Becoming Financially Free Through Dividend Investing - MoneyByRamey.com (2024)

Welcome to MoneyByRamey.com,

where our goal is to Teach Financial Freedom to the Universe!

We do this through building up our income sources,

with our focus being on accumulating dividend income.

Our goal is to build a dividend portfolio that generates $50,000 per year in Annual Dividend Income. Join us on the Journey!

THE DIVIDEND PORTFOLIO
THE DIVIDEND INVESTING STRATEGY
Becoming Financially Free Through Dividend Investing - MoneyByRamey.com (1)

DIVIDEND LEARNING CENTER

Our goal is to teach you to the art of Dividend Investing

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Becoming Financially Free Through Dividend Investing - MoneyByRamey.com (2)

LIVE FREE AND DIV HARD​

Join our email list to stay up-to-date with the latest dividend ideas, tips, and money hacks.

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ARTICLES

Read our latest money-related articles guaranteed to improve your financial mind.

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Becoming Financially Free Through Dividend Investing - MoneyByRamey.com (3)

Hello to all my fellow financiers the world over!
Welcome to MoneyByRamey where
the goal is to teach financial literacy to all living
beings in the Universe so we can all achieve
the pinnacle,the goal, the end, the muse:

Financial Freedom.
Money is such a simple concept that often times
the sheer simplicity is lost on individuals through
the noise of stocks, cryptocurrencies,
market rise and …..

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Budget
Dividends
Debt
Financial Freedom
Financial Wisdom
Income Growth
Investing
Motivation Monday
Savings
Budget

Simple Budgeting

It is finally here. After about eight months of writing and countless cups of coffee, my first book, Simple Budgeting, …
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Building Good Financial Habits – Creating a “Budget Day”

One thing every astute Financial Freedom seeker should do is create a budget. A budget allows a savvy money manager …
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Dividends

MoneyByRamey.com DivTalk – December 15th 2018

DivTalk – December 15th, 2018 Hey all, happy Saturday! In this DivTalk video, I go over market swings, a dividend …
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My Dividend Stocks: December 2018 Dividend Portfolio Update

My Dividend Stocks: December 2018 MoneyByRamey.com Dividend Portfolio Update Hi and welcome to all the investors around the world. Below …
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7 Tips for Handling Stock Market Volatility

Trading in the markets is not for the faint of heart. Seeing positions losing money is not something that anyone …
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Top 3 Best Stock Research Websites

Welcome to DivTalk! In this video, I go over my Top 3 Best Stock Research websites: SeekingAlpha.com, SEC.gov, and FinViz.com …
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Ford Stock Analysis

My M.O. as an investor is to initiate positions in solid, well-valued companies with a stable dividend.My dividend portfolio currently …
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Dividend Investing Strategy

Dividend Investing Strategy: An Overview So you have some capital of available and you are looking to begin investing on …
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Debt

How to Get Rid of Debt

“Until debt do us part.” How to Get Rid of Debt? That is a question many of us are asking …
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Good Debt vs. Bad Debt

Good Debt vs. Bad Debt Is there such thing as good debt? Or is all debt bad debt? The Answer …
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Financial Freedom

Which Direction Are You Heading?

“Would you tell me, please, which way I ought to go from here?” “That depends a good deal on where …
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Achieve Financial Freedom: The MBR Vision

Hello to all my fellow financiers the world over! Welcome to MoneyByRamey.com where the goal is to teach financial literacy …
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Financial Wisdom

What Does Prepay Mean?

Prepayment for goods or services means that cash is paid before the goods or services are provided. This can come …
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Why I Consider Life Insurance a Bad ‘Investment’

Life Insurance: the one thing we could all use but none of us want. I begrudgingly paid for life …
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Health Is Wealth: A Journey Towards Balanced Living

What is Wealth? Step back for a moment and consider the life of this individual: rich beyond wildest dreams, eating …
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WordCamp MSP 2018: My Key Takeaways

WordCamp MSP 2018: My Key Takeaways Hello to all my Financial Freedom seekers! In August 2018, I had the privilege …
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Another Option – The School of Life

Another Option – The School of Life There has been so much talk about colleges and universities being too expensive …
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The Student Loan Debt Crisis

“When you get in debt you become a slave.” -Andrew Jackson Are we in a Student Loan Debt Crisis? I …
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Income Growth

