Best Money Saving Apps You Need (2024)

Best Money Saving Apps You Need to Check Out – These are the best money saving and MAKING apps that will change the way that your spend money forever!

Best Money Saving Apps You Need (1)

Nearly everyone has a smartphone, which means that nearly everyone can be using apps to save money and to make money. If you really stop to think about it, that amazing piece of technology that we keep in our front pockets has the potential to save hundreds of dollars for you in just your normal spending.

Using just these money saving apps alone, you could find yourself with an extra $1,000 in your pocket in a year. It’s absolutely possible.

Best Money Saving Apps You Need (2)

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Ibotta

Ibotta is a free app that gives you coupons for items in the form of cashback. And it’s not just limited to brand name items. If you buy milk, even generic brand, from the store, you will get cash back. Just take a picture of your receipt and you’re all set with your cashback.

Get $10 when you sign up through my link!

Mint.com

Mint isn’t necessarily a way to get money back, but it is a great way to keep track of your bank account balances. Keep track of your budget and your money all from one app. You can also sync your bank accounts and credit cards to this app so that you can see everything in one place.

Ebates

My love of Ebates is well-documented. What’s not to love about cash back when you shop? Now they have the option to get cash back IN the stores! Their app makes is super easy to use this new feature, and they have a video on their site that explains it easily.

Get $10 from Ebates when you sign up here!

Swagbucks

Swagbucks app is another money saver and a money maker. You can earn SB for many purchases that you make, so byhaving the app handy to know what will earn you SB could result in you making some serious SB cash back.

Get 300 SB for free when you sign up here!

Digit

Digit is my new favorite app! If you’ve ever struggled saving money, this is the app that you need. Digit learns about your banking and automatically moves money into a savings account for you. There’s no thinking, there’s no hemming and hawing about if you can or can’t save the money. I absolutely love this app.If you’re wondering if it’s right for you, here’s a great video on how it works.

Get started and watch your pocket change add up!

Gasbuddy

Find the cheapest gas close to you. It might only be a few cents/gallon, but that really adds up over time. This is super helpful when you’re on a road trip and need gas, but all of the places near the highway charge $.50 more than the place down the road.

Cardstar

If you’re sick of carrying around 1,000 rewards cards, library cards, and even your gym membership cards, then this is for you. Another bonus is that this app will automatically show you any coupons of bonuses available just for your form your cards.

SavingsCatcher

This one does all of the ad matching so you don’t have to at Walmart. It matches your receipt to all of your local stores and then gives you back the difference if they find it for less somewhere else. You can transfer your money to a gift card to be used in store or online at Walmart!

CartwheelBest Money Saving Apps You Need (3)

If you shop at Target, you should get the Cartwheel app. It will show you coupons that are exclusively available on the app that will save you money on every purchase. Some of the coupons are for 25% off or more!

SnipSnap

Just take a picture of the barcode for the item that you want to buy and the app will search for coupons for that item. No need to clip the coupons for it.

RetailMeNot

Whether it’s a 25% off coupon or a free appetizer at dinner, they’ve got it on the RetailMeNot app. Especially for clothes stores and restaurants, RetailMeNot has been extremely helpful. They list all of the ways that the internet knows to save money on an item or at a store. Some of the coupons won’t work, but there are still some that work perfectly and will save you serious cash.

Bonus: this is a great site to use when you’re doing online shopping and need to check for coupon codes.

Checkout 51

This is similar to Ibotta. You take a picture of your receipt and the available cashback codes are applied.

MobiSave

This is much like the others. It will work with others as a “stack”, so you can use it and Savingstar, and Ibotta, and Checkout51, etc.! This makes for even MORE FREE items and overage! You can shop at any store you like, upload your receipt, and request your money. There is no minimum with this one, you can request any amount of money you have in your account at anytime and it will be added to your Paypal account within 24 hours! This one is good for iOS and Android users.

Shopmium

Again, this one will work with Ibotta and Checkout 51. When you purchase one of their offers, just upload your receipt and they will deposit the money directly in your Paypal account!

Receipt Hog

This one is actually amazing. Receipts to almost anywhere earn you money. It’s as simple as just take pictures of your grocery receipts, upload to Receipt Hog, and they’ll pay you. It’s that simple. And if you submit receipts regularly, you can earn spins at the “Hog Slots” slot machine, where you can win more money or even have your entire shopping trip paid for! It’s fun, easy, and free.

BerryCart

If you’re sick of coupons that are only for junk food, BerryCart is the app for you. BerryCart isa cash-back app that gives you money back when you buy healthy foods that are organic, gluten-free, non-GMO, and more.

Shooger

Before you go to a restaurant, find entertainment for date night, or buy anything at a retail store, check Shooger. You’ll find coupons almost anywhere you go!

ValPak

Do you remember getting those giant blue packets in the mail for local coupons and offers? Valpak has come into the 21st century and now has an app with all of the same amazing coupons, offers, and more.

Favado

Favado is great for making your grocery list so that you’ll know where to get the best deals and coupons. You can check your local stores’ coupon matchups, make your list on your phone, then email it to yourself to print the coupons!

You can search for the best price on anything at your local grocery stores. When Ineed something like eggs, I can search for the best deal on eggs from stores in my area and then ad-match that price at Walmart! How easy is that?!

Barcode Scanner

This is handy! First of all, you can use it to scan in all your cards for the app above. You can scan products in the store and get more info on them and even pricing at other stores! A lot of places now have QR codes which are black and white squares with a lot of small boxes in them that a barcode scanner can read and automatically take you to aspecific website embedded in the QR code!

