We make purchasing buy-to-let insurance simple. We compare a range of quotes specific to your property requirements. You can buy online or talk to one of our property insurance specialists and they will search our panel of carefully selected insurers for the best buy-to-let insurance for you.
We’ve been working with landlords since 1995, so we know it’s vital to find the right cover for your BTL property. That’s why we provide high-quality cover and an award-winning service at a great price – so you get the best deal around.
Option to include rent guarantee and legal expenses cover.
The Alan Boswell Group Difference
Because our buy-to-let insurance products are managed in-house, we provide a unique service, with pricing, underwriting and claims primarily managed by our own team. We also have alandlord advice hubthat is full of useful information to help landlords and property owners find the advice and products needed.
Our advice and service have been recognised by the industry and our customer feedback scores are proof of our consistently high standards.
We've dealt with Alan Boswell for over 10 years and have always been very impressed by their efficiency.
Mr & Mrs Hodges
Our NIG landlord insurance policy is a Which? Best Buy.
We take great pride in being recognised for our dedication to providing the best service and comprehensive, tailored cover for our customers’ needs. If you are unsure of the type of cover you need, our expert advisers are available to help over the phone.
What's included
Our buy-to-let landlord insurance policies cover a range of property risks, so you get complete peace of mind.
Rebuild or repair cost The cost to rebuild or repair your BTL property after an insured event e.g. flood or fire.
Damaged contents The cost of damage to your carpets, curtains, and white goods are automatically covered.
Loss of rent The cost of rehousing your tenant, or reimbursem*nt for loss of rent, where the property becomes uninhabitable following a property damage claim.
Property owners' liability £5 million property owners' liability cover to protect you against legal action.
Employers' liability £10 million employers' liability to cover cleaners, gardeners, caretakers etc.
Full cover between tenants Full cover for up to 90 days unoccupancy between tenants.
Dedicated claims team Access to our experienced in-house claims team.
Manufacture of drugs by tenants Insurance against damage caused by cannabis farms (conditions apply).
Malicious and accidental damage Cover for damage caused by the tenant.
Our insurance is designed specifically for landlords and covers the buildings and contents of your investment property. As a landlord, we know you face more risks than that,which is why we can provide a range of additional covers:
Home emergency cover Cover for domestic emergencies, including boiler breakdown.
Rent guarantee insurance with landlord legal expenses Cover for your rental property, including repossession of property, loss of rent, and other legal disputes.
Landlord legal expenses Provides legal advice and cover for legal costs incurred should a dispute relating to your property arise.
Landlord insuranceproducts
Landlord Building Insurance
Landlord building insurance is a vital cover for your rental property we can search the market, compare quotes, and arrange your insurance so you get the best cover available.
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Multi Property Landlord Insurance
Multi-Property landlord insurance for your residential and/or commercial property portfolio.
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Block of Flats Insurance
A comprehensiveflat insurance policy tailored to your requirements will give you peace of mind, talk to one of our specialists today or get a quote online
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Rent Guarantee Insurance
Provides insurance for non payment of rent in the event of a tenant defaulting as well as any landlord legal expenses cover of up to £100,000.
Provides cover for your rental property, including repossession of the property and other legal disputes.
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Landlord Home Emergency Cover
Home emergency cover for your own or rental property in the event of a domestic emergency e.g. boiler breakdown, failure in utilities etc.
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Tenant Referencing for Landlords and Letting Agents
Referencing of tenant(s) employment history, tenant history, identity and credit history and affordability.
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Landlord insurance FAQs
Buy-to-let insurance, also called landlords insurance, is a of type of insurance for landlords and property owners. The basic product is landlord buildings and contents insurance. This covers risks relating to the fabric of the building and anything you may have left in the property, such as white goods, curtains, carpets etc (contents).
Additional insurance products, such as rent guarantee, landlord legal expenses, and home emergency cover can also be added to provide further protection for an additional cost.
The price depends on a variety of factors, such as the property you want to insure, your excess, and level of cover. For a full breakdown we recommend a read through of our definitive landlords insurance statistics page. However, we guarantee to beat the price of your like-for-like landlord insurance quote. See terms
Legally, you don’t need to have landlord insurance. However, this cover provides vital peace of mind that your property is protected if the worst happens. Landlord insurance covers the buildings and certain contents of your rental property, while add-on products, including landlord legal expenses and rent guarantee insurance, can provide additional protection.
The policy provides cover for carpets, curtains, and white goods. If you want to cover anything more than this we would be happy to arrange additional cover for you.
You are covered for £5m legal liability to third parties for any one incident. You also have employers’ liability cover for people working at your property, up to £10m.
Providing you have a tenancy agreement in place and the tenant has been referenced, there are no restrictions on who you can rent to.
Yes, it will remain in place for new tenants provided you have another tenancy agreement in place. Our landlord insurance also provides full cover for vacant properties for up to 90 days, subject to precautions.
Award-winning buy-to-let insurance
Speak to our team about buy-to-let insurance
01603 216399
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Landlords Insurance Enquiry
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Renters insurance is property insurance specifically designed for people who do not own their homes. If disaster strikes in the form of fire, vandalism, theft or any number of other ways, renters insurance means you won't be stuck paying to replace everything that was lost or damaged.
How much does landlord insurance cost per month? Landlord insurance for a typical 3-bed, 2-bath property in the UK with a £200,000 rebuild cost would incur an annual premium around £170 for building-only cover—that's roughly £16 a month for landlord insurance, depending on the interest rate charged for paying monthly.
The core coverages of landlord insurance include property damage, liability protection, and rental income lost due to a tenant's inability to rent. Additional riders—or add-ons to policies—can be purchased to cover income lost when a tenant misses a rent payment and flood damage.
According to the Investopedia article mentioned above, most renters insurance policies cover personal items, living expenses, and liability insurance (typically from $100,000 to $300,000 in damages).
The national average salary for a Landlord is £32,300 in United Kingdom. Filter by location to see Landlord salaries in your area. Salary estimates are based on 17 salaries submitted anonymously to Glassdoor by Landlord employees. How accurate is an average base pay range of £21K-£50K/yr?
You have to pay Class 2 National Insurance if your profits are more than £12,570 a year and what you do counts as running a business, for example if all the following apply: being a landlord is your main job. you rent out more than one property. you're buying new properties to rent out.
Renters insurance coverage is almost always worth it. It is much more affordable than other policies, including home or auto insurance, and provides valuable financial protection. Even if you can save enough money to cover unexpected loss, renters insurance may be worthwhile.
Your personal property, personal liability, additional living expenses, and guest medical expenses are usually covered under your renters insurance. It typically does not cover earthquakes, floods, bedbugs, mold, or damage to the exterior of the building.
The main and most obvious distinction between renters insurance and homeowners insurance is that a homeowners policy safeguards the home's physical structure against covered perils while renters insurance won't protect the home or building occupied by the tenant.
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Our NIG landlord insurance policy is a Which? Best Buy.
