There are 59 pages in this monthly budget planner printable template including:
Content Organization:
1. Cover
2. Cover (Color)
3. Cover with icons
4. Cover with line illustration
5. Cover with flower illustration
6. Cover with soft light illustration
7. Cover with cursive font
8. Table of Contents
9. Table of Contents (blank with no page number area)
10. Table of Contents (blank with a page number area)
11. Budget Divider
12. Goals Divider
13. Irregular Expenses Divider
14. Regular Expenses Divider
15. Accounts Divider
16. Savings Challenges Divider
17. Quotes Divider
18. Thoughts Divider
Budget:
19. Monthly Budget: Detailed income and expenses for each month (preset categories) – EDITABLE IN PDF
20. Blank Monthly Budget (no preset categories) – EDITABLE IN PDF
21. Budget Summary: Overview of the income, expenses and savings progress over the year– EDITABLE IN PDF
22. Net Worth: Assets, liabilities and net worth over the year– EDITABLE IN PDF
23. Income Tracker: Income progress over the year
24. Debt Tracker: Summary of debt progress
25. Savings Tracker: Summary of savings progress
Goals:
26. 5 Year Goal Tracker: Plan to achieve 1 big goal within 5 years – EDITABLE IN PDF
27. 4 Year Goal Tracker: Plan to achieve 1 big goal within 4 years – EDITABLE IN PDF
28. 3 Year Goal Tracker: Plan to achieve 1 big goal within 3 years – EDITABLE IN PDF
29. 2 Year Goal Tracker: Plan to achieve 1 big goal within 2 years – EDITABLE IN PDF
30. 1 Year Goal Tracker: Plan to achieve 1 big goal within the year – EDITABLE IN PDF
31. Monthly Goals Tracker: Plan to achieve 3 financial goals for the month
Irregular Expenses:
32. Donation Tracker: Summary of your donations throughout the year
33. Tax Deductions Tracker: Summary of your tax deductions
34. Gifts Tracker: Summary of the gifts given throughout the year
35. Online Order Tracker: Summary of your online orders throughout the year
36. Calendar Expenses (landscape): Seasonal expenses you can anticipate throughout the year
37. Calendar Expenses (portrait)
Regular Expenses:
38. Expense Tracker: General monthly expense tracker that’s useful if you’re trying to not overspend in a certain category
39. Bill Tracker (bills have the same amount each month): Useful to track bills to ensure they’re paid on time
40. Bill Tracker (bills have different amounts each month)
41. Monthly Bill Schedule: Monthly schedule for regular bills
Savings Challenges:
42. 30 Day No Spend Challenge: Tracker for a 30 day no buy challenge – EDITABLE IN PDF
43. 30 Day Challenge Tracker: Tracker for any 30 day money challenge – EDITABLE IN PDF
44. 52 Week Savings Challenge: Tracker for a 1 year savings challenge starting with contributing $1 the first week, $2 the second week etc.
45. 52 Week Savings Challenge Blank: Tracker for a 1 year savings challenge where you can contribute a chosen amount each week
46. Reverse 52 Week Savings Challenge: Tracker for a 1 year savings challenge starting with contributing $52 the first day, $51 the second day etc.
Accounts:
47. Expense Accounts: Confidential expense account information
48. Bank Accounts: Confidential bank account information
49. Credit Card Accounts: Confidential credit card information
Quotes:
50. Quote Page: “If you don't find a way to make money while you sleep, you will work until you die.” – Warren Buffett
51. Quote Page: “Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn
52. Quote Page: “The goal isn’t more money. The goal is living life on your terms.” – Chris Brogan
53. Quote Page: “Too many people spend money they earned..to buy things they don't want..to impress people that they don't like.” – Will Rogers
54. Quote Page: “I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy.” – Warren Buffett
55. Quote Page: “We make a living by what we get, but we make a life by what we give.” – Winston Churchill
56. Blank Quote Page: A blank quote page where you can fill in your favorite money quote – EDITABLE IN PDF
Thoughts:
57. Money Ideas: Summary of the best ideas to grow your net worth
58. Money Journal: Daily thoughts about money
59. Best Ways to Save: Summary of the best ideas to save
There is also an extensive instructions manual containing what's on each page, how to use each page, and additional tips on how to budget, save and make more money.