2018: Growing My Way to $5K (per Month) of Income

How to Earn More Money: My Journey As some of you are aware (and most all of you will find …
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Investing

My Dividend Stocks: December 2018 Dividend Portfolio Update

My Dividend Stocks: December 2018 MoneyByRamey.com Dividend Portfolio Update Hi and welcome to all the investors around the world. Below …
Read More

Top 3 Best Stock Research Websites

Welcome to DivTalk! In this video, I go over my Top 3 Best Stock Research websites: SeekingAlpha.com, SEC.gov, and FinViz.com …
Read More

How to Start Investing in Stocks: 5 Steps

“How can I start investing at the age of 18? Is it possible?” I answered this question on Quora and …
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March 2018: What am I Investing In?

It is officially March 2018 and that means here in beautiful MN, we will have three great days of 50 …
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You are a Farmer! (Of An Investing Kind)

The life of a farmer is very similar to a life of someone seeking Financial Freedom through solid investing. Take …
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Motivation Monday

MoneyByRamey.com September Motivation – 9/10/18 – Get Up and Get It!

A Daily Dose of Motivation for September 2018 Hello to all my Financial Freedom seekers everywhere – let’s get up …
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MoneyByRamey.com Motivation Monday 7/23/18 – Rise and Shine!

RISE AND SHINE to Financial Freedom Seekers everywhere! It is the start to another great week! But I’m Not Motivated …
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MoneyByRamey.com Motivation Monday! July 16th 2018

Motivation Monday at MoneyByRamey.com – July 16th, 2018 Good morning and happy #MotivationMonday to all my Financial Freedom seekers! I …
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Savings

How to Build an Emergency Savings Fund So you are finally making some real money and finally have some income …
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Is Your Money Making Money?

As a Financial Freedom seeker, one of the most important questions you can ask yourself is, “Is my money making …
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Building a Savings and Investing Web (S.I.W.)

So you have a full time job and/or a business and are starting to make some money. You see your …
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The Formula for Savings

The Formula for Savings Before reading this article, take a moment and ask yourself the following questions: What are you …
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Tea vs. Coffee: A Savings Analysis

As a fellow journey person towards the path of Financial Freedom, your main objective is to save more than you …
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The Formula for Financial Freedom: Spend Less than You Earn

Financial Freedom is an easy concept to grasp; it involves spending less that you earn. If you earn $60k a …
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Becoming Financially Free Through Dividend Investing - MoneyByRamey.com (2024)

FAQs

How much do I need to invest to get $1000 a month in dividends? ›

In a market that generates a 2% annual yield, you would need to invest $600,000 up front in order to reliably generate $12,000 per year (or $1,000 per month) in dividend payments. How Can You Make $1,000 Per Month In Dividends? Here are the steps you can take to build yourself a sufficient dividend portfolio.

How much money do I need to invest to make $3000 a month in dividends? ›

If you were to invest in a company offering a 4% annual dividend yield, you would need to invest about $900,000 to generate a monthly income of $3000. While this might seem like a hefty sum, remember that this investment isn't just generating income—it's also likely to appreciate over time.

How much do I need to invest to make $5000 a month in dividends? ›

The payments are considered passive income since you can collect the dividends whether you trade the stock actively or not. To generate $5,000 per month in dividends, you would need a portfolio value of approximately $1 million invested in stocks with an average dividend yield of 5%.

How much money do I need to invest to make $4000 a month? ›

Making $4,000 a month based on your investments alone is not a small feat. For example, if you have an investment or combination of investments with a 9.5% yield, you would have to invest $500,000 or more potentially. This is a high amount, but could almost guarantee you a $4,000 monthly dividend income.

How to make $1000 a month passive income? ›

Passive Income: 7 Ways To Make an Extra $1,000 a Month
  1. Buy US Treasuries. U.S. Treasuries are still paying attractive yields on short-term investments. ...
  2. Rent Out Your Yard. ...
  3. Rent Out Your Car. ...
  4. Rental Real Estate. ...
  5. Publish an E-Book. ...
  6. Become an Affiliate. ...
  7. Sell an Online Course. ...
  8. Bottom Line.
Apr 18, 2024

How much money do I need to invest to make $4 000 a month in dividends? ›

But the truth is you can get a 9.5% yield today--and even more. But even at 9.5%, we're talking about a middle-class income of $4,000 per month on an investment of just a touch over $500K. Below, I'll reveal how to start building a portfolio that could get you an even bigger income stream than this today.