It is possible to save money without spending all day clipping coupons. These are all apps that I use to help me save money in my everyday life. So what are you waiting for?! Start saving serious money today!

Best Money Saving Apps You Need (4) Best Money Saving Apps You Need (5)

Best Money Saving Apps You Need (2024)

FAQs

Best Money Saving Apps You Need? ›

If you're looking to save for a specific purchase, an app like Qapital that allows you to set up multiple savings goals may be a good choice. If you're looking to invest more, an app like Acorns that automatically invests your spare change may be a better fit.

Is there an app that forces you to save money? ›

If you're looking to save for a specific purchase, an app like Qapital that allows you to set up multiple savings goals may be a good choice. If you're looking to invest more, an app like Acorns that automatically invests your spare change may be a better fit.

What's the app that rounds up purchases and saves? ›

Acorns helps you invest and save for your future. With nearly $4,000,000,000 in Round-Ups® invested and counting, we are an ultimate investing & money-saving app. Get started in minutes, and give your money a chance to grow. Invest, save, learn, and grow with Acorns.

Which savings app has the highest interest rate? ›

Piggyvest: Piggyvest is a popular savings app in Nigeria that offers users a range of savings options, including flexible savings plans and target savings accounts. The app allows users to set up automatic savings and track their spending. This app offers interest rates of up to 13% on savings.

Are savings apps safe? ›

As long as you're taking steps to protect your data -- such as avoiding public Wi-Fi and enabling multifactor authentication -- using a banking app to manage your money is safe.

Are there any apps that actually give you money? ›

The best money-making app will depend on how you want to earn money. We chose Rakuten and Ibotta for the best apps that give you cash-back on purchases, Survey Junkie as the best survey app, and Swagbucks as the best app for making money in a variety of ways, such as playing games.

How can I save money desperately? ›

28 ways to save money
  1. Automate transfers.
  2. Count your coins and bills.
  3. Prep for grocery shopping.
  4. Minimize restaurant spending.
  5. Get discounts on entertainment.
  6. Map out major purchases.
  7. Restrict online shopping.
  8. Delay purchases with the 30-day rule.
Mar 26, 2024

What is the best money app to use? ›

The 9 best apps for transferring money
  • PayPal.
  • Venmo.
  • Cash App.
  • Google Pay.
  • Apple Pay.
  • Zelle.
  • Western Union.
  • Remitly.

Is Rocket money legit? ›

Is Rocket Money legit? Yes, Rocket Money is a legitimate budgeting app that can help you track your spending habits, identify ways to save money and get a better handle on your personal finances. It has a 4.5-star (out of 5) rating on Trustpilot and is accredited by the Better Business Bureau.

Is the Acorns app worth it? ›

Is Acorns Worth it? Acorns charges monthly membership fees, starting at $3 per month. Even though it is a very easy way to get started investing, if you don't make enough purchases each month to round up and set aside enough money, the monthly fee could outweigh the benefit.

What is the highest savings account right now? ›

Our Top Picks for the Best High-Yield Savings Account Rates
  • DCU Primary Savings Account: 0.15% to 6.17% APY.
  • My Banking Direct High Yield Savings Account: 5.55% APY.
  • Western Alliance Bank High-Yield Savings Premier: 5.36% APY.
  • BrioDirect High-Yield Savings Account: 5.35% APY.
6 days ago

What are the highest paying savings accounts right now? ›

In this guide
  • Atom Bank – 5.25% for six months.
  • SmartSave – 5.18% for one year.
  • SmartSave – 4.96% for two years.
  • Birmingham Bank – 4.73% for three years.
4 days ago

Where can I put my money to get the best interest rate? ›

CDs (certificates of deposit) are a type of savings account with a fixed rate and term, and usually have higher interest rates than regular savings accounts. Checking accounts are used for day-to-day cash deposits and withdrawals. Checking accounts are used for day-to-day cash deposits and withdrawals.

What is the safest money app? ›

Both Zelle and Venmo are both generally safe. The platforms use encryption to protect account information and monitor account activity, and encrypted data is stored on servers in secure locations. However, all money transfer apps have some level of risk.

Are online savings accounts legit? ›

If they're FDIC-insured, online banks are as safe as traditional brick-and-mortar banks in many ways. You can also take steps as a consumer to ensure your account is as protected as possible when banking online, whether you bank with a brick-and-mortar or an online bank, also called a direct or digital bank.

Which is the safest bank for saving account? ›

Best savings accounts of May 2024: Compare rates, fees, and more
  • LendingClub.
  • Varo.
  • Credit Karma Money Save.
  • TAB Bank.
  • Newtek Bank.
  • Quontic Bank.
  • CIBC.
  • First Foundation Bank.

What is an automatic saving app? ›

These apps use clever technology to work out how much you can afford to save and then automatically move money from your bank account into a separate savings pot.

What does the jar app do? ›

Jar is a automated investment app that lets you save and invest money into digital gold. It invests spare change from your online transactions into digital gold, automatically.

What is the plum app? ›

Plum is the ultimate smart money app, helping 2 million people to invest, save and manage their spending with automation. Download on the App Store Download on Google Play. Scan to download. on iOS or Android. Capital at risk if you choose to invest.

How do I lock my money? ›

Your bank may offer a “Money Locking” feature which stops scammers from digitally transferring your money out of your bank account. To access money that has been locked up, you need to visit a bank branch to verify your identity or do it through an ATM. Practising cyber hygiene is vital to avoid getting scammed.

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