Business Digital Banking (2024)

Notice:For Businesses using WTB Online,click herefor more information.

Business Digital Banking delivers robust business solutions by providing easy access to account information, and the flexibility to conduct banking transactions anytime, day or night. Our Bill Pay, custom alerts and notifications, eStatements and fraud prevention solutions all help make Business Digital Banking a powerful resource for your business banking needs.

The Business Digital Banking online and mobile banking application provides businesses a variety of products, services, features and benefits, from basic daily balance information and transaction activity to reporting and data exports.

• ACH ^*
• BAI Reporting
• EDI Reporting
• Mobile (WTB Business Digital Banking)
• Payment and system alerts (balances, transactions, approvals pending, user maintenance, etc.)
• Stop Payments
• Templates
• Transfers (Many to one, One to many)
• View check and deposit images
• Wires (Domestic and International)
• Direct Payments
• Scheduled Exports

^* ACH services are subject to credit approval.

WTB Business Digital Banking

Manage your business finances on the go from any mobile device with our app and mobile-optimized version of Business Digital Banking. WTB Business allows you to initiate ACH and wires to existing payees, pay employees, check account balances, alerts, submit approvals and view recent transactions. Mobile Deposit is also available for iPhone and Android, and makes completing your business banking needs on the go easier than ever before.

Available for Android and iPhone. Mobile Deposit only available for Business Digital Banking users.

*Some mobile service provider’s fees may apply.

Treasury Management Products and Services

Our Treasury Management portfolio has an array of products and service to suite your needs. Below are just some to the ways we can help you manage your cash flow, and many of these services are available within the Business Digital Banking experience.

• Fraud Prevention for Checks and ACH Withdrawals
• ACH Positive Pay, ACH Debit Block ^*
• Positive Pay, Reverse Positive Pay
• Remote Deposit Capture
• WTB Payment Portal
• Sweeps
• Lockbox
• Bill Pay
• Online Statements

^* ACH services are subject to credit approval.

Fraud Prevention for Checks

Positive Pay and Reverse Positive Pay

Check payments are the dominant payment form targeted by criminals, making it critical for businesses to adopt smart defenses. With Positive Pay or Reverse Positive Pay, you can protect your business accounts from fraud and avoid costly financial losses. We make it easy to review questionable checks and return unauthorized items to avoid losses.

Fraud Prevention for ACH Withdrawals

ACH Debit Block and Positive Pay ^*

Washington Trust Bank makes it easy to collect ACH electronic funds safely and securely utilizing a range of ACH fraud prevention solutions for your business. Debit Block and Positive Pay give you the ability to preauthorize, review, block and even receive alerts for any ACH debit activity you choose.

Remote Deposit Capture

Save time and money by sending deposits electronically from your desktop to Washington Trust with Remote Deposit Capture. This easy, secure solution allows you to deposit checks into your company’s account without ever leaving your office or place of business. Watch the demo video here.

Features include:

• Eliminate daily bank runs and associated risk to internal employees.
• Initiate deposits on your schedule, anytime day or night.
• Instant access to detailed reports on all deposits.
• Same day ledger credit on deposits made before 8:00 p.m. PST.

WTB Payment Portal

A solution that is simple and easy for small businesses, nonprofits and other organizations to accept online payments and donations.

WTB Payment Portal is a platform that provides a unique URL with custom-branded pages to match the look and feel of your primary website. Through this portal, you have the option to accept single or recurring payments from a checking or savings account (processed as ACH) or a credit or debit card. WTB Payment Portal is available to all customers with analyzed accounts.

^* ACH services are subject to credit approval.

Contact a Treasury Management Officer