposited them, so you can see beforehand whether they have received the same or not.

This happens way before they do this.

Q9.) How much time does the H & R block needs for depositing funds?

Answer:eight to fifteen days!

This is if you have used the e-file version for filing the return and then chose the DD option.

You might need to give them around three to five days more to process them in addition to the above.

Q10.) Will MetaBank acquire the H&R block or Axos Bank?

Answer:MetaBank.

All the accounts will come under MetaBank that you had with the Axos earlier, and the privacy policy will also change.

Accounts agreements will also change for obvious reasons.

Q11.) What time can you expect for loading the funds into your emerald card?

Answer:Ten days easily!

This would happen if you chose the ten-day funding without fee option. In this case, your fund gets loaded to your card in this duration.

If your check approves and it remains there for those ten days without any payment, you get your card loaded.

Lastly, your payment has no protection from the FDIC insurance during this loading duration.

Q12.) Can we make deposits on Sunday for our Emerald card?

Answer:Yes!

One couple received their tax refund on Emerald card on early Sunday night only, which otherwise had to arrive by Monday.

Q13.) Will the H & R customers get any third stimulus?

Answer:Yes!

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One can get tax refunds on their emerald debit card, and as an addition, if anyone also qualifies for the third stimulus check, they will also get an additional refund.

Q14.) How to quickly check your balance on the emerald card?

Answer:Dial 800-472-5625 and follow for on-call instructions to do a wide variety of stuff.

Keep the account number handy and some more info due to security protocols.

Then, you will get to know your balance.

Q15.) How to use my emerald card on the cash app?

Answer: Not possible!

As of now, you cannot add any prepaid cards on this app and rather use the bank account for this purpose.

There is no option to add money via a prepaid card.

Q16.) How can we check the status of your direct deposits?

Answer:Just follow a few steps, and you are good to go.

  • First, click the name of the company and click payroll settings from the top right option.
  • Then find the DIRECT DEPOSIT under the payroll and services option.
  • Lastly, look at this is in your action column, which is on the Employer info.
  • If there is an ACTIVE button, feel happy your DD is all done and ready to load.

Final Verdict:

Emerald prepaid master debit card from H & R block and owned by MetaBank now offers plenty of tax-friendly features.

It lets the user work with a tax pro on their my block app for quick termination of tough questions.

Secondly, you can keep everything synced with you and track return-related queries in real-time everywhere.

It is easy to store all documents online like donations, returns, and receipts pan year.

You can also connect with a special tax officer for even more help and manage all the bills under one roof.

Also, they promise to refund as much as possible that they offer a Max refund guarantee program.

They have all tax pros with at least ten or more years of experience, and you can file via plenty of methods online.

You can do and use it like any other normal debit card as well for personal usages and go for shopping or ATM.

Sign Up today!

Thanks For Reading!

Can You See Pending Deposits on the Emerald Card? - Yea Big (2024)

FAQs

Can you see if you have pending deposits? ›

Simply log onto your bank account profile and look at your checking account or savings account history. Depending on when payment was sent, your money could come up as pending direct deposit in either one of these accounts. Go into your bank account history to check the status of your money.

How do I know if there's money on my emerald card? ›

What number do I call to check my emerald card balance? Call 1-866-353-1266.

How long does it take H&R Block to deposit a refund on an Emerald card? ›

If you file your tax return electronically and elect to receive your tax refund on your H&R Block Emerald Prepaid MasterCard®, another pre-paid debit card owned by you, or your personal bank account, you can expect your refund within 21 days after IRS acceptance*.

Does H&R Block release funds early? ›

What if there was a way to get money faster? H&R Block has tools that could help. With a Refund Advance loan 109. Scroll to bottom of page. available at H&R Block, if approved, you could get money within minutes of filing your tax return.

How long does it take for a pending deposit to show up? ›

Generally, a bank must make the first $225 from the deposit available—for either cash withdrawal or check writing purposes—at the start of the next business day after the banking day that the deposit is made. The rest of the deposit should generally be available on the second business day.

What time do banks release pending deposits? ›

Usually, you'll have access to your direct deposit at the opening of business on your payday — by 9 a.m. In many cases, direct deposits hit accounts even earlier, often between midnight and 6 a.m. on payday morning. But there are factors that can affect how long it takes your direct deposit to become available.

Can you call to check balance on Emerald card? ›

Contact Customer Service by calling 1-866-353-1266, by mail at Cardholder Customer Service, PO Box 10170, Kansas City, MO, 64171, or visit www.hrblock.com/emeraldcard. For general information about prepaid accounts, visit cfpb.gov/prepaid.

How long does H&R Block take to direct deposit? ›

If you e-filed your return and chose direct deposit to receive your refund, you'll usually receive your refund in 8-15 days. However, you should allow an extra 1-5 business days for your bank to process the funds. If you chose the Refund Transfer option, the refund will come from the Axos Bank®, not the IRS.

Can I view my Emerald card online? ›

You can view 12 months of statements and your recent transactions by logging in at Emerald Online. You can also obtain 24 months of written history at no charge by calling 1-866-353-1266, or by writing us at Cardholder Customer Service, PO Box 10170, Kansas City, MO 64171.

How long does it take H&R Block to release funds? ›

You should receive your refund in as few as 10 days with direct deposit. Otherwise, the IRS issues a paper check in about six to eight weeks. If there are conflicts between the status shown in the H&R Block mobile app and the IRS Where's My Refund tool, you should work off the information on the IRS website.

What time of day does HR block deposit refunds? ›

What time of the day will my tax return be deposited on my H&R block card? It will come through whenever the refund is processed by IRS, any time of day. If you chose to have your fees taken out of the refund, your refund will go to Block's bank first and be processed from there.

Do you get a refund early with an Emerald card? ›

Emerald card does NOT release funds early. DDD of 2/22, that's when we will see our refunds.

How do I know if my refund advance was approved? ›

Fact – If eligible, you can apply for a Refund Advance loan at the end of your tax prep. Pathward® N.A., the lender for the loan will notify all applicants by text or email of their decision. If approved, you could receive your tax refund anticipation loan proceeds within minutes after you file with H&R Block.

What is the maximum refund guarantee for H&R Block? ›

What Does the H&R Block Accuracy Guarantee Cover? If the program makes a math error resulting in you having to pay penalties and/or interest to the IRS that you otherwise wouldn't have been required to pay, the H&R Block accuracy guarantee will reimburse you up to a maximum of $10,000.

Can you borrow money from H&R Block? ›

H&R Block also provides refund advance loans of up to $3,500 when you e-file a tax return at a participating H&R Block office.

Do banks show pending direct deposits? ›

Most other banks can see your “pending” direct deposit because they are waiting until payday to put the money in your account.

Can you see if you have a pending deposit on PayPal? ›

Since the funds are immediately placed into your balance with PayPal when the money comes in, you typically will not see a pending transaction on your end in the activity. However, you can contact the payor to see if they have initiated the transfer yet.

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