How to make $500 a month in dividends? ›

Dividend-paying Stocks

Shares of public companies that split profits with shareholders by paying cash dividends yield between 2% and 6% a year. With that in mind, putting $250,000 into low-yielding dividend stocks or $83,333 into high-yielding shares will get your $500 a month.

How can I make $3,000 a month? ›

Here are my favorite in-demand side hustles — some can earn you up to $3,000 a month — and where to find them:
  1. Selling stock photos. ...
  2. Transcribing audio. ...
  3. Renting out your car. ...
  4. House-sitting, babysitting or pet-sitting. ...
  5. Product testing and research studies. ...
  6. Mystery shopping. ...
  7. Selling unwanted stuff. ...
  8. Junk hauling.
Aug 10, 2022

How much money do you need to make $50000 a year off dividends? ›

And the higher that balance gets, the less of a dividend yield you'll need to generate some significant income. If, for example, your portfolio gets to a value of $1.5 million, you could invest in a fund or multiple investments that yield an average of 3.3%. At that rate, you could generate $50,000 in annual dividends.

Can you make $1000 a month with dividends? ›

To have a perfect portfolio to generate $1000/month in dividends, one should have at least 30 stocks in at least 10 different sectors. No stock should not be more than 3.33% of your portfolio. If each stock generates around $400 in dividend income per year, 30 of each will generate $12,000 a year or $1000/month.

How to make 1000 a day? ›

Jobs that pay $1,000 a day
  1. Sales representative. ...
  2. Blogger. ...
  3. Digital marketing specialist. ...
  4. Freelance writer. ...
  5. Business development executive. ...
  6. Freelance designer. ...
  7. Petroleum engineer. ...
  8. Sales executive.

What is the highest paying dividend stock that pays monthly? ›

Top 10 Highest-Yielding Monthly Dividend Stocks in 2022
  • ARMOUR Residential REIT – 20.7%
  • Orchid Island Capital – 17.8%
  • AGNC Investment – 14.8%
  • Oxford Square Capital – 13.7%
  • Ellington Residential Mortgage REIT – 13.2%
  • SLR Investment – 11.5%
  • PennantPark Floating Rate Capital – 10%
  • Main Street Capital – 7%

How to live off $100,000 for the rest of your life? ›

In that case, use these tips to make the most of the money you have:
  1. Tally and reduce monthly expenses.
  2. Utilize free services.
  3. Consider working longer.
  4. Be strategic about Social Security.
  5. Tap into your home's equity.
  6. Keep your money invested.
  7. Talk to a finance professional.
Sep 14, 2023

How much money do I need to generate passive income? ›

It's easiest to live off of passive income if you live in a low cost-of-living area. To live off of financial investment and cash-equivalent income, you'll need a larger amount of money. To earn $30,000 per year, you'll need $600,000 invested at 5% per year.

How to earn 10% interest per month? ›

Here's my list of the 10 best investments for a 10% ROI.
  1. How to Get 10% Return on Investment: 10 Proven Ways.
  2. High-End Art (on Masterworks)
  3. Invest in the Private Credit Market.
  4. Paying Down High-Interest Loans.
  5. Stock Market Investing via Index Funds.
  6. Stock Picking.
  7. Junk Bonds.
  8. Buy an Existing Business.
Feb 1, 2024

How many dividends does 1 million dollars make? ›

Stocks in the S&P 500 index currently yield about 1.5% on aggregate. That means, if you have $1 million invested in a mutual fund or exchange-traded fund that tracks the index, you could expect annual dividend income of about $15,000.

How much invested to make $1,000 a year in dividends? ›

This means you can secure $1,000 of annual-dividend income by investing about $11,765 spread evenly among them. Here's why they look like a good deal that could get much better by the time you're ready to retire.

How much dividend on 100K? ›

How Much Can You Make in Dividends with $100K?
Portfolio Dividend YieldDividend Payments With $100K
1%$1,000
2%$2,000
3%$3,000
4%$4,000
6 more rows
Mar 23, 2024

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