It's always your call. I maintain hundreds of plants in containers, the largest fraction being bonsai, but there are a significant number of succulents and houseplants in that number too. Root work and full repots are a part of maintaining every plant I own; this, because I recognize and see the limiting effects of potting up on plants. There are even some plants that exhibit an indelible story that offers witness to each time they were potted up. I have a Madagascar palm that is interesting. The trunk of the plant is covered in long thorns. By the vertical distance between the thorns, you can see exactly when the plant was repotted because the plant stretches out and grows very well after a repot. The thorns then get progressively closer together each growing season until the next repot when it stretches out again. If I had been only potting up, I would have the scenario of increasing limitations on growth as illustrated in the example in my post above. I can 'read' the same information in/on trees by observing the increased/decreasing distances between leaf bundle scars, and can tell you how long it's been since your tree was last repotted or potted up, just by looking at it.
This was written to be included in a thread about containerized trees, but 99% of the information can be applied to houseplants. Just imagine 'houseplant(s) wherever you see the word tree(s).
Now that I have made the case for why it is important to regularly perform full repots (not to be confused with potting-up) and prune the roots of your containerized trees regularly, I will offer some direction. Root-pruning is the systematic removal of the largest roots in the container with emphasis on removal of rootage growing directly under the trunk and at the perimeter of the root mass.
Root pruning can start immediately with year-old seedlings by removing the taproot just below the basal flare of dormant material, repotting, and treating the plant as a cutting. This will produce a plant with flat rootage that radiates outward from the base and that will be easy to care for in the future.
Young trees (under 10 yrs old) are nearly all dynamic mass and will tolerate root-pruning well. Most deciduous trees are extremely tolerant of root work. Acer buergerianum (trident maple) is routinely reduced to a main trunk with roots pruned all the way back to the basal flare and responds to the treatment with a fresh growth of fine, fibrous roots and a fresh flush of foliage each spring. The point here is, you don't need to be concerned about the pruning if you follow a few simple guidelines.
First, some generalities: undertake repotting of most deciduous material while the plant is quiescent (this is the period after the tree has met its chill requirement and has been released from dormancy, but has not begun to grow yet because of low soil temps). Most conifers are best repotted soon after the onset of spring growth. Most tropical and subtropical trees are best repotted in the month prior to their most robust growth period (summer). Citrus are probably best repotted in spring, but they can also be repotted successfully immediately after a push of top growth.
For most plants that have not been root-pruned before: With a pruning saw, saw off the bottom 1/3 of the root ball. With a hand-rake (like you use for scratching in the garden soil) and/or a wooden chopstick and/or the aid of water under high pressure from a garden hose, remove all the loose soil. Using a jet of water from the hose and the chopstick, remove the remaining soil - ALL of it. The exception here would be those plants that form dense mats of fine roots (citrus, bougainvillea, rhododendron ...). This should be done out of sun and wind to prevent the fine roots from drying. 5 minutes in the sun or wind can kill fine roots & set the tree back a week or more, so keep roots moist by misting very frequently or dipping the roots in a tub of water as you work. After the soil is removed, remove up to another 1/3 of the remaining mass of roots with a sharp pruning tool, taking the largest roots, and those roots growing directly under the trunk. Stop your pruning cuts just beyond where a smaller root branches toward the outside of the root you are pruning. Be sure to remove any J-hooked roots, encircling/girdling roots or others exhibiting abnormal growth.
Before you begin the pruning operation, be sure you have the soil & new container ready to go (drain screens in place, etc). The tree should fit loosely inside the walls of the container. Fill the container with soil to the desired ht, mounded in the center, & place tree on the mound. Add soil to cover roots & with a chopstick/skewer, or sharpened wood dowel, work soil into all voids in the roots, eliminating the air pockets and adding soil to the bottom of the basal root-flare. Temporarily securing the tree to the container with twine or small rope, even staking, against movement from wind or being jostled will fractionalize recovery time by helping to prevent breakage of newly-formed fine rootage. Place the tree in shade & out of wind until it leafs out and re-establishes in the container.
The first time you root-prune a tree will be the most difficult & will likely take up to an hour from start to finish, unless the tree is in larger than a 5 gallon container. When you're satisfied with the work, repot into a soil that you are certain will retain its structure until the next root-pruning/repot. Tree (genetic) vigor will dictate the length of time between repots. The slow growing, less vigorous species, and older trees will likely go 5 years between repots. For these slow growing trees, it is extremely important that soils retain aeration. For these trees, a soil of 2/3 inorganic parts and 1/3 organic (I prefer pine or fir bark) is a good choice. The more vigorous plants that will only go 2 years between repots can be planted in a soil with a higher organic component if you wish, but would still benefit from the 2/3 inorganic mix.
Most trees treated this way will fully recover within about 4 weeks after the repot By the end of 8 weeks, they will normally have caught & passed, in both development and in vitality, a similar root-bound plant that was only potted up
When root-pruning a quiescent plant, you needn't worry much about "balancing" top growth with rootage removed. The plant will tend to only "activate" the buds it can supply with water. It is, however, the optimum time to undertake any pruning you may wish to attend to.
This is how I treat most of my trees. Though I have many growing in bonsai pots, more of my plants are in nursery containers or terra-cotta and look very much like your trees, as they await the beginning of intensive training. With a little effort at developing a soil from what's available to you and some knowledge and application of root-pruning and repotting techniques, I'm absolutely sure that a good % of those nurturing trees in containers could look forward to results they can be very pleased with. This is the repotting technique described that allows bonsai trees to live for hundreds of years & be passed from generation to generation while other containerized trees that have not had their roots tended to, and have only been potted-up, are likely to be in severe decline, or compost, well before they're old enough to vote. ;o)
I hope you're bold enough to make it a part of your containerized tree maintenance, and I hope what I've written so far makes sense. Thank you so much for your interest.
Al