Features:
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FAQs
The 70-20-10 budget formula divides your after-tax income into three buckets: 70% for living expenses, 20% for savings and debt, and 10% for additional savings and donations. By allocating your available income into these three distinct categories, you can better manage your money on a daily basis.
What is the 50/30/20 rule? ›
The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.
What is the best way to create a budget answer? ›
The following steps can help you create a budget.
- Step 1: Calculate your net income. The foundation of an effective budget is your net income. ...
- Step 2: Track your spending. ...
- Step 3: Set realistic goals. ...
- Step 4: Make a plan. ...
- Step 5: Adjust your spending to stay on budget. ...
- Step 6: Review your budget regularly.
How to create a budget spreadsheet in 7 steps
- Pick your platform. The best budget spreadsheet for you is probably the one you're most comfortable using. ...
- Break down your income. ...
- Break down your expenses. ...
- Determine timing. ...
- Set up the spreadsheet. ...
- Plug in the numbers. ...
- Update as necessary.
The 50/30/20 budget rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must do. The remaining half should be split between savings and debt repayment (20%) and everything else that you might want (30%).
What is the 60 40 30 rule? ›
60/40. Allocate 60% of your income for fixed expenses like your rent or mortgage and 40% for variable expenses like groceries, entertainment and travel. 30/30/40.
Is $4000 a good savings? ›
Are you approaching 30? How much money do you have saved? According to CNN Money, someone between the ages of 25 and 30, who makes around $40,000 a year, should have at least $4,000 saved.
What is the 75 15 10 rule? ›
In his free webinar last week, Market Briefs CEO Jaspreet Singh alerted me to a variation: the popular 75-15-10 rule. Singh called it leading your money. This iteration calls for you to put 75% of after-tax income to daily expenses, 15% to investing and 10% to savings.
What is the 40 40 20 budget rule? ›
The 40/40/20 rule comes in during the saving phase of his wealth creation formula. Cardone says that from your gross income, 40% should be set aside for taxes, 40% should be saved, and you should live off of the remaining 20%.
What is a good budget plan? ›
In the 50/20/30 budget, 50% of your net income should go to your needs, 20% should go to savings, and 30% should go to your wants. If you've read the Essentials of Budgeting, you're already familiar with the idea of wants and needs.
In a series of tweets, Ramsey suggested budgeting for food, utilities, shelter and transportation — in that specific order. “I call these budget categories the 'Four Walls. ' Focus on taking care of these FIRST, and in this specific order… especially if you're going through a tough financial season,” the tweet read.
How to make a budget planner? ›
How to Make a Budget in 5 Steps
- Step 1: List Your Income. ...
- Step 2: List Your Expenses. ...
- Step 3: Subtract Expenses From Income. ...
- Step 4: Track Your Transactions (All Month Long) ...
- Step 5: Make a New Budget Before the Month Begins.
Select a template that aligns with your budgeting goals and the level of detail you require. Look for templates that are compatible with Excel or PDF formats. You can also consider using budgeting software or mobile apps that can automatically sync with your bank accounts and credit cards to track your expenses.
Is there a free budget template? ›
Monthly Budget Template for Google Sheets
Google Sheets' native free monthly budget template is a user-friendly income and expense tracker. It allows you to plan and track your expenses every month, ensuring you stay on top of your financial goals.
What is a budget template? ›
A budget worksheet is a simple spreadsheet or chart where you can record your income, expenses and savings. Using a worksheet to track your finances offers several benefits: It tracks income and expenses in one convenient place.
What is the 70/20/10 model with examples? ›
With the 70:20:10 model you learn 70% from on the job experience and from doing. You learn 20% from others in the way of observing, coaching and mentoring. 10% is down to formal training like courses, reading and online learning.
What is an example of a 70 20 10 budget? ›
70 20 10 Budget example
Let's say your income is $5,000 a month after taxes. By this rule, $3,500, 70% of your income, would be for all expenses. Then 20%, or $1,000, is for saving. Last, $500, or 10%, is for giving or debt payoff.
How does the 50 30 20 rule allocates for income? ›
The idea is to divide your income into three categories, spending 50% on needs, 30% on wants, and 20% on savings. Learn more about the 50/30/20 budget rule and if it's right for you